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Celebrating!
I've been a YNABer for just over a year now. And I'm so excited that my spouse just got his annual bonus and for the first time we are putting it all in savings. ALL OF IT.…
- Lavender Nomad
- Lavender_Nomad.2
- 6 mths ago
- 3 replies
- 105
- 14
- Lavender Nomad6 mths ago
- YNAB Wins
Win
- Lavender Welder
- Lavender_Welder.3
- 6 mths ago
- 2 replies
- 67
- FanessYNAB Support6 mths ago
- YNAB Wins
YNAB Progress
2.5 Years on YNAB. First post on the new forums!? edited by @ Dan - YNAB Team so everyone can admire your beautiful graph
- Johnnie5
- j0hnnieb
- 2 yrs ago
- 42 replies
- 2,982
- 31
- Superbone6 mths ago
- YNAB Wins
One click reconciliation
By recording each transaction as it happens and importing daily to make sure nothing slips through the cracks, I just did the reconciliation on our main bank account for July and August with one…
- MXMOM
- MXMOM
- 8 mths ago
- 2 replies
- 133
- 8
- Violet Rain6 mths ago
- YNAB Wins
One week in, and...
Hard to believe what a difference just one week can make in how we (my wife and I) think about our spending. Now rather than thinking, oh we've got the money in the bank,…
- Forest Green Piano
- Forest_Green_Piano.5
- 6 mths ago
- 3 replies
- 142
- 9
- farfromtheusual6 mths ago
- YNAB Wins
Win - paid off our credit card float!
I started using YNAB in July, and at that point we typically spent about $3000 a month on our credit card. My husband would pay us at the end of the month (he has his own business) ,…
- Birdylcc
- Birdylcc
- 6 mths ago
- 4 replies
- 187
- 12
- Anarane6 mths ago
- YNAB Wins
Budgeting as Health Motivator
Hi YNAB Community, I've been loving using YNAB since 2018 to help me build confidence in my financial future while I'm in my mid-20s. Recently I started leveraging my budget in a new way that has…
- Spring Green Tugboat
- Spring_Green_Tugboat.3
- 7 mths ago
- 6 replies
- 169
- 10
- Powder Blue Pony6 mths ago
- YNAB Wins
Less hoarding, more quality of life
I've been using YNAB for around a month. I finally bought an exercise bike (which I had been thinking of doing for months), and I'm exercising more regularly now.…
- Forest Green Cello
- Forest_Green_Cello.3
- 7 mths ago
- 3 replies
- 174
- 7
- NicoleYNAB Support7 mths ago
- YNAB Wins
$1 million in Net Worth!!!
Guys. 11 years ago I was $35K in debt. My husband and I got married, combined our finances, made many many smart financial decisions together, started using YNAB (which ended fighting about money…
- thinkfuture
- thinkfuture
- 1 yr ago
- 6 replies
- 565
- 20
- Mark B.7 mths ago
- YNAB Wins
Happy to see 2FA for YNAB
Thank you very much for adding two-factor authentication! Feeling much better about trusting my financial data online with that added level of security.…
- Saish Dawg
- saish_dawg
- 8 mths ago
- 11 replies
- 164
- 3
- Paris 997 mths ago
- YNAB Wins
A New Wave For Living
I'am just a week into YNAB as you so eloquently stated in your email and I can say without a doubt, it has made a difference. Several of the things you mentioned in your email are on point.…
- Navy Blue Nomad
- Navy_Blue_Nomad.11
- 7 mths ago
- 1 reply
- 85
- 4
- FanessYNAB Support7 mths ago
- YNAB Wins
Paying attention caught a possible thief
My husband has one guilty pleasure, he likes to get a sausage biscuit and a Dr. Pepper at Whataburger each morning before work. This is in our budget. Before starting YNAB I admit I didn't look over…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 7 mths ago
- 4 replies
- 216
- 6
- TechieM27 mths ago
- YNAB Wins
Thanks for great non-US currency support
I've been using YNAB4 for years and, thanks to Apple discontinuing 32-bit apps, made the switch to YNAB5. At the same time, I evaluated several alternatives to see how they stacked up.…
- Lavender Tape
- Lavender_Tape.6
- 7 mths ago
- 1 reply
- 93
- 2
- FanessYNAB Support7 mths ago
- YNAB Wins
Concious spending
I actually looked at my budget before I walked into the grocery store, then I stayed within my budget only purchasing 1 item not on my list (milk).
