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Re: What did you do to improve your finances today? @Royal Blue Cyborg winning!!!
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- Orchid_Tiger.5
- 6 mths ago
- 1
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Khaki Storm that is so hard, i'm so sorry. I hope everyone is safe and healthy now.
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- Orchid_Tiger.5
- 6 mths ago
- 1
- YNAB Wins
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Re: When to pay Credit Card @Matthew That's such a random thing to suspend.
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- Orchid_Tiger.5
- 6 mths ago
- Credit Cards & Debt
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Re: What did you do to improve your finances today? @Herman wow!!! That's an amazing story! And you are a detective! Well done! 🕵️‍♀️
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- Orchid_Tiger.5
- 6 mths ago
- 1
- YNAB Wins
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Re: The Official 2020 Debt Smackdown @Stacy C working it!!!
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- Orchid_Tiger.5
- 6 mths ago
- 2
- Join A Challenge
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Re: Emergency Funds vs. Income Replacement @nolesrule I just did a little research to educate myself on CDs. What about these 1.55-1.7% yield savings accounts I see out there too. They are online only, I can transfer out externally if needed.…
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- Orchid_Tiger.5
- 6 mths ago
- Saving & Investing
- Reported - view
Re: Emergency Funds vs. Income Replacement @Navy Blue Foal Very good point. What sort of rates do CDs even get? I've never explored one. Right now our Emergency fund is essentially sitting in some Restricted Stock Units that recently vested…
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- Orchid_Tiger.5
- 6 mths ago
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement I've been thinking about this topic a lot. The emergency fund is a big point of discussion between my DH and I. We have trouble deciding on how much we need.…
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- Orchid_Tiger.5
- 6 mths ago
- 2
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement @PhysicsGal truth!
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- Orchid_Tiger.5
- 6 mths ago
- Saving & Investing
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Re: Emergency Funds vs. Income Replacement @Navy Blue Foal your emoji game is strong!
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- Orchid_Tiger.5
- 6 mths ago
- 1
- Saving & Investing
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Re: Opinion on what to do with timeshare loan? @Mel So glad you did this! Great move on your part!
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- Orchid_Tiger.5
- 6 mths ago
- Dealing with Debt
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Re: When to pay Credit Card @Karabats said: In normal operations, there are no reasons to pay off a card before it is due. Peace of mind for me...
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- Orchid_Tiger.5
- 6 mths ago
- Credit Cards & Debt
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Re: The Official 2020 Debt Smackdown @karine7 congratulations on paying off your student loans!!!
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- Orchid_Tiger.5
- 7 mths ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @farfromtheusual This was an awesome little interchange to read through. YNAB peeps are awesome!
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- Orchid_Tiger.5
- 7 mths ago
- 5
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @Alice Blue Yeti awe shucks, thanks 🤗
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- Orchid_Tiger.5
- 7 mths ago
- Join A Challenge
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @Sky Blue Harp YAY! Glad that it can be of use to you! Anything for a fellow YNAB buddy. I geek out on spreadsheets sometimes. Feel free to reach out if you get stuck :)
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- Orchid_Tiger.5
- 7 mths ago
- 1
- Saving & Investing
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Re: It was not easy at first, but I have leveled up my life with YNAB This is such an awesome success story! You have really found the ways that YNAB works for you through trial and error. It's interesting reading along I was like "oh I do that too" but I do it…
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- Orchid_Tiger.5
- 7 mths ago
- 2
- YNAB Wins
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Re: YNAB doesn't carry forward negative balances and this screws up everything @Slate Blue Banjo So if you made a super quick call to your CC company and changed your payoff date to the 1st, YNAB would be amazing for you? https://www.thebalance.…
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- Orchid_Tiger.5
- 7 mths ago
- Using YNAB
- Reported - view
Re: The Official 2020 Debt Smackdown April Debt Payment Totals April paychecks have all come in and we managed to send $4,258.26 to the HELOC plus our mortgage payment which takes total debt paid off this month to $4,912.21.…
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- Orchid_Tiger.5
- 7 mths ago
- 6
- Join A Challenge
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @nolesrule wowah, I had not idea this was a thing!! Here's how to do it:…
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- Orchid_Tiger.5
- 7 mths ago
- 1
- Saving & Investing
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Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? @Sky Blue Harp Ask and yeeee shall receive. I created a template off of my spreadsheet in Google Sheets. Make sure to make a copy of this to your personal Google Drive and don't edit directly in the…
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- Orchid_Tiger.5
- 7 mths ago
- 1
- Saving & Investing
- Reported - view
Re: Is anyone successful in tracking RSU(restricted stock unit) as part of the income inflow? nope, no success here. I keep track in google and if we sell them then it hits my account and gets sent to "to be budgeted." With the vesting schedule,…
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- Orchid_Tiger.5
- 7 mths ago
- Saving & Investing
- Reported - view
Re: Have you changed your budget to focus on savings? @MonetaryPlan I totally am having the same experience with craft expenses. Even though YNAB always showed me what I spent on crafts, COVID is teaching me how much I can "survive" craft wise on what…
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- Orchid_Tiger.5
- 7 mths ago
- 1
- Saving & Investing
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Re: What did you do to improve your finances today? @Sea Green Griffin Totally!!! YAY and welcome to YNAB, it's for sure a game changer!
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- Orchid_Tiger.5
- 7 mths ago
- YNAB Wins
- Reported - view
Re: Have you changed your budget to focus on savings? We didn't create a new budget per say, but it has changed our debt payoff plan. We were waiting for some restricted stock to vest to pay off the remainder of our heloc and get us several months deep…
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- Orchid_Tiger.5
- 7 mths ago
- 1
- Saving & Investing
- Reported - view

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2020 Goals
Wipe out the medical bills, both the car loans, the HELOC, and pay 30k off the principal of the mortgage beyond payments.