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Re: Fresh start now I am out of la la land? Ok I am checking back in as the month end approaches. I did what was suggested. I put a portion of my welfare check in a new budget called Welfare Held Over For Next Month,…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Manual Entry - Will I get tired of it? I've been using YNAB for two years and for me manual entry is part of the discipline. So for example looking at a supermarket bill and realising it's not all 'Food'.…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Using YNAB
- Reported - view
Re: Software for easy online banking Bargeld is cash .. I love German !
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Transaction history messed up, budget completely trashed now. Possible to roll-back to previous state? e.g. yesterday? You'll learn far more by sorting out the mess than you will by trying to roll back.
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Using YNAB
- Reported - view
Re: Setting Goals for Fixed Monthly Expenses @Khaki Network You asked about fixed expenses, and just wanted to add, you don't need to have goals in YNAB for every category. So say if you are on an electricity or internet contract where the…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Setting Goals for Fixed Monthly Expenses I think a monthly fixed expense isn't a goal. It's a recurring transaction, which is budgeted for. You might have the 'goal' to get a better deal from your gas supplier for example,…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Income at the end of the month @dakinemaui said: Search for Stealing From the Future. Could you give me a link please - there are lots of references to that phrase coming up on a search.
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Income at the end of the month @nolesrule said: You know To Be Budgeted can reach zero without actually being zero. @dakinemaui said a design flaw that can pull back funds directly allocated to next month,…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Side-by-side monthly view? @Waystone Yeah I get that they don't want it to look like something a bit scary that an accountant might use. But I am sure there is a middle way. The multiple view was optional after all.
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 2
- Using YNAB
- Reported - view
Re: Side-by-side monthly view? @Faness I've already submitted a request that asks for the multiple month view to be reinstated. @Matthew replied and I suggested he look at this thread and maybe contact some of the people on it…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Income at the end of the month @dakinemaui I mean a payment month ie that the check is paid in arrears on 11th to cover the preceding period 5th to 4th, ie it's paid 7 days after the end of the respective payment period.…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Side-by-side monthly view? The side bars are a massive waste of space too. The left one could easily be a popout. The font size of the figures on the right is ludicrous! Half of that info could be in the reports instead,…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Using YNAB
- Reported - view
Re: The nasty averages @Herman said: you could zero all your categories, hide them and create all new similar categories to use going forward That sounds terrifying !
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: The nasty averages @Nicole 😆 Thanks! I didn't realise they were only annual averages. That's better, as the badness will recede. You could deduct the dog costs from Fitness, as you have to take him on walks 😉
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
The nasty averages
On the right hand side are figures I have been trying to ignore for a long time. Partly because I had bad spending patterns and partly because I was making mistakes using YNAB.…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 4 replies
- 92
- Setting Up Your Budget
- Answered
- Answered
Re: I'm finally learning HOW to save money @Bruce I actually meant that bigger savings can often be made by being business like, asking for discounts, bargaining etc. Ie thinking big rather than nitpicking.
- Good Intentions
- Tan_Android.10
- 1 yr ago
- YNAB Wins
- Reported - view
Re: I'm finally learning HOW to save money Me too. My parents save a penny here and there buying cheap food, wear old clothes, but then don't shop around for their phone, gas and electricity. They made me grow up thinking budgeting was all…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 5
- YNAB Wins
- Reported - view
Re: Income at the end of the month I have the same issue, my money comes in on the 11th of the month, to cover a payment month of 5th to 4th, so should I proportion it out so the right number of days worth is held over for the next…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: So I decided to change a few categories... @Eric Poulin said: A lot of categories shows negative now, because I created them now and assign them older transaction. That's still useful info though, as it makes the averages.
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: The mysterious Credit Card total @Faness and @dakinemaui thank you so much, I think I have it sorted now! 😄
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 2
- Credit Cards & Debt
- Reported - view
Re: Living on the Float I'm in the UK and there is more of a culture here of viewing credit cards as risky, ie that they encourage irresponsible spending. 'Good' reasons for spending on a credit card are here considered to…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 1
- YNAB Wins
- Reported - view
Re: Having a Wish Farm is equally cruel to not having one One way might be to look at it that they are deliberately manipulating people. Creating an excitement and then leaving them hanging. At least this was true end of 2019 to March.…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Saving & Investing
- Reported - view
Re: What did you do to improve your finances today? [UK based] Things I generally do: This week I will be doing my tax return ie as soon as I can after year-end, so I know what my tax bill will be ASAP (doesn't mean I have to pay it immediately),…
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 1
- YNAB Wins
- Reported - view
Re: Bank charges and interest @Blue Wildcat Thank you
- Good Intentions
- Tan_Android.10
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Fresh start now I am out of la la land? Thank you @Herman and @dakinemaui
- Good Intentions
- Tan_Android.10
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view

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