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Re: The Official 2020 Debt Smackdown
@Slate Gray Cobra Hugs. Came to say basically the same thing...lol.
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
9 mths ago
1
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Re: The Official 2020 Debt Smackdown
I'm so grateful to still be employed. DH is completely demoralized. He thought this was to be his business's year. With China down, COVID-19 has determined that is a lie. I am still working.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
9 mths ago
8
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Re: The Official 2020 Debt Smackdown
We are slogging through. My IDR for student loans got recalculated. It's $763 more per month. This is going to slow things down even more. Grateful for the little things though.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
4
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Re: The Official 2020 Debt Smackdown
@Tomato Barnacle So awesome!
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
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Re: The Official 2020 Debt Smackdown
@WairereRose That's SO MUCH but I'm glad you go the $500. I'm so sorry, but you are amazing. Truly awesome and you know I appreciate you so much. You're always so positive,…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
5
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Re: The Official 2020 Debt Smackdown
@farfromtheusual Yeah, we can't have the budgets separate anymore because this new business isn't off the ground at all other than having an EIN, name and bank account.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
2
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Re: The Official 2020 Debt Smackdown
Send help. Going on my 23rd no spend day, because there's nothing to spend. And, also, nothing with which to pay bills. Being able to vent rather anonymously here is great.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
5
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Re: The Official 2020 Debt Smackdown
@WairereRose Hugs and prayers if you'd like. We are right there with you...still. I'm sorry you are going through this.
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
10 mths ago
2
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Re: The Official 2020 Debt Smackdown
@farfromtheusual Thanks. It’s great until it’s not. When it’s not it’s REALLY not.
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
2
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Re: The Official 2020 Debt Smackdown
@farfromtheusual Thanks! This is the end of year 8 for DH in self-employment/entrepreneurship. Hoping this year will be the big one!
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
1
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Re: The Official 2020 Debt Smackdown
Checking in. February is looking up...I'm cautiously optimistic that things are turning around and our horrendous last few months has really helped me make some changes that I hope will be lasting…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
5
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Re: The Official 2020 Debt Smackdown
January check-in. Brutal reality check. We incurred $3,300 in new debt this month. Next month must be the month all the contracts come in, right?! Trying to keep the faith.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
6
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Re: The Official 2020 Debt Smackdown
@Purple Foal Yes. That's why we did it. Shorter commutes and lower utilities! I'm saving $100+/month by parking my car and taking the bus. It takes me 1/2 hour to get to work as opposed to 1-1/2…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
2
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Re: The Official 2020 Debt Smackdown
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
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Re: The Official 2020 Debt Smackdown
Whohoo January! We had a rough month complete with an unexpected last-minute move into a place that is 2/3 of hte size of our last place. No storage in sight,…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
11 mths ago
2
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Re: The Official 2020 Debt Smackdown
Back again. Claimed line 131. Failed miserably last year, so we will try to to go with a more reasonable goal of paying of $50,000 in 2020. Overall unsecured debt is still over $82,000,…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
9
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Re: The Official 2019 Debt Smackdown
@MXMOM Hah. I'm not self-employed, my husband is. I wish. We have been round and round the "get a job bush" for years. He's an entrepreneur, it's in his blood. His dad has been for 40+ years.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
2
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Re: The Official 2019 Debt Smackdown
@WairereRose No, thank you. Really.
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
1
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Re: The Official 2019 Debt Smackdown
@HappyDance Thanks. There were a number of mods who kept me going mentally and physically at some points. Thanks to one person specifically but the entire community is amazing. @WairereRose
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
3
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Re: The Official 2019 Debt Smackdown
My last check for December comes on 12/30. It's not budgeted in advance, but early projections show that NOTHING will go to debt lol. But, this is why checking in is important.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
12
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Re: The Official 2019 Debt Smackdown
That's still super good and you didn't go backwards! Just keep swimming :)
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
1
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Re: The Official 2019 Debt Smackdown
This year has been so bad. I love reading everyone's updates, though. I'm seriously torn because I'm in a career (and job) I love, but after this year, I'm not sure I can stay.…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
6
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Re: The Official 2019 Debt Smackdown
@farfromtheusual As much as I'm laughing and kudoing this, I know the pitfalls all too well. Try to find someway to add income. Sometimes it's too hard to cram a lifestyle in when you're barely…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
2
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Re: The Official 2019 Debt Smackdown
@MXMOM #GOALS
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
2
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Re: The Official 2019 Debt Smackdown
We have had a horrendous year, but we are still here. Instead of decreasing the debt, even with a "windfall" of $46K (which was supposed to be the starter sinking fund for our new home down payment),…
Slate Blue Vacuum
Trying to ignore the Joneses
Slate_Blue_Vacuum.5
1 yr ago
6
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Slate Blue Vacuum
Slate_Blue_Vacuum.5
Trying to ignore the Joneses
Washington DC
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A family with dreams of financial freedom trying to ignore the siren calls of fancy schools, fancy cars, fancy neighborhoods, and debt. You win some, you lose some.
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