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Re: 2020: The Official YNAB Savings Challenge I've claimed line 14. Last year I was in the Debt Smackdown Challenge and I am also this year. I'm finding this challenge a bit harder to define goals.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Claimed Line 24. I'm back again for the Challenge. It was very motivational for me in 2019. I got to 100% of my goal, which was CCs and a car loan - all gone! I've been off the CC float for a while,…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 8
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Trish B Well done!
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I made it to 100% of 2019 goal! I was scheduled to make the final cc payment in December, but decided to do a little WAMing just to have it done. I'll be back in 2020 to tackle the HELOC.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 10
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Car loan - gone! It was at 0%, so I've never been in a big hurry to pay it off, but wow it feels good. I'm at 93% of my goal for the year. Two more payments on a 0% credit card and that will be done,…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 10
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Gold Song @Gold Song That's great! I really get the "can't wait" part. My last car payment comes out of the bank on auto payment on Monday and I can hardly wait for that.
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown October check-in: I'm right on track to make my goal - one more car payment in Nov. and two payments on the last cc. Both of those are at 0% interest. I'm so tempted to just pay them both now…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Bearours I started a sinking fund last January and put a small amount in each month. I haven't started my shopping yet, but between the sinking fund and five paychecks this month (we get paid…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @just_zoshin @just_zoshin Way to go! You've got a plan and that's important. I'm in the same place. I'd like it all to be gone, but it's going to take a little more time.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @The DownUnder CFingYogi
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- Join A Challenge
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Re: The Official 2019 Debt Smackdown August check-in. Made payments to the two loans I'm tracking, so now I'm at 78.24% of my goal for 2019. I'm so tempted to pay more to get to get to $0.00 and 100%.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Just updated my pay downs for July. I'm at 72.03% of my goal and right on track to meet my yearly goal by the end of 2019. I'm geeked!
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Nicole Thanks! Feels great.
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 2
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- Reported - view
Re: The Official 2019 Debt Smackdown June check-in: I'm now at 67% of my goal for the year. The rest of the debt I listed as a goal is at 0% interest, so the plan is to get that to 0% by the end of December.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I bit the bullet and took some money from savings to pay off my cards that carried an interest rate. Now I have two debts - one card and a car payment - at 0%.…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Angel's Mom I agree with @Technicolor Cheetah . I've come to think of my first budget as a "draft" or learning budget. After about 5 weeks, I started a new one learning from the mistakes I'd made…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Gold Rhythm @Gold Rhythm The link to it is near the top of this page. It took me a few times to figure that out. On my computer, I hit the up arrow to the top and then scroll down a bit to find the…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I'm over 50% of my goal for the year - actually over 52%! It feels great. I've been frustrated because I just want to take money from my savings to pay it all down,…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Hot Pink Yeti People have been joining all along. I don't see why you can't start now. It's very motivating. And a lot of us will still have some debt come 2020 - just less of it and feeling it's…
- TC Jackie
- HR Manager
- tc_jackie
- 1 yr ago
- 8
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Kim Laskey You're kidding! As a single mom with three kids, YOU get the award!
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @veggiegeek Well done!
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown February check-in. Paid down $1338.00 in CC and auto debt. That's not quite as good as last month, but I'm taking a short vacation in March and don't want to add to CC debt. Still, I'm at 33.…
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Tif_Ann @Tif_Ann I agree with the comments about having to shift priorities once in a while. One of the important things for me when I have to adjust is that at least I know where I stand since…
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown January check-in. Paid $2450 on car loan and credit cards this month - 21%. Feels great! I won't be able to do that in February because I have property taxes due.…
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Violet Drill The key words here are "right direction." Well done.
- TC Jackie
- HR Manager
- tc_jackie
- 2 yrs ago
- 2
- Join A Challenge
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TC Jackie

tc_jackie

HR Manager

Traverse City, Michigan

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I'm a senior working part time at a great job I don't want to give up. I wish I'd found YNAB many years earlier, but here I am.