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Re: Putting money directly into a budgeting category @Turquoise Device If you want more accurate reports, you can go back and change them. If it's too tedious, you can do a Fresh Start. It's up to you how you want to tackle it.
- BlueJhay
- Bluejhay
- 3 mths ago
- Method & Budgeting
- Reported - view
Re: Encouragement? Been there as well. In fact, I filed for bankruptcy but even that costs money, so it took me 2 yrs to finally have enough money to file & finish in 2015.…
- BlueJhay
- Bluejhay
- 3 mths ago
- 9
- Managing Debt
- Reported - view
Re: The Official 2019 Debt Smackdown @Aquamarine Storm You know your grandparents better than any of us. Do you perceive them as folks who make smart/responsible decisions? Do they have more income than expenses that you know of?…
- BlueJhay
- Bluejhay
- 3 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown @Orchid Display Any progress is still PROGRESS, it doesn't matter if it took baby steps or giant leaps to get there -- you still got there! Congrats!
- BlueJhay
- Bluejhay
- 3 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown Two debts to work on this year: (ID# 305) Other: Buyback my 8yrs of active duty military time, so that it can be added to my current job's SCD/retirement etc benefits. Cost: $3,341.00.…
- BlueJhay
- Bluejhay
- 3 mths ago
- 4
- Community Challenges
- Reported - view
Re: Giveaway! I love how I can "hide" money from myself to avoid spending it (thus learning self-control & patience), without having to actually create another account at a different bank.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Announcements
- Reported - view
Re: Bi-weekly Budgeting @johnboy No problem! Glad I can help spark some ideas. So for you, maybe you can make a category or 2, like so: "Groceries/Household Goods $100wk/$400mo" - Then you can see that you need to try and…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: One Bank Account to Rule Them All? @doctor_who Under the budget sidebar, I list in order: - primary/credit union checking acct - credit card account (for building credit) - primary/credit union short-term savings - inactive accounts…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: One Bank Account to Rule Them All? I had quite a few accounts spread out everywhere, but I'm slowly moving funds and closing accounts as I go. Like YNAB shows us, we don't need a million accounts to achieve our goals.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: A little lost and considering Bankruptcy I know how you feel. It took me awhile of contemplating & researching options before I decided that bankruptcy was the path I needed to take for my particular situation. Just 1.…
- BlueJhay
- Bluejhay
- 1 yr ago
- 2
- Managing Debt
- Reported - view
YNAB helped fuel my win
I was a Stay-at-home parent who divorced an abusive (& narcissistic) spouse after being married for a decade. Actually, I was legally separated for a year and then decided I was done playing nice --…
- BlueJhay
- Bluejhay
- 1 yr ago
- 2 replies
- 1,429
- 6
- YNAB Wins
Re: Automate moving money between budgets? I hope I understood what you're trying to do... You can put in an entry under the appropriate account that's funding the category, and select the transaction date that you'd like to have it…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Best way to get cable bill down? @Sky Blue Colt we did something similar with our provider... cancelled in my name, got service as a "new" customer under my fiance's name, and we were able to reap the benefits that way.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Immediate Obligations vs. True Expenses My categories are divided into several groups so that I can make better decisions as to where I want my money to go. The groups also make sense to me for when I'm deciphering the pie charts & other…
- BlueJhay
- Bluejhay
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Any Thoughts On Banks Vs Credit Unions Vs Internet Banks Vs.... I had a bank that was available and flexible for online access anywhere -- even international, which was great... but that was when I was in the military & constantly going overseas.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Best way to get cable bill down? From time to time, I call and threaten to cancel service because it's too expensive -- and once in awhile they'll cut my bill down by $10-$20 a month to entice me into staying.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Bi-weekly Budgeting I get paid biweekly, so for the most part -- I budget biweekly as well. That means I don't always get paid on the 1st or the 15th, since it depends on when the weeks fall...…
- BlueJhay
- Bluejhay
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Setting up a child with own budget? I would like this feature as well. I have kids of varying ages who are tech-literate/glued to their devices so if it's easy & accessible, there's a greater chance they'll use it.…
- BlueJhay
- Bluejhay
- 1 yr ago
- Parenting
- Reported - view
Re: Does anyone else have to hide their savings from themselves? I hide my savings from myself, definitely! :D I make deposits into savings for myself and my kids, which shows these accounts with positive balances. The savings accounts are listed as a Tracking…
- BlueJhay
- Bluejhay
- 1 yr ago
- Saving
- Reported - view
Re: Do I need to enter figures every month? @Beige Koala Yes, YNAB is based on funds available at the time of budgeting, that way you're not putting yourself in the hole by spending money you don't yet have (or may not get).…
- BlueJhay
- Bluejhay
- 1 yr ago
- 2
- App Functions
- Reported - view
Re: Do I need to enter figures every month? If you receive income only once a month, then it would probably be easier to enter your figures once a month as well. But if you receive income more often than that,…
- BlueJhay
- Bluejhay
- 1 yr ago
- 1
- App Functions
- Reported - view
New CC Added - What's the starting balance?
I received a new credit card with a credit limit of $300. I created a CC account in YNAB with an "inflow" starting balance of $0 since there hadn't been any charges made to the card yet.…
- BlueJhay
- Bluejhay
- 1 yr ago
- 2 replies
- 1,130
- Credit Cards
- Answered
- Answered

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