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Re: We're Getting Married. We Both have YNAB Accounts.
I would guess that you would just cancel one of them and share the other account but someone from support should be along to answer your question.
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
1
Using YNAB
Reported - view
Re: budgeting savings??
Yes, like @jenmas says, budget your savings. Gives it a purpose. Even if it only has one.
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
1
Setting Up Your Budget
Reported - view
Re: Investment Goal Issue in Budget
Yes, the Monthly Funding goals are the only type I find useful. The other ones don't account for spending out of those categories that you were funding for in the first place!
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
Setting Up Your Budget
Reported - view
Re: How do I use this if I don't actually have enough money
Yep, it will let you know exactly where you stand and help you to figure out how to best deal with it. Usually one can make some cuts somewhere but sometimes you just need a bigger shovel.
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
Setting Up Your Budget
Reported - view
Re: Transferring $ Between Connect Accounts
@YNAB Susan No, that is not the problem. You want to have your savings in your budget so you can, you know, budget it. :) But, when you move money from one budget account to another,…
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
3
Using YNAB
Reported - view
Re: Age Money or Pay Off Debt?
Paying off debt is always a good choice. Especially high interest debt. That and not going into further debt are a great start.
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
3
Using YNAB
Reported - view
Re: Probably overthinking this . . .
To add on to jenmas' excellent advice, set up all of your recurring transactions as Scheduled Transactions. This will automatically add them to your accounts on the date of the transactions.…
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
3
Setting Up Your Budget
Reported - view
Re: Saving for one Item
Make a category for it. Move funds from the existing category to the new category to fund it. You can hide the category once you've bought the item. You can also rename the category for a future…
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
2
Setting Up Your Budget
Reported - view
Re: One-Time Temporary Categories?
Not only that but you can unhide it if any other one-offs crop up and you can even rename it for the new purpose.
Superbone
YNAB convert since 2008
Superbone
2 yrs ago
2
Using YNAB
Reported - view
Re: Age of Money
@nolesrule I agree that is a diffent issue. It's also a matter of one's risk tolerance. I also didn't mean to imply that AOM is meaningful before that point but I can see where it might help at the…
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
YNAB Wins
Reported - view
Re: Age of Money
@nolesrule Who cares? AOM is meaningless after a certain point. For me if my AOM is over 150 days, then I probably have too much in cash. Time to move some to my investment accounts.…
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
5
YNAB Wins
Reported - view
Re: YNAB Progress
@TransportNut Just imagine if you could do that every year. 337% growth! 😲
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
1
YNAB Wins
Reported - view
Re: Retirement - Starting from Scratch
@Tomato Ink (b81bd051fc5e) This is an excellent list! I would add the Dough Roller podcast - https://www.doughroller.net/thepodcast/ It has been instrumental for me in graduating from Betterment to…
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
1
Saving & Investing
Reported - view
Re: With YNAB...automation is less scary!
I've been paying off only the statement balance and automatically within a day or two of the due date because I can. My money is in my control for the longest time period it can be.…
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
3
YNAB Wins
Reported - view
Re: YNAB Progress
@Christopher Johnson , as somebody put it on the original YNAB forums, you're striving to become worthless. 😆
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
1
YNAB Wins
Reported - view
Re: YNAB Progress
Since we're sharing... This represents a 363% increase in the last 5 years. I started YNAB in earnest 2 years before that but 2012 is when I started tracking my total net worth.…
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
6
YNAB Wins
Reported - view
Re: My nYNAB feedback
I wish there was a calculator in the move money tool. That is where I first needed to do some calculations after migration from YNAB4 as some of my category balances had changed.
Superbone
YNAB convert since 2008
Superbone
3 yrs ago
3
Tips & Tricks
Reported - view
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Superbone
Superbone
YNAB convert since 2008
San Diego, CA
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