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  • After my first week of YNAB...

    I absolutely love this! Had a hard time with "only budget the money you have". I was thinking "what the heck! I am getting paid in just one day and I know exactly how much it will be....…
    • Jeanne
    • Spiff
    • 8 mths ago
    • 10 replies
    • 254
    • 4
    • Spring Green Cleric8 mths ago
    • YNAB Wins
  • A greater clarity on my finance

    I had the book in my Kindle for more than a year and with the extra time I have home, I read it in one go. I opened a YNAB and added all my accounts, the good the bad and the ugly.…
    • Khaki Chef
    • Khaki_Chef.6
    • 8 mths ago
    • 7 replies
    • 99
    • 5
    • NicoleYNAB Support8 mths ago
    • YNAB Wins
  • Budgeting Eye Opener

    Im new to this program. I'm an accountant and am very good at budgeting, however never thought of budgeting this way. It's awesome. I can see clearly current expenses and future events or projects.…
    • Sinceresmile
    • Navy_Blue_Horn.9
    • 8 mths ago
    • 1 reply
    • 114
    • 9
    • TechieM28 mths ago
    • YNAB Wins
  • First time! Was 7 days when I started!

    • Laurie R
    • Pink_Falafel.9
    • 8 mths ago
    • 5 replies
    • 104
    • 4
    • Khaki Chef8 mths ago
    • YNAB Wins
  • Thank you YNAB!

    A mere year ago I was $45k in credit card debt and no buffer. My wife had to shuffle through credit cards to find one that she could put my daughter's high school cheerleader uniforms/school…
    • ben_on_the_road
    • BEN_ON_THE_ROAD
    • 9 mths ago
    • 4 replies
    • 203
    • 17
    • ben_on_the_road8 mths ago
    • YNAB Wins
  • My wins after the first week using YNAB

    Today, for the first time, I shared with my husband my enthusiasm for YNAB. Since I have installed it I think twice before buying online things that are not necessary and I plan to spend the money…
    • Carmela Greco
    • Technical support specialist
    • carmelag
    • 8 mths ago
    • 2 replies
    • 87
    • 7
    • FanessYNAB Support8 mths ago
    • YNAB Wins
  • I funded next month with today's pay!

    Technically it's cheating as it's my last pay of April but with the $400 I had leftover from this month, I covered all necessary categories for May! That includes unexpected costs,…
    • dangerosity
    • Aquamarine_Piranha.9
    • 8 mths ago
    • 25 replies
    • 309
    • 9
    • Superbone8 mths ago
    • YNAB Wins
  • Rolled with the punches: birthday weekend

    This weekend, life threw us a curveball. My partner’s daughter had a birthday, and long story short, her mother cooked up a scheme to plan a birthday party on our weekend with the kids,…
    • Gold Pilot
    • Gold_Pilot.4
    • 10 mths ago
    • 2 replies
    • 127
    • 7
    • dangerosity8 mths ago
    • YNAB Wins
  • I just downloaded YNAB, and I love it!

    I have a clear vision of my money and it feels so good to see where my money is going! I knew exactly how much to spend on groceries and even got a new top because I knew I had money for it!…
    • Navy Blue Cartridge
    • Navy_Blue_Cartridge.9
    • 8 mths ago
    • 3 replies
    • 63
    • 4
    • NicoleYNAB Support8 mths ago
    • YNAB Wins
  • I bought something!

    I wanted to purchase something for myself and actually had money in my "blow money" category to buy it with. Without guilt. Without worry. Without needing my husband to validate my decision.…
    • Christina Slachter
    • Teacher
    • Green_Harp.11
    • 8 mths ago
    • 5 replies
    • 67
    • 10
    • farfromtheusual8 mths ago
    • YNAB Wins
  • Soooo DAMN CLOSE!!

    Yesterday I was at 29 days Age of Money....today I'm at 23......SO close!!!! I know this is still a win, but DAMN!! You know? LOL.
    • Stacy C
    • nursepower
    • 8 mths ago
    • 1 reply
    • 80
    • 1
    • Peripherie8 mths ago
    • YNAB Wins
  • YNAB win!

    Budgeted for the first part of May today - first time I've budgeted into the next month! Age of $ has gone from 7 days to 25 days and I've only been using a few months.…
    • Laurie R
    • Pink_Falafel.9
    • 8 mths ago
    • 3 replies
    • 79
    • 7
    • Laurie R8 mths ago
    • YNAB Wins
  • Wow! I'm so all of a sudden aware of where my money is going!

