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Re: What did you do to improve your finances today?
@Stacy C Snap. I said no to buying lunch and yes to catching up (either a walk or bring my lunch!)
rushiec
I choose forwards!
rushiec
1 yr ago
YNAB Wins
Reported - view
Re: Budget monthly instead of as you go
@Alice Blue Mill I prefer budgeting for a month at a time. My goals are all around how much for the month and like you I like to see them completed/achieved.…
rushiec
I choose forwards!
rushiec
1 yr ago
Setting Up Your Budget
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Re: I hope I don't regret this (starts and restarts)
Just think...you've improved each time, so you will keep improving 😊 and the beauty of this system is to help you figure out your priorities and make your money line up with them.…
rushiec
I choose forwards!
rushiec
1 yr ago
2
YNAB Wins
Reported - view
Re: What did you do to improve your finances today?
@MXMOM I love this idea. I keep receipts for things I think might need returning. But I probably need a more organised place (like a small box/tray) in a central location that they can be chucked in…
rushiec
I choose forwards!
rushiec
1 yr ago
YNAB Wins
Reported - view
Re: Calling all YNAB Wizards!
This sounds so much fun. Good luck with your hiring. If I'm ever in the market I'd come back to see what was open!
rushiec
I choose forwards!
rushiec
1 yr ago
2
Announcements
Reported - view
Re: YNAB Attempt #13 Alt title I make YNAB too complicated... /long read
@Rowen Nortje said: Third reason, I have two types of small savings accounts, one is a tax free investment account, that build on a daily basis that when imported into YNAB are seen as an outflow.…
rushiec
I choose forwards!
rushiec
1 yr ago
3
Setting Up Your Budget
Reported - view
Re: YNAB Attempt #13 Alt title I make YNAB too complicated... /long read
@dakinemaui same here. I reconcile something like weekly for my main account and any not currently used/low transaction accounts I just reconcile very irregularly.
rushiec
I choose forwards!
rushiec
1 yr ago
1
Setting Up Your Budget
Reported - view
Re: 1st victory = Significant Other on board!
Fabulous! Am not there yet. 2.5 years of YNAB and just this month I cleared my debts (except our house mortgage). I have found that being able to share my progress has changed the financial…
rushiec
I choose forwards!
rushiec
1 yr ago
3
YNAB Wins
Reported - view
Re: True Expenses Indeed!
Good luck! You might not get it all saved/prioritised before the next 'hit' but with YNAB you will be better prepared!
rushiec
I choose forwards!
rushiec
1 yr ago
4
YNAB Wins
Reported - view
Re: The Official 2019 Debt Smackdown
September check in #2. Transfer between banks has finally cleared. Last $700 AUD transferred (back to joint savings in our offset account). I don't owe money!…
rushiec
I choose forwards!
rushiec
1 yr ago
6
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
September check in #1. Income tax refund. 90% paid off (excludes mortgage).
rushiec
I choose forwards!
rushiec
1 yr ago
3
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
August check in: 82% of debt paid off 😊 $700 this month. Yay. Just the final $1300 AUD to go!
rushiec
I choose forwards!
rushiec
1 yr ago
9
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
July check-in. 3 pay month... Made total repayments of $2492.31 which finalises one debt! #ynabwins If I don't need to reprioritise, 3 more months and I am debt free (except mortgage)!
rushiec
I choose forwards!
rushiec
1 yr ago
6
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
July partial check-in. 3 pay month...last pay on 31st. Made repayments of $1200 so far. Another $1292.31 to go next Wednesday. Payment on Weds will finalise one debt.…
rushiec
I choose forwards!
rushiec
1 yr ago
7
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
June checkin $400 for the month. 38.06% paid off. Am optimistically aiming for $2492 in July and $1000 August, $1000 September to finish the job. This is however more realistically going to be…
rushiec
I choose forwards!
rushiec
1 yr ago
5
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
@WairereRose @Purple Butterfly - knew the minute I read the banks! Congrats. Tasmanian here :) Small month for me here for debt repayments - but I've paid $200 just now and have another $200 if the…
rushiec
I choose forwards!
rushiec
1 yr ago
4
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
April check in - $5092.31 debt remaining (excluding mortgage). Makes nearly 30% of my debt now gone. Still could pay this off by July 2019. Trying to stay close to that!
rushiec
I choose forwards!
rushiec
1 yr ago
9
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
April - target is $1000, but as I can already pay $700 I've done that right now so I am not tempted to WAM and play around too much. The s/s tells me this puts me at just over 25% of my target debt…
rushiec
I choose forwards!
rushiec
1 yr ago
5
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
March check in. $380 AUD paid. That's about 16% of the total I want to pay this year. Still on track for achieving that by July 2019. I waited until 27/02 to make the Feb payment....…
rushiec
I choose forwards!
rushiec
1 yr ago
5
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
@Whiskey Mama great numbers! I don't even *count* our mortgages in my 'debt' numbers. They are kind of 'off budget' for me as we each pay for a share of household/shared expenses and some of his…
rushiec
I choose forwards!
rushiec
1 yr ago
3
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
Late Feb check in. A further $200 paid back. Not on my original plan for this year (in Dec I hoped to be paid off by July, but that is looking more like September),…
rushiec
I choose forwards!
rushiec
1 yr ago
5
Join A Challenge
Reported - view
Re: 2019: The Official Savings Challenge
Am one step closer. Paid off another amount towards remaining debt :) Savings still on track to commence June!
rushiec
I choose forwards!
rushiec
2 yrs ago
4
Join A Challenge
Reported - view
Re: YNAB's 2019 34-Day Challenge!
A little behind! Day 5: sign up for class Done, done and done. I'm sure I will do more, but having done quite a few over the last 2 years I am skipping this but reminding myself to stay up to date!…
rushiec
I choose forwards!
rushiec
2 yrs ago
1
Join A Challenge
Reported - view
Re: YNAB's 2019 34-Day Challenge!
Day 4: Method Took me some time initially to understand how YNAB treated credit cards - but back to basics - I attended some of the webinars and read the blog and it did finally 'click' 💡for me and…
rushiec
I choose forwards!
rushiec
2 yrs ago
4
Join A Challenge
Reported - view
Re: The Official 2019 Debt Smackdown
@BritishMuseum 😂
rushiec
I choose forwards!
rushiec
2 yrs ago
1
Join A Challenge
Reported - view
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rushiec
rushiec
I choose forwards!
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