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Re: The Official 2021 Debt Smackdown January 2021 check-in (line ID #2) Great start to the year with a 3 pay month 🤑 $587,296 January opening balance $5,197 paid off principal $1,303 paid in interest $582,…
- Aussie Beachlife
- Aussiebeach
- 10 days ago
- 6
- Join A Challenge
- Reported - view
Re: Outgrown YNAB? @Pink Pegasus Just a heads up with what I do with fun money and a spouse who doesn't YNAB. I hate having a bazillion payees, seriously do I need to know how much he spent at Jane's coffee shop vs…
- Aussie Beachlife
- Aussiebeach
- 2 wk ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2021 Debt Smackdown @Faness It's certainly a stretch goal this year that's for sure! Here's hoping we make it 🤞🙏
- Aussie Beachlife
- Aussiebeach
- 2 wk ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Rocket Queen Thanks! This thread certainly helps to keep the focus going! 😄
- Aussie Beachlife
- Aussiebeach
- 2 wk ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown So last year started with mortgage debt of $640,000. Ended with debt of $587,296. 2021 stretch goal is to get mortgage below $532,000.
- Aussie Beachlife
- Aussiebeach
- 3 wk ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Line Number 2: So excited to be back for another year 😀 Shooting for $55,000 off the mortgage this year after surpassing last year's goal of $40,000 and ending up with nearly $53,000 paid off!…
- Aussie Beachlife
- Aussiebeach
- 3 wk ago
- 10
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown December 2020 check-in (line ID #370) Wheels fell off the YNAB bus in Nov/Dec and this is reflected in the lower debt repayment compared to previous months 😔 $588,720 November opening balance $1,…
- Aussie Beachlife
- Aussiebeach
- 1 mth ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown November 2020 check-in (line ID #370) $591,809 October opening balance $3,089 paid off principal $1,294 paid in interest ($41.74 per day) $588,720 balance owing
- Aussie Beachlife
- Aussiebeach
- 1 mth ago
- 3
- Join A Challenge
- Reported - view
Re: W00t w00t @Faness oooh, hands up over here for beta testing! 🙋‍♀️🙏
- Aussie Beachlife
- Aussiebeach
- 2 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: The Official 2020 Debt Smackdown October 2020 check-in (line ID #370): $596,691 September opening balance $4,882 paid off principal $1,269 paid in interest ($42.30 per day) $591,809 balance owing Mortgage term 30 years (January…
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks! 😀
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown September 2020 check-in (line ID #370): $600,388 August opening balance $3,697 paid off principal $1,303 paid in interest ($42.03 per day) $596,691 balance owing Mortgage term 30 years (January…
- Aussie Beachlife
- Aussiebeach
- 4 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown August 2020 check-in (line ID #370): $606,074 July opening balance $5,686 paid off principal $1,314 paid in interest ($42.39 per day) $600,388 balance owing Mortgage term 30 years (January 2050)…
- Aussie Beachlife
- Aussiebeach
- 5 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Grey Tux Fingers crossed for some windfalls so you can smash it out this year! 🤞
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Nicole Fantastic news, must be a huge relief! 😊
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @CTheJoy Fantastic achievement, well done!👏
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual It was a 3 pay month so that definitely helped!
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Mx Emmin Congrats! Well done!👏 That's good news on your student loans. They work a similar here in Australia too. Repayments made once income reaches a certain level and paid as an extra tax which…
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown July 2020 check-in (line ID #370): $613,713 June opening balance $7,639 paid off principal $1,285 paid in interest ($42.83 per day) $606,074 balance owing Mortgage term 30 years (January 2050)…
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown June2020 check-in (line ID #370): $617,240 May opening balance $3,527 paid off principal $1,343 paid in interest ($43.33 per day) $613,713 balance owing Mortgage term 30 years (January 2050) Current…
- Aussie Beachlife
- Aussiebeach
- 7 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown May 2020 check-in (line ID #370): $620,164 April opening balance $2,924 paid off principal $1,326 paid in interest $617,240 balance owing
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 1
- Join A Challenge
- Reported - view
Re: New inflow to be budgeted doesn't match what's in "TBB" Okay, I just changed the interest to 0 and it has changed my TBB to -32c. So I'll have to WAM that and enter the .43 back in and should be good to go.
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 1
- Using YNAB
- Reported - view
New inflow to be budgeted doesn't match what's in "TBB"
Hi I have a Emergency Fun account that received 0.43c interest on 1st May. There have been no other transactions on this account since. My TBB is only showing 11c.…
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 5 replies
- 97
- Using YNAB
Work bonus paid straight to credit card - how to record?
Hi YNABers We use a cerdit card and PIF on the 25th of each month. CC is on budget and everything is working smoothly in YNAB, recording transactions,etc My boss paid me a bonus today (yay! 😄).…
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 3 replies
- 51
- Credit Cards & Debt
Re: The Official 2020 Debt Smackdown DH got paid for some overtime he worked that we weren't expecting to recieve the payment this month so YAY!😄 I put some towards some annual bills and paid $500 to the mortgage.…
- Aussie Beachlife
- Aussiebeach
- 9 mths ago
- 6
- Join A Challenge
- Reported - view

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Aussie Beachlife

Aussiebeach

Byron Bay, NSW, Australia

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