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Re: Budgeting for first time Homeowner @Move Light Sound Life so in your example, do you not budget into the Technology replacement category?
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- 2 wk ago
- Method & Budgeting
- Reported - view
Flagging Categories to use Elizabeth Warren's System
I'm a big fan of Elizabeth Warren's system of Needs, Wants and Savings to maintain a healthy balance in your budget. I also like the ability to categorize my budget in categories like Home, etc.…
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- 2 wk ago
- 1 reply
- 66
- Method & Budgeting
Re: Budgeting for first time Homeowner @nolesrule How would you handle something like Home Electronics, or Kitchen Supplies? There will be situations where you have a need, I.E. a TV broke, and other times you have a working TV,…
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- 2 wk ago
- Method & Budgeting
- Reported - view
Re: Budgeting for first time Homeowner @nolesrule Two questions: 1. What was the thought process of breaking up the prepaid items that you have to "pay" at closing, and other costs? 2. We live in a VHCOL (Westchester) and already have a…
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- 2 wk ago
- Method & Budgeting
- Reported - view
Budgeting for first time Homeowner
I'm in the process of closing on my first home. I'm looking for budget setup feedback, and pro's and con's for each method. There are 3 things that we are budgeting for now Closing Costs Renovations…
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- 2 wk ago
- 13 replies
- 104
- Method & Budgeting
Payment Plan Goal
I have my daughter in a 3's program for school. My payments are due on 7/15 and 9/15. What's the best way to handle these to ensure that category is funded properly for those two dates?
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- 1 mth ago
- 3 replies
- 40
- Method & Budgeting
Re: Entering Transaction for money I owe someone In this case, the uncleared manual transaction from 1/27, was paid in a check in February that included a February transaction + the January owed money.…
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- 5 mths ago
- Method & Budgeting
- Reported - view
Entering Transaction for money I owe someone
How would I enter a transaction for services rendered on a specific date (let's say January 26) that hasn't been paid yet? Would I simply enter the transaction to the proper category,…
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- 6 mths ago
- 5 replies
- 77
- Method & Budgeting
Re: Fixing TBB Value in January Yikes, that was easy, and something I should have known. The $0.68 was in fact in a hidden category.
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- 6 mths ago
- Method & Budgeting
- Reported - view
Fixing TBB Value in January
I just went backwards to January and it is showing that I have $0.68 TBB. When I go to send that to a category in January, February then shows -$0.68. Any idea on how to fix this?
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- 6 mths ago
- 2 replies
- 44
- Method & Budgeting
Re: Help reconciling 1 month buffer to Actuals My TBB negative value matches my INM in Janurary so I can confirm that February is accounted for. I’m having a tough time reconciling the money in my cash + savings with my categories.…
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- 6 mths ago
- Method & Budgeting
- Reported - view
Help reconciling 1 month buffer to Actuals
Hey Everyone, I've been a YNAB user for a few years now. I'm buffered out 1 month. Is there a way to figure out if I'm buffered even further beyond one month? Right now,…
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- 6 mths ago
- 5 replies
- 91
- Method & Budgeting
Re: New Goals Coming - one type still missing @nolesrule would you be able to share how you do the calculation on a sample google doc? Perhaps assuming average of $125, and max 12 month bill of $350. I've attached a sample spredasheet
Attachment
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- 6 mths ago
- Method & Budgeting
- Reported - view
Re: Difficulties with medical reimbursements @dakinemaui Would the simpler approach be to simply categorize medical expenses and medical reimbursements separately? I could budget the average for medical bills,…
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- 6 mths ago
- Accounts & Transactions
- Reported - view
Re: Difficulties with medical reimbursements @HappyDance I take it e-fund means emergency fund? So is the better approach for me to simply fund the average medical bill expense, and categorize medical bill reimbursements separately?…
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- 6 mths ago
- Accounts & Transactions
- Reported - view
Re: Avid Longtime YNAB user but still NEED forecasting.... @jenmas can you describe your sweep process/math in more detail? I find that I'm always having a tough time coming up with a process for the variable expenses in my budget.…
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- 6 mths ago
- Method & Budgeting
- Reported - view
Re: Difficulties with medical reimbursements @HappyDance Question for you. Your post linked and the documents make sense when you are talking about Credit Cards. I pay all of my medical bills from Checking.…
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- 6 mths ago
- Accounts & Transactions
- Reported - view
Re: How many months back does the "average budgeted" feature go? @HappyDance Did anyone put this in as a feature request? I find 3 month rolling averages to be the most useful as well.
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- 7 mths ago
- Method & Budgeting
- Reported - view
Re: CC Budgeted Amount Always out of Sync With Amount on Card @dakinemaui All of the values YNAB has in Payment on the CC are in Green, and are significantly higher than the account balance. As mentioned, there is a significant discrepancy between payments and…
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- 1 yr ago
- Credit Cards
- Reported - view
Re: CC Budgeted Amount Always out of Sync With Amount on Card @dakinemaui I have a similar problem with discrepancies as big as $1k on 1 card. How do I fix this? Am I supposed to fix the payments manually in YNAB to match the Credit Card?…
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- 1 yr ago
- Credit Cards
- Reported - view
Fixing deficit for To Be Budgeted next month
I am 1 month buffered on YNAB. When looking at August, I see a $500-ish deficit between what I have in Income for next Month in July, and the negative TBB value for August.…
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- 1 yr ago
- 2 replies
- 70
- Method & Budgeting

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