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Re: The Official 2019 Debt Smackdown Nov check-in: I am able to make my minimum payments to my 2 student loans, and another $250 to my flooring 0% interest card. Hopefully, will be better next month. One month at a time.
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Re: 2019: The Official Savings Challenge Oct check-in: I was able to save just under $890 this month, below what I usually can save. Still spending lots on repairs for our electrical storm, and waiting for insurance to process everything.…
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- 1 yr ago
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Re: 2019: The Official Savings Challenge @HappyDance Virtual hug of support much appreciated! And now to foster less drama going forward. 😂
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- 1 yr ago
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Re: The Official 2019 Debt Smackdown @Purple Foal Thank you! It's true, I am rolling with the punches and that is something good. :)
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Re: 2019: The Official Savings Challenge October update: I've not really been able to save much, just for rainy day expenses. Otherwise, I've needed to drain savings and most of our emergency fund to pay for expenses related to a recent…
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Re: The Official 2019 Debt Smackdown October update: I've updated the spreadsheet with my debt payments on my student loans (minimum pymts) and on our interest free flooring card, which I was able to pay $500 towards just that.…
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- 1 yr ago
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Re: The Official 2019 Debt Smackdown Check-in for July, Aug, and Sept: I've caught myself up on the spreadsheet. Have only been able to make minimum payments on my private and federal student loans,…
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Re: 2019: The Official Savings Challenge Check-in for July & Aug: I've caught myself up on the spreadsheet. Savings is taking a hit, as expenses have increased significantly for us with daycare and baby stuff.…
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Re: 2019: The Official Savings Challenge @xgirlmama That's the YNAB difference!
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Re: The Official 2019 Debt Smackdown @farfromtheusual We plan to be here for a bit yet, so we'll get some enjoyment out of the new things at least.
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Re: 2019: The Official Savings Challenge @Miss Nicki Baby Congratulations!
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Re: 2019: The Official Savings Challenge June check-in: I have increased my goal by another $3k for the year because at the last minute, I switched daycare centers to a more expensive one. I began to hear concerning reviews of the previous…
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Re: The Official 2019 Debt Smackdown June update: Only able to make minimum payments to my student loans this month. A new baby is expensive! So many things have been necessary to purchase,…
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Re: 2019: The Official Savings Challenge @ISuckatMaths Personally, I count this as savings. Any money I have to set aside for a future expense is savings in my book. In case you want to feel better about your progress. 🙂
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Re: The Official 2019 Debt Smackdown @ISuckatMaths Saving to pay an anticipated expense is debt reduction by preventing new debt. I say you're very motivated in reducing debt, even if it is a future one. Good luck!
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Re: The Official 2019 Debt Smackdown @Savings Crusher Cat Mother Congratulations on becoming debt free! Hope you continue on your budgeting success journey.
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Re: The Official 2019 Debt Smackdown @Ruff16965 (05bd62cee897) That's great to hear. I'm so glad it all got taken care of. I bet it's a big relief!
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Re: The Official 2019 Debt Smackdown May check-in: I made my snowball payment of $725.04 to my private student loan and the auto payments are set for both my private & federal student loans for the month.…
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Re: 2019: The Official Savings Challenge April check-in: I was able to save $1024.49 this month toward rainy day categories and my emergency fund. Given we have been spending money every day thanks to a newborn,…
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- 1 yr ago
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Re: The Official 2019 Debt Smackdown @Ruff16965 (05bd62cee897) That is good to hear! Hope it is paid soon.
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- 1 yr ago
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Re: The Official 2019 Debt Smackdown April check-in: I made my first snowball payment to my private student loan this month, after having paid off my car last month. That felt really good to pay so much more on this stupid student loan!…
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Re: The Official 2019 Debt Smackdown @Ruff16965 (05bd62cee897) Fingers crossed!
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Re: The Official 2019 Debt Smackdown @Kim Laskey I also love indebt.it - has definitely upped my motivation for staying on the debt crushing path. Congrats on your progress!
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Re: The Official 2019 Debt Smackdown @Coral Pony I hear you on the needing to purposely budget for those punches that I self-create. Once I started doing that regularly, it got me past the two steps forward,…
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Re: The Official 2019 Debt Smackdown @Whiskey Mama Thanks so much - on both accounts! 🙂
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A forty-something gal who learned to budget late in life.