YNAB
.
FORUM
How to enable Javascript
Sign Up
Login
Home
Latest Posts
Re: 401k withdrawal
Oh man, do NOT do this. DO NOT. Other people have done the math much better than I have, so I'm just going to add my voice to the chorus as a form of support.…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
2
Dealing with Debt
Reported - view
Re: The Official 2018 Debt Smackdown
I'm in! Just put my goal in the spreadsheet, and in my journal. It's a big one: $40,000, all of it student loans. We have a big hole, but luckily a big shovel.…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
3
Join A Challenge
Reported - view
Re: Overwhelming Student Loan Debt
@Law School Debt That makes sense--if you only have another year or so before your daughter graduates, then it definitely seems like you're doing the right thing!…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
Dealing with Debt
Reported - view
Re: Overwhelming Student Loan Debt
There are lots of factors to consider here and you've gotten some really good advice. I would second the advice about really considering whether the private school job is worth it.…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
1
Dealing with Debt
Reported - view
Re: Overwhelming Student Loan Debt
@Law School Debt I'm so happy I could help a little. The thing is that you do have to say no sometimes (even most times), both to your kids and to yourself, but--again--YOU CAN DO IT,…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
3
Dealing with Debt
Reported - view
Re: Overwhelming Student Loan Debt
Hello! First of all, you're not alone. Lots of us have been in your shoes, and some of us still are :) We have two kids (2 and 7) and a staggering amount of student loan debt (around 200K),…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
7
Dealing with Debt
Reported - view
Re: Debt Snowball in YNAB
I budget our regular student loan payments in a regular category and then our overpayments in a category I call "Freedom". I have close-enough balances as tracking accounts and update those every…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
1
Dealing with Debt
Reported - view
Re: Mega debt
This may be an unpopular opinion, but ... are you fully paying for the kid in college? S/he has years of earning ahead of him/ her to pay off loans at rates that, while higher than (in my opinion),…
firstmute
mom, wife, and professional nerd
firstmute
3 yrs ago
3
Dealing with Debt
Reported - view
firstmute
firstmute
mom, wife, and professional nerd
20
34
1
Follow
Home
Q&A
Using YNAB
Setting Up Your Budget
Credit Cards & Debt
API & Integrations
Community
Announcements
Join A Challenge
Dealing with Debt
YNAB Wins
Saving & Investing
Small Business
Parenting
Fun Money
Money & Relationships
Tips & Tricks
Help Docs
Community Guide & FAQ
View all topics
Start Your Free YNAB Trial
Important Links
Community Guidelines
Report a Bank Importing Issue
Feature Requests
Report a Bug