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Re: Advice on Using Emergency Fund to "Roll with the Punches" @Sea Green Foal yes sound like you've got it and this is a good choice in terms of the way forward. You're in a great position to be able to pay for the repairs and the CC.…
- Yes I can
- yesican2020
- 4 days ago
- Managing Debt
- Reported - view
Re: Is it possible to keep a ledger of when / how much money is moved from bucket to bucket @Scott could you use the flags as tags like this? You can’t change the names but you can search and report on the different colours eg, blue for you, green for your girlfriend, red combined .…
- Yes I can
- yesican2020
- 7 days ago
- Tips & Tricks
- Reported - view
Re: Is it possible to keep a ledger of when / how much money is moved from bucket to bucket @dakinemaui well said. They are (says newbie user). Slowly I’m putting money aside for next months non-monthly bills and even a few ‘date unspecified’ true expenses.…
- Yes I can
- yesican2020
- 7 days ago
- 2
- Tips & Tricks
- Reported - view
Re: Is it possible to keep a ledger of when / how much money is moved from bucket to bucket @MXMOM I like this category name. Thanks. It’s better for me than ‘Stuff I forgot to budget for’ as it’s usually because I underestimated a category (as I’m still fine tuning my budget) not that I…
- Yes I can
- yesican2020
- 7 days ago
- 1
- Tips & Tricks
- Reported - view
Re: Any tips for 'not counting' things in YNAB? Two thoughts from a newer YNAB user, so jump in @dakinemaui if I'm missing something 1. One option could be to not link the accounts automatically. I'm in Australia so can't link without a third…
- Yes I can
- yesican2020
- 8 days ago
- App Functions
- Reported - view
Re: HOW do you get a month ahead? What am I missing? Great discussion and lots to think about from this and as someone said above, some of these comments need to be read again. I suspect I'm confusing the discussion further,…
- Yes I can
- yesican2020
- 8 days ago
- Tips & Tricks
- Reported - view
Re: New to Ynab - can't get my head around savings reconciliation PS. When you say it has 'disappeared' is it the available column? Try looking at a laptop or desktop as there is a third middle column 'activity' (its not on your phone) which make it easier to see…
- Yes I can
- yesican2020
- 2 wk ago
- Getting Started
- Reported - view
Re: New to Ynab - can't get my head around savings reconciliation Breathe. You're learning this, you can work it out. Check next month and for hidden categories. Basically the sum of all your categories should equal the sum of the account balances.…
- Yes I can
- yesican2020
- 2 wk ago
- Getting Started
- Reported - view
Re: Conversation on how it works: Entering Sept. paychecks and over budget by X. As a newly returned YNABer working on stabilising my finances and paying down debt (I’ve used before), I can’t recommend strongly enough actually using the YNAB method and making sure TBB is a key…
- Yes I can
- yesican2020
- 2 wk ago
- 4
- Accounts & Transactions
- Reported - view
Re: The Official 2020 Debt Smackdown AUGUST DEBT SMACKDOWN UPDATE So here I am three months in. I've realised that my debt payments and net worth fluctuate a bit during the month with income, interest and mortgage payments,…
- Yes I can
- yesican2020
- 2 wk ago
- 1
- Community Challenges
- Reported - view
Re: The problem with budgeting for my real needs Hi all. Thanks for a useful thread and @Green Nomad for raising the question. The key takeouts for me are to split out categories which contain infrequent higher priority higher expense items and…
- Yes I can
- yesican2020
- 2 wk ago
- 2
- Method & Budgeting
- Reported - view
Re: The Official 2020 Debt Smackdown @Stacy C Hi Stacy. I've just read your journal all the way through and then these Debt Smackdown posts. I started YNAB (again) in May and haven't started in earnest on my debt reduction (about $34k…
- Yes I can
- yesican2020
- 3 wk ago
- 2
- Community Challenges
- Reported - view
Re: Category Names @Gold Robot Don't worry I'm not buying into the discussion. I'm also fairly new to YNAB (this time) and am amused at the passion which YNABers have for their methodology.…
- Yes I can
- yesican2020
- 4 wk ago
- Tips & Tricks
- Reported - view
Re: Fortnightly pays and expenses Hi @Green Octopus I’ve read lots of YNABers talking about just halving the monthly cost ie. assume it’s half a month not fortnightly. The calculation is easier and is twice a year you’ll get a bonus…
- Yes I can
- yesican2020
- 4 wk ago
- Method & Budgeting
- Reported - view
Re: Quarantine Cooking @Faness I'm coming late to the party as I've just seen this thread. Meal planning has definitely been part of my lockdown (which is what we're calling it in Australia) experience.…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Fun Money
- Reported - view
Re: Quarantine Cooking @PhysicsGal I also find I can't eat too much gluten without a tummy ache. I gave all almost all flour and sugar for about a year and then discovered my body had stopped liking me eating it.…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Fun Money
- Reported - view
Re: Automated Finances @The Artist Formerly Known As I like these ideas too. My retirement account is actually not too bad - although I'll still need more - as it was automatically deducted (a legal requirement in…
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Method & Budgeting
- Reported - view
Re: The Official 2020 Debt Smackdown I've collected the data for a Debt Smackdown colouring chart, inspired by the efforts of others in this thread. Sadly, the total paydown for June / July is only $4,356,…
- Yes I can
- yesican2020
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: Budgeted the entire month...before it even started! That's inspiring! Well done.
- Yes I can
- yesican2020
- 1 mth ago
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @Purple Foal I’ve seen these but wasn’t sure if they were the my kind of thing. But I know I’m itching to do something more - another 9 days until my rental income comes in,…
- Yes I can
- yesican2020
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual thanks. I have had a habit of sticking my head in the sand and ignoring my finances so it’s surprising okay to face them head on. I just need to work out how to stick with it.....
- Yes I can
- yesican2020
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown J UNE / JULY DEBT SMACKDOWN UPDATE So I'm starting a bit late to this discussion- I starting YNABing (again) in late May, and have been stalking around the forum fr July.…
- Yes I can
- yesican2020
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: Lessons From My First 30 Days With YNAB Hi @Alice Blue Mixer Congrats on making it this far and learning the rules. YNAB is a budgeting methodology with software to help implement it! This can be really hard when you first start.…
- Yes I can
- yesican2020
- 1 mth ago
- YNAB Wins
- Reported - view
Re: End of month. Where to put leftover $. Next month vs a misc fund? Well done. And take a breath - the end of the first month will show you that YNAB is not the same as other budgeting systems but you’ll get there. And the fact that you’re asking the question shows…
- Yes I can
- yesican2020
- 1 mth ago
- 3
- Getting Started
- Reported - view

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