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Re: The Official 2020 Debt Smackdown March check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $3,961.41.…
- Ivory Tiger
- Ivory_tiger.1
- 2 wk ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge March check-in (complete): We saved $1,820.26 as outlined below. Annual Medical Deductibles for 2 people = $112.08. Emergency Fund = $100.00. Electronics Replacement Fund: $281.43. Christmas: $76.75.…
- Ivory Tiger
- Ivory_tiger.1
- 3 wk ago
- 2
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @xgirlmama We are a small family with minimal gatherings... yet for all that, we had some unplanned Christmas expenses last year that we are trying to plan for this year to give us room to celebrate…
- Ivory Tiger
- Ivory_tiger.1
- 1 mth ago
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge February check-in (complete): We saved $8,361.26 as outlined below, thanks to an annual bonus. Annual Medical Deductibles for 2 people = $6,653.08. We have fully funded the Current Year Deductible…
- Ivory Tiger
- Ivory_tiger.1
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown February check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $2,640.…
- Ivory Tiger
- Ivory_tiger.1
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge January check-in (complete): We saved $2,606.64 as outlined below. Annual Medical Deductibles for 2 people = $898.46. Emergency Fund = $100.00 Electronics Replacement Fund: $281.43. Christmas: $76.…
- Ivory Tiger
- Ivory_tiger.1
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge REVISED GOALS: We took a closer look at our savings goals and made some revisions. Our revised target savings goals for 2020 are as follows: Annual Medical Deductibles for 2 people:…
- Ivory Tiger
- Ivory_tiger.1
- 2 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown January check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $1,320.…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Keep Calm and Save Money Some people check in right after they paid their bills (anytime during the month), while other people check in at the beginning of the following month after all their bills…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Veronica We set up the Electronics Replacement categories when we started YNAB in February 2018 but have yet to actually prioritize funding those categories.…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Veronica It was so, so tough to make the decision to use credit cards # 2 and 3 in November/December 2019, especially because we were looking forward to paying off credit card # 1 (our "last"…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 3
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Claimed line 12. We have done very well at saving for some true expenses (i.e. what I have labeled "Escrow items" below) but less so for others (i.e. all other categories below).…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown Claimed line 19. Below are the current consumer debt amounts that we owe: Credit card # 1 = $2,900.00 (0% promotional APR for balance transfer ending July 2020).…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 5
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown December check-in (complete): Paid off $1,019.57 towards credit card debt. As expected, we took on two credit cards at 0% promotional APR to pay for surgery for our older dog (credit card # 3) and a…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 7
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown November check-in (complete): Paid off $725.00 towards credit card debt. Very tempted to pay off credit card # 1 now but we have two big expenses later this month (surgery for older dog and a home…
- Ivory Tiger
- Ivory_tiger.1
- 4 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown October check-in (complete): Paid off $725.00 towards credit card debt. Goal is to pay off credit card # 1 by December 2019 while staying on track to pay off credit card # 2 within the 0%…
- Ivory Tiger
- Ivory_tiger.1
- 5 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown September check-in (complete): Paid off $725.00 towards credit card debt. We are still replenishing our sinking funds/true expenses after draining many of them to cash flow our older dog's…
- Ivory Tiger
- Ivory_tiger.1
- 7 mths ago
- 6
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown August check-in (complete): Paid off $725.00 towards credit card debt. Goal is to pay off credit card # 1 by December 2019 while staying on track to pay off credit card # 2 within the 0% promotional…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown July check-in (complete): Paid off $1,151.00 towards our HVAC and credit card debt. HVAC has been paid off! We will target the credit card # 1 next, with goal of having it paid off by the end of…
- Ivory Tiger
- Ivory_tiger.1
- 9 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown June check-in (complete): Paid off $1,151.00 towards our HVAC and credit card debt. Total debt paid down YTD: $9,039.51. Below are the current amounts owed: HVAC = $626.…
- Ivory Tiger
- Ivory_tiger.1
- 9 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown May check-in (complete): Paid off $1,151.00 towards our HVAC and credit card debt. We revised our 2019 debt payoff goal to reflect reality as we will target paying off HVAC and credit card # 1 this…
- Ivory Tiger
- Ivory_tiger.1
- 10 mths ago
- 8
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown April check-in (complete): Paid off $1,251 towards our HVAC and credit card debt. Also transferred $5,000 of existing credit card debt to a new card with $0 balance transfer fee and 0% APR for 15…
- Ivory Tiger
- Ivory_tiger.1
- 11 mths ago
- 5
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown March check-in (revised and now complete): Paid off $2,914.00 towards our HVAC and credit card debt. Total debt paid down YTD: $5,486.51 Below are the current amounts owed: HVAC = $2,504.…
- Ivory Tiger
- Ivory_tiger.1
- 1 yr ago
- 5
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown March check-in (complete): Paid off $932.00 towards our HVAC and credit card debt. Total debt paid down YTD: $3,504.51 Below are the current amounts owed: HVAC = $3,786.00 (0% APR ending September).…
- Ivory Tiger
- Ivory_tiger.1
- 1 yr ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown February check-in (complete): Paid off $1,487.51 towards all 3 debts. Total debt paid down YTD: $2,572.51 Below are the current amounts owed: Appliance = $0 remaining - PAID OFF!…
- Ivory Tiger
- Ivory_tiger.1
- 1 yr ago
- 5
- Community Challenges
- Reported - view

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