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Re: What did you do to improve your finances today? @Royal Blue Cyborg winning!!!
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- Orchid_Tiger.5
- 1 yr ago
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- YNAB Wins
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Re: What did you do to improve your finances today? @Khaki Storm that is so hard, i'm so sorry. I hope everyone is safe and healthy now.
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- 1 yr ago
- 1
- YNAB Wins
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Re: When to pay Credit Card @Matthew That's such a random thing to suspend.
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- Orchid_Tiger.5
- 1 yr ago
- Credit Cards & Debt
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Re: What did you do to improve your finances today? @Herman wow!!! That's an amazing story! And you are a detective! Well done! 🕵️‍♀️
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- Orchid_Tiger.5
- 1 yr ago
- 1
- YNAB Wins
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Re: The Official 2020 Debt Smackdown @Stacy C working it!!!
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- 1 yr ago
- 2
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Re: Emergency Funds vs. Income Replacement @nolesrule I just did a little research to educate myself on CDs. What about these 1.55-1.7% yield savings accounts I see out there too. They are online only, I can transfer out externally if needed.…
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- Orchid_Tiger.5
- 1 yr ago
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement @Navy Blue Foal Very good point. What sort of rates do CDs even get? I've never explored one. Right now our Emergency fund is essentially sitting in some Restricted Stock Units that recently vested…
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- Orchid_Tiger.5
- 1 yr ago
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement I've been thinking about this topic a lot. The emergency fund is a big point of discussion between my DH and I. We have trouble deciding on how much we need.…
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- Orchid_Tiger.5
- 1 yr ago
- 2
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement @PhysicsGal truth!
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- 1 yr ago
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement @Navy Blue Foal your emoji game is strong!
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- Orchid_Tiger.5
- 1 yr ago
- 1
- Saving & Investing
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Re: Opinion on what to do with timeshare loan? @Mel So glad you did this! Great move on your part!
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- Orchid_Tiger.5
- 1 yr ago
- Dealing with Debt
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Re: When to pay Credit Card @Karabats said: In normal operations, there are no reasons to pay off a card before it is due. Peace of mind for me...
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- Orchid_Tiger.5
- 1 yr ago
- Credit Cards & Debt
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Re: The Official 2020 Debt Smackdown @karine7 congratulations on paying off your student loans!!!
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- 1 yr ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @farfromtheusual This was an awesome little interchange to read through. YNAB peeps are awesome!
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- 1 yr ago
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Re: The Official 2020 Debt Smackdown @Alice Blue Yeti awe shucks, thanks 🤗
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- 1 yr ago
- Join A Challenge
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @Sky Blue Harp YAY! Glad that it can be of use to you! Anything for a fellow YNAB buddy. I geek out on spreadsheets sometimes. Feel free to reach out if you get stuck :)
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- Orchid_Tiger.5
- 1 yr ago
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- Saving & Investing
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Re: It was not easy at first, but I have leveled up my life with YNAB This is such an awesome success story! You have really found the ways that YNAB works for you through trial and error. It's interesting reading along I was like "oh I do that too" but I do it…
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- Orchid_Tiger.5
- 1 yr ago
- 2
- YNAB Wins
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Re: YNAB doesn't carry forward negative balances and this screws up everything @Slate Blue Banjo So if you made a super quick call to your CC company and changed your payoff date to the 1st, YNAB would be amazing for you? https://www.thebalance.…
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- Orchid_Tiger.5
- 1 yr ago
- Using YNAB
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Re: The Official 2020 Debt Smackdown April Debt Payment Totals April paychecks have all come in and we managed to send $4,258.26 to the HELOC plus our mortgage payment which takes total debt paid off this month to $4,912.21.…
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- 1 yr ago
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @nolesrule wowah, I had not idea this was a thing!! Here's how to do it:…
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- Orchid_Tiger.5
- 1 yr ago
- 1
- Saving & Investing
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @Sky Blue Harp Ask and yeeee shall receive. I created a template off of my spreadsheet in Google Sheets. Make sure to make a copy of this to your personal Google Drive and don't edit directly in the…
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- Orchid_Tiger.5
- 1 yr ago
- 1
- Saving & Investing
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? nope, no success here. I keep track in google and if we sell them then it hits my account and gets sent to "to be budgeted." With the vesting schedule,…
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- Orchid_Tiger.5
- 1 yr ago
- Saving & Investing
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Re: Have you changed your budget to focus on savings? @MonetaryPlan I totally am having the same experience with craft expenses. Even though YNAB always showed me what I spent on crafts, COVID is teaching me how much I can "survive" craft wise on what…
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- Orchid_Tiger.5
- 1 yr ago
- 1
- Saving & Investing
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Re: What did you do to improve your finances today? @Sea Green Griffin Totally!!! YAY and welcome to YNAB, it's for sure a game changer!
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- Orchid_Tiger.5
- 1 yr ago
- YNAB Wins
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Re: Have you changed your budget to focus on savings? We didn't create a new budget per say, but it has changed our debt payoff plan. We were waiting for some restricted stock to vest to pay off the remainder of our heloc and get us several months deep…
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- Orchid_Tiger.5
- 1 yr ago
- 1
- Saving & Investing
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2020 Goals
Wipe out the medical bills, both the car loans, the HELOC, and pay 30k off the principal of the mortgage beyond payments.