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Re: 2021: The Official YNAB Savings Challenge @Tomato Tamale March was a weird month, savings-wise. I haven't adjusted my Line 38 yet, because we are still grappling with how to deal with the HELOC. We had an unexpected federal refund this year.…
- Tomato Tamale
- Tomato_tamale
- 2 wk ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Tomato Tamale March check in: Back on schedule with CarePayment. Paid another 150, which I will do until I can't. We had an unexpected Federal refund which filled some gaps.…
- Tomato Tamale
- Tomato_tamale
- 2 wk ago
- 5
- Join A Challenge
- Reported - view
Re: I'm seriously irritated with how my past self spent money. Help! Pretty much the only thing you can do with your past “silly” decisions is figure out how to not do them in the future. You may be living with their effect now, and may be for a very long time,…
- Tomato Tamale
- Tomato_tamale
- 3 wk ago
- Tips & Tricks
- Reported - view
Re: The Official 2021 Debt Smackdown @Tomato Tamale Thrown for a bit of a loop in February. Our HELOC payment went up by a lot more than I expected, which means I need to refigure what I can send where and when.…
- Tomato Tamale
- Tomato_tamale
- 1 mth ago
- 1
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Tomato Tamale Well. Our bank had other ideas about paying back our HELOC, and it's no longer a balloon payment due in a few years; it's converting to a standard loan.…
- Tomato Tamale
- Tomato_tamale
- 1 mth ago
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Tomato Tamale The stimulus earlier this month helped get us started! 439.66 set aside in January, over 12% of the goal for this year. I don’t think we can sustain that rate, but it’s a good start
- Tomato Tamale
- Tomato_tamale
- 2 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Tomato Tamale January check in: My medical debt was transferred to CarePayment, which is a 0% interest payment plan. They set my repayment to 36 months,…
- Tomato Tamale
- Tomato_tamale
- 2 mths ago
- 5
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge I've claimed line 38 (like in the Debt Smackdown!) -- my goal is to save up for our HELOC balloon payment. It's not due for several years, but if we don't get started now,…
- Tomato Tamale
- Tomato_tamale
- 3 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown This is our first go at the Debt Smackdown -- I've claimed line 38 with my medical debt of $2,610.63. Pretty excited! I've been reading all y'all's experiences for a while now,…
- Tomato Tamale
- Tomato_tamale
- 3 mths ago
- 8
- Join A Challenge
- Reported - view
Re: When to Reconcile? We reconcile every few days. Our bank uses the term “ledger balance” for the items that have cleared, and that is what should match what is cleared in YNAB.…
- Tomato Tamale
- Tomato_tamale
- 4 mths ago
- Using YNAB
- Reported - view
Re: Current year vs prior year income/spending report in Excel Sounds like a pivot table to me. I’ve never d’l YNAB data, but I just did a simple test case in Google Sheets and here’s how it could work: Import your data Set a column for “year” that extracts the…
- Tomato Tamale
- Tomato_tamale
- 4 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: Question for Nintendo switch adults Oh man, I’ve been wanting a Switch and my doctor says I need to get more exercise. I wonder if I can pay for this with my HSA? 😇
- Tomato Tamale
- Tomato_tamale
- 4 mths ago
- Fun Money
- Reported - view
Re: Apple Silicon @Superbone Apple Silicon is Apple’s new processor hardware (moving away from Intel chips). The new hardware coupled with the new OS (Big Sur) is capable of running iOS (phone) and iPadOS apps…
- Tomato Tamale
- Tomato_tamale
- 4 mths ago
- 1
- API & Integrations
- Reported - view
Re: Split out of HSA for eyes vs dental vs other medical Resist the urge to budget by account. You are still putting the money into the Categories, and that is how you know how much you have left to spend. Read this: https://www.youneedabudget.…
- Tomato Tamale
- Tomato_tamale
- 4 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Budgeting into 2021 @Mamba Ah, well. I got nuthin’ sorry
- Tomato Tamale
- Tomato_tamale
- 5 mths ago
- Using YNAB
- Reported - view
Re: Budgeting into 2021 Did you budget in December 2020?
- Tomato Tamale
- Tomato_tamale
- 5 mths ago
- Using YNAB
- Reported - view
Re: Quarantine Cooking @MXMOM We do eat a lot of potatoes and still have them go off before the bag is finished, even with keeping them in a dark place in the basement. I just found that you can freeze them if you parboil…
- Tomato Tamale
- Tomato_tamale
- 5 mths ago
- 1
- Fun Money
- Reported - view
Re: Helping elderly relative with energy costs Try setting it up as a Tracking Account. It will require a little more bookkeeping, but I think it would do what you want. The opening balance would be £707.…
- Tomato Tamale
- Tomato_tamale
- 6 mths ago
- 2
- Using YNAB
- Reported - view
Re: When to drop full coverage on auto insurance? @danielpaul Michigan changed the rules effective 7/1. You can choose to have lower PIP coverage https://www.michigan.gov/difs/0,5269,7-303-12902_93639---,00.html
- Tomato Tamale
- Tomato_tamale
- 7 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: Reorder categories and groups (Safari on iPad) I just tried it and wasn’t able to reorder the categories. However, you can use both the ipad app as well as the Safari web version.I do this all the time.…
- Tomato Tamale
- Tomato_tamale
- 9 mths ago
- 1
- Using YNAB
- Reported - view
Re: Removing tags from multiple transactions at once Is that a Toolkit feature?
- Tomato Tamale
- Tomato_tamale
- 9 mths ago
- 1
- Using YNAB
- Reported - view
Re: Referral Anonymity They will see your email, and you will see theirs.
- Tomato Tamale
- Tomato_tamale
- 10 mths ago
- Using YNAB
- Reported - view
Re: YNAB and SBA Disaster loan I would set it up as a tracking account, starting balance of 0. Then the first transaction would be a transfer to your bank account.
- Tomato Tamale
- Tomato_tamale
- 10 mths ago
- Setting Up Your Budget
- Reported - view
Re: A little confused about how months work... I don’t like to budget into the next month. So I would put it all in the rent category for May, and maybe rename the category to something like “June/July rent” so I would remember not to remove…
- Tomato Tamale
- Tomato_tamale
- 10 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Setting Goals for Fixed Monthly Expenses I use a monthly spending goal for those fixed monthly expenses. For monthly expenses that can vary, like my utilities, I use a monthly contribution goal so I can build up a bit extra during the…
- Tomato Tamale
- Tomato_tamale
- 11 mths ago
- 1
- Setting Up Your Budget
- Reported - view

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