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Re: Did I do this CC Cash Back correctly? @Ben at YNAB Related question: What if I wanted to use the CC rewards to offset an expense, such as a vacation or a large purchase? I often like doing this - treating rewards like reimbursements -…
- Wendy
- wendy
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Re: The (Un)official Debt Pay-down 2018 Here's a helpful resource for figuring out how to pay down multiple debts! It's a free spreadsheet, and they have a video showing how to use it, too. You put in your various debts with their…
- Wendy
- wendy
- 4 yrs ago
- Join A Challenge
- Reported - view
Re: Fresh Start Surprise @nolesrule Yes, and yes. It's really strange!
- Wendy
- wendy
- 4 yrs ago
- Tips & Tricks
- Reported - view
Fresh Start Surprise
I decided to try making a "fresh start" for the new year and I ended up with a strange thing. When I finished budgeting the big pile o' money, I had a bunch left over in the to be budgeted category,…
- Wendy
- wendy
- 4 yrs ago
- 3 replies
- 1,545
- Tips & Tricks
Re: SEP IRA versus Self-Employed 401(k) Honestly, I think this decision is important enough that you should consult a professional financial advisor. The information online can be confusing if you're not familiar with all the terms and…
- Wendy
- wendy
- 4 yrs ago
- 1
- Saving & Investing
- Reported - view
Re: Managing temporary debt from one month to another - inaccurate reporting @Ivory Crab (a9282cfc2a02) They discontinued that feature for a reason - it was to force people to cover that overspending right away rather than allowing it to sit,…
- Wendy
- wendy
- 4 yrs ago
- 1
- Dealing with Debt
- Reported - view
Re: Managing temporary debt from one month to another - inaccurate reporting I think this is an instance where it's important to pay attention to the budget. If everything was automated, then there'd be no need to think about where our money is going.…
- Wendy
- wendy
- 4 yrs ago
- 1
- Dealing with Debt
- Reported - view
Re: How do you keep your spouse/partner engaged in YNAB? @Khaki Vacuum (ddf759ffc724) The search function finds the word no matter where it is in the memo field, so instead of writing just the number, write "Check #XXXX" in the memo field (and it can be…
- Wendy
- wendy
- 4 yrs ago
- 2
- Money & Relationships
- Reported - view
Re: Groceries Simply using a recipe and meal planning app with an integrated shopping list has cut about $100 a month off our grocery spending and I also buy mostly organic.…
- Wendy
- wendy
- 4 yrs ago
- 4
- Money & Relationships
- Reported - view
Re: Reimbursements Gray Wrench (5493e58daa24) I have a very small, services-only business, and I also use a personal credit card for expenses, so I just keep a section in my personal budget for the business.…
- Wendy
- wendy
- 4 yrs ago
- 1
- Small Business
- Reported - view
Re: Whose bank after marriage? We did the same - we got an online account through Ally, which has great interest rates, it's easy to pay bills from, and they reimburse ATM fees, which is really awesome since there are no physical…
- Wendy
- wendy
- 4 yrs ago
- 1
- Money & Relationships
- Reported - view
Re: How do you keep your spouse/partner engaged in YNAB? I'm also the primary YNABer in the house, and I totally hear you. My hubby doesn't do the ostrich, but he doesn't really check the category balances before he spends.…
- Wendy
- wendy
- 4 yrs ago
- 16
- Money & Relationships
- Reported - view
Re: Budgeting for the unknown Hi Jono! As the others have said, setting up a separate category with a goal helps a ton, and embrace the YNAB rules 🙂 Take a step back to think about what your priorities are before you start…
- Wendy
- wendy
- 4 yrs ago
- 3
- Fun Money
- Reported - view

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