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Re: Credit Card Budget Does not appear to be updating correctly
@Superbone I'm not sure why, but I think the way nYNAB handles credit cards is perhaps my favorite feature. Maybe it's that little dopamine hit I get when seeing my payment category always equal my…
Periwinkle Flute
Sky_Blue_Flute.9
5 days ago
Using YNAB
Reported - view
Re: How do I record line of credit transactions?
@Ceeses does YNAB handle them like credit cards? It's not important, I'm just having a hard time time following how the OP wants YNAB to handle them versus how they actually do...
Periwinkle Flute
Sky_Blue_Flute.9
8 days ago
1
Using YNAB
Reported - view
Re: How do I record line of credit transactions?
Ok, stupid question, but what exactly is a line of credit, what is it used for and why would it be a negative budget account balance/create negative TBB?
Periwinkle Flute
Sky_Blue_Flute.9
8 days ago
Using YNAB
Reported - view
Re: Multiple Savings Accounts
@Navy Blue Display The way you "simplify" this is by having one on budget savings account in order to take advantage of the higher interest rate. The way you "keep the money separate" is by having…
Periwinkle Flute
Sky_Blue_Flute.9
12 days ago
2
Setting Up Your Budget
Reported - view
Re: Budgeted Credit card payment then paid it. All messed up now.
The title of your post makes it sound like you put an amount in the Budgeted column of the CC to budget for your payment. Correct? If your card is paid in full you don't (usually) need to put…
Periwinkle Flute
Sky_Blue_Flute.9
13 days ago
1
Credit Cards & Debt
Reported - view
Re: Breaking the YNAB Addiction
Tonight at dinner we were giving my husband a hard time about still having a subscription to the paper version of The Washington Post. This topic of conversation turned to monthly/annual…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
5
Join A Challenge
Reported - view
Re: Political Donations Category?
I created a new category in early 2020 with its own name (which I wouldn't be permitted to write here!). I won't be using it in the next few years but am keeping it in my budget in case it's needed…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
1
Setting Up Your Budget
Reported - view
Re: Credit card overspending
@Pickle of the North I'm not sure what you mean by "then having it rev to the next month, zero everything", but part of the rollover to a new month should include making sure you haven't overspent…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
Credit Cards & Debt
Reported - view
Re: How do you all track religious tithing with variable income?
@Periwinkle Flute Making charitable donations - to a church or other organization - is different from "tithing" (which, from my understanding, is a biblical thing).
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
Setting Up Your Budget
Reported - view
Re: How do you all track religious tithing with variable income?
@Ivory Storm I don't tithe, but I suggested something similar in another group, and was met by a rather "emphatic" reaction. Apparently when tithing you're supposed to pay 10% of your income…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
Setting Up Your Budget
Reported - view
Re: How do you all track religious tithing with variable income?
Not sure what the tithing payment rules are, but any time you get income into your TBB you could just budget 10% of that amount to a tithing category and the rest to whatever other categories you…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
Setting Up Your Budget
Reported - view
Re: Cloning an existing budget
@Slate Blue Koala Interesting... I've been contemplating for the past couple of days writing a post wondering why the "official" YNAB advice/communication doesn't MORE often promote the benefits of…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
1
Using YNAB
Reported - view
Re: Says "Goal already met" because I met it last month?
I've stopped using goals at all. It seemed they never did what I expected them to, or I was constantly changing them or waiting for the actual month to roll over to activate the "new" month's goal...…
Periwinkle Flute
Sky_Blue_Flute.9
2 wk ago
2
Using YNAB
Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer)
@Annieland If I had consumer debt I'd put those "extra" paychecks toward that. Since I don't, it goes toward paying extra mortgage principal.
Periwinkle Flute
Sky_Blue_Flute.9
3 wk ago
1
Setting Up Your Budget
Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer)
Keep your retirement funds/investments off budget. All checking and savings accounts should be on budget. Figure out what "later" expenses the savings are for and budget to those categories (new…
Periwinkle Flute
Sky_Blue_Flute.9
3 wk ago
1
Setting Up Your Budget
Reported - view
Re: Flow Sheet on Spending
@PhysicsGal This is why our #1 savings goal for the last 20 years has been our kids' college educations. (Our retirement plans had already been set in motion years before that.…
Periwinkle Flute
Sky_Blue_Flute.9
3 wk ago
1
Tips & Tricks
Reported - view
Re: How do you plan your invested money for future budgets?
@Annieland Wait til tomorrow - you never know - your husband may have bought you a Lexus without checking with you first!
Periwinkle Flute
Sky_Blue_Flute.9
4 wk ago
4
Setting Up Your Budget
Reported - view
Re: Equity vs Equality in a shared budget
@Annieland Ha! That's exactly what I do!
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
1
Money & Relationships
Reported - view
Re: Flow Sheet on Spending
@WordTenor Right?? I thought it was brilliant
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
1
Tips & Tricks
Reported - view
Re: Will I have enough money for my bills on the 1st?
@Aquamarine Sidewinder At the top of your register toward the right there is a View button. If you click it you can show the running balance.
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
Setting Up Your Budget
Reported - view
Re: Flow Sheet on Spending
@WordTenor https://youtu.be/WcEylCwkSxE
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
2
Tips & Tricks
Reported - view
Re: Flow Sheet on Spending
@WordTenor Love that. Have you seen the Lexus one?
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
Tips & Tricks
Reported - view
Re: Will I have enough money for my bills on the 1st?
All good advice here. Set up your upcoming bills as scheduled transactions for the date they are due, as well as your paycheck, turn on the running balance and you'll be able to see what's left…
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
Setting Up Your Budget
Reported - view
Re: Budgeting with partner
I've been married for 27 years. We have joint accounts and I've always done all of the budgeting, bill paying, etc. Yesterday, for the first time EVER,…
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
2
Money & Relationships
Reported - view
Re: Available Amount is not matching actual amounts in account
@dakinemaui Their Credit Card Payment amount is higher than their credit card balance. If this is fixed won't that add funds to their TBB/Available?
Periwinkle Flute
Sky_Blue_Flute.9
1 mth ago
1
Credit Cards & Debt
Reported - view
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Periwinkle Flute
Sky_Blue_Flute.9
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