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Re: 2021: The Official YNAB Savings Challenge @atoznewlyweds Well, I haven't updated this at all in 2021 and I don't remember how I really got to the goal of $42,000 for this year. But it doesn't really matter because WE ARE BUYING A HOUSE!…
- atoznewlyweds
- atoznewlyweds
- 3 mths ago
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! @Silver Robot Oh haha he WILL go to a movie. He goes to our favorite mexican place for their great happy hour and then to a movie (which is "free" because he is an A-List member).…
- atoznewlyweds
- atoznewlyweds
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! @Faness Love that way to shift my mindset! Thanks
- atoznewlyweds
- atoznewlyweds
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! I checked with my husband and he is onboard to participate in the 34 Day Reset! Here are our rules and exceptions: No buying alcohol (this is a big one).…
- atoznewlyweds
- atoznewlyweds
- 9 mths ago
- 3
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge It is 2021!! This was a great tool to celebrate the progress we made in saving during 2020 despite hardships. Our goal is to purchase our first home in the fall of 2021 so we need to continue saving!…
- atoznewlyweds
- atoznewlyweds
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @atoznewlyweds Goal was met and exceeded! Not much to say. On to 2021!!
- atoznewlyweds
- atoznewlyweds
- 9 mths ago
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @atoznewlyweds I haven't updated this in a while. It's November! We are at 85% of our original goal. I realize I never updated the goal when we decided we needed to save more for the house.…
- atoznewlyweds
- atoznewlyweds
- 11 mths ago
- 2
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge July Update I like this monthly check in. It's interesting to read back and see how I was feeling. July is funny because my husband got 3 paychecks rather than 2 so I feel a lot more secure.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @atoznewlyweds June update (because things aren't going to change in the next couple of days) I'm feeling a bit insecure about our budget now that I'm not getting paid every week.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Days of Buffering Gone
Has anyone using the Toolkit lost Days of Buffering? I also used to be able to hover over Age of Money and it would tell me the date. I checked through all of the Toolkit settings and couldn't find…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1 reply
- 89
- 1
- API & Integrations
Re: 2020: The Official YNAB Savings Challenge @atoznewlyweds I got furloughed in May, so we've stopped funding our Job Loss category. I am getting unemployment which more than covers what I was making previously but I've heard the extra $600…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: Need some help getting started with budgeting I found that using YNAB requires a mindset shift. We all had our own ways of budgeting beforehand and I know that it took me some time to wrap my head around how YNAB thinks about it.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @atoznewlyweds I love watching the percentage rise on our House Down Payment category. We are over 30% to our savings goal. My pay was reduced last month due to COVID and there is a chance I could…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: What's the best way to build up regular spending categories? @Melissa That's great! Whatever works best for you. So much of YNAB really is about psychology. We all view money differently and so need different tools. That's what I LOVE about YNAB.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Have you changed your budget to focus on savings? I've kept things mostly the same. We adjusted our "Everyday Expenses" such as Dining Out, Lunch, Groceries, Gas, etc. I got a 10% pay cut starting last week so I'm interested to see how much that…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Saving & Investing
- Reported - view
Re: We took True Expenses/Goals to the next level... I spent some time on a spreadsheet figuring out how much we spend on holidays and birthdays and created a Spend By Date goal that covered the whole year. Christmas is kept separate.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: What's the best way to build up regular spending categories? @dangerosity said: I have no "fun" spending. I read this blog that addresses having fun money and it really changed my perspective on it. The title of the blog won't seem applicable to this…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Can you do more with this stimulus check?
I know so many people who are struggling immensely because of the financial impacts of COVID-19. Thankfully, my husband and I are not. With the House passing and President signing a stimulus package,…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 2 replies
- 182
- 13
- YNAB Wins
Re: Category Names I'm only on month 3 but I think I like where we've landed with our groupings and categories. Giving: To our church and then other charities Everyday Expenses: Dining out, groceries, gas, etc.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Re: What's a buffer? @dakinemaui said: they find the money in the current month if at all possible That's a good point. I'm giving us some grace as we are still getting all the categories right.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: What's a buffer? This thread is really interesting. I'm only on month 2, so right now I look forward to funding categories on a weekly basis (I'm paid weekly, my husband is bi-weekly).…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 2
- Using YNAB
- Reported - view
Re: Help managing charity goals I'm still figuring out how to do Giving as well. I just do math every time we get paid. We have chosen to do 5% to our church and 5% to other giving opportunities,…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 2
- Setting Up Your Budget
- Reported - view
Re: 2020: The Official YNAB Savings Challenge I'm joining my first YNAB Challenge!! Starting YNAB with my husband on January 1st was the BEST thing we could have done. I am so shocked at how soon we'll be able to afford our first house.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: Goal Adjustments @Eric S said: it's more of a me just wanting to see everything as "green" rather than there being any actual problem. I'm with you on this. I need everything to be green.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: So how many categories do you have? This is just my second month and I have 55. I'm constantly adding and shifting things around. Our Wish Farm is hidden right now because we are saving up for a house, but I secretly add items to it.…
- atoznewlyweds
- atoznewlyweds
- 1 yr ago
- Setting Up Your Budget
- Reported - view

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