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Re: The Official 2020 Debt Smackdown @PeculiarBella For VD in particular, I set aside $10/mo so that come Feb I have at least $100 to spend on my wife and girls. Here's a tip. Not sure you're in the US,…
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 3
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Question for the group. If your sinking funds that you regularly spend from (in checking) gets too big and you sweep some of it into savings, do you count that as savings? For example,…
- xgirlmama
- Purple_Griffin
- 2 wk ago
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! 1/6: AOM 88 2/6: AOM 104 woo!
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: Confused - How does giving every dollar in my savings a 'job' help me save money? giving a job to savings was a foreign concept for me at first too. I put the $ I had into a "savings" category without specific jobs for it. In time though,…
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 1
- Saving
- Reported - view
Re: Age of Money - Twenty-twenty! @internettie is your savings off budget? Because AOM shouldn't be affected if you move money around
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @The Goat Queen yay! Congrats on the baby!!!!
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge February update, a couple days early since February is fully funded. I'll be putting $2220 into savings, which is $3808.50 (or 25.39%) of my $15,000 goal for 2020.…
- xgirlmama
- Purple_Griffin
- 3 wk ago
- 6
- Community Challenges
- Reported - view
Re: What mindsets do you use to NOT spend $ you don’t have? Well, this used to be me prior to YNAB (Feb 2019). At this point I was 43 years old with about $5,000 to my name. And that, by the way, was because my spouse took pity on me.…
- xgirlmama
- Purple_Griffin
- 4 wk ago
- 4
- Debt
- Reported - view
Re: YNAB's 2020 34 Day Challenge! @Veronica All I have is Amazon and YNAB and I can't live without either ;)
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: Divorced & Moving On Towards Financial Independence @PhysicsGal goodness. Big hugs. I'm glad the mooch is now off your payroll. Are you back in your house now? To answer your question - I'm debt-free now,…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 2
- Money & Relationships
- Reported - view
Re: The Official 2020 Debt Smackdown @Stacy C great job! Those 5 PIF debs will snowball nicely next month!
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 3
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @amystylin luckily I was able to start putting a little bit of $ to all my sinking funds in savings because I didn't have an emergency or repairs or things to replace.…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: YNAB's 2020 34 Day Challenge! @Veronica The wish farm, while a totally understandable phenomenon, I struggle with because I'm very compulsive. Like, I'll read the news app on my phone and the next thing I know I'm reading a…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- Community Challenges
- Reported - view
Re: iOS trick I somehow missed omg, ty!
- xgirlmama
- Purple_Griffin
- 1 mth ago
- Tips & Tricks
- Reported - view
Re: 2020: The Official YNAB Savings Challenge I upped my savings goal to $15,000 . It will be a tight squeeze, but now I will be putting at least $1225 into savings every month (unless something happens). January check-in: $1558.…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 5
- Community Challenges
- Reported - view
Re: What did you do to improve your finances today? Today I placed a Target pick-up order with only things I need: poster board for daughter's science project, hand soap, mouthwash, sandwich bags. This is a BORING order,…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 4
- YNAB Wins
- Reported - view
Re: Age of Money - Twenty-twenty! 1/6/2020 I’ll take line 26 with an AOM of 88
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge I have a little more time now to get into details. I currently put the following into my Ally savings account every month: College - $300 E-Fund - $200 Christmas - $150 Viacord (I still pay annual…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Line 39, here we go! My savings goal is $10,000 this year. I have 3.5 years until my oldest goes to college, and while I won't have enough to give her a free ride, I'd like to help her.…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: Age of Money 2019 This will probably be my AOM/DOB high of the year, since I just got a bonus: AOM - 84 DOB - 142
- xgirlmama
- Purple_Griffin
- 2 mths ago
- 2
- Community Challenges
- Reported - view
Re: 2019: The Official Savings Challenge @QC thank you! ❤️
- xgirlmama
- Purple_Griffin
- 3 mths ago
- Community Challenges
- Reported - view
Re: 2019: The Official Savings Challenge I didn't have a savings goal, but I did want to get out of the paycheck to paycheck cycle with YNAB. When I started in Feb 2019, I had like $800 in checking and $6k in savings and no debt.…
- xgirlmama
- Purple_Griffin
- 3 mths ago
- 8
- Community Challenges
- Reported - view
Re: Age of Money 2019 AOM/DOB Starting 11/1: 72/104 (and that's with paying my mortgage today!)
- xgirlmama
- Purple_Griffin
- 3 mths ago
- 1
- Community Challenges
- Reported - view
Re: Does anyone in a couple budget alone? Me! You’re not alone. My wife and I have separate accounts. She has considerably more $ than me and doesn’t budget. I do YNAB and keep a close eye on the budget and she spends freely.…
- xgirlmama
- Purple_Griffin
- 4 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Feeling antsy, want to pay off some debt, but should I? Not to get all Dave Ramsey on you, but I'd probably save $500 as an emergency fund and then pay off the smallest credit card (following the snowball method).…
- xgirlmama
- Purple_Griffin
- 4 mths ago
- 4
- Managing Debt
- Reported - view

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