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Re: The Official 2020 Debt Smackdown @farfromtheusual it's been over a year. I've briefly looked at reports but not really analyzed them. Good idea. I've been more stuck in the mindset that I can't or don't want o budget more than i am…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
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Re: The Official 2020 Debt Smackdown @NewDawnNewDay Update: The same day i posted i realized i had received my tax return. After getting all my overspent categories straightened out I was still able to pay off a card with a $356…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 6
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Re: The Official 2020 Debt Smackdown Here we are with 8 more days left in Feb and i do not anticipate being able to apply any extra to debts. I haven not yet budgeted my paycheck received today as i know 1/4 of it will be covering…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 5
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Re: The Official 2020 Debt Smackdown @Faness yes the one that will expire in august, then the loan, then the student loans
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 1
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Re: The Official 2020 Debt Smackdown @Aquamarine Piano i have these! ☺️
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
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Re: The Official 2020 Debt Smackdown p.s. i listed on the google sheet under SunnyDaze
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
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Re: The Official 2020 Debt Smackdown OK. here we go again. I joined the 2019 smackdown and only succeeded in increasing my debt. I played the transferring cc debt to 0% interest cards game and didn't pay them down.…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 3
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Re: The Official 2019 Debt Smackdown @Savings Crusher Cat Mother 😊👏🎉
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 4
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Re: The Official 2019 Debt Smackdown @Pediheartrn congratulations from one single mom of teenagers (oh the food!) to another! Job well done! 🎉👏
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 2
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Re: The Official 2019 Debt Smackdown @Slate Blue Pilot uggh! Been there! ok maybe not with that amount but i too have sadly accrued way more in interest than i should have by deffering the loans and following the head in the sand mode…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 2
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Re: The Official 2019 Debt Smackdown @farfromtheusual Why change the plan, debt is still debt owed to someone else. What is your plan if suddenly you have a decrease in income? Thankfully you're not accruing interest but i'd definitely…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 4
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Re: The Official 2019 Debt Smackdown Late April check-in. Total to CC debt: 1848.54. Gifted $2000 from my mother. Paid $1100 to synchrony/care credit and it is paid in full! Paid $600 to Wells Fargo.…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 6
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Re: The Official 2019 Debt Smackdown @HappyDance Thank-you!
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 2
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Re: The Official 2019 Debt Smackdown Could someone explain how the google spreadsheet works. How to i get my paid off YTD column to change?
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
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Re: The Official 2019 Debt Smackdown @WairereRose excellent idea.
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 1
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Re: The Official 2019 Debt Smackdown @Gray Router Excellent way to use the tax return! Was it significant because of tax credits or because you are withholding more than needed? You could consider changing withholding to have more…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 2
- Join A Challenge
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Re: The Official 2019 Debt Smackdown @Move Light Sound Life awesome! Stay the course!!
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 2
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Re: The Official 2019 Debt Smackdown Also forgot to add.. the day before i closed on my mortgage I rec'd a call from a collection agent for an old medical bill from 2005! I was able to make a settlement offer and take care of that too!
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Didn't post for March because i knew i actually increased my debt. Today i actually sat down and faced my reality. Here's my update.... I closed on my house on 2/19 and didn't move until 3/16.…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 1 yr ago
- 8
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- Reported - view
Re: The Official 2019 Debt Smackdown @farfromtheusual thanks. I am using a FHA loan and sellers are covering closing costs. i'm looking a less than $300.00 for closing. (except the $475 for inspections,…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 2 yrs ago
- 2
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Re: The Official 2019 Debt Smackdown Almost forgot that I joined this. 😡 Then it took me awhile to figure out how to get back to it. 😔 So here's my monthly check-in: I have only made minimum monthly payments in January.…
- NewDawnNewDay
- Turn your face to the sun and all your shadows fall behind you.
- newdawn
- 2 yrs ago
- 8
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NewDawnNewDay

newdawn

Turn your face to the sun and all your shadows fall behind you.

PSL, FL

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Working hard single mom, slaying debt, building wealth.
Changing my Mindset Changing my LIFE!!