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Wells Fargo & Plaid Issues? Just me?
Hi. Even since the Plaid cutover, my WF checking and WF credit card account require Plaid authorization daily...and both require it twice. After authenticating the first time,…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 2 replies
- 252
- 8
- Using YNAB
Re: Guilt over good money news due to COVID? Same here except we have no debt. We already have a big emergency fund, but are using the stimulus resources to pad it even further. If I wasn't with a job, I'd be terrified (so,…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 1
- Money & Relationships
- Reported - view
Re: YNAB Down +1 for correct syncing here. Just can't reconcile any accounts until imports catch up, as the transactions/amounts are indefinitely off. Curious what new users think of their experience thus far -…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: YNAB Down @Veronica What does "Direct Import is a little slow" mean? Does that mean only certain members are getting imports? Or that we all do but it's intermittent?…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How to not keep up with the Jones's? I choose not to see the Joneses - took Facebook off my phone. I know you said most of these people are in real life so I get it- I live in one of the wealthiest U.S.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 10
- Money & Relationships
- Reported - view
Re: Credit Card starting with Positive Balance - how to categorize? Update: I just spent the last 2 hours making sure everything matched up and my accounts are all reconciled and pristine. So, it appears that the $987 from Discover shows within TBB (hope that's…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Card starting with Positive Balance - how to categorize? @WordTenor Hi! I don't follow. I understand that the credit card account balance is reflected properly, however, when I add a purchase to the card (I was playing around with mock purchases),…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Credit Card starting with Positive Balance - how to categorize?
We are currently renovating bathroom with lots of expenditures and credits happening on my 0% Discover - a card that's currently having import issues. Since all estimates pointed to "soon" for a…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 6 replies
- 75
- Credit Cards & Debt
Re: How should I handle transactions that I don't care to track in YNAB? I just delete them, like they never happened. I resonate with your phrase "they were just in a holding account" - I have this instance many times and adding them in as regular accounts continually…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) Thank you everyone! I'm going to leave this open and will report back if the fix I just established works longer-term. Here is what I did: I've cancelled the scheduled transactions within YNAB and…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @nolesrule Yes, this month is one such month (I get paid bi-weekly). I'm currently budgeting the amount needed to cover what is automatically taken out between paychecks.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @nolesrule Of course. But I don't want to have to adjust it each month. I will make the adjustment today, in any case.
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas I know. :) I'm just saying without looking at it, that I know one can be reconciled and not the other. My Bank of America, unfortunately, doesn't break out the total with pending and without,…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas Yes it gets confusing. And I'm not sure how to use the quoting feature here so it's partially my fault too. Ironically, I own forums for a side business I run and I can easily navigate those,…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @nolesrule Available shows 10K. Account shows 9K. I only make 4 deposits each month so they should mostly reconcile/there shouldn't be much of a timing issue.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas LOL, I don't know - all I do know is I'm off exactly $1000 which equals $250x4. I guess I just need to leave it at that, because I can't figure out the disconnect.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas This is exactly what I do. The issue is that I'm not spending/saving out of one account...like you, I have many. The money is automatically transferred from bank to bank in real life…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @HappyDance Thanks - I need to digest this a bit. Appreciate it!
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @WordTenor One minor nuance - I 100% understand that I use YNAB as my one source of truth. But these funds ARE indeed moving to another account (higher interest earned).…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @HappyDance Thank you very much. I also think it's best to start this single account fresh and just clear it all out. I've read that article many time and do understand it.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas Thanks. I've only been doing YNAB for a few months but realize many of you have been doing this forever. "Account" is just a generic term I was using because it IS an account to normal…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas these are not 2 budgeted lines. My main account shows more than my "available" line. I'd have to, in essence, transfer it in. Which doesn't make much sense.…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas I'm not sure where to move it from? It's all too confusing, which is why I initially kept everything separate but then everyone yelled at me. :)
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) @jenmas I know, I just didn't want to focus on the whole "rounding up" right now until I figure this out.
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do I resolve this (budgeted cat + auto transfer) I get that in theory - but the account ledger is off exactly the amount I've been transferring over. 10K vs 9K with one month of transfers ($250x4). So something isn't working right here (either how…
- Lauren E
- Powder_Blue_Python
- 1 yr ago
- Using YNAB
- Reported - view

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