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Re: Viewing Income by Source in Income v Expense Report Unfortunately, those inflows have to be first sent to TBB in order for them to show up in the income section. Anything directly categorized just offsets any expenditures in that same category.
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 12 days ago
- 2
- Using YNAB
- Reported - view
Re: categorizing fraud I had something similar happen to me as well, with around 70 individual charges and then 70 subsequent credits back once it was resolved. As @Vibrant recommends,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 12 days ago
- 3
- Using YNAB
- Reported - view
Re: New to investing. Should I open an IRA? Hi @Pineapple Gal I can't answer specific questions about how much better it will be for your's (or anyone's) tax situation to fund the Roth; you'll need a tax professional to lay that out.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 wk ago
- 2
- Saving & Investing
- Reported - view
Re: New to investing. Should I open an IRA? I agree that focusing your extra money towards that debt is likely the best option for your particular scenario, especially considering your age. And since you've planned on knocking out your debt…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 wk ago
- 2
- Saving & Investing
- Reported - view
Re: I'm seriously irritated with how my past self spent money. Help! @Old Hippie You're welcome! I also adopted this from JL Collins' Manifesto, and saved it as a memo on my phone: JL Collins' Financial Independence Formula Spend less than you earn.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 wk ago
- 1
- Tips & Tricks
- Reported - view
Re: I'm seriously irritated with how my past self spent money. Help! I'm going to quote from an article I was reading today as part of my spring cleaning. It really struck me as something that can be applied to any part of our daily lives and I think it fits right in…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 3 wk ago
- 2
- Tips & Tricks
- Reported - view
Re: To be budgeted If the record is as you say, double check the date of that income transaction in your checking account. If it's future dated, then it won't show up in TBB until that date.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- Using YNAB
- Reported - view
Re: Goals Questions The Target Savings Balance goal type is the one. You'll just leave off the "By Date" option if you want it to keep running indefinitely.
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- Using YNAB
- Reported - view
Re: Someone please explain (simply) TBB and available funds in YNAB? @Matthew Thank you. I loved Dave's workshops! I'm glad they're still available! I must have been using the wrong search terms.
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Someone please explain (simply) TBB and available funds in YNAB? Something I found very helpful when I first started using YNAB was to create a temporary budget and follow along with the getting started videos and did the exact same things they did along the way…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Next month holding or budget it into next month I keep mine in the INM holding category until the last week of each month, usually because I just can't wait to budget my money anymore and I want to fill those categories with green!!…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 2
- Using YNAB
- Reported - view
Re: Transaction at the end of the month Change the transaction date to 3/1/2021; problem solved. Especially if the transaction hasn't actually cleared on your CC. Since it can take a day or two to post to your account side,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- Using YNAB
- Reported - view
Re: Budget Category For Next Month Expenses @InfraredSnowman You can "reset" the goal in the current month. Just click "edit" and then "save". This will get rid of any reminder message in previous months.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- Setting Up Your Budget
- Reported - view
Re: Budget Category For Next Month Expenses On March 1 go back to Feb's budget screen and move the money from Income for Next Month (INM) into TBB. This zero's out Feb's budget for that category (on Mar 1 it no longer matters that Feb goal…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- Setting Up Your Budget
- Reported - view
Re: Savings without a Goal? @John B said: I guess I should be investing it, but right now I'm not sure. You're mind is already considering what you should do with it, so create a category called "Investing" and put those funds…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 1
- Saving & Investing
- Reported - view
Re: any advice for checking the budget LESS? :-/ I understand the stress of reconfiguring your budget due to a significant decrease in income. I left my old job 10 years ago, making nearly double what my take-home pay is now,…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 1
- Money & Relationships
- Reported - view
Re: Today I was able to avoid a terrible mistake, thanks YNAB @Forest Green Jackal said: NEVER in my LIFE have I been able to avoid an irresponsible purchase just by reasoning it out. This is probably one of my favorite "side effects" of using YNAB!…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 3
- YNAB Wins
- Reported - view
Re: Moving from Simple - Funding Categories each Payday? YNAB requires manual input to fund your budget categories each time you have new income to categorize. (I haven't heard of Simple, so I can't speak to how that program compares to YNAB.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Share a Budget without sharing accounts Currently there isn't a way to lock unique budgets (password protect by budget) within one YNAB account. Lots of people have asked. You can use the " Feature Request " link and add your voice to the…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 1 mth ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Previous month budgeted amounts overspent? @Matthew I always thought that if cash overspending wasn't fixed in the month it happened, then your budget categories got all out of whack? I guess cash overspending is something that I've always…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- Using YNAB
- Reported - view
Re: Previous month budgeted amounts overspent? Rule three says roll with the punches and cover any over-spending in the month it happened. But you'll need to determine how you "purchased" that overspending in order to move forward and keep your…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- Using YNAB
- Reported - view
Re: keeping a fund category topped up (irreg expenses) @Annieland LOL!; are you looking at the insurance & property taxes? Yeah, AZ is probably fairly inexpensive, at least in Maricopa County, compared to other states.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: keeping a fund category topped up (irreg expenses) @Annieland Those figures are for the entire year. And I actually use (& love) the multi-flow outflow spreadsheet to figure out how much I need to reserve monthly for all of my true expenses.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: keeping a fund category topped up (irreg expenses) My two cents: Break them out and list them under a main "Irregular" Group (mine's called "T.E." for true expenses), and note the frequency in the title.…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Stick to $0 to be budgeted or pay-off debt and be in the red? @Turquoise Piano 40% reduction sure ain't nothing to sneeze at! 👏🎉And if you can keep that trend going think of how much quicker you can pay off that debt and then move on to really plunking it…
- Melissa
- Routinely questioning every assumption I have about my budget, my spending, and my savings habits.
- todays_mel
- 2 mths ago
- Credit Cards & Debt
- Reported - view

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