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Re: 12 months of YNAB… progress… is happening... Decision Time? @Believe I get the feeling of how much of a shift it has been, yet still feeling like the hard work is ahead of us. And well done on building those reserves.…
- Yes I can
- yesican2020
- 5 hrs ago
- Dealing with Debt
- Reported - view
Re: Coming Soon: Loan Accounts! 🏦 @SgtBatten interesting. Love Ctrl Z
- Yes I can
- yesican2020
- 6 hrs ago
- Announcements
- Reported - view
Re: 12 months of YNAB… progress… is happening... Decision Time? Well done on the progress @Believe And I did read to the end...I also write long posts in YNAB, knowing full well that no-one else may read it. This stuff is hard, and leaning into it is really hard.…
- Yes I can
- yesican2020
- 7 hrs ago
- 1
- Dealing with Debt
- Reported - view
Re: Coming Soon: Loan Accounts! 🏦 @Marisa My mortgages - with two different banks in Australia - both look like this in terms of showing an interest transaction. BTW, well done to the team on the new feature.…
- Yes I can
- yesican2020
- 7 hrs ago
- 1
- Announcements
- Reported - view
Re: Spending less on groceries Two Week Spending I made an onine grocery order today for $55.84, which brings my total for the 2 week period to $158.24. Probably more like $150 if we took out the donuts I bought,…
- Yes I can
- yesican2020
- 4 days ago
- 1
- Join A Challenge
- Reported - view
Re: Negative available amount doesn't make sense. @Ceeses Oh snap. My bad for jumping in with incorrect information and not paying attention. And thanks for jumping in to correct me.
- Yes I can
- yesican2020
- 5 days ago
- Using YNAB
- Reported - view
Re: Negative available amount doesn't make sense. @Sea Green Mainframe To jump in, as it's probably night time when Rachel is, your available in October actually isn't $5086. I suspect its $4366. Column 1 shows only what you assigned this month…
- Yes I can
- yesican2020
- 5 days ago
- Using YNAB
- Reported - view
Re: Spending less on groceries @Move Light Sound Life This sounds a bit like what I do. My freezer and my leftovers are my best friends....at least when I remember to follow the habit.…
- Yes I can
- yesican2020
- 5 days ago
- 1
- Join A Challenge
- Reported - view
Re: Spending less on groceries @PhysicsGal I think there is some inflation going on in Australian cities too, but I think my groceries went up as I stopped paying attention to what I'd been doing and relishing the extra income…
- Yes I can
- yesican2020
- 5 days ago
- Join A Challenge
- Reported - view
Re: Spending less on groceries @Rachel An Australaian food blogger, Jules Clancy, who is one of my cooking and meal planning inspirations ( thestonesoup.com ) taught me this approach of using what you have.…
- Yes I can
- yesican2020
- 5 days ago
- 1
- Join A Challenge
- Reported - view
Re: Spending less on groceries Applying YNAB's Four Rules to Meal Prep Its a week and a half later and I have been doing well. Only one order of takeaway and a small grocery order. There's also lots more space on the fridge…
- Yes I can
- yesican2020
- 5 days ago
- 3
- Join A Challenge
- Reported - view
Re: Change the available balance without doing math @Cadet Blue Router PS. Have a look at what is in the desktop app if you can. There are more columns and info and might help you understand what is happening. The phone app is a simplified version.
- Yes I can
- yesican2020
- 7 days ago
- Setting Up Your Budget
- Reported - view
Re: I Need So Much Help @Cobalt Blue That sounds like a good idea. The history will be useful to help you set targets and work out all the items which you need to create categories for. Try this YNAB video https://www.…
- Yes I can
- yesican2020
- 8 days ago
- Setting Up Your Budget
- Reported - view
Re: I Need So Much Help @Cobalt Blue Have you tried reaching out to YNAB Support? They are apparently able to login into your YNAB - if you're willing to give them access - and give you some one-on-one support for free.
- Yes I can
- yesican2020
- 8 days ago
- 2
- Setting Up Your Budget
- Reported - view
Re: I am terrified of Getting Off the Float Uggh. This is hard. Well done for facing into this issue - accepting you're on a float is the first step of changing it. You are in debt on the credit card,…
- Yes I can
- yesican2020
- 10 days ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Forward money to next month? @monkeyhanger Thanks. I definitely learnt this the hard way when COVID hit - I was new to working for myself (2.5 years) and had been fine the first year but had a tough second year.…
- Yes I can
- yesican2020
- 11 days ago
- 1
- Using YNAB
- Reported - view
Re: Forward money to next month? @monkeyhanger Thanks for sharing your perspective. I can see this approach is where I need to be heading and understand the distinctions which wine nabbers draw between emergency funds,…
- Yes I can
- yesican2020
- 11 days ago
- 1
- Using YNAB
- Reported - view
Re: Forward money to next month? @MXMOM I agree. I actually meant applying Rule 4 and saving money for future months, as opposed to using the metric in YNAB. That's more what the guide is about.…
- Yes I can
- yesican2020
- 12 days ago
- 1
- Using YNAB
- Reported - view
Re: Forward money to next month? @Marisa Hey thanks for the link. I've never seen these guides before. Although I've read lots of your blog content and watched lots of YNAB videos. I'm interested in ageing your money being more…
- Yes I can
- yesican2020
- 12 days ago
- Using YNAB
- Reported - view
Re: Some questions R/E features / how I use YNAB @Slate Gray Piranha I have a similar set up with the a loan that direct debits from the account with another bank (this bank is also the lender). My solution is to transfer the funds from my main…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Spending less on groceries
A new personal challenge I'm at a new stage of my budget with a new contract over the last two months giving me three times the income I had during lock down last year.…
- Yes I can
- yesican2020
- 2 wk ago
- 24 replies
- 227
- 4
- Join A Challenge
Re: Pay off a line of debt _from_ a credit card @Navy Blue Door You'll need to handle this with a category not a new account as you are using the credit card as the account. The work flow I'd suggest would be 1/ Create the category with something…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: anyone interested in doing a challenge to get our legal/financial house in order? @Fuzzball Meows great book. One of the nurses who was visiting my Mum and us when she was bed ridden recommended this to me. I was really taken with Gawande's idea that modern medicine and…
- Yes I can
- yesican2020
- 2 wk ago
- 2
- Join A Challenge
- Reported - view
Re: Advice on prioritizing after debt is gone @JennLynne I've got nothing to add to the excellent advice above. But I did want to jump in and congratulate you on this major milestone. Go you!!
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Saving & Investing
- Reported - view
Re: The Official 2021 Debt Smackdown @Ivory Tiger I'd wondered the same thing (another debtris user)
- Yes I can
- yesican2020
- 2 wk ago
- Join A Challenge
- Reported - view

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