My husband and I work for the same tech company, have a 5 year old son, and prioritize charitable donations, international vacations, going to the movies, breakfast tacos, and visiting his family in the UK in our budget.
We have no debt, donate 10% (gross income), contribute 20% (gross income) to retirement, and maintain a 6 month Job Loss fund. We are minimalists but also own an astounding number of Wirecutter recommendations . 😂
We are aggressively saving to build a net zero house in 2-5 years!
Follow YNAB to get support and lots of great ideas on budgeting