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Re: The Official 2020 Debt Smackdown May check in: Pay was down about 30% this month, but fortunately the savings on daycare and gas, and extra income from side hustles, helped us stay almost even.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 5 days ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Schiaparelli Hat amazing! congrats!
- Steel Blue Sound
- Steel_Blue_Sound.9
- 5 days ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual same exact situation here. My husband’s car is on its last legs. Mechanic said it’s going to need 3k of work “within the next 0-3 years” so we’re just saving as much as we can til…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 10 days ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @MXMOM yes i have the mortgage included, which is what makes it so negative. Good thought on keeping the asset/debt either both in or both out. Same for my car value/car loan, I guess.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Keith Borders PS congrats!!! (Should have said that first, I just got distracted by the nice chart, haha)
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Keith Borders did you make that chart yourself, or does the debt challenge spreadsheet do that?!
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Hot Pink Admiral net worth question for everyone- do you include the value of your house? If so, do you use purchase price? Current value from Zillow?…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Faness a financial adviser I worked with said they would always celebrate whenever a client became “worthless” hahaha
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 wk ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown April check-in! my first check-in since starting. Our total debt (mortgage, my student loans, husband's student loans, my car loan, and CC debt) was around 415k in March.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 5
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @TLW I would get a month ahead first.
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Gold Song you know that if your loans are deferred now, if you make no payments, the months still count towards PSLF, right?
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Sweet Tangerine I am a doc, and my pay is down >50% this month. My company is doing NOTHING to help us (they suggested we pull from our 401k), and I'm sure all the execs are still paying themselves…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Highlander89 I played around with undebt.it recently, and it says that (not including mortgage, but adding in 33k of my husband’s student loans, for a total of 183k) that we’ll be debt free in 8y,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @MXMOM I'm amazed at how many parallels there are between budgeting and losing weight. I never would have thought it, but it's so true. And likewise- I feel the same way- like I can better give my…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 1 mth ago
- 6
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Highlander89 I have about 125k of student loan debt (and this is after 10y of payments....) (plus another 25K for my husband), plus a mortgage, so I feel your pain.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Wiecked thanks for the support! I did just realize that I could probably pay my car off fairly quickly, (relatively speaking...). And it has the lowest balance AND the highest interest,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 6
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Wiecked aw thanks! I have heard of WCI, but haven't read his stuff. I just joined a women physician personal finance group a couple months ago. I make decent money,…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown Hi! Just joined the new April Debt bootcamp and found a link to this group. Sorry to just jump in as a big fat noob, but I figure it can only help me, so I just added myself to the spreadsheet.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 6
- Community Challenges
- Reported - view
joint budget nuts and bolts
I've been budgeting in YNAB a couple months now and am loving it. I think I'm ready to add my husband. As it is, I make most of the money and handle 95% of the finances.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 1 reply
- 56
- Money & Relationships
Revert to backup?
Hi! First post in these forums, so I apologize if it's been answered (but if it has, I haven't been able to find it). I'm in my second month in YNAB, and loving it.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 4 replies
- 83
- 3
- Getting Started

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