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Lessons From My First 30 Days With YNAB
I started YNAB 34 days ago, and I've become a little obsessed with waiting for payday (in a good way!) Before this, I was paycheck to paycheck, and more often than not I would have to get into debt…
- Alice Blue Mixer
- Alice_Blue_Mixer.11
- 8 mths ago
- 7 replies
- 244
- 6
- Yes I can8 mths ago
- YNAB Wins
No interest charge!
Hi there, I am part of the Debt Snowball Challenge but wanted to share this win here as well. We have an clear plan this year for paying down debt and getting it gone.…
- MadDog
- Navy_Blue_Pegasus.2
- 8 mths ago
- 2 replies
- 104
- 10
- MadDog8 mths ago
- YNAB Wins
2-Year YNAB-versary
Hello, It's my 2-year YNAB-versary. While budgeting has become routine, the benefits of YNAB are still astounding to me. In two years: My (small) net worth has doubled.…
- Danny C
- RN
- Sea_Green_Wizard
- 8 mths ago
- 16 replies
- 219
- 11
- Superbone8 mths ago
- YNAB Wins
pending transactions
I'm new to YNAB. What I'm finding frustrating the handling pending transactions. My transactions are pending on my credit card for about three days. Since they are not in YNAB,…
- Julie H
- Steel_Blue_Hammerhead.18
- 8 mths ago
- 2 replies
- 104
- Julie H8 mths ago
- YNAB Wins
New and learning
New user here. I am using various YNAB teaching tools (YouTube, FaceBook, YNAB workshops, videos, and written tutorials), to set up my categories, budget (including goals),…
- Doin' Well
- Doing_Well
- 8 mths ago
- 6 replies
- 174
- 5
- Doin' Well8 mths ago
- YNAB Wins
Bye MS Money - It's been a good ride
I've been using so-called "personal finance software" for years -- decades, actually. Early on, there was Quicken. It had annoying compatibility problems (Mac vs Windows),…
- Walrus 44
- Getting the Hang of it
- walrus44
- 8 mths ago
- 8 replies
- 213
- 6
- JollyB8 mths ago
- YNAB Wins
Gaining Control of CC
So we pay off our credit card each month (never have paid interest since we owned it). However, we never really kept good track of our spending. We have used other means to have a budget (excel,…
- Sea Green Android
- Sea_Green_Android.4
- 8 mths ago
- 2 replies
- 82
- 5
- MatthewYNAB Support8 mths ago
- YNAB Wins
YNAB budget and Murphy's Law - Anