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Re: YNAB doesn't carry forward negative balances and this screws up everything
@Cirrus Thanks for this idea! I'll give this a try.
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@WordTenor Yes, he (and others) have explained things helpfully. And your further explanation is also helpful. How do you remember to prioritize spending less in future months after you've "blown…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@Annieland Do you use "Needed For Spending" By Date? Or something different (for Water Bill and, potentially for Groceries)? Or another goal type?
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui Thank you. I just entered this as a feature request. Too bad there isn't a "vote up or down" option with feature requests. I would think this would be insightful to the developers.…
Ivory Python
Ivory_Python.9
3 mths ago
1
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui I totally agree with this. The over spending would HAVE to be balanced out by underspending over 12 months. And, as you say, if I would just cover this month it, technically,…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui I'll have to try the yearly idea ... will that show how I'm doing monthly? Or will it just show a large amount and then I divide by 12?
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@Ceeses I actually do my shopping the same day every week, normally. Might be a good idea to change my goal. I think my amount each week varies somewhat dramatically as sometimes I buy only what I…
Ivory Python
Ivory_Python.9
3 mths ago
1
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui This is another good point. But if I use the goal of spending $500 per month and only spend $400 this month, YNAB says I only need to budget $400 next month (because of the $100…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui Ah. Your "This Category Next Month" is exactly what I'm thinking (and makes a lot of sense to me). I doubt I would use it EVERY month but think this would be a great addition to YNAB…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui This is helpful. You say "see previous why that target may be irrelevant." I'm noticing that my average spent is way too low to make sense to me.…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui This is a helpful idea ... I haven't totally made sense of the quick-budget button / side numbers yet. Of course, if I budget less than the desired target,…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@dakinemaui Hello. Sorry. I should have said November. I was only using January as an example. I am very strict with my spending ... but simply would not prioritize shopping on the 1st over the 31st…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@WordTenor Thanks for your further comments. I have read that YNAB is a good tool for folks who are not in debt ... even if very helpful for those who are.…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
@Herman Thanks for the quick reply. I'll hope that Quicken works better for Canada / US combo and possibly head back that way. Though I have really fallen in love with the YNAB interface / across…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything
If I have a spending plan of $500 for groceries every month and spend $600 in January, I would REALLY like YNAB to tell me, in February, I have $400 to spend ...…
Ivory Python
Ivory_Python.9
3 mths ago
Using YNAB
Reported - view
Ivory Python
Ivory_Python.9
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