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Re: Credit Card Interest on Carried Debt PS. Happy to keep going if this doesn't explain it.
- Yes I can
- yesican2020
- 3 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card Interest on Carried Debt Here's what I do 1. I have two category groups - the Credit Card Payments one which YNAB automatically creates and another one right under Credit Card Payments called Debt Payments .…
- Yes I can
- yesican2020
- 3 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Where do I put a big chunk of money? @Grogu I’m glad I could help!
- Yes I can
- yesican2020
- 4 mths ago
- 1
- Saving & Investing
- Reported - view
Re: The 34 Day Reset!! @Gironaso love this approach! Eating well and by that I mean inexpensively, healthily, without too much fuss / work, without too any leftovers) is a bit like budgeting isn't it.…
- Yes I can
- yesican2020
- 4 mths ago
- 2
- Join A Challenge
- Reported - view
Re: Where do I put a big chunk of money? @Grogu in my working life, I regularly have to make decisions on suppliers for tasks and items some of which I know less about. In some roles projects,…
- Yes I can
- yesican2020
- 4 mths ago
- 1
- Saving & Investing
- Reported - view
Re: What did you do to improve your finances today? I decided to bake Christmas cookies this year as I have a bit more ...umm..time than umm..spare money. So I’m going to give as thank you gifts to the friends who are looking after my dog over…
- Yes I can
- yesican2020
- 4 mths ago
- 5
- YNAB Wins
- Reported - view
Re: Budgeting Your Savings @Orange Piranha Yes. Definitely. And it’s a game changer. It means when you think ‘sure, I can buy X, I have savings’ you can think ‘yes, but that’s to fund my trip to Y’s wedding or repair the…
- Yes I can
- yesican2020
- 4 mths ago
- 1
- Saving & Investing
- Reported - view
Re: Separating savings (I know, I know) @Steel Blue Pilot I have a couple of accounts which usually have $0 balances and I still have them in my budget. One where the agent puts my rent and another with a different bank where I transfer…
- Yes I can
- yesican2020
- 5 mths ago
- 1
- Saving & Investing
- Reported - view
Re: Taking Steps for 2021 @Halloweenlover welcome to the journals and best wishes.
- Yes I can
- yesican2020
- 5 mths ago
- Dealing with Debt
- Reported - view
Re: Needing Guidance I have renamed my Stuff I forgot to Budget for as Budget Wiggle Room. I keep put just a little bit there if the amount of something is a few dollars higher.…
- Yes I can
- yesican2020
- 6 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Overspending when budgeted 3 months out @Lavender Crab I agree with @dakinemaui The point isn't to replace your emergency funds, its actually achieving your goal, ie. knowing that things are fine for the next three months,…
- Yes I can
- yesican2020
- 6 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Overspending when budgeted 3 months out @jenmas I like this approach and the reframing. Every month is different and I can't predict things - that's not the point of my budget. Rule 3 means responding to what is happening,…
- Yes I can
- yesican2020
- 6 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Using YNAB for 5 years @Slate Blue Pilot (2903ac015cdb) I agree, it is a great tool but you do have to use it to get the results. However, I do find YNAB helps and motivates me to do so - both in turns of reinforcing…
- Yes I can
- yesican2020
- 6 mths ago
- YNAB Wins
- Reported - view
Re: Quarantine Cooking @Move Light Sound Life Snap. I have just made a big batch of chicken stock / broth this evening. I freeze it in old takeaway food containers, which stack okay but apparently aren’t meant to be…
- Yes I can
- yesican2020
- 6 mths ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking @Move Light Sound Life oh excellent, thanks. Looks like they also sell through Amazon Australia, so no extra shipping. However, my budget hasn't stretched to creating a wish list yet....…
- Yes I can
- yesican2020
- 6 mths ago
- Fun Money
- Reported - view
Re: Quarantine Cooking @MXMOM they look good. I’ll keep an eye out for them. I’ve got one of those silicone muffin tins so use that to freeze things and then take out and put into other containers.…
- Yes I can
- yesican2020
- 6 mths ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking @Faness I think I’ve used about half of it and it looks / smells fine...but what does off flour look or smell like? It’s still in the double paper bag and now in actually in one of the crispers in…
- Yes I can
- yesican2020
- 6 mths ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking https://www.epicurious.com/expert-advice/freeze-caramelized-onions-in-ice-cube-tray-article https://www.thekitchn.com/freezer-friendly-caramelized-onions-166793
- Yes I can
- yesican2020
- 6 mths ago
- Fun Money
- Reported - view
Re: Quarantine Cooking @MXMOM no idea from me, but I’m reading the link from @Tomato Tamale thanks!. That would work great with roast potatoes which tend to be crispier if you parboil first!…
- Yes I can
- yesican2020
- 6 mths ago
- Fun Money
- Reported - view
Re: HELP! Avoid Debt or Build True Expenses @lindsfin that's great news re: the cost of the repairs. And as for emergencies actually just being true expenses - this is an idea that the YNAB people actually talk about a bit.…
- Yes I can
- yesican2020
- 6 mths ago
- 5
- Credit Cards & Debt
- Reported - view
Re: Rent or buy a home? Yes me too re: security and control via owning. I can do whatever I want and no one can ask me to leave. That said, I get the impression long term renting is very common in Europe and there is none…
- Yes I can
- yesican2020
- 6 mths ago
- 2
- Dealing with Debt
- Reported - view
Re: HELP! Avoid Debt or Build True Expenses @lindsfin this is really hard but the good news is that you actually had some money saved and have choices. I’m also new to YNAB - five months in - and similar issues with heavy true expenses early…
- Yes I can
- yesican2020
- 6 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: It clicked - or I understand it finally. Whatever...big win! Welcome and absolutely. The first few times you can pay bills without stressing out or shuffling funds or when getting to the next income date without being broke (even if you're YNAB broke) is…
- Yes I can
- yesican2020
- 6 mths ago
- 1
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? I reduced my monthly electricity bill - I'm on an annual payment plan - from $410 to $266...ongoing every month. I swapped plans a few months back - always worth asking - and saved a whopping 28%.…
- Yes I can
- yesican2020
- 6 mths ago
- 5
- YNAB Wins
- Reported - view
Re: Inheritance money- How to budget Sorry for your loss but glad you can use the gift to improve your finances I’m wondering about entering the money directly to the category ie. car loan payment instead of as an Inflow:…
- Yes I can
- yesican2020
- 7 mths ago
- Setting Up Your Budget
- Reported - view

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