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Re: Allocation vs. Forecasting Budgeting I didn't see it mentioned but scheduled transactions and the running balance helps one to look ahead in YNAB. I can see my future month of activity at the top of my checking account and what my…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Trial user I don't know anything about Burkett's system. I can tell you that YNAB is a zero-sum envelope system that is the best out there I've ever found and turned my financial life around.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Using YNAB
- Reported - view
Re: Credit Card - rectify difference @WordTenor No, I totally got you. How could I not?! You ARE the Word Tenor after all. Every word, every character, every emoji serves a purpose. I could not have understood you ANY better.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 3
- Tips & Tricks
- Reported - view
Re: Direct Import Expectations With TreasuryDirect and Schwab529? @llbean I agree with you. Don't provide the option if it doesn't work. I haven't tried forever. I wonder if they even warn you that it won't do anything for you. They could at least do that.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Saving & Investing
- Reported - view
Re: Direct Import Expectations With TreasuryDirect and Schwab529? See: https://support.youneedabudget.com/t/35hkk12/transactions-from-hsa-not-appearing Same thing applies. Forget DI with investment accounts in YNAB.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Saving & Investing
- Reported - view
Re: Credit Card - rectify difference @WordTenor Rob Berger, who started Dough Roller, has an "experiment" going where he invests all of his cash back rewards. I'm not sure exactly how long ago he started this.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Tips & Tricks
- Reported - view
Re: Transferring money from Savings to Checking I hope it's starting to make sense, @Navy Blue Welder . I'm going to give it one more big picture try. Yes, your checking and savings accounts should be in your budget, not tracking accounts.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Using YNAB
- Reported - view
Re: Transactions From HSA Not Appearing @Budget Conquistador said: Does YNAB have problems with Fidelity accounts? Like nolesrule said, it’s not specific to Fidelity but to all investment accounts.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Using YNAB
- Reported - view
Re: Plaid Issues (Again) Ask them: https://youneedabudget.typeform.com/to/pI0042
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Using YNAB
- Reported - view
Re: I want to get a home equity loan; wife doesn't want to. How can I keep her from knowing about it? @Vibrant Thread with link coming soon… First you’ve got to set the bait.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Saving & Investing
- Reported - view
Re: I want to get a home equity loan; wife doesn't want to. How can I keep her from knowing about it? My ex-wife had credit cards without my knowledge. Not good! Getting in a good place financially despite good income was never a priority for us. Another time she bought expensive blinds without…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Saving & Investing
- Reported - view
Re: Forced update of tracking accounts @Mr. Christopher Yep, that sounds like one thing Mvelopes has over YNAB. That would be nice as I track my net worth in YNAB but I've adjusted to it quite well.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Using YNAB
- Reported - view
Re: Help: Refinance Loans after a COVID layoff? @RC Good luck and keep us posted. I hope you end up in an even better job than before.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Dealing with Debt
- Reported - view
Re: Help: Refinance Loans after a COVID layoff? I don't know much about them but have you tried SoFi (.com). I have heard good things about their rates. They originally just did student loans but I believe they've branched out to everything.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Dealing with Debt
- Reported - view
Re: Forced update of tracking accounts @Mr. Christopher The bottom line is it's not worth using DI with investment accounts in YNAB. It just doesn't work. I just do a market changes adjustment once per month.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 2
- Using YNAB
- Reported - view
Re: Do I have a Problem? You are totally normal in that regard. However, you are now on the path to financial freedom.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 2
- Using YNAB
- Reported - view
Re: Coming Soon: Reconciliation on iOS @Bruce Heh. Good to know. Will turn it on! Apparently the toolkit is driving some YNAB features.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 2
- Announcements
- Reported - view
Re: Coming Soon: Reconciliation on iOS @Hannah M-M Hey! I want confetti on the web version too where I do most of my reconciling. Not fair! 🤨 "No confetti for you!"
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Announcements
- Reported - view
Re: Credit card payments @Hot Pink Yeti It has been a feature since the beginning of this web-based incarnation of YNAB. There is an undocumented way to "turn it off." By converting your credit card accounts to checking…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Credit Cards & Debt
- Reported - view
Re: zero out prior month overspending If you’re trying to restart, maybe try a Fresh Start. It’s available from the main menu.
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Using YNAB
- Reported - view
Re: Best Brokerage to open IRA to roll over wife's 403(b) I don't think you can go wrong with any of the brokerages nolesrule mentioned. I've had Vanguard for years and they've been great. You're probably talking about Vanguard's VTSAX,…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 2
- Saving & Investing
- Reported - view
Re: Transferring from one account to another, real life delay not able to reflect in YNAB? @Move Light Sound Life said: I mean, I know you're far from going negative, but surely you can imagine the scenario where Account A has $5000, then some near future payments of $6000,…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 3
- Using YNAB
- Reported - view
Re: Transferring from one account to another, real life delay not able to reflect in YNAB? This whole discussion comes down to one thing: the cleared balance. That’s it. That’s the amount you can trust. End of story. The real life delay is absolutely reflected in YNAB.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 3
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @nolesrule said: YNAB is designing software to follow a method. Not allow 100% of people to budget however they want. There is other software out there that doesn't have those limitations. This.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 1
- Using YNAB
- Reported - view
Re: CC Payment and Balance different @Sky Blue Camera said: In YNAB: Visa Card Balance shows: -818.35 Payment category (top right) shows: 1075.33 a positive difference of $256.98 This is not right. You need to fix that.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- Credit Cards & Debt
- Reported - view

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Superbone

Superbone

YNAB convert since 2008

San Diego, CA

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