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Re: The Official 2020 Debt Smackdown
@The Goat Queen Excellent!
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2 mths ago
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Re: The Official 2020 Debt Smackdown
@92to0 Congratulations, great job! May 2021 prove to be the year you are debt free.
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2 mths ago
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Re: The Official 2020 Debt Smackdown
@auntdar Congratulations, all of it due to your hard work and focus. you should feel chuffed.
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2 mths ago
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Re: The Official 2020 Debt Smackdown
@Silver Router Congrats on paying off the car loan.
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2 mths ago
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Re: The Official 2020 Debt Smackdown
@Steel Blue Screwdiver (e62dac0d365b) Progress in 2020 gets bonus points, especially with a reduced income. Great work.
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2 mths ago
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Re: The Official 2020 Debt Smackdown
@Sea Green Vacuum Excellent!
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9 mths ago
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Re: The Official 2020 Debt Smackdown
I did it! Paid off the last of my debt. Dipped into the job loss fund to do it, but it reached that tipping point where it made sense, interest-wise. Now that Mooney can be redirected to upping the…
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9 mths ago
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Re: The Official 2020 Debt Smackdown
Since I am lucky enough to continue working through the shut down, I split my stimulus check between the debt and funding true expenses for May. My debt is now less than $2000.…
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10 mths ago
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Re: The Official 2020 Debt Smackdown
Paid $587 on my final loan today. Remaining amount is now under $3000.
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11 mths ago
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Re: The Official 2020 Debt Smackdown
@Faness Dad has had a special place in my budget. Since his meds cost so much each month he hits the Medicare donut hole by March at the latest. I have been sending money to my sister that is his…
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11 mths ago
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Re: The Official 2020 Debt Smackdown
February was a little tough, and March may be as well. We had to run up to NY to help deal with issues resulting from my father wandering off and falling.…
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1 yr ago
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Re: The Official 2020 Debt Smackdown
First extra payment has gone on my last remaining loan. There will be another next paycheck this month, in addition to the monthly payment. Die Loan Die!
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1 yr ago
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Re: The Official 2020 Debt Smackdown
@Krys I do find it helpful to keep them separate in my budget and my mind. EF gets hit first, after my What Fresh Hell? category which I have for stuff i forgot or those things that bite me in the…
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1 yr ago
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Re: The Official 2020 Debt Smackdown
@Krys Hi Krys, And thank you. I have an EF and a job-loss fund. My ideal for the Job Loss fund is to have three months of living expenses, just in case. My EF goal is smaller, at about $3000.
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1 yr ago
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Re: The Official 2020 Debt Smackdown
@Technicolor Cheetah A portion goes into Job Loss category, some will go to maxing my 403b, and the rest to enjoy things like finally visiting friends in Dallas,…
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1 yr ago
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Re: The Official 2019 Debt Smackdown
I have entered my final numbers and am pleased that I completed 75% of my goal. Just over $4300 left to knock out. Already signed up for 2020.
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1 yr ago
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Re: The Official 2020 Debt Smackdown
@Faness Thank you. I also did the 2018 Smackdown, which helped me kill just under 50% of my original debt load. Tracking and sharing the payments have kept me focused on paying more than the…
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1 yr ago
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Re: The Official 2020 Debt Smackdown
I am back this year for the final laps. Killed $11,000 of my $14,000 plus debt from last year, and looking forward to destroying the rest. I started with more than $28,000 debt,…
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1 yr ago
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Re: The Official 2019 Debt Smackdown
Last year I knocked off more than $14,000, cutting my debt almost in half. Would love to kill it all this year. Let the games begin.
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2 yrs ago
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Re: 2019 Debt Payoff Challenge????
@ HappyDance Just finalized my payoff numbers. Even though I improved on my forecast by only .42%, I am inordinately pleased that I was able to keep on target.…
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2 yrs ago
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Re: YNAB Giveaway!
My biggest YNAB win is reducing my debt by $10,000 this year and knowing that I should be debt free in March 2020, at the latest.
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2 yrs ago
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Re: 2018: The Official Savings Challenge
My biggest savings will be hidden, I'm increasing my 401K by another 2%. From the remaining budget, my goal is to add another 2500 to the savings account.
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3 yrs ago
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Re: The Official 2018 Debt Smackdown
My first year putting this effort out there. I have a combined debt of $27,400 from an auto loan, consolidation loan and 2 credit cards. I am aiming to pay off $14,000 this year.
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3 yrs ago
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