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Re: Emergency/Doomsday Budget? @Kamerlingh I just went through this in Jan. because my husband was given a terminal diagnosis. Within two weeks of that diagnosis he was no longer able to work.…
- B's Gambit
- bs_GAMBIT
- 3 wk ago
- 2
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? @Descriptor Noun said: I wrote up a realistic meal plan for my kid and me Trying to do this, but that word, Realistic, not always easy to accomplish. The amount you are saving on insurance is…
- B's Gambit
- bs_GAMBIT
- 1 mth ago
- 3
- YNAB Wins
- Reported - view
Re: non-job related incoming funds - TBB or Direct Categorization ? @jenmas Thank you for the explanation, totally makes sense.
- B's Gambit
- bs_GAMBIT
- 1 mth ago
- Accounts & Transactions
- Reported - view
non-job related incoming funds - TBB or Direct Categorization ?
So, this is very difficult to write. This January, my husband, who is 50, was given a terminal diagnosis. My YNAB goal, for the time being, is to maintain the budget as accurately as possible…
- B's Gambit
- bs_GAMBIT
- 1 mth ago
- 4 replies
- 140
- Accounts & Transactions
Re: YNAB's 2020 34 Day Challenge! Here are some of my categories / groups: Daniel's Horseless Carriage(s) 🏍 -for my son's motorcycle this year and car when he has a license Tree of Jaguar -my new car fund, no Jaguar but I can dream.…
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: YNAB's 2020 34 Day Challenge! @Technicolor Cheetah I love the Child Labor and Elf Employment Fund, too funny! I may have to steal one or two of yours.
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- Community Challenges
- Reported - view
Re: Does this category spark joy? I just finished her book - again - and made a plan in my bujo. Last week I reorganized my YNAB groups and categories for the new year as I wanted to see some reports differently.…
- B's Gambit
- bs_GAMBIT
- 2 mths ago
- 6
- Tips & Tricks
- Reported - view
Re: If YNAB only had... A purposeful way to help broke people get a grip on managing money. @Silver Inspector Let me clarify, in no way am I a veteran user. And I should have stated I heard about YNAB 8-10 years ago, I did not implement it then.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 1
- Getting Started
- Reported - view
Re: If YNAB only had... A purposeful way to help broke people get a grip on managing money. @Silver Inspector said: There probably is a place for the current YNAB, for the small percentile of folks who have funds and good habits, Unfortunately if a person does not have good habits,…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 5
- Getting Started
- Reported - view
Re: To be Budgeted @dakinemaui Thanks for the clarification. I was thinking when I first started I was cautioned to send all income to TBB not a category. So, that is what I have been doing,…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: To be Budgeted @dakinemaui Can you explain this again? I'm not following you. Why are you not a fan of using NMI if all income in November is to be used in December? What do you mean by and how do you accomplish…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: Overspending - how to handle in YNAB vs YNAB 4 @KaraBoo Where did you see discount for veterans?
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: Newbie just can't seem to get the hang of it @Slate Gray Orca said: Is this when basically pick and choose where I need to budget? Like mortgage, groceries, and car payments? Yes you must prioritize your spending.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: Should ALL my accounts be accounted for in YNAB? @jenmas @dakinemaui Yes, as someone who came to YNAB with 3 checking and 6 savings accounts this was a bit difficult to grasp. Once grasped, it was difficult to actually implement (at least for me)…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Getting Started
- Reported - view
Re: Should ALL my accounts be accounted for in YNAB? @dakinemaui said: I wouldn't recommend that unless you fully understand the account/category independence principle Can you explain this? Or point me in the right direction ?
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Getting Started
- Reported - view
Re: TBB increased for last month @dakinemaui OK, needed another cup of tea to get what you were saying. For what ever reason Oct. was supporting Nov. All TBB are now at 0.00 Thank you very much!
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 1
- Method & Budgeting
- Reported - view
Re: TBB increased for last month I'm positive the Nov. TBB is correct. The difference between the Nov TBB and what was in the buffer is the same amount as what is in the Oct TBB now. I forgot to add a check in Oct to the Nov buffer…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: TBB increased for last month I haven't budgeted November yet because I wasn't sure what to do about the increase in the Oct. TBB. When I look at the header in October positive funds for Oct -0.00 Overspent in Sept.…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 1
- Method & Budgeting
- Reported - view
Re: TBB increased for last month November.
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: TBB increased for last month @WordTenor $0.00 I checked December and the TBB is the same amount as November. I looked at all categories including hidden for Sept - Dec and nothing is overspent.
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Method & Budgeting
- Reported - view
TBB increased for last month
I have been 4 ruling my way along for the last 10months or so and doing ok. October lands and 2 large unexpected events happen (my dog needed surgery and our federal taxes more than doubled).…
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- 8 replies
- 109
- 1
- Method & Budgeting
- Answered
- Answered
Re: Does anyone in a couple budget alone? @MXMOM Thanks for sharing. Those memos made me laugh!
- B's Gambit
- bs_GAMBIT
- 4 mths ago
- Money & Relationships
- Reported - view
Re: How to not keep up with the Jones's? @Momofboysx3 I too sometimes wonder where do these people get their money!!! I wonder have I done that bad at budgeting our money when I see our co-workers going on yearly vacations and driving new…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Does anyone in a couple budget alone? @K. B. said: HOWEVER, being the sole budget-er only works because he is not materialistic and doesn't have a lot of monetary needs, That is my husband!…
- B's Gambit
- bs_GAMBIT
- 5 mths ago
- 3
- Money & Relationships
- Reported - view
Re: The Official 2019 Debt Smackdown September check in Mower is paid off! The last three months will be directed towards mortgage. I did not set a stretch goal, but I think I'll be able to add a tiny bit extra, maybe.…
- B's Gambit
- bs_GAMBIT
- 6 mths ago
- 4
- Community Challenges
- Reported - view

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