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Re: The Official 2021 Debt Smackdown Fell off the budget bandwagon hard over the last few weeks but have dusted myself off, mopped up the budget carnage and am back on the wagon - giddy up!…
- Aussie Beachlife
- Aussiebeach
- 2 days ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown March 2021 check-in (line ID #2) $578,194 March opening balance $3,639 paid off principal $1,160 paid in interest $574,555 balance owing 2021 goal $55,000 off principal Actual amount $12,…
- Aussie Beachlife
- Aussiebeach
- 1 mth ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown February 2021 check-in (line ID #2) $582,099 February opening balance $3,905 paid off principal $1,295 paid in interest $578,194 balance owing 2021 goal $55,000 off principal Actual amount $9,…
- Aussie Beachlife
- Aussiebeach
- 2 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown January 2021 check-in (line ID #2) Great start to the year with a 3 pay month 🤑 $587,296 January opening balance $5,197 paid off principal $1,303 paid in interest $582,…
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 7
- Join A Challenge
- Reported - view
Re: Outgrown YNAB? @Pink Pegasus Just a heads up with what I do with fun money and a spouse who doesn't YNAB. I hate having a bazillion payees, seriously do I need to know how much he spent at Jane's coffee shop vs…
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2021 Debt Smackdown @Faness It's certainly a stretch goal this year that's for sure! Here's hoping we make it 🤞🙏
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Rocket Queen Thanks! This thread certainly helps to keep the focus going! 😄
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown So last year started with mortgage debt of $640,000. Ended with debt of $587,296. 2021 stretch goal is to get mortgage below $532,000.
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Line Number 2: So excited to be back for another year 😀 Shooting for $55,000 off the mortgage this year after surpassing last year's goal of $40,000 and ending up with nearly $53,000 paid off!…
- Aussie Beachlife
- Aussiebeach
- 3 mths ago
- 11
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown December 2020 check-in (line ID #370) Wheels fell off the YNAB bus in Nov/Dec and this is reflected in the lower debt repayment compared to previous months 😔 $588,720 November opening balance $1,…
- Aussie Beachlife
- Aussiebeach
- 4 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown November 2020 check-in (line ID #370) $591,809 October opening balance $3,089 paid off principal $1,294 paid in interest ($41.74 per day) $588,720 balance owing
- Aussie Beachlife
- Aussiebeach
- 4 mths ago
- 3
- Join A Challenge
- Reported - view
Re: W00t w00t @Faness oooh, hands up over here for beta testing! 🙋‍♀️🙏
- Aussie Beachlife
- Aussiebeach
- 5 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: The Official 2020 Debt Smackdown October 2020 check-in (line ID #370): $596,691 September opening balance $4,882 paid off principal $1,269 paid in interest ($42.30 per day) $591,809 balance owing Mortgage term 30 years (January…
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks! 😀
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown September 2020 check-in (line ID #370): $600,388 August opening balance $3,697 paid off principal $1,303 paid in interest ($42.03 per day) $596,691 balance owing Mortgage term 30 years (January…
- Aussie Beachlife
- Aussiebeach
- 6 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown August 2020 check-in (line ID #370): $606,074 July opening balance $5,686 paid off principal $1,314 paid in interest ($42.39 per day) $600,388 balance owing Mortgage term 30 years (January 2050)…
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Grey Tux Fingers crossed for some windfalls so you can smash it out this year! 🤞
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Nicole Fantastic news, must be a huge relief! 😊
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @CTheJoy Fantastic achievement, well done!👏
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual It was a 3 pay month so that definitely helped!
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Mx Emmin Congrats! Well done!👏 That's good news on your student loans. They work a similar here in Australia too. Repayments made once income reaches a certain level and paid as an extra tax which…
- Aussie Beachlife
- Aussiebeach
- 8 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown July 2020 check-in (line ID #370): $613,713 June opening balance $7,639 paid off principal $1,285 paid in interest ($42.83 per day) $606,074 balance owing Mortgage term 30 years (January 2050)…
- Aussie Beachlife
- Aussiebeach
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown June2020 check-in (line ID #370): $617,240 May opening balance $3,527 paid off principal $1,343 paid in interest ($43.33 per day) $613,713 balance owing Mortgage term 30 years (January 2050) Current…
- Aussie Beachlife
- Aussiebeach
- 10 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown May 2020 check-in (line ID #370): $620,164 April opening balance $2,924 paid off principal $1,326 paid in interest $617,240 balance owing
- Aussie Beachlife
- Aussiebeach
- 11 mths ago
- 1
- Join A Challenge
- Reported - view
Re: New inflow to be budgeted doesn't match what's in "TBB" Okay, I just changed the interest to 0 and it has changed my TBB to -32c. So I'll have to WAM that and enter the .43 back in and should be good to go.
- Aussie Beachlife
- Aussiebeach
- 11 mths ago
- 1
- Using YNAB
- Reported - view

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Aussie Beachlife

Aussiebeach

Byron Bay, NSW, Australia

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