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Re: 2021: The Official YNAB Savings Challenge
April check-in (complete): We have saved $1,866.53 as outlined below, in accordance with our revised savings goals. Emergency Fund = $100.00. Next Year's Annual Medical Deductible = $185.00.…
Ivory Tiger
Ivory_tiger.1
9 days ago
1
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Re: The Official 2021 Debt Smackdown
March check-in (complete): Paid off $1,384.72 as outlined below. Credit card = $1,000.00 Auto loan = $384.72 Total debt paid down YTD: $3,154.16, which is 17.9% of total goal.…
Ivory Tiger
Ivory_tiger.1
4 wk ago
4
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Re: 2021: The Official YNAB Savings Challenge
March check-in (complete): We have saved $1,866.53 as outlined below, in accordance with our revised savings goals. Emergency Fund = $100.00. Next Year's Annual Medical Deductible = $185.00.…
Ivory Tiger
Ivory_tiger.1
1 mth ago
1
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Reported - view
Re: 2021: The Official YNAB Savings Challenge
@Corruptress for what it's worth, this article helped me visualize how setting aside money for true expenses is important, even when you're trying to pay down debt. https://www.youneedabudget.…
Ivory Tiger
Ivory_tiger.1
1 mth ago
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Re: The Official 2021 Debt Smackdown
February check-in (complete): Paid off $734.72 as outlined below. Credit card = $350.00 Auto loan = $384.72 Total debt paid down YTD: $1,769.44, which is 10.04% of total goal.…
Ivory Tiger
Ivory_tiger.1
1 mth ago
5
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Re: 2021: The Official YNAB Savings Challenge
February check-in (complete): We have saved $1,773.61 as outlined below, in accordance with our revised savings goals. Emergency Fund = $100.00. Next Year's Annual Medical Deductible = $185.00.…
Ivory Tiger
Ivory_tiger.1
2 mths ago
2
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Re: 2021: The Official YNAB Savings Challenge
With reduced income, we are adjusting our target savings goals for 2021 to be more realistic as follows: Emergency Fund/Income Replacement Fund: $1,200.00 for the year.…
Ivory Tiger
Ivory_tiger.1
2 mths ago
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Re: 2021: The Official YNAB Savings Challenge
January check-in (complete): We saved $2,068.60 as outlined below. We had a lot of competing priorities and chose to underfund Christmas accordingly. Emergency Fund = $100.00.…
Ivory Tiger
Ivory_tiger.1
2 mths ago
1
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Re: The Official 2021 Debt Smackdown
January check-in (complete): Paid off $1,034.72 as outlined below. Credit card = $650.00 Auto loan = $384.72 Total debt paid down YTD: $1,034.72, which is 5.87% of total goal.…
Ivory Tiger
Ivory_tiger.1
2 mths ago
5
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Re: The Official 2021 Debt Smackdown
@Violet Yeti I don't know if the keywords "aggressive," "smash," or "smackdown" led to this reaction, but at first I read your name as Violent Yeti. 😂 Go after those debts!
Ivory Tiger
Ivory_tiger.1
3 mths ago
3
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Re: The Official 2021 Debt Smackdown
@Grey Tux we had a Care Credit card with 0% APR. When it reached that threshold ($200-300 range), it was easier to just pay it off than to make small monthly payments.…
Ivory Tiger
Ivory_tiger.1
3 mths ago
2
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Re: 2021: The Official YNAB Savings Challenge
Claimed line 18. Our target savings goals for 2021 are as follows: Emergency Fund/Income Replacement Fund: $100.00 per month / $1,200.00 for the year. Next Year's Annual Medical Deductible: $185.…
Ivory Tiger
Ivory_tiger.1
3 mths ago
4
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Re: The Official 2021 Debt Smackdown
Claimed line 31. Below are the current consumer debt amounts that we owe: Credit card = $13,000.00 (0% promotional APR for balance transfer ending December 2021).…
Ivory Tiger
Ivory_tiger.1
3 mths ago
6
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Re: The Official 2020 Debt Smackdown
December check-in (complete): Paid off $2,084.72 as outlined below. Credit card # 3 = $1,700.00 Auto loan = $384.72 Total debt paid down YTD: $14,078.58 (84.58% of target goal).…
Ivory Tiger
Ivory_tiger.1
3 mths ago
4
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Re: 2020: The Official YNAB Savings Challenge
December check-in (complete): We saved $1,350.00 as outlined below. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance, Property Taxes): $1,250.00.…
Ivory Tiger
Ivory_tiger.1
4 mths ago
2
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Re: The Official 2020 Debt Smackdown
November check-in (complete): Paid off $884.72 as outlined below. Credit card # 3 = $500.00 Auto loan = $384.72 Total debt paid down YTD: $11,993.86 (72.05% of target goal).…
Ivory Tiger
Ivory_tiger.1
4 mths ago
3
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Re: 2020: The Official YNAB Savings Challenge
November check-in (complete): We saved $1,350.00 as outlined below. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance, Property Taxes): $1,250.00.…
Ivory Tiger
Ivory_tiger.1
5 mths ago
2
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Re: The Official 2020 Debt Smackdown
October check-in (complete): Paid off $841.91 as outlined below. Credit card # 2 = $257.19 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $11,109.14 (66.74% of target goal).…
Ivory Tiger
Ivory_tiger.1
5 mths ago
4
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Reported - view
Re: 2020: The Official YNAB Savings Challenge
October check-in (complete): We saved $1,350.00 as outlined below. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance, Property Taxes): $1,250.00.…
Ivory Tiger
Ivory_tiger.1
6 mths ago
Join A Challenge
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Re: The Official 2020 Debt Smackdown
September check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $10,267.23 (61.68% of target goal).…
Ivory Tiger
Ivory_tiger.1
6 mths ago
1
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Reported - view
Re: 2020: The Official YNAB Savings Challenge
September check-in (complete): We saved $1,350.00 as outlined below. Still at one income only. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance,…
Ivory Tiger
Ivory_tiger.1
7 mths ago
1
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Reported - view
Re: 2020: The Official YNAB Savings Challenge
August check-in (complete): We saved $1,350.00 as outlined below. Still at one income only. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance,…
Ivory Tiger
Ivory_tiger.1
7 mths ago
Join A Challenge
Reported - view
Re: The Official 2020 Debt Smackdown
August check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $9,596.76 (57.65% of target goal).…
Ivory Tiger
Ivory_tiger.1
7 mths ago
3
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Re: 2020: The Official YNAB Savings Challenge
July check-in (complete): We saved $1,350.00 as outlined below. Unfortunately we are down one job due to COVID-19. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance,…
Ivory Tiger
Ivory_tiger.1
8 mths ago
2
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Re: The Official 2020 Debt Smackdown
July check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $8,926.29 (53.63% of target goal).…
Ivory Tiger
Ivory_tiger.1
8 mths ago
2
Join A Challenge
Reported - view
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