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Re: Multiple Savings Accounts @Stuandrie If you really do require it (and I'm not convinced you do), then you're just going to give yourself a lot of extra work. However, there's nothing for you to find.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Multiple Savings Accounts @Stuandrie said: When I transfer amounts from my checking account to one of those savings, it does not go into any category and therefore when I go to spend money from those accounts,…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: "Pending Transactions" import feature breaking my budget @WordTenor Reminds me of the Emerson quote, "A foolish consistency is the hobgoblin of little minds..."
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: Annual Grocery Expenditure I've always had a Food Master category with only two sub categories: Groceries and Restaurants. Everything I buy at a grocery store or Costco (mostly) goes under Groceries.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: Is there a better way to do this? @Powder Blue Trumpet It is definitely a balancing act. I agree that too little is deprivation. It also depends on what stage of life each of us is at. Early on when money is tight,…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Is there a better way to do this? @WordTenor said: The mindfulness part of the spending comes when I choose how much goes in that category, and then again when I choose to limit myself to this last $25 and not, say,…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Is there a better way to do this? @Powder Blue Trumpet Hey, I just quoted you . It sounds like blame to me. YNAB "encourages" you to spend all money in a category? Really? I merely suggest you look inward.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Is anyone linking an Apple Card to your accounts? @ikomrad It wasn't too much work for me. Quite simple actually. I just went and looked. I had two transactions in August, two in September, three in October, four(!…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- Using YNAB
- Reported - view
Re: Loaning money to a category @Katejo Everything else does have specific categories. Everything else you can think of is covered. This is the cherry on top. And congrats on the mortgage payoff!
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- Tips & Tricks
- Reported - view
Re: More than a decade using YNAB @Katejo Go for it. I have budgeting history going back to 2010 in nYNAB so that should answer that question for you. It all migrates. You'll have to do some touch up after the migration.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 2
- YNAB Wins
- Reported - view
Re: Is there a better way to do this? @Powder Blue Trumpet said: The way YNAB is set up to work, at least the way it works for me, encourages me to spend most or all of the money in a particular category.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- 4
- Setting Up Your Budget
- Reported - view
Re: Loaning money to a category @Katejo I have a category I call my Freedom Fund. It's bigger than all the rest now by far. It has no defined purpose other than to continue to grow and give me...freedom.…
- Superbone
- YNAB convert since 2008
- Superbone
- 2 wk ago
- Tips & Tricks
- Reported - view
Re: Loaning money to a category I never do the owing money to a category thing. My budget is not that tight. Of course I've had many years of YNABing to get to this point.
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 1
- Tips & Tricks
- Reported - view
Re: Transferring between accounts - why does 'inflow' amount not come up as 'to be budgeted?' @Spring Green Trumpet said: My savings account has categories within it. Not in YNAB. Your categories are across all on-budget accounts, checking and savings. Read the article posted above.…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 3
- Using YNAB
- Reported - view
Re: What did you do to improve your finances today? @Sea Green Griffin One of the best moves I made too. Switched from Verizon. I use to pay in about 3 months what I now pay for the year. And that’s only because I have my son on there too with the 8…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 1
- YNAB Wins
- Reported - view
Re: Budget Using Only One Month's Income @void. pointer Are you aware of the YNAB Toolkit which has an option to warn you when you've SFTF? For the life of me, I don't know why YNAB hasn't made this a native feature.
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Budgeting for the month or one check at a time. @lj8576 Until you have saved up a month's worth of expenses, you will want to budget each paycheck. But there should be no category for paychecks at all.…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Budgeting for the month or one check at a time. @nolesrule You don't bother with it?! I hope you don't leave it in TBB! There's a little thing called Rule 1, buddy! 😉 Like @Annieland , I only categorize my regular paychecks for next month.…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: How do you plan your invested money for future budgets? @nolesrule Alright, you prompted me to calculate my percentage and my FF is 40% of all budgeted funds. But I do have some other very large categories like Car Replacement and a fully funded CD…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- Setting Up Your Budget
- Reported - view
Re: How do you plan your invested money for future budgets? I have most of my taxable investments on budget. My largest category balance by far is my Freedom Fund. This category can absorb any losses. The goal though is to continue to grow it.
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- Setting Up Your Budget
- Reported - view
Re: Updated to Plaid, but No Imports @Salmon Memory said: Not sure how I got the name Salmon Memory! Glad you got it sorted out! The name thing is strange forum quirk. Luckily you can change it to whatever you want.…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- Using YNAB
- Reported - view
Re: Capital One syncing is busted again @Tan Sloth Ooh, missed it by that much! It's fixed now from my understanding.
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- Using YNAB
- Reported - view
Re: Pay credit card with points question @dakinemaui True, which I do too, boo. You? (Sorry, I couldn't stop.) However, I have the Citi Double Cash which pays 1% for purchases and 1% for payment so I'd be costing myself by using points for…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 3
- Using YNAB
- Reported - view
Re: My Balances Are Off & I don't know where. Help, my one credit card is off by a penny. Fresh start! I don't feel like I can trust my To be Budgeted amount. Fresh start! I've got a negative balance in my Paduka category and I can't figure out…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- 4
- Using YNAB
- Reported - view
Re: Updated to Plaid, but No Imports @Salmon Memory Help is a click away! Report a Bank Importing Issue
- Superbone
- YNAB convert since 2008
- Superbone
- 3 wk ago
- Using YNAB
- Reported - view

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Superbone

Superbone

YNAB convert since 2008

San Diego, CA

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