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Re: Credit card overspending @dakinemaui Hadn't considered it before now, because one tends to stick with what seems to work. Not to say that couldn't be better. Thank you for the suggestion.…
- Pickle of the North
- Pickle_of_the_North
- 2 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @dakinemaui I get that. I think I’m safe, though. I believe that the surplus in the CC category is because I’ve made adjustments in prior months to cover things that weren’t then needed.…
- Pickle of the North
- Pickle_of_the_North
- 2 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @dakinemaui Thanks for the response. I get and agree with your 1 through 3, and that's ideally how I operate. I know that not keeping up is on me, and what can I say, I'm human.…
- Pickle of the North
- Pickle_of_the_North
- 2 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @Periwinkle Flute But it does. If you open YNAB on December 31, you get December. If you open it the next day, you get January, and you don't ask for that, and as far as I know,…
- Pickle of the North
- Pickle_of_the_North
- 2 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending Well, since this topic has been resurrected, I think I'll come on back for a follow-up question: So, my CC balance once again went out of whack on me, and I think I understand why at this point,…
- Pickle of the North
- Pickle_of_the_North
- 2 wk ago
- Credit Cards & Debt
- Reported - view
Re: Goal setting didn't reset Hi all... Yes, I think that I solved it. I really wasn't aware there was a choice for type of saving goal--I haven't adjusted my goals in a long while now.…
- Pickle of the North
- Pickle_of_the_North
- 5 mths ago
- Saving & Investing
- Reported - view
Re: Goal setting didn't reset Not as big as an issue perhaps, but yes it’s still exhibiting this behaviour. I was just going to wait and see if it corrected itself when we got to September. 🤷‍♂️
- Pickle of the North
- Pickle_of_the_North
- 5 mths ago
- Saving & Investing
- Reported - view
Goal setting didn't reset
So I had a goal set for this month, hit it, paid the bill, and set up a new funding goal for next year at this same time. But for some reason, in spite of now being heavily underfunded in the…
- Pickle of the North
- Pickle_of_the_North
- 5 mths ago
- 6 replies
- 120
- Saving & Investing
Re: Credit card overspending @dakinemaui As this is exactly how I use YNAB, I’ll keep at it and see if it becomes an issue again. Now that it’s ‘fixed’ on my end, I hope it won’t be an issue.
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @Nicole It's been sorted, but to answer you, yes. January shows overspending in the Car Repairs category, which then got zeroed in February and all that overspending hit the credit card in February,…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending OK. Hi everyone. As OP, I wanted to just fill in where this went, as I think I now know what was going on thanks to the help of YNAB staff going through my budget and pointing out an error on my…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- 5
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @bullfiniche My understanding is that it's trying to be helpful by not allowing you to spend cash you don't have unnoticed (we'll ignore the fact that you do have this cash,…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @satcook All right. I think I do get that much at least.
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @satcook Truthfully, I don't know yet. I haven't had a chance to play as much as I'd like (this thread's kept me far busier than I thought--and I'm neglecting work to keep responding,…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @Move Light Sound Life Just because you asked, no, I don't future budget. I think it's a recipe for disaster to budget what you don't actually have in your account. I budget only after I have funds.…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @jenmas OK, as an exercise in seeing what the reality is today, I'm willing to do this the next time I sit down to budget. The data isn't lost, no, but it isn't continuous anymore.…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @bullfiniche It strikes me as more of a bad process choice than a bug. This is by design, it's just not a good design. Or at the very least, not good for people who are used to the YNAB4 way of…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @jenmas I'd have done a fresh start ages ago were it not for the fact that I'd lose years of reporting data. Sigh. This is really very frustrating.
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @bullfiniche Well, at least now I know I'm not the only one. 😁
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @satcook OK, I'm not going to belabour this, and I feel like you have a point with regard to the money coming off the credit once things are properly allotted (although I think this is a stupid way…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @ynaber2613 That's the most tempting idea yet.
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @satcook OK, I get it. I’ll keep an eye and confirm that’s what happens for next time.
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @dakinemaui OK, let’s assume that’s what happens and leave this aside. The thing that still doesn’t make sense is how I got here and how to correct. As I said, all the money is where I expect it,…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @Ceeses Thank you for taking the time to respond. And yes, I do look at these things. The issue is when things like what is happening occur, and I don’t know how to correct it.…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit card overspending @Matthew Here is a link to the video (stuck it up on Vimeo). There are places where there are long pauses (as I recall, I thought I was recording audio, but I didn’t) so sorry about that.…
- Pickle of the North
- Pickle_of_the_North
- 10 mths ago
- Credit Cards & Debt
- Reported - view

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