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Re: Paid in October for November You can always fix it for this month by fudging the number in your account transaction. I pay my mortgage for the month on the 30th of the previous month (when I get paid),…
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: Notes: how to add a space or move to the next line Oooh! Thanks for asking this! Just went in and made one of my few notes much more readable!
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: Getting away from checking my account balances and instead following my budget? @Descriptor Noun said: YNAB does not judge I love this
- Stacey K.
- staceychev
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Re: New Goal Types? @ktoschlz The new goals are being rolled out incrementally. Some people have them but many don't.
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: New Goal Types? I know! I keep checking because I really want to change the type of goal I'm using for Christmas. Can't wait for mine to show up!.
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: Help button obscures bottommost and rightmost stuff on reports It's more of a workaround than a fix, but if you download the Toolkit extension, you can turn the help button off. (Personally, I hate the help button.)
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: Need help with starting a budget and figuring out how to get out of credit card debit Start using YNAB. As you make decisions about what jobs you want your dollars to have, and as you create goals for yourself (paying off debt!), you will find yourself making different spending…
- Stacey K.
- staceychev
- 1 yr ago
- 2
- Dealing with Debt
- Reported - view
Re: Reconciling Checking Account Statement You don't balance traditionally with YNAB. You clear all transactions that have cleared your bank (not pending!) and then make sure that your account balance in YNAB matches your number in your bank…
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Confused about credit cards, checking account and budgets
Hi - I'm new to using credit cards (linked) in YNAB, and something just happened that has thrown me for a loop. Can someone explain how to deal with it? Generally,…
- Stacey K.
- staceychev
- 1 yr ago
- 2 replies
- 67
- Credit Cards & Debt
Re: End of month question - removing money that isn't there? Have you been reconciling your account in YNAB with your account in your bank? If they don't match, and you can't find the error, YNAB will create an adjustment transaction for you.…
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: Mortage advice and a few other things Store cards are a terrible deal in terms of interest, but we've done well with them in terms of zero percent financing (before we began creating true expenses through YNAB).…
- Stacey K.
- staceychev
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: Calendar I would totally use this - I have used a Google Calendar for nearly ten years for my bills - as I pay them, I change the color of the item.
- Stacey K.
- staceychev
- 1 yr ago
- Using YNAB
- Reported - view
Re: I'm $20 off in reconciling and I'm not sure what to do @dakinemaui Yep - I definitely go line by line. The first few times I reconciled, I printed out my bank register and went through with a pen to cross each line off when I found it in YNAB!
- Stacey K.
- staceychev
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: I'm $20 off in reconciling and I'm not sure what to do Ugh - I figured it out. There are actually two similarly named $20 transactions to my daughter's school, but I only have one in my bank clearing, as the other is a check.…
- Stacey K.
- staceychev
- 1 yr ago
- 2
- Using YNAB
- Reported - view
I'm $20 off in reconciling and I'm not sure what to do
I'm halfway through my third pay cycle in YNAB - a little over a month in a half - and I'm still reconciling with my checking account obsessively. I used adjustment transactions the first couple of…
- Stacey K.
- staceychev
- 1 yr ago
- 4 replies
- 60
- Using YNAB
- Answered
- Answered
Re: Credit card overspending category (no judgment pls!) @dakinemaui I do already have a Vet category as a true expense and I'm trying to build that up. If I budget money into that category, will it register that as actual money or will it deduct from the…
- Stacey K.
- staceychev
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Credit card overspending category (no judgment pls!)
We intentionally put a purchase on a credit card - but we are carrying debt and will not be paying it off this month, as there is a plan in place. (Backstory - newer YNAB users - true expenses…
- Stacey K.
- staceychev
- 1 yr ago
- 10 replies
- 85
- Credit Cards & Debt
Re: Please help. I have not been able to get past the loading screen for about a week. My mac isn't super-old (it's a 2015), but I'm using YNAB on Chrome with no issues. I did just log into Safari fine as well, but perhaps trying a different browser would help, at least temporarily.…
- Stacey K.
- staceychev
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Dinner win
I left work a little bit late tonight, and driving home, I called my husband to be reminded that he had a vet appointment for the dog and band practice tonight,…
- Stacey K.
- staceychev
- 1 yr ago
- 1 reply
- 104
- 9
- YNAB Wins
Re: Just started and I am frustrated Have you watched any of the intro videos? Remember, you're not forecasting your month - you are sitting down with only the funds you have available (the 30th of August pay) and asking "What do each…
- Stacey K.
- staceychev
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: "To be budgeted" way out of range I have, in the past, done YNAB with all of my accounts listed, as well as my credit cards (debt!) - this time around, I decided to just do my checking account to get started with.…
- Stacey K.
- staceychev
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Help me achieve the mental shift @MsTJ said: For me, one of the most powerful things I do is ask myself before spending, "What is more important, this spending or my goals?" Found I was spending money on things that didn't matter,…
- Stacey K.
- staceychev
- 1 yr ago
- 5
- Tips & Tricks
- Reported - view
Re: Help me achieve the mental shift @WordTenor Thanks! The goal idea is a good one - right now, we're really close to paying off one of our credit cards, so that's a good one to focus on.…
- Stacey K.
- staceychev
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Help me achieve the mental shift @Nicole Hi Nicole - the Friday chat went great! We were able to set some priorities and make some decisions. As we're still living paycheck to paycheck,…
- Stacey K.
- staceychev
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Target win
I walked into Target today and bought only what I went to get - not only that, but I compared prices between the store brand and my typical brand, and chose based on my budget.…
- Stacey K.
- staceychev
- 1 yr ago
- 2 replies
- 71
- 5
- YNAB Wins

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