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Re: 2019: The Official Savings Challenge @QC thank you! ❤️
- xgirlmama
- Purple_Griffin
- 3 days ago
- Community Challenges
- Reported - view
Re: 2019: The Official Savings Challenge I didn't have a savings goal, but I did want to get out of the paycheck to paycheck cycle with YNAB. When I started in Feb 2019, I had like $800 in checking and $6k in savings and no debt.…
- xgirlmama
- Purple_Griffin
- 5 days ago
- 3
- Community Challenges
- Reported - view
Re: Age of Money 2019 AOM/DOB Starting 11/1: 72/104 (and that's with paying my mortgage today!)
- xgirlmama
- Purple_Griffin
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: Does anyone in a couple budget alone? Me! You’re not alone. My wife and I have separate accounts. She has considerably more $ than me and doesn’t budget. I do YNAB and keep a close eye on the budget and she spends freely.…
- xgirlmama
- Purple_Griffin
- 4 wk ago
- 1
- Money & Relationships
- Reported - view
Re: Feeling antsy, want to pay off some debt, but should I? Not to get all Dave Ramsey on you, but I'd probably save $500 as an emergency fund and then pay off the smallest credit card (following the snowball method).…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 4
- Managing Debt
- Reported - view
Re: OMG, I'm pregnant! How do I budget for THAT?! I mean, that's entirely up to you. I have kid categories, but I also have lumped together categories. Like, clothes - we share one pool. For a baby, I'd probably do a little research to see how much…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 1
- Parenting
- Reported - view
Re: 2019: The Official Savings Challenge 8 months/October check-in: Since Feb I have increased my net worth by $12,860 . Like, what? And this is after paying $2400 in August for sales tax on purchasing my car lease.…
- xgirlmama
- Purple_Griffin
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: Just started. A little lost. I started in February on the 19th. Between paychecks and with only $700 to my name after paying the last of the bills. I budgeted that $700 and then waited impatiently until my neck paycheck.…
- xgirlmama
- Purple_Griffin
- 2 mths ago
- 7
- Getting Started
- Reported - view
Re: Overdraws can occur, even when money is 'available' What I do is keep categories that are funded by checking and savings in different areas. All bills and sinking funds that I'd need money for right away (vs.…
- xgirlmama
- Purple_Griffin
- 2 mths ago
- Accounts & Transactions
- Reported - view
Re: Age of Money 2019 July AOM is 65! Wow!!! I started in Feb with "2", March with 26 and then just up, up, up! DOB is now at 72
- xgirlmama
- Purple_Griffin
- 4 mths ago
- 3
- Community Challenges
- Reported - view
Re: Other options than Coinstar? That's what we did (Coinstar - Amazon)
- xgirlmama
- Purple_Griffin
- 4 mths ago
- Saving
- Reported - view
Re: What did you do to improve your finances today? @lindsay_g I had to google your form of $, haha. And holy crap. 122*? I'd die.
- xgirlmama
- Purple_Griffin
- 4 mths ago
- 1
- YNAB Wins
- Reported - view
Re: 2019: The Official Savings Challenge In February of this year I had $700 in checking after my mortgage payment. 4 months later I have almost $8000 in checking after my mortgage payment. My mind is blown.
- xgirlmama
- Purple_Griffin
- 4 mths ago
- 10
- Community Challenges
- Reported - view
Re: Update: Change in Pill Colors I would love to see classic colors. thank you
- xgirlmama
- Purple_Griffin
- 5 mths ago
- Announcements
- Reported - view
Re: Age of Money 2019 I took a hit when getting paid and immediately sending $1500 to my wife for half of the mortgage lol. AOM is now 32, DOB is now 47
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money 2019 Feb: AOM 2/DOB 56 (I had some savings, but only like $700 in checking) March: AOM 26/DOB 56 April: AOM 34/DOB 56 Guess I'm not making any headway on buffering, lol.
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 3
- Community Challenges
- Reported - view
Re: 2019: The Official Savings Challenge Just compared March to April, and I managed to put $1118 towards sinking funds (and this is with things like $131 Amazon Prime coming due and a $132 bday present for my daughter) and buffer (total).
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 2
- Community Challenges
- Reported - view
Re: Thinking into the future when you only have enough to budget for the next week or two... I add categories for everything that comes up or that I know I have to pay annually. Things like DMV registration, contact lenses, cord blood banking, Christmas.…
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 1
- Method & Budgeting
- Reported - view
Re: Emergency Fund Off Budget I also created a new savings account (Ally bank) and made it a tracking account that I transfered into. The only bummer was the AOM and AOB hit I took when doing that ;)
- xgirlmama
- Purple_Griffin
- 6 mths ago
- Method & Budgeting
- Reported - view
Re: Moving Negative Balance Forward @JCadd ah, this is helpful, thank you. My problem is that my work expenses can sometime exceed my buffer. I'm working on that, but it will take time.
- xgirlmama
- Purple_Griffin
- 6 mths ago
- Accounts & Transactions
- Reported - view
Re: Carry negative balance forward is still not possible, right? I'm curious how work reimbursements that span two calendar months work. Say I charge $1000 on April 25th for work, but don't get reimbursed until May 15th (random, I know).…
- xgirlmama
- Purple_Griffin
- 6 mths ago
- App Functions
- Reported - view
Re: Variable expenses: What techniques do you employ to stick to subjective budget category goals ie: groceries, fun money, dining out etc.? This is kind of how it is in the beginning, but you also started YNAB to get a handle on it. So, I think you have to start with a realistic amount you actually want to spend on stuff.…
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 3
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? I set up my daughters (12 and 13yo) with their own budgets on my YNAB. How does this help MY finances? Well, now when they want something, I can tell them to check their budgets about whether they…
- xgirlmama
- Purple_Griffin
- 6 mths ago
- 5
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Technicolor Cheetah Don't get me wrong, camp is GREAT! My younger one would hate me if her sister got to stay home all summer and only she had to go though. Boooo.…
- xgirlmama
- Purple_Griffin
- 6 mths ago
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Technicolor Cheetah I've never heard of free camp for kids either. The city-based all-day camp is $155/week for residents, $135/week for siblings, so we've been doing that.…
- xgirlmama
- Purple_Griffin
- 7 mths ago
- YNAB Wins
- Reported - view

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