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Re: Budget and account balance aren’t matching You need to actually Reconcile that bank account - using a Reconciliation Adjustment has made your TBB go negative. Delete those two Adjustment entries.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 wk ago
- Using YNAB
- Reported - view
Re: The Official 2021 Debt Smackdown @farfromtheusual I'm paying about 3 times the principal amount each month. Luckily for us we don't need to invest in improvements to boost our home value.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 1 mth ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Periwinkle Flute Jan-March check in: My only debt is my mortgage and we've been paying extra on it for a while - we're 10 years in on a 30 year, $400,000 loan.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 7
- Join A Challenge
- Reported - view
Re: AMEX Impossible to Reconcile On the web go to the AMEX account register. Near the top on the right you will see a View option. Click on it and you can choose to show the running balance.
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Android Widget @Nicole The problem is that only Android users are patiently waiting. iOS users are continually getting improvements.
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 2
- Using YNAB
- Reported - view
Re: Feedback on ways to stick to a budget I use the "do I really want/need this thing" approach rather than the "can I afford this thing" approach when deciding whether to purchase certain things.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: Hmm, noticed this today in Up Next... @Vibrant Yeah, us Android users are still waiting to actually be able to do something with pending transactions... And now IOS gets another new feature? What's going on?
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 1
- Using YNAB
- Reported - view
Re: Android Widget @jredders iOS is also able to actually use pending transactions, instead of just having them clutter up the screen with no purpose.
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Using YNAB
- Reported - view
Re: Budget savings inflow to the category? Unless you plan to spend that money on the next rainy day, probably not. Most of us keep all sorts of money in our savings account(s), just to earn some interest on it.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Saving & Investing
- Reported - view
Re: Account Transfers have me LOST - anybody get this? Transfers between on budget accounts do not need categories. Change the Payees to "Transfer : Checking", etc. (If you start typing the word "transfer" in the Payee field a list of options will come…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- 4
- Using YNAB
- Reported - view
Re: Someone please explain (simply) TBB and available funds in YNAB? You need to figure out your budget template. There are YNAB resources for doing this, but since I don't use goals, every so often what I do is move to the next month (or the furthest month ahead…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Setting Up Your Budget
- Reported - view
Re: Savings Goals Category for Starting Balance @TamaleLlama By re-reading your #4 it appears that maybe the account you are calling "investments" is actually a Savings account intended to hold money you plan to invest in the future?…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Setting Up Your Budget
- Reported - view
Re: Checking account won’t reconcile. @Periwinkle Flute What @nolesrule said but with more words!
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Using YNAB
- Reported - view
Re: Checking account won’t reconcile. @Green Moose The screenshot of your bank account says "Available" Balance. At my bank the "Available" Balance includes pending items, which you shouldn't be including in the reconciliation process.…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 2 mths ago
- Using YNAB
- Reported - view
Re: Budgeting for future transactions @Slate Blue Pilot (2903ac015cdb) When I stop a subscription I just hide the category.
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Transfers to savings aren't categorized as savings Also this https://docs.youneedabudget.com/article/1679-why-doesnt-my-category-balance-match-my-account-balance
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Transfers to savings aren't categorized as savings It sounds like both your Checking account and Savings account are on budget. And you have a Savings category where you want the Available Balance to equal your savings account balance?…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Another Reason why Credit Card Budgeting is Broken and Confusing. I use my credit cards only for budgeted spending and pay them off every month (ie, the statement balance) and I personally think the way YNAB handles credit cards is one of the best aspects of the…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 3
- Credit Cards & Debt
- Reported - view
Re: Budgeting for future transactions @Slate Blue Pilot (2903ac015cdb) I personally like to keep all subscriptions in separate categories under the Category group "Subscriptions". Some are monthly (Netflix, Spotify),…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Credit card payment category throwing off TBB You're welcome 😌
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card payment category throwing off TBB If you are a Paid in Full credit card user your CC Payment category (positive) should equal your credit card account balance (negative). When you first set up the card you needed to budget the…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: Should I retroactively enter credit card transactions? You should be reconciling your accounts regularly - at a minimum once per month. Otherwise you can't trust the figures in your budget...
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Superbone I'm not sure why, but I think the way nYNAB handles credit cards is perhaps my favorite feature. Maybe it's that little dopamine hit I get when seeing my payment category always equal my…
- Periwinkle Flute
- Sky_Blue_Flute.9
- 3 mths ago
- Using YNAB
- Reported - view
Re: How do I record line of credit transactions? @Ceeses does YNAB handle them like credit cards? It's not important, I'm just having a hard time time following how the OP wants YNAB to handle them versus how they actually do...
- Periwinkle Flute
- Sky_Blue_Flute.9
- 4 mths ago
- 1
- Using YNAB
- Reported - view
Re: How do I record line of credit transactions? Ok, stupid question, but what exactly is a line of credit, what is it used for and why would it be a negative budget account balance/create negative TBB?
- Periwinkle Flute
- Sky_Blue_Flute.9
- 4 mths ago
- Using YNAB
- Reported - view

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