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Re: Needing Guidance I have renamed my Stuff I forgot to Budget for as Budget Wiggle Room. I keep put just a little bit there if the amount of something is a few dollars higher.…
- Yes I can
- yesican2020
- 8 days ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Overspending when budgeted 3 months out @Lavender Crab I agree with @dakinemaui The point isn't to replace your emergency funds, its actually achieving your goal, ie. knowing that things are fine for the next three months,…
- Yes I can
- yesican2020
- 11 days ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Overspending when budgeted 3 months out @jenmas I like this approach and the reframing. Every month is different and I can't predict things - that's not the point of my budget. Rule 3 means responding to what is happening,…
- Yes I can
- yesican2020
- 11 days ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Using YNAB for 5 years @Slate Blue Pilot (2903ac015cdb) I agree, it is a great tool but you do have to use it to get the results. However, I do find YNAB helps and motivates me to do so - both in turns of reinforcing…
- Yes I can
- yesican2020
- 13 days ago
- YNAB Wins
- Reported - view
Re: Quarantine Cooking @Move Light Sound Life Snap. I have just made a big batch of chicken stock / broth this evening. I freeze it in old takeaway food containers, which stack okay but apparently aren’t meant to be…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking @Move Light Sound Life oh excellent, thanks. Looks like they also sell through Amazon Australia, so no extra shipping. However, my budget hasn't stretched to creating a wish list yet....…
- Yes I can
- yesican2020
- 2 wk ago
- Fun Money
- Reported - view
Re: Quarantine Cooking @MXMOM they look good. I’ll keep an eye out for them. I’ve got one of those silicone muffin tins so use that to freeze things and then take out and put into other containers.…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking @Faness I think I’ve used about half of it and it looks / smells fine...but what does off flour look or smell like? It’s still in the double paper bag and now in actually in one of the crispers in…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking https://www.epicurious.com/expert-advice/freeze-caramelized-onions-in-ice-cube-tray-article https://www.thekitchn.com/freezer-friendly-caramelized-onions-166793
- Yes I can
- yesican2020
- 2 wk ago
- Fun Money
- Reported - view
Re: Quarantine Cooking @MXMOM no idea from me, but I’m reading the link from @Tomato Tamale thanks!. That would work great with roast potatoes which tend to be crispier if you parboil first!…
- Yes I can
- yesican2020
- 2 wk ago
- Fun Money
- Reported - view
Re: HELP! Avoid Debt or Build True Expenses @lindsfin that's great news re: the cost of the repairs. And as for emergencies actually just being true expenses - this is an idea that the YNAB people actually talk about a bit.…
- Yes I can
- yesican2020
- 4 wk ago
- 5
- Credit Cards & Debt
- Reported - view
Re: Rent or buy a home? Yes me too re: security and control via owning. I can do whatever I want and no one can ask me to leave. That said, I get the impression long term renting is very common in Europe and there is none…
- Yes I can
- yesican2020
- 4 wk ago
- 2
- Dealing with Debt
- Reported - view
Re: HELP! Avoid Debt or Build True Expenses @lindsfin this is really hard but the good news is that you actually had some money saved and have choices. I’m also new to YNAB - five months in - and similar issues with heavy true expenses early…
- Yes I can
- yesican2020
- 4 wk ago
- 2
- Credit Cards & Debt
- Reported - view
Re: It clicked - or I understand it finally. Whatever...big win! Welcome and absolutely. The first few times you can pay bills without stressing out or shuffling funds or when getting to the next income date without being broke (even if you're YNAB broke) is…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? I reduced my monthly electricity bill - I'm on an annual payment plan - from $410 to $266...ongoing every month. I swapped plans a few months back - always worth asking - and saved a whopping 28%.…
- Yes I can
- yesican2020
- 1 mth ago
- 3
- YNAB Wins
- Reported - view
Re: Inheritance money- How to budget Sorry for your loss but glad you can use the gift to improve your finances I’m wondering about entering the money directly to the category ie. car loan payment instead of as an Inflow:…
- Yes I can
- yesican2020
- 1 mth ago
- Setting Up Your Budget
- Reported - view
Re: Software as a Service / Starting to seem like a scam @dakinemaui yes I agree. The integration clearly isn't working and given the discussions here, its a major problem so maybe @WhoMovedMyCheese you're right some change is required.…
- Yes I can
- yesican2020
- 1 mth ago
- Using YNAB
- Reported - view
Re: Software as a Service / Starting to seem like a scam I'm actually okay with paying each year for a software program I keep using. The main reason why almost all companies have shifted to software-as-a-service is that it costs them money to keep the…
- Yes I can
- yesican2020
- 1 mth ago
- 2
- Using YNAB
- Reported - view
Re: What to do when you realize your Ture Expenses & Goals exceed your Income @Adventure Awaits congrats on starting to use YNAB. It sounds like you've made a great start and have got a handle on most of your expenses and are working on increasing your income.…
- Yes I can
- yesican2020
- 1 mth ago
- 4
- Setting Up Your Budget
- Reported - view
Re: What did you do to improve your finances today? @Bruce @MXMOM I love my library and belong to both my local council (?county) one and the one in the city which has lots of online They've even been home delivering books during lockdown - I don't…
- Yes I can
- yesican2020
- 1 mth ago
- 2
- YNAB Wins
- Reported - view
Re: Equity vs Equality in a shared budget @Scott I like your approach. You skipped over it in your initial post - but I think the point around difference in costs for personal care is a key one in terms of delivering equity vs equality.…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Money & Relationships
- Reported - view
Re: What did you do to improve your finances today? A small thing but I saved money by walking to order and collect my dinner from the Asian noodle place, maybe 10 mins down the road. I usually use one of the delivery apps.…
- Yes I can
- yesican2020
- 1 mth ago
- 4
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @MXMOM I love cooking for people - so my budget would suffer. In an alternate life, I'd be an mama in a big noisy house cooking for 6 kids. There's currently ginger bread loaf in my kitchen which…
- Yes I can
- yesican2020
- 1 mth ago
- 3
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown SEPTEMBER DEBT SMACKDOWN UPDATE What a difference a month makes – my fourth full month on YNAB was a good money wise for me! Two windfalls – an extra fortnight on the COVID subsidy I’m receiving as…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? My current financial win is home made pizza and keeping home made pizza dough in the freezer. It is so delicious that I look forward to it much more than takeaway and my budget likes it.…
- Yes I can
- yesican2020
- 2 mths ago
- 5
- YNAB Wins
- Reported - view

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