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Re: Choosing which student loans to pay off first @WordTenor thanks! That makes sense. I can't seem to find what the interest rates used to be, but I know they were almost the same, within a decimal place of each other.
- Colleen Cirocco
- colleencirocco
- 10 mths ago
- Dealing with Debt
- Reported - view
Choosing which student loans to pay off first
Hi everyone, I'm trying to take advantage of the 0% interest rate on student loans right now by attacking my principal amounts. I'm wondering the best way to approach it--should I focus on one loan…
- Colleen Cirocco
- colleencirocco
- 10 mths ago
- 4 replies
- 140
- Dealing with Debt
Re: Yearly budgets OP here--the new spending goal option is working great for me! I hope this conversation helped inspire this new feature and that it's helpful to others.
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: How much to save for moving/graduation? @Khaki Storm Haha honestly that probably won't be too far off from what actually ends up happening!
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: How much to save for moving/graduation? @MXMOM @Khaki Storm @dakinemaui All such great advice--I really appreciate it! I'm grateful to this community because I grew up with parents who were really bad with money and have had to teach…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: How much to save for moving/graduation? @nolesrule I am saving towards a 401k at 13%--we get a max so I'm trying to take advantage of that while I'm at my current job.
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: How much to save for moving/graduation? @Khaki Storm Thank you! I'm hoping my degree will take me somewhere interesting in my career, that was the plan all along. I just hope that I'll be able to support myself on a single income--YNAB…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Saving & Investing
- Reported - view
Re: How much to save for moving/graduation? @farfromtheusual Thank you! These are all really great tips. I've lived on my own for many years before going back to grad school, but I've never paid as much as rent as what I'm seeing the averages…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: How much to save for moving/graduation? @nolesrule Thanks for all of the good questions to think about! I'm imagining that I will probably be driving and having a family member follow with a small UHaul truck.…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Saving & Investing
- Reported - view
How much to save for moving/graduation?
The good news: In December I'll be graduating with a Masters in Library and Information Science! The scary news: I'm not sure what's next. I'm hoping for an entry level position in a university or…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 22 replies
- 181
- 1
- Saving & Investing
Re: Credit card payment=new confusion @nolesrule I see--I think this may be where I've been getting tripped up for a long time. I've always gone into my account and paid whatever balance there was,…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Credit card payment=new confusion @nolesrule Thank you! That did clear up the TBB issue. I'm not sure if you'd know, but I'm just wondering why that happened and if I should have only paid my credit card balance the amount that I…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Credit card payment=new confusion I'm just having a hard time understanding what all of these numbers represent and why I can't get them to add up...
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Credit card payment=new confusion
Hey all, I'm starting to get confused over here for the first time with my Fresh Start budget. I went in to pay my credit card balance yesterday, which was a little higher than what had been…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 6 replies
- 207
- Credit Cards & Debt
Re: How much did I budget? A lot of these features remind me of features in Mint that I really miss, like seeing a progress bar towards maxing out your budget. Love it.
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: How much did I budget? @adriana01 Makes sense, thank you!
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: How much did I budget? @mamster Mind. Blown. Wow. There are so many options! I'm going to have fun with this. The person/people who built this out are saints.
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: How much did I budget? @adriana01 Woah! Brilliant! I like that solution. And in your experience everything lines up and there are no surprise overages or shortages?
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: How much did I budget? Hey @mamster , I just downloaded the toolkit but I'm not seeing the feature you're mentioning. The only difference I can see is a new section for Toolkit Reports (the first screen shot).…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: How much did I budget? @Faness I see what you’re saying. I guess what I’m having a hard time with is knowing if my goals can be realistically met with the amount of income that I make.…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Setting Up Your Budget
- Reported - view
How much did I budget?
Hi all, I'm in the middle of recrafting my budget template and wanted to know if there was a way to see how much my budget template is underfunded at the beginning of any given month (assuming that…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 11 replies
- 103
- Setting Up Your Budget
- Answered
- Answered
Re: How to make a transaction towards a tracking account (student loans) @bevocat @jenmas Cool! I'll stay the course then. Thanks everyone!
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 1
- Credit Cards & Debt
- Reported - view
Re: How to make a transaction towards a tracking account (student loans) Just for clarity, here's a screenshot. This is an archived budget. I literally just did a Fresh Start a couple days ago so now I'm trying to hack some of my old methods.…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Credit Cards & Debt
- Reported - view
How to make a transaction towards a tracking account (student loans)
Hi everyone, What is the best way to record a payment that I'm making towards my student loans, which are in a tracking account? I realize I may have been doing this wrong for some time.…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- 17 replies
- 336
- Credit Cards & Debt
Re: Have you ever just messed something up? @Lavender Nomad that makes me feel better! It was annoying that my FSA messed me up when I opened that account because I thought it was a smart money move.…
- Colleen Cirocco
- colleencirocco
- 1 yr ago
- Using YNAB
- Reported - view

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Colleen Cirocco

colleencirocco

Detroit, MI

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