I've been trying to figure how to budget without spending more than I earned since I'm getting closer to retirement which is scary. My son got me into trying YNAB & gave me a crash course. Trying out YNAB for the past couple of weeks. Still learning and some part are confusing & it seems a lot of work but hopefully I'll be able to budget and not live paycheck to paycheck.
Follow YNAB to get support and lots of great ideas on budgeting