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Re: When to Reconcile? As often as possible. Minimum weekly, to my mind. A lot of people advocate for daily and I see the benefits to that - the more often you reconcile, the shorter time it takes,…
- Mx Emmin
- Orchid_Banjo.5
- 2 mths ago
- Using YNAB
- Reported - view
Re: Happy with your budget categories? Please share! @Khaki Griffin it was on my wish list but these days I've actually cancelled Amazon Prime Haha
- Mx Emmin
- Orchid_Banjo.5
- 5 mths ago
- Tips & Tricks
- Reported - view
Re: Reconcile early, reconcile often @Ceeses not going to lie, the discovery that I can reconcile whilst transactions are still pending is a massive time saver. I can reconcile daily! I always wondered how people did that.…
- Mx Emmin
- Orchid_Banjo.5
- 5 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: Reconcile early, reconcile often @dakinemaui it doesnt change anything it terms of giving it to the vendor, it just allows my bank time to let pending transactions clear so I can hit reconcile Because I was under the impression…
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- Tips & Tricks
- Reported - view
Re: Reconcile early, reconcile often @Ceeses @Ceeses said: And how are you able to ever reconcile, as far as I go, I always have some transactions pending. I just dont spend for a few days and let things clear I alzo have two bank…
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- Tips & Tricks
- Reported - view
Re: Reconcile early, reconcile often I've recently set myself a calender reminder to reconcile more often, as I have been slipping and falling behind. I live in the UK, so doing Manual Entry (File based import sounds like a faff and…
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- Tips & Tricks
- Reported - view
Re: Distinguishing between Wants and Needs @dakinemaui I use little green/yellow/orange/red emoji hearts next to categories to indicate how easily I can WAM from a category
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- 3
- Tips & Tricks
- Reported - view
Distinguishing between Wants and Needs
I'm not sure if this is the right sub-forum for this post but: Do any of you distinguish between Wants and Needs in your budget? I've seen some budgets where instead of Weekly Spends/Monthly…
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- 18 replies
- 265
- Tips & Tricks
Re: What is a good way to track Amazon? Because I do Manual Entry its only a problem for me when I'm reconciling, and even then only when there's a discrepancy. If I can reconcile and all balances match, I just hit reconcile,…
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- Dealing with Debt
- Reported - view
Re: What is a good way to track Amazon? @Cryptomanic Wait you can do multiple splits into the same category?
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- Dealing with Debt
- Reported - view
Re: Learning How To Budget It is exciting! Welcome :)
- Mx Emmin
- Orchid_Banjo.5
- 6 mths ago
- YNAB Wins
- Reported - view
Re: How did you celebrate being Debt Free? @PhysicsGal I've got about 1.5 months of E-Fund right now but from next month I'm taking the money that was previously debt money and putting it into the E-Fund
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 2
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @Violet Drill It doesnt feel real! I keep the checking my banking app again in case something pops back on
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @3xDogDad yeah... I've been telling everyone lol... its on the facebook group too hahaha
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown July - and final!!! - Update! I made a payment of £99.35 and closed the credit card! I suppose technically – technically – technically – I still have student loans.…
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 13
- Join A Challenge
- Reported - view
Re: How did you celebrate being Debt Free? @PhysicsGal hey, sometimes we got to do what we got to do. I was somewhat lucky in that I caught myself whilst my debt was under 5k - but also I don't have a mortgage to refinance into so that…
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- YNAB Wins
- Reported - view
Re: How did you celebrate being Debt Free? Guess who opened thier debt free whiskey today!
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 9
- YNAB Wins
- Reported - view
Re: Alcohol Budget Normally its folded into my "social spends" about £60 (approx $75 USD) per month as I try not to drink at home Lately I've saved up for a very special debt free celebration whiskey though that cost…
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 2
- Fun Money
- Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My! @Herman yeah sounds about right My phone is almost out of contract anyway, when I'm not paying for the device part of the plan I'll wait a year and save up for another phone In the past I've found I…
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- Announcements
- Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My! @Faness looks like I'm only on Android 9 :( Didnt think my phone was old enough for backwards compatibility issues yet, but there we go
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 1
- Announcements
- Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My! Will it be available in the app?
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- Announcements
- Reported - view
Re: Who has goals for everything? @farfromtheusual I am working on it but I've been with YNAB less than a year so I dont have much history to work from and the last few months have done a real number on my spending patterns
- Mx Emmin
- Orchid_Banjo.5
- 7 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Where do you list your Clothing category? I have four Master Categories Weekly Spends (basically any category I interact with more than once a month and doesn't have regular or scheduled payments) Bills/Immediate Obligations Dog Savings…
- Mx Emmin
- Orchid_Banjo.5
- 8 mths ago
- Setting Up Your Budget
- Reported - view
Re: Who has goals for everything? @jenmas this wouldnt work for me... I have goals, but I always end up WAMing (rarely in the same direction twice, else I'd adjust my goals) so my "budgeted last month" changes from month to month
- Mx Emmin
- Orchid_Banjo.5
- 8 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: How did you celebrate being Debt Free? @Violet Router I think you're still entitled to it because you're making the choice to become debt free rather than buy yourself something shiny 🙃 it's still worth celebrating
- Mx Emmin
- Orchid_Banjo.5
- 8 mths ago
- 1
- YNAB Wins
- Reported - view

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