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Re: Newbie here: why is my TBB not in the red as I would expect? @dakinemaui December ended with a positive TBB, so I'm thinking that I screwed up by spending the same dollars twice, but then made enough money in December to fix it. Phew!
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- 2 wk ago
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Re: Newbie here: why is my TBB not in the red as I would expect? @dakinemaui So I'm closing out December, and noticed a weird thing. When I go back to October and November, the TBB is $0, as expected. But both of them show money budgeted in future (I'm now using…
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- 2 wk ago
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Re: Allocating HSA income directly to categories Thank you everyone for all the ideas. @Ceeses - I think I do need to set up the debts as tracking accounts, and also create a budget category for each one (so that I can budget for the regular…
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- 1 mth ago
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Re: Allocating HSA income directly to categories @Descriptor Noun No wait, that didn't work.... because when I transfer $ from my on-budget HSA to my on-budget medical debt, it doesn't ask for a category,…
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- 1 mth ago
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Re: Allocating HSA income directly to categories @Ceeses I think I actually have to move my HSA account on -budget, because I also use it to pay for new medical expenses as they occur. I think I need to just put the dollars on that card in my…
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- 1 mth ago
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Re: Allocating HSA income directly to categories I have some old medical debts, for which I'm on a payment plan. I have them set up as credit cards in my budget. I tried setting up my HSA as a tracking account,…
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- 1 mth ago
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Re: Prepaid Expenses Your plan is good with a lot of budgeting systems, but it's not how YNAB works. YNAB isn't only budgeting software, it's a budgeting method. You have already spent the first $1000 on your classes,…
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- 3 mths ago
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Re: OMG, I'm pregnant! How do I budget for THAT?! @Purple Piccolo said: Do baby and adult clothes come out of the same Clothes category? I'd buy baby food and diapers at the same time as groceries, so do I lump it all under the same category?…
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- 3 mths ago
- Parenting
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Re: OMG, I'm pregnant! How do I budget for THAT?! Congratulations!! Budgeting for a first baby is hard to plan because you don't know what it's really going to be like. (The same is true of sleep, socializing, sex,…
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- 3 mths ago
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- Parenting
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Re: Workaround for lack of "Income for Next Month" in YNAB @Matt Tanner said: For example, this month I realized my power bill was higher than I thought, but when I upped the budget, it appeared as though I had plenty of cash to cover it (which I do,…
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- 3 mths ago
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Re: How do Payees work? The payee is usually the person or place you bought something from, not the actual thing. The thing is the category. But you can use the payee column to track where your money comes from,…
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- 3 mths ago
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- Method & Budgeting
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Re: Baha'i Huquq'u'llah Tracking You could track "necessary" eating out vs. "excess" eating out as separate categories.
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- 3 mths ago
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Re: Newbie here: why is my TBB not in the red as I would expect? @dakinemaui That's upsetting! but very good to know. Thank you!
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- 3 mths ago
- Getting Started
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Re: Newbie here: why is my TBB not in the red as I would expect? @dakinemaui Wait - what? My TBB for the current month might not be accurate and I might have set the same dollars aside for more than one purpose? This seems like... not what is supposed to happen.…
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- 3 mths ago
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Re: Account vs. category Your list of accounts should reflect the actual bank accounts you have. If you have 3 checking and 2 savings accounts, they should each be listed as an account in YNAB.…
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- 3 mths ago
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Re: How to differentiate between what categories were budgeted under checking account or my savings account? @Descriptor Noun Also - forgot to mention this. Money that I won't need for a long time, like the money I set aside each month for my property taxes and homeowner's insurance,…
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- 3 mths ago
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Re: When you want to combine categories Hide them. You're not promising yourself you'll use it, you're just promising yourself it will be there later if you want it. If you forget it for 20 years it won't matter!
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- 3 mths ago
- 3
- Method & Budgeting
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Re: What did you do to improve your finances today? @Technicolor Cheetah Yeah... it's interesting, we have eaten out so much that my child is pretty habituated to it. She has known how to politely order her food or hail a waiter for more water since…
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- 3 mths ago
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- YNAB Wins
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Re: Getting away from checking my account balances and instead following my budget? @Sarah D Yes - and there might be other factors that change your mind again. The point is, you can pay down all your debts very slowly by only paying a little over the minimum (much of which will…
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- 3 mths ago
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Re: Getting away from checking my account balances and instead following my budget? @Ceeses @Sarah D I noticed that too - paying a bit more than your minimum on each card will bring each one down slowly. Paying as much as you can afford on the one with the highest interest rate,…
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- 3 mths ago
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Re: Happy with your budget categories? Please share! Should add - the first 3 items on the Wish List are numbered 1-3, in order of priority, and that is my Wish Farm.
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- 3 mths ago
- Tips & Tricks
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Re: How to differentiate between what categories were budgeted under checking account or my savings account? It's true that for the purpose of the YNAB method, it doesn't matter what account your money is in. In reality, I like to keep money i don't need right away in savings,…
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- 3 mths ago
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- Method & Budgeting
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Re: Happy with your budget categories? Please share! Immediate Obligations: HOA dues 01 Recurring Child Care 01 Electric 14 Storage Unit 18 this continues, listing recurring bills by due date, and at the bottom is:…
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- 3 mths ago
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Re: Seeing 2 months at one time @dakinemaui That is so...smart. Thank you.
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- 3 mths ago
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- Managing Debt
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Re: Getting away from checking my account balances and instead following my budget? Look at your last 3 months of spending in each category. Use that data to set a realistic budget for October. If your friends ask you out, and you limit yourself to $20 per outing,…
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- 3 mths ago
- 3
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