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Re: The problem with budgeting for my real needs @nolesrule said: It's about awareness and control. @dakinemaui said: Make it explicit. These two statements say it all. I HAVE to have separate categories for food and non-food consumables, why?…
- B's Gambit
- bs_GAMBIT
- 2 wk ago
- 5
- Method & Budgeting
- Reported - view
Re: Alcohol Budget I thought this an interesting question. For US resources I have looked at the USDA's website for what the government says a family of X spends on food per week/month,…
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- Fun Money
- Reported - view
Re: Household vs. Groceries @Bruce said: For us, it's just too easy to go a little crazy on the non food side, if it's all in one category. then there's not enough left for the food. Just the opposite here.…
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Get a month ahead - no "income for next month" like in classic @dakinemaui I was actually doing this today with funds that I had placed in a "deferred Income" category (Not INM, that is separate for me). The funds were initially categorized to "deferred income"…
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- Method & Budgeting
- Reported - view
Re: Furnace fund v debt @nolesrule said: How much extra are we talking about? The total amount, $35,500 I round up my payments too, but only to the nearest 5 or 10, I should probably push that a little.
- B's Gambit
- bs_GAMBIT
- 3 mths ago
- 1
- Saving
- Reported - view
Re: Furnace fund v debt @nolesrule This thread is quite interesting and has caused to me to rethink my saving/payoff plan. Nolesrule, if I may ask a question... Say you had a loan that you owed $35,500 on,…
- B's Gambit
- bs_GAMBIT
- 3 mths ago
- 1
- Saving
- Reported - view
Re: What did you do to improve your finances today? @Powder Blue Pony @MXMOM Thanks! I'm trying to be as positive as I can as I live out this very large rule #3.
- B's Gambit
- bs_GAMBIT
- 3 mths ago
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? Sold my motorhome today!!! = Paying of tractor Sold my Harley last weekend = paying of Jeep Super sad about selling those two, I will miss them immensely.…
- B's Gambit
- bs_GAMBIT
- 3 mths ago
- 7
- YNAB Wins
- Reported - view
Re: Cheap but Decent Phone Plans Thanks @Superbone , I should never try to be helpful in the tech world ☺️. Your humor did make me laugh though! I for sure am going to try their 7 day free trial.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: It is working but I still don't clearly understand it. @Scott Elrod Welcome to the forum! @Scott Elrod said: I get paid every two weeks, so it is confusing to me looking at the numbers in the budgeted and available columns.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 3
- Getting Started
- Reported - view
Re: Cheap but Decent Phone Plans @nolesrule Sorry, I figured I you had already checked it out.
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Tips & Tricks
- Reported - view
Re: Cheap but Decent Phone Plans @nolesrule Not sure if this is what your are referring to but this is from Mint Mobile's FAQ Do all plans include Mobile Hotspot? Yep. All plans include the Mobile Hotspot feature at no extra charge.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? @Khaki Storm Wow, 2020 has been a rough year! I like how you started your post so positive "Not a success story yet". Hang in there, and you will make it a success.
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 1
- YNAB Wins
- Reported - view
Re: Entering transactions You do not need to be linked. When you spend the $1000 and record the transaction YNAB will show -$1000.00 in the activity column. When you record the transaction you will be prompted to identify…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- 2
- Accounts & Transactions
- Reported - view
Re: I Want to be Debt Free Because... @PhysicsGal thanks for replying to this thread. I missed it 11 months ago. I’ve combined @Veronica ’s idea with @Patzer ’s reply of Security, Security, Security.…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- Managing Debt
- Reported - view
Re: Entering transactions @Blue Hail @At the bottom of the screen you will see a transactions button, tap that and it will open a pop up to enter the transaction. Sorry, I don’t know how to resize photos for this
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- Accounts & Transactions
- Reported - view
Re: Underfunded category is off @dakinemaui How do you initially categorize funds that go to the Deferred Income? And when you use money from your Deferred Income do you move it to TBB directly or do you search for it under all…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- Getting Started
- Reported - view
Re: Pet healthcare expenses I have pet category that is used for all things related to two German Shepards and one “came with the house” cat. Like others, I contribute to it monthly and have a cap set.…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- Method & Budgeting
- Reported - view
Re: Emergency/Doomsday Budget? @Kamerlingh I just went through this in Jan. because my husband was given a terminal diagnosis. Within two weeks of that diagnosis he was no longer able to work.…
- B's Gambit
- bs_GAMBIT
- 6 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? @Descriptor Noun said: I wrote up a realistic meal plan for my kid and me Trying to do this, but that word, Realistic, not always easy to accomplish. The amount you are saving on insurance is…
- B's Gambit
- bs_GAMBIT
- 6 mths ago
- 3
- YNAB Wins
- Reported - view
Re: non-job related incoming funds - TBB or Direct Categorization ? @jenmas Thank you for the explanation, totally makes sense.
- B's Gambit
- bs_GAMBIT
- 7 mths ago
- Accounts & Transactions
- Reported - view
non-job related incoming funds - TBB or Direct Categorization ?
So, this is very difficult to write. This January, my husband, who is 50, was given a terminal diagnosis. My YNAB goal, for the time being, is to maintain the budget as accurately as possible…
- B's Gambit
- bs_GAMBIT
- 7 mths ago
- 4 replies
- 144
- Accounts & Transactions
Re: YNAB's 2020 34 Day Challenge! Here are some of my categories / groups: Daniel's Horseless Carriage(s) 🏍 -for my son's motorcycle this year and car when he has a license Tree of Jaguar -my new car fund, no Jaguar but I can dream.…
- B's Gambit
- bs_GAMBIT
- 8 mths ago
- 1
- Community Challenges
- Reported - view
Re: YNAB's 2020 34 Day Challenge! @Technicolor Cheetah I love the Child Labor and Elf Employment Fund, too funny! I may have to steal one or two of yours.
- B's Gambit
- bs_GAMBIT
- 8 mths ago
- Community Challenges
- Reported - view
Re: Does this category spark joy? I just finished her book - again - and made a plan in my bujo. Last week I reorganized my YNAB groups and categories for the new year as I wanted to see some reports differently.…
- B's Gambit
- bs_GAMBIT
- 8 mths ago
- 6
- Tips & Tricks
- Reported - view

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