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Re: Credit Card balance transfer with positive balance Two things: YNAB usage: You should have an extra $150 Available somewhere that needs to be reallocated to the new credit card. It would normally be in the old card's Available,…
- Orange Clarinet
- Orange_Clarinet.7
- 4 days ago
- 1
- Dealing with Debt
- Reported - view
Re: Bank Transactions What are you looking for that's not in the regular register view? (On the web, in the left sidebar, click the account name.)
- Orange Clarinet
- Orange_Clarinet.7
- 2 wk ago
- Using YNAB
- Reported - view
Re: How to structure YNAB when living off of retirement savings? Definitely start by bringing your savings account on budget and funding your predictable annual expenses for the full four years. That will go a long way towards structuring that big lump sum.…
- Orange Clarinet
- Orange_Clarinet.7
- 3 wk ago
- 1
- Using YNAB
- Reported - view
Re: How to handle “My chase plan” purchases? @Sea Green Commander Set a target on the credit card category itself. I would use Specific Amount Monthly, set it equal to your plan payment, and delete it when the plan is done.…
- Orange Clarinet
- Orange_Clarinet.7
- 3 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Savings account balance issue In addition to what Nolesrule says, what do you have in the Available column of your Visa card category? That's what you have earmarked to pay that card. If the $2500 is there, great.…
- Orange Clarinet
- Orange_Clarinet.7
- 3 wk ago
- 2
- Credit Cards & Debt
- Reported - view
Re: Monthly Rollover Conundrum @nic_lic06 It automatically covers those post-dated transactions as well. It's not a static entry, it's a calculation that knows today's date. Try this:…
- Orange Clarinet
- Orange_Clarinet.7
- 2 mths ago
- 1
- Using YNAB
- Reported - view
Re: Rolling over Credit Card Next Month's Credit Payment The two numbers you're looking at generally won't match, and don't have a simple relationship. This is partly because your credit card billing cycle doesn't close on the month boundary,…
- Orange Clarinet
- Orange_Clarinet.7
- 2 mths ago
- Credit Cards & Debt
- Reported - view
Re: Trying to catch up after falling off tracking for about a month. Should I start fresh or try catch up? Since you've already done the work of entering and categorizing the transactions, the simplest way forward would be to Auto-Assign "reset Available to 0".…
- Orange Clarinet
- Orange_Clarinet.7
- 2 mths ago
- 2
- Using YNAB
- Reported - view
Re: Auto pay vs paying when you get the bill (looking for different thoughts on this topic) @Ceeses @Magenta Transistor Yes, this... When do you need the money available? That's when it needs to be in the budget. Paying November's rent in October? That's an October bill.
- Orange Clarinet
- Orange_Clarinet.7
- 2 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Not a good outcome.... @Fuzzball Meows I just wish I were there in the moment of deciding. My husband orders stuff while I'm sleeping.
- Orange Clarinet
- Orange_Clarinet.7
- 4 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Transferring money from Savings to Checking @Navy Blue Welder No, you did the right thing by giving all of your money jobs, regardless of where it's sitting. The right thing to do now depends on whether you have actually bought that but car…
- Orange Clarinet
- Orange_Clarinet.7
- 6 mths ago
- Using YNAB
- Reported - view
Re: White notification dot but no pending transactions? Also, sometimes you have to click Import to get new transactions to show up.
- Orange Clarinet
- Orange_Clarinet.7
- 8 mths ago
- Using YNAB
- Reported - view
Re: How Do you Manage Food/Grocery Budget in YNAB via second account? @Matt. J. 41 What you're describing is actually relatively simple; you're overthinking. It's what I do: I have four grocery categories, one per week (with the last week having a few extra days);…
- Orange Clarinet
- Orange_Clarinet.7
- 9 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Where's my Quick Budget spending goal? I started reviewing my goals with this feature in mind, and the more I look at it, the more I realize how complex it is. For example, how exactly does Needed For Spending Weekly work with…
- Orange Clarinet
- Orange_Clarinet.7
- 9 mths ago
- 1
- Using YNAB
- Reported - view
Re: Where's my Quick Budget spending goal? @Matthew Also, the Order Logic section doesn't mention scheduled transactions, although the summary says they are considered. I guess they get interleaved with the Needed For Spending goals?
- Orange Clarinet
- Orange_Clarinet.7
- 9 mths ago
- Using YNAB
- Reported - view
Re: Where's my Quick Budget spending goal? @Nicole If you have many goals with the same date (like end-of-month), what order will they be funded in?
- Orange Clarinet
- Orange_Clarinet.7
- 9 mths ago
- 1
- Using YNAB
- Reported - view
Re: Quick way to cover Overspent categories @Rachel In the Android app there's an entire-budget QuickBudget button (the lightning bolt at the top). Is that not available in iOS?
- Orange Clarinet
- Orange_Clarinet.7
- 10 mths ago
- Using YNAB
- Reported - view
Re: Savings Goals Category for Starting Balance @TamaleLlama You probably want option 1 (a tracking account). The balance of the tracking account is your total amount saved. Your category tracks how much is leaving your budget.…
- Orange Clarinet
- Orange_Clarinet.7
- 10 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Move budgeted money to line of credit Is the HELOC a budget account, a tracking account, or completely outside YNAB? If it's in the budget: transfers between budget accounts don't affect the budget at all.…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- Dealing with Debt
- Reported - view
Re: New user! Kinda lost. @911Dispatcher Many new users' first question is "where do I put my total grocery budget for the month", because with most budgeting systems that's where you start.…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: "Reconciliation Balance Adjustments" required regularly" @Harry Slaughter said: As I mentioned, Quicken and other tools provide a screen of all transactions since the last reconciliation. You can then change the cleared flag of transactions as needed to…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- Using YNAB
- Reported - view
Re: Previous month budgeted amounts overspent? @Melissa Credit overspending is yellow, not red. Red in the current month always has to be fixed. YNAB handles red in past months automatically, as Matthew points out,…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- Using YNAB
- Reported - view
Re: "Reconciliation Balance Adjustments" required regularly" @Harry Slaughter I used Quicken for around 20 years, and reconciliation in YNAB honestly seems pretty much the same. The main difference is that it happens right in the register instead of popping…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: Not sure if YNAB is right for me...confused? @Annieland You know the fundraiser nights schools have at pizza or yogurt places, where the school sends home flyers and then gets a percentage of the revenue for the day? Our Catholic high school,…
- Orange Clarinet
- Orange_Clarinet.7
- 11 mths ago
- 1
- Using YNAB
- Reported - view
Re: Budget: Credit Card Payment "Available" Category @mertzynab If the transaction was budgeted, then the money was moved. If the transaction was not budgeted, then the category is yellow. On the webapp, look for the exclamation point/credit card icon.…
- Orange Clarinet
- Orange_Clarinet.7
- 1 yr ago
- Using YNAB
- Reported - view

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