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YNAB Subscription is the only one I actually read
I am still on the trial period for the app and one of the emails said to share a win with the forum. I went out to dinner with a couple of friends and had $85 budgeted towards eating out.…
- Gogi Bear
- gogibear
- 1 yr ago
- 1 reply
- 103
- 9
- NicoleYNAB Support1 yr ago
- YNAB Wins
Anxiety be gone
Only 2.5 weeks in and my anxiety levels have decreased in regards to financial control. I no longer wonder where I’m at. When I do buy something I feel proud I planned for it.…
- Sky Blue Unicorn
- Sky_Blue_Unicorn.9
- 1 yr ago
- 4 replies
- 73
- 9
- PhysicsGal1 yr ago
- YNAB Wins
Wins after 2 weeks
A warm hi from Hungary :) I started to use YNAB since more then 2 weeks. It is very productive (and I thought I am bad with money and budgeting before).…
- Tan Hammer
- Tan_Hammer.10
- 1 yr ago
- 4 replies
- 63
- 7
- NicoleYNAB Support1 yr ago
- YNAB Wins
Saving me from making impulse buys
I have never been one to budget and stick to it. This program is getting me into the habit of entering in my transactions right away. I’m also checking my budget and if I don’t have the money,…
- Purple Pony
- Purple_Pony.7
- 1 yr ago
- 1 reply
- 82
- 11
- NicoleYNAB Support1 yr ago
- YNAB Wins
2 weeks and...
... this is one of the best decisions in my life. 1st) Writing down every single expense, subscription, that I had, made me realize of how little I wanted some of the things I've been expending.…
- Tomato Horn
- Tomato_Horn.12
- 1 yr ago
- 52
- 11
- YNAB Wins
Looking back... and going forward
Looking back Before I start, I would really like to say thank you to all the YNABer's who have shared their 2019 journeys and successes. I am in awe of you.…
- Cadet Blue Stallion
- Cadet_Blue_Stallion.5
- 1 yr ago
- 13 replies
- 229
- 7
- Purple Foal1 yr ago
- YNAB Wins
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 1 yr ago
- 9 replies
- 455
- 12
- Alice Blue Hammer1 yr ago
- YNAB Wins
3rd time’s a Charm
I started and refreshed and then refreshed again... I think this time it worked!!! 2nd win... I set up a budget for my business and its good so far too!
- Slate Blue Harp
- Slate_Blue_Harp.7
- 1 yr ago
- 50
- 2
- YNAB Wins
Found money
I've checked my account registers today vs my registers at my bank. I use file-import for that. And an inflow of $645.20 appeared with the very unpoetic payee name "Rus Ebt/Rbt".…
- Ceeses
- Ceeses
- 1 yr ago
- 78
- 1
- YNAB Wins
Progress after one year
After one year of using YNAB, I've paid off $25,000 in debts, have a pretty good handle on my true expenses, and am on track to have a down payment for a house saved by July.…
- Alemap
- Everything should be made as simple as possible, but not simpler -Albert Einstein
- alemap
- 1 yr ago
- 3 replies
- 213
- 18
- MomonWheels1 yr ago
- YNAB Wins
Best opening of YNAB ever!
"Bear. Budgets. Battlestar Galactica!" 😂
- Casual Trooper
- Would not punch Baby Yoda
- Orange_Router.3
- 1 yr ago
- 1 reply
- 95
- 2
- Superbone1 yr ago
- YNAB Wins
1 week victories
I had money left until I got paid! I bought a new bathing suit guilt free. I was able to say no to dinner out because I knew I didnt have the money. :)
- Slate Gray Sander
- Slate_Gray_Sander.4
- 1 yr ago
- 1 reply
- 81
- 8
- Alice Blue Yeti1 yr ago
- YNAB Wins
Realizing What You Can't Afford
I've been YNABing for about 3 months now. Saw a YNAB video on saving a "car payment" (why didn't I ever think of that?) and immediately started saving to replace my husband's aging vehicle.…
- Spring Green Lobster
- Spring_Green_Lobster.8
- 1 yr ago
- 6 replies
- 205
- 11
- Spring Green Lobster1 yr ago
- YNAB Wins
Find "Lost" Money Using YNAB & Duplicate Receipts
While YNAB has helped me to consistently save money and plan better over several years, today was an exciting first. Because I now track my spending everyday,…
- Christine Osterwalder
- Life Designer
- Orchid_Mixer.9
- 1 yr ago
- 1 reply
- 86
- 6
- FanessYNAB Team1 yr ago
- YNAB Wins
My Husband Will Finally Budget with Me!