- Salmon Vacuum
- Salmon_Vacuum.3
- 7 mths ago
- 1 reply
- 87
- 9
- FanessYNAB Support7 mths ago
- YNAB Wins
Shifting priorities is cool
My friend who is really good with money recommended YNAB and I’m a little over a week in. I was a little worried but after spending time with back to back workshops (all so good!),…
- Coral Pegasus
- Coral_Pegasus.5
- 7 mths ago
- 1 reply
- 108
- 10
- MsTJ7 mths ago
- YNAB Wins
New user getting used to a new way of budgeting
I've been using YNAB for just over a week, and I'm still not totally convinced I can leave behind my extremely well-developed and oh-so-familiar budgeting spreadsheet that I created,…
- AwB
- austinb
- 8 mths ago
- 3 replies
- 183
- 3
- AwB7 mths ago
- YNAB Wins
Austerity October
One of the initial struggles I've had with YNAB is changing how I think about budgeting and spending. We tend to put everything on credit card (racking up the points!…
- Recovering Spendaholic
- verd02
- 7 mths ago
- 2 replies
- 105
- 5
- Recovering Spendaholic7 mths ago
- YNAB Wins
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 8 mths ago
- 8 replies
- 287
- 10
- Chris Jacobie8 mths ago
- YNAB Wins
Spend by Date Goal - ❤️❤️❤️❤️❤️
The new goal types were rolled out to me last night. I immediately experimented with the Spend by Date goal. It solves a problem of transparency for me in a couple of discretionary categories where…
- HappyDance
- YNABing consistently since 2014
- HappyDance
- 8 mths ago
- 7 replies
- 322
- 6
- FanessYNAB Support8 mths ago
- YNAB Wins
Winning in a backwards way!
I had a YNAB sub last year and it helped me to work through my finances but didn't really 'click'. I ended up not renewing (big mistake but I couldn't justify it then as for the last few months I…
- BookCat
- Reader, bookseller
- Tan_Wrench.6
- 10 mths ago
- 4 replies
- 225
- 10
- Mx Emmin8 mths ago
- YNAB Wins
True Expenses Indeed!
I’m a 2 week YNAB user who arrived here after experiencing an avalanche of unplanned for expenses in about a 6 week period. Refrigerator repair: $500; vet bill: $275;…
- Cadet Blue Lightning
- Cadet_Blue_Lightning.5
- 8 mths ago
- 3 replies
- 195
- 8
- Khaki Storm8 mths ago
- YNAB Wins
New member
I just started YNAB 2 weeks ago. I love it. It's helping me a lot! I tried using the actual envelope system, but it was ok, but: 1. I have a debit card that if I use it like a credit card,…
- Catlover
- Independent Contractor
- Catlover3
- 8 mths ago
- 6 replies
- 174
- 5
- Catlover8 mths ago
- YNAB Wins
First win
Hello guys, I'm currently in my second week of YNAB, and I can tell you the thing I've enjoyed the most is rule #2. Embrace your true expenses! With YNAB I have more visibility over them and it gave…
- jserpa
- unus sed leo
- jserpa
- 8 mths ago
- 5 replies
- 135
- 8
- FanessYNAB Support8 mths ago
- YNAB Wins
Dinner win
I left work a little bit late tonight, and driving home, I called my husband to be reminded that he had a vet appointment for the dog and band practice tonight,…
- Stacey K.
- staceychev
- 9 mths ago
- 1 reply
- 101
- 9
- FanessYNAB Support8 mths ago
- YNAB Wins
My little win in the first 10 days
In my first 10 days, YNAB has lessened my anxiety over finances. I now clearly see my income, needs, and have taken control of how I want to use my energy.…
- Cadet Blue Piccolo
- Cadet_Blue_Piccolo.3
- 9 mths ago
- 3 replies
- 115
- 8
- Cadet Blue Piccolo9 mths ago
- YNAB Wins

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