    We only started YNAB a week ago and it's been a HUGE eye opener. I feel like my win is that I realize how much money we actually need for "real life". Now I'm pausing before making any purchase to…
    • Angie C.
    • BA BSN RN
    • angie
    • 8 mths ago
    • 3 replies
    • 72
    • 9
    • NicoleYNAB Support8 mths ago
    • YNAB Wins
  • Tell me what I don't know, YNAB

    THANX to the always excellent YNAB support. I learned something about myself. I have always looked at saving & paying down debt as pretty much the same thing.…
    • Forest Green Wildebeest
    • Just as confused as you
    • Forest_Green_Wildebeest.7
    • 8 mths ago
    • 4 replies
    • 149
    • 11
    • Forest Green Wildebeest8 mths ago
    • YNAB Wins
  • It was not easy at first, but I have leveled up my life with YNAB

    I have been using YNAB for six months now and I am getting pretty good at it. It has already forced several good habits on me such as saving for large purchases before buying even when I buy…
    • jacobacro
    • When you budget you tell your money where to go. When you do not budget you wonder where it went.
    • Cornflower_Blue_Cleric.5
    • 8 mths ago
    • 2 replies
    • 146
    • 4
    • jacobacro8 mths ago
    • YNAB Wins
  • Closed 21 Accounts!

    Twelve days into YNAB and we've simplified big time! We closed one checking account and eighteen savings accounts and ended our relationship with two different financial institutions!…
    • Cory and Carrie
    • cory_carrie
    • 9 mths ago
    • 4 replies
    • 146
    • 8
    • ynaber26139 mths ago
    • YNAB Wins
  • First YNAB win!

    Been using YNAB for a while, but after finally embracing my true expenses, I had my first YNAB win! Yesterday, my dog needed an emergency Vet visit (she'll be ok).…
    • Orange Transistor
    • Orange_Transistor.6
    • 9 mths ago
    • 2 replies
    • 146
    • 14
    • NicoleYNAB Support9 mths ago
    • YNAB Wins
  • Feels good

    First full month with YNAB completed. Those dollar bills are aged 18 days so far. End-of-month wrap-up is done. Ready for April 1. Coincidentally also payday, the most fun YNAB day of the ...…
    • Raven Claw
    • caw caw caw
    • ravenclaw
    • 9 mths ago
    • 1 reply
    • 72
    • 8
    • MatthewYNAB Support9 mths ago
    • YNAB Wins
  • Can you do more with this stimulus check?

    I know so many people who are struggling immensely because of the financial impacts of COVID-19. Thankfully, my husband and I are not. With the House passing and President signing a stimulus package,…
    • atoznewlyweds
    • atoznewlyweds
    • 9 mths ago
    • 2 replies
    • 175
    • 13
    • Superbone9 mths ago
    • YNAB Wins
  • Success Stories: Budgeting with Someone Else

    Many of us have found ourselves in a relationship with someone that isn’t 100% sold on the excitement of budgeting—a partner, roommate, family member, spouse—at first.…
    • NicoleYNAB Support
    • Support Manager
    • nicole_ynab
    • 11 mths ago
    • 25 replies
    • 405
    • NicoleYNAB Support10 mths ago
    • YNAB Wins
  • Time is money

    We’ve been budgeting with pen and paper and actual dollar bills for years, and YNAB saved us so much time! We would literally spend hours every time we sat down for a budget meeting.…
    • Silver Camera
    • Silver_Camera.5
    • 10 mths ago
    • 3 replies
    • 110
    • 5
    • Silver Camera10 mths ago
    • YNAB Wins
  • thank you for adding the running balance feature

    Thank you, thank you, thank you for adding the running balance feature. This is a feature that I needed to help plan future cash flow in my various accounts.…
    • Purple Captain
    • Purple_Captain.5
    • 1 yr ago
    • 8 replies
    • 310
    • 8
    • JoeDid10 mths ago
    • YNAB Wins
  • I needed a Budget...

    Exactly a year ago today I started my YNAB Journey. I remember it well. I was sitting at my desk, in the middle of February feeling completely out of control with my money.…
    • Turquoise Major
    • Turquoise_Major.5
    • 11 mths ago
    • 2 replies
    • 259
    • 15
    • Turquoise Major10 mths ago
    • YNAB Wins
  • I have 2!

    1) watching the credit card (that I cut up in December) balance drop almost $330. Could be more, but some of my money is going towards a vacation. 2) being able to age my tax return into March…
    • Pink Mainframe
    • Pink_Mainframe.8
    • 10 mths ago
    • 71
    • 4
    • YNAB Wins
  • Two Months with YNAB - started an RRSP and saved $650!!

    I started budgeting a loooooooong time ago with just a notebook and all my rumpled receipts. A few years later I graduated to my own spreadsheet. This worked fine for a long time,…
    • G. G.
    • Glittering_giraffe
    • 11 mths ago
    • 120
    • 8
    • YNAB Wins
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
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