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Re: The Official 2020 Debt Smackdown FINAL CHECK-IN! Happy 2021 everyone!!! I paid 3500 towards my debts (mortgage and student loans) in December, bringing my grand total paid to $72,611.20, which is ~97% of my mind-boggling 75k goal.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- 6
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Re: The Official 2020 Debt Smackdown November check-in: Car loan is gone! so I snowballed that payment into student loans/mortgage. Paid 3500 for the month, taking me to 93% of my goal for the year.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 7
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Re: The Official 2020 Debt Smackdown 11/1 Check-in: I finally bit the bullet and put the windfall I had in savings to work, and PAID OFF MY CAR!! Just got the title in the mail yesterday, feels SO GOOD! So I paid $15,278 in October,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 7
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Re: The Official 2020 Debt Smackdown Sept 1 check in: Not really sure how much progress we made in August, lol. We paid $4000 total, which is less than last month. BUT, we refinanced the mortgage in July,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 4 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @farfromtheusual fortunately I already had next (this) month’s payment budgeted, so I just wammed from that and can skip this month if we need to. Yay ynab!…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 6 mths ago
- 2
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Re: The Official 2020 Debt Smackdown June check in! I made my car payment manually, because I wanted to snowball on my husband's student loan payment since his are at 0% interest right now- and then it still auto-paid,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 6 mths ago
- 4
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Re: The Official 2020 Debt Smackdown @farfromtheusual Ok, so it sounds like I'm not missing something obvious- it takes a little creativity to figure out your own system. I actually asked ynab help and they said yeah CC debt isn't…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 1
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Re: The Official 2020 Debt Smackdown I thought I made this post a week ago and found it odd there were no replies, but now I can't find it, so I guess I never actually posted? Anyway- I'm just wondering:…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @WairereRose hugs to you! I keep hearing people talk about all this extra time they have and they’re all baking bread and gardening and organizing the garage.....…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 2
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Re: The Official 2020 Debt Smackdown May check in: Pay was down about 30% this month, but fortunately the savings on daycare and gas, and extra income from side hustles, helped us stay almost even.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @Schiaparelli Hat amazing! congrats!
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @farfromtheusual same exact situation here. My husband’s car is on its last legs. Mechanic said it’s going to need 3k of work “within the next 0-3 years” so we’re just saving as much as we can til…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @MXMOM yes i have the mortgage included, which is what makes it so negative. Good thought on keeping the asset/debt either both in or both out. Same for my car value/car loan, I guess.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @Keith Borders PS congrats!!! (Should have said that first, I just got distracted by the nice chart, haha)
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @Keith Borders did you make that chart yourself, or does the debt challenge spreadsheet do that?!
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
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Re: The Official 2020 Debt Smackdown @Hot Pink Admiral net worth question for everyone- do you include the value of your house? If so, do you use purchase price? Current value from Zillow?…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @Faness a financial adviser I worked with said they would always celebrate whenever a client became “worthless” hahaha
- Steel Blue Sound
- Steel_Blue_Sound.9
- 7 mths ago
- 4
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Re: The Official 2020 Debt Smackdown April check-in! my first check-in since starting. Our total debt (mortgage, my student loans, husband's student loans, my car loan, and CC debt) was around 415k in March.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 mths ago
- 5
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Re: The Official 2020 Debt Smackdown @TLW I would get a month ahead first.
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 mths ago
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Re: The Official 2020 Debt Smackdown @Gold Song you know that if your loans are deferred now, if you make no payments, the months still count towards PSLF, right?
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @Sweet Tangerine I am a doc, and my pay is down >50% this month. My company is doing NOTHING to help us (they suggested we pull from our 401k), and I'm sure all the execs are still paying themselves…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @Highlander89 I played around with undebt.it recently, and it says that (not including mortgage, but adding in 33k of my husband’s student loans, for a total of 183k) that we’ll be debt free in 8y,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 9 mths ago
- 4
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Re: The Official 2020 Debt Smackdown @MXMOM I'm amazed at how many parallels there are between budgeting and losing weight. I never would have thought it, but it's so true. And likewise- I feel the same way- like I can better give my…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 9 mths ago
- 6
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Re: The Official 2020 Debt Smackdown @Highlander89 I have about 125k of student loan debt (and this is after 10y of payments....) (plus another 25K for my husband), plus a mortgage, so I feel your pain.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 9 mths ago
- 4
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Re: The Official 2020 Debt Smackdown @Wiecked thanks for the support! I did just realize that I could probably pay my car off fairly quickly, (relatively speaking...). And it has the lowest balance AND the highest interest,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 9 mths ago
- 6
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