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Re: YNAB doesn't carry forward negative balances and this screws up everything @pgauntlett Very interested but absolutely want the bank feeds (and even use goals). I enter items manually but I have several automatic payments and appreciate it when YNAB pulls them in for me.…
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @nolesrule Yeah. That makes sense. It feels a bit contradictory ... but I see the reason to "bend the rules" for the time it takes to sit down and deal with it.
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @nolesrule Honest question ... why does YNAB allow ANY negative balance to EVER happen in a category (assuming it's an envelope with the impossibility to have less than nothing in it)?
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @nolesrule Interesting idea. I appreciate it.
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @nolesrule Thanks for the reply. Are you saying YNAB will track reimbursements? Can you point me to this workflow? I've seen ideas like flagging or maybe future dating dating a transaction.…
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Sky Blue Tugboat I hope some developer out there copies YNAB in EVERY aspect (perfectly) accept this one. If that happens, I'd switch in a flash. Love YNAB except this point.…
- Ivory Python
- Ivory_Python.9
- 2 wk ago
- 2
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Cirrus Thanks for this idea! I'll give this a try.
- Ivory Python
- Ivory_Python.9
- 10 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @WordTenor Yes, he (and others) have explained things helpfully. And your further explanation is also helpful. How do you remember to prioritize spending less in future months after you've "blown…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Annieland Do you use "Needed For Spending" By Date? Or something different (for Water Bill and, potentially for Groceries)? Or another goal type?
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui Thank you. I just entered this as a feature request. Too bad there isn't a "vote up or down" option with feature requests. I would think this would be insightful to the developers.…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui I totally agree with this. The over spending would HAVE to be balanced out by underspending over 12 months. And, as you say, if I would just cover this month it, technically,…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui I'll have to try the yearly idea ... will that show how I'm doing monthly? Or will it just show a large amount and then I divide by 12?
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Ceeses I actually do my shopping the same day every week, normally. Might be a good idea to change my goal. I think my amount each week varies somewhat dramatically as sometimes I buy only what I…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui This is another good point. But if I use the goal of spending $500 per month and only spend $400 this month, YNAB says I only need to budget $400 next month (because of the $100…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui Ah. Your "This Category Next Month" is exactly what I'm thinking (and makes a lot of sense to me). I doubt I would use it EVERY month but think this would be a great addition to YNAB…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui This is helpful. You say "see previous why that target may be irrelevant." I'm noticing that my average spent is way too low to make sense to me.…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui This is a helpful idea ... I haven't totally made sense of the quick-budget button / side numbers yet. Of course, if I budget less than the desired target,…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui Hello. Sorry. I should have said November. I was only using January as an example. I am very strict with my spending ... but simply would not prioritize shopping on the 1st over the 31st…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @WordTenor Thanks for your further comments. I have read that YNAB is a good tool for folks who are not in debt ... even if very helpful for those who are.…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Herman Thanks for the quick reply. I'll hope that Quicken works better for Canada / US combo and possibly head back that way. Though I have really fallen in love with the YNAB interface / across…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything If I have a spending plan of $500 for groceries every month and spend $600 in January, I would REALLY like YNAB to tell me, in February, I have $400 to spend ...…
- Ivory Python
- Ivory_Python.9
- 11 mths ago
- Using YNAB
- Reported - view

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