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Re: Categories for next month Once the month has rolled over (on Aug 1), you can select that category (click on the title) and either choose to "Hide" or "Delete". There should be some prompts from YNAB about how to proceed…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: This or That scenario @Cash makes a very good point. I agree in prioritizing/budgeting for the things I’m already paying off (especially if they’re costing me interest) so I don’t end up getting further into debt the…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: Where do Funds For <Month> come from? Your first month using YNAB will be skewed a bit. The "funds for June" will reflect the money from all the on-budget banking accounts you set up, plus whatever income you also receive in that month.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- Setting Up Your Budget
- Reported - view
Re: How to budget with an asset cap? By assets do you mean that you are not allowed more than $2000/month in a banking account (savings and/or checking, etc)? So if you receive $1000 DI monthly,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Help with payments before the entry of salary Ben and Ernie covered getting a month ahead with an episode of Budget Nerds: https://www.youtube.com/watch?v=2ygVh7scHS0
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Help with payments before the entry of salary Sort of, but the reason is to break the paycheck-to-paycheck cycle. You're not really doubling so much as planning to set aside that money from the current 15th to pay for the following 10th.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- Using YNAB
- Reported - view
Re: Help with payments before the entry of salary You'll want to double up your budget category in the first month to get caught up on your internet expense if you can't cover the next bill. Let's use June and July as an example of how to handle…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 mths ago
- 3
- Using YNAB
- Reported - view
Re: Household consumables budgeted amount? My Home & Garden Supplies category is around $40 - $50. Groceries around $150-200 depending on if I do a big "sale/stock-up" shop. Personal Care is another $50. These are all monthly averages.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- Setting Up Your Budget
- Reported - view
Re: Is it possible to remove an Income Source within the "Income v Expense" report? I do what @Annieland does and just assign random income to "Other Income" as the Payee. For example, I sometimes pet sit, and sometimes I receive cash gifts for birthdays,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- 3
- Using YNAB
- Reported - view
Re: Suddenly the pressure is off— what next? I got a pay raise mid-2020 which finally give my budget some much needed breathing room, and I was also worried about the frittering/lifestyle-creep with all my "extra" cash!…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- Using YNAB
- Reported - view
Re: White notification dot but no pending transactions? @Matthew & @Cornflower Blue Boat Sorry about any confusion. I forget which features are YNAB official and which are Toolkit specials! 🙂
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- 1
- Using YNAB
- Reported - view
Re: White notification dot but no pending transactions? @Melissa @Cornflower Blue Boat Below is a screenshot from my own budget that has both unapproved, and also uncleared transactions. The Bold items with the blue "i" are "unapproved",…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- Using YNAB
- Reported - view
Re: White notification dot but no pending transactions? Is the white dot on the left side of the account name, or on the right side? If it's on the left, you have a new, unapproved transaction in that account.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- Using YNAB
- Reported - view
Re: refund on airfare clearing in April but bought in January Hi @Amy For the Budget side: January's "May Trip" category needs to have a total of $507.04 in available funds to clear those combined charges on your CC account (*).…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 4 mths ago
- 1
- Using YNAB
- Reported - view
Re: Working with Multiple Accounts the "Right Way"? @Matthew LOL! I can't describe how much it (irrationally?) annoyed me to see that stupid penny on my bank account's website. I recently discovered I can hide the "mandatory" account from the…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Working with Multiple Accounts the "Right Way"? @Brian said: I know the YNAB recommended account structure is to have as few accounts as possible. Don't get hung up on this "recommendation" if it doesn't reflect what you need .…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Holiday funds, goals and all things related This is the official YNAB how-to on Merging/Deleting categories: https://docs.youneedabudget.com/article/157-customizing-categories#delete It looks like if you choose to delete a category that…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Viewing Income by Source in Income v Expense Report Unfortunately, those inflows have to be first sent to TBB in order for them to show up in the income section. Anything directly categorized just offsets any expenditures in that same category.
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 2
- Using YNAB
- Reported - view
Re: categorizing fraud I had something similar happen to me as well, with around 70 individual charges and then 70 subsequent credits back once it was resolved. As @Vibrant recommends,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 4
- Using YNAB
- Reported - view
Re: New to investing. Should I open an IRA? Hi @Pineapple Gal I can't answer specific questions about how much better it will be for your's (or anyone's) tax situation to fund the Roth; you'll need a tax professional to lay that out.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 2
- Saving & Investing
- Reported - view
Re: New to investing. Should I open an IRA? I agree that focusing your extra money towards that debt is likely the best option for your particular scenario, especially considering your age. And since you've planned on knocking out your debt…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 5 mths ago
- 2
- Saving & Investing
- Reported - view
Re: I'm seriously irritated with how my past self spent money. Help! @Old Hippie You're welcome! I also adopted this from JL Collins' Manifesto, and saved it as a memo on my phone: JL Collins' Financial Independence Formula Spend less than you earn.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 6 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: I'm seriously irritated with how my past self spent money. Help! I'm going to quote from an article I was reading today as part of my spring cleaning. It really struck me as something that can be applied to any part of our daily lives and I think it fits right in…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 6 mths ago
- 3
- Tips & Tricks
- Reported - view
Re: To be budgeted If the record is as you say, double check the date of that income transaction in your checking account. If it's future dated, then it won't show up in TBB until that date.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 6 mths ago
- Using YNAB
- Reported - view
Re: Goals Questions The Target Savings Balance goal type is the one. You'll just leave off the "By Date" option if you want it to keep running indefinitely.
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 6 mths ago
- Using YNAB
- Reported - view

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