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Re: The Official 2019 Debt Smackdown Checking back in after skipping a few months. Still making payments, albeit smaller than anticipated. I'm also now trying to save up for a wedding so that has slowed things a bit!…
- originalorange
- originalorange
- 1 yr ago
- 11
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown March check-in! I have slated $700 going towards my debt paydown which is $523.58 less than I should be paying to stay on track with my 0% APR balance transfer deadline.…
- originalorange
- originalorange
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? Since starting YNAB I joined UpWork to start bringing in a little more $$! Today I finished a quick and easy freelance design gig for $120!
- originalorange
- originalorange
- 1 yr ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2019 Debt Smackdown @HappyDance Thanks for the words of encouragement. When I first started YNAB I did some debt consolidation onto one credit card using 0% APR balance transfers so I was hoping to be able to pay…
- originalorange
- originalorange
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Reality check-in... So I am still pretty new to YNAB and fear I have fallen into one of the obvious newbie traps, despite advice to avoid it. I think my debt smackdown plan is way too aggressive.…
- originalorange
- originalorange
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: Brand new to ynab In my experience (with Bank of America) the syncing is not quite automatic. I usually connect first thing in the morning and transactions from the day or days before show up.…
- originalorange
- originalorange
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: The Official 2019 Debt Smackdown @Pediheartrn Well done! I am digging myself out of that Christmas hole right now 😳 so reading about your Christmas Cash success is so inspiring - you're killing it!!
- originalorange
- originalorange
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @veggiegeek Thanks very much! I already do feel more motivated! Prior to receiving my tax return I had only paid $600 this month (half my goal to stay on track) and since the return cleared I've…
- originalorange
- originalorange
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Hi all! I'm just joining up, but am very excited to add my debt to the cause! I started using YNAB just this past August and was doing fairly well with my debt paydown strategy to get rid of the…
- originalorange
- originalorange
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: Pre-tax commuter benefit @nolesrule This is of course not the only pain of NJ Transit, as I am sure you are aware. 😆 Thanks for your reply. So do you just add additional non-wageworks taxed money to your commute budget to…
- originalorange
- originalorange
- 2 yrs ago
- Tips & Tricks
- Reported - view
Pre-tax commuter benefit
Hello wise YNAB forum, I am writing for some advice as I try to pick up the pieces of a debtful holiday season. 🙈 I poked around for the answer to this but couldn't find exactly what I was looking…
- originalorange
- originalorange
- 2 yrs ago
- 6 replies
- 193
- Tips & Tricks
Re: Dealing with guilt Kudos to you for pulling the trigger! Clearly you are not alone in feeling some remorse for things in the past. I too am new to YNAB and feel foolish for allowing myself to get back in the red after…
- originalorange
- originalorange
- 2 yrs ago
- 2
- Setting Up Your Budget
- Reported - view
Re: CC Balance Transfer #2 - Yay or nay? @Faness Thanks so much for your insight! I was a bit concerned with the amount I would have to pay each month but ultimately I'll have to pay both cards anyways so thought this might be a way to…
- originalorange
- originalorange
- 2 yrs ago
- 1
- Credit Cards & Debt
- Reported - view
CC Balance Transfer #2 - Yay or nay?
Hi all! I am very new to YNAB (only about a week+ in) and after some initial frustration getting started, I am now ready to crush this budget thing! Prior to finding YNAB I had started to take a…
- originalorange
- originalorange
- 2 yrs ago
- 3 replies
- 820
- Credit Cards & Debt

originalorange

originalorange

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