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Re: The Official 2020 Debt Smackdown September check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $10,267.23 (61.68% of target goal).…
- Ivory Tiger
- Ivory_tiger.1
- 3 days ago
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge September check-in (complete): We saved $1,350.00 as outlined below. Still at one income only. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance,…
- Ivory Tiger
- Ivory_tiger.1
- 9 days ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge August check-in (complete): We saved $1,350.00 as outlined below. Still at one income only. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance, Earthquake Insurance,…
- Ivory Tiger
- Ivory_tiger.1
- 2 wk ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown August check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $9,596.76 (57.65% of target goal).…
- Ivory Tiger
- Ivory_tiger.1
- 2 wk ago
- 3
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge July check-in (complete): We saved $1,350.00 as outlined below. Unfortunately we are down one job due to COVID-19. Emergency Fund = $100.00. Escrow items (2x Car Insurances, Homeowners Insurance,…
- Ivory Tiger
- Ivory_tiger.1
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown July check-in (complete): Paid off $670.47 as outlined below. Credit card # 2 = $85.75 Credit card # 3 = $200.00 Auto loan = $384.72 Total debt paid down YTD: $8,926.29 (53.63% of target goal).…
- Ivory Tiger
- Ivory_tiger.1
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge June check-in (complete): We saved $4,103.43 as outlined below. We were able to top off some categories using tax refunds, and will freeze some categories due to a change in priorities.…
- Ivory Tiger
- Ivory_tiger.1
- 2 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown June check-in (complete): Paid off $1,470.47 as outlined below. Credit card # 1 = $400.00 Credit card # 2 = $85.75 Credit card # 3 = $600.00 Auto loan = $384.72 Total debt paid down YTD: $8,255.…
- Ivory Tiger
- Ivory_tiger.1
- 2 mths ago
- 2
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge May check-in (complete): We saved $2,159.69 as outlined below. Annual Medical Deductibles for 2 people = $212.08. Emergency Fund = $100.00. Electronics Replacement Fund: $520.86. Christmas: $76.75.…
- Ivory Tiger
- Ivory_tiger.1
- 3 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown May check-in (complete): Paid off $1,370.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $400.00 Auto loan = $384.72 Total debt paid down YTD: $6,785.35.…
- Ivory Tiger
- Ivory_tiger.1
- 4 mths ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Correction: April check-in (complete): We saved $2,244.26 as outlined below. Annual Medical Deductibles for 2 people = $212.08. Emergency Fund = $100.00. Electronics Replacement Fund: $605.43.…
- Ivory Tiger
- Ivory_tiger.1
- 5 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown April check-in (complete): Paid off $1,453.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $483.00 Auto loan = $384.72 Total debt paid down YTD: $3,961.41.…
- Ivory Tiger
- Ivory_tiger.1
- 5 mths ago
- 5
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge April check-in (complete): We saved $2,206.76 as outlined below. Annual Medical Deductibles for 2 people = $212.08. Emergency Fund = $100.00. Electronics Replacement Fund: $567.93. Christmas: $76.75.…
- Ivory Tiger
- Ivory_tiger.1
- 5 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown March check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $3,961.41.…
- Ivory Tiger
- Ivory_tiger.1
- 6 mths ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge March check-in (complete): We saved $1,820.26 as outlined below. Annual Medical Deductibles for 2 people = $112.08. Emergency Fund = $100.00. Electronics Replacement Fund: $281.43. Christmas: $76.75.…
- Ivory Tiger
- Ivory_tiger.1
- 6 mths ago
- 2
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @xgirlmama We are a small family with minimal gatherings... yet for all that, we had some unplanned Christmas expenses last year that we are trying to plan for this year to give us room to celebrate…
- Ivory Tiger
- Ivory_tiger.1
- 6 mths ago
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge February check-in (complete): We saved $8,361.26 as outlined below, thanks to an annual bonus. Annual Medical Deductibles for 2 people = $6,653.08. We have fully funded the Current Year Deductible…
- Ivory Tiger
- Ivory_tiger.1
- 7 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown February check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $2,640.…
- Ivory Tiger
- Ivory_tiger.1
- 7 mths ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge January check-in (complete): We saved $2,606.64 as outlined below. Annual Medical Deductibles for 2 people = $898.46. Emergency Fund = $100.00 Electronics Replacement Fund: $281.43. Christmas: $76.…
- Ivory Tiger
- Ivory_tiger.1
- 7 mths ago
- 1
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge REVISED GOALS: We took a closer look at our savings goals and made some revisions. Our revised target savings goals for 2020 are as follows: Annual Medical Deductibles for 2 people:…
- Ivory Tiger
- Ivory_tiger.1
- 7 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown January check-in (complete): Paid off $1,320.47 as outlined below. Credit card # 1 = $500.00 Credit card # 2 = $85.75 Credit card # 3 = $350.00 Auto loan = $384.72 Total debt paid down YTD: $1,320.…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Keep Calm and Save Money Some people check in right after they paid their bills (anytime during the month), while other people check in at the beginning of the following month after all their bills…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Veronica We set up the Electronics Replacement categories when we started YNAB in February 2018 but have yet to actually prioritize funding those categories.…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Veronica It was so, so tough to make the decision to use credit cards # 2 and 3 in November/December 2019, especially because we were looking forward to paying off credit card # 1 (our "last"…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- 3
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge Claimed line 12. We have done very well at saving for some true expenses (i.e. what I have labeled "Escrow items" below) but less so for others (i.e. all other categories below).…
- Ivory Tiger
- Ivory_tiger.1
- 8 mths ago
- 3
- Community Challenges
- Reported - view

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