We have tried cash, debit cards, one credit card, spreadsheets... nothing has worked so far, until I found YNAB!!! My husband loves that he can continue to use the credit card and not carry cash,…
- Purple Penguin
- purplepenguin.1
- 1 yr ago
- 1 reply
- 66
- 7
- Superbone1 yr ago
- YNAB Wins
Just got news that I'm going to be furloughed for 12 days and I'm calm
I work for a university and I just found out I will be furloughed for 12 days this summer. I've been lucky so far to not have any loss of income at my day job because of Corona,…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 1 yr ago
- 6 replies
- 178
- 10
- PhysicsGal1 yr ago
- YNAB Wins
Reconcile helped find CC refund
So, back in April I got caught in a scam, and tried to purchase something for $158.00. I realized shortly thereafter that it was a scam, and contacted my CC to cancel the card, and get a new card,…
- Bruce
- Software Engineer
- Bruce
- 1 yr ago
- 1 reply
- 55
- 4
- Superbone1 yr ago
- YNAB Wins
Just entered Early Retirement?
Well I’ve been using YNAB for just over a week now; it’s coincides with my early retirement actually. I’m an experienced budgeter (I thought) but wanted a better tool to track the ‘drawn down’ phase…
- NettieFIRE
- Early Retiree
- nettieFIre
- 1 yr ago
- 9 replies
- 199
- 9
- NettieFIRE1 yr ago
- YNAB Wins
Wins so far - quite a few
I'm definitely seeing a trend with myself and my growth - in 2019, one of the best books I read was The Life Changing Magic of Tidying Up; earlier this year I started going through David Allen's…
- Tom
- tom
- 1 yr ago
- 9 replies
- 156
- 7
- Tom1 yr ago
- YNAB Wins
Shout out to the YNAB staff ( including those Meecham kids)
This is not my post but I loved it so thought I would share here so the YNAB staff (even the office cleaners who, if I recall correctly, are the Meecham kids) know how much they are appreciated.…
- MXMOM
- MXMOM
- 1 yr ago
- 1 reply
- 162
- NicoleYNAB Support1 yr ago
- YNAB Wins
Difference betweeen moving money directly from sourceOfMoney->inflow:TBB versus indirectly via sourceOfMoney->Some-category->inflow:TBB
Wonder which approach to use when some cases where there is inflow of money via refund/reimbursement/CC statement credit/random other income, I have seen sometimes we could either do 1.…
- Sky Blue Harp
- Sky_Blue_Harp.2
- 1 yr ago
- 5 replies
- 90
- Sky Blue Harp1 yr ago
- YNAB Wins
Living on the Float
Reading about this was really eye opening. We pay our credit cards each month, but I had t noticed how almost every expense had slowly migrated from direct withdrawals from our checking account to a…
- Steel Blue Pegasus
- Steel_Blue_Pegasus.15
- 1 yr ago
- 5 replies
- 199
- 2
- Superbone1 yr ago
- YNAB Wins
I'm finally learning HOW to save money
I fell in love the first day I opened the program. Just the clarity of what you reserved your money for, and to see how much there is left for fun stuff/saving after all the obligatory expenses...…
- Lavender Ink
- Lavender_Ink.11
- 1 yr ago
- 6 replies
- 169
- 9
- Bruce1 yr ago
- YNAB Wins
After only 9 days of YNAB...
...I feel much more grown up and responsible already, and for the first time confronted my student loan and other obligations. And the best part: using the website / app is fun!…
- Gold Orca
- Gold_Orca.11
- 1 yr ago
- 3 replies
- 116
- 5
- Superbone1 yr ago
- YNAB Wins
After my first week of YNAB...
I absolutely love this! Had a hard time with "only budget the money you have". I was thinking "what the heck! I am getting paid in just one day and I know exactly how much it will be....…
- Jeanne
- Spiff
- 1 yr ago
- 10 replies
- 256
- 4
- Spring Green Cleric1 yr ago
- YNAB Wins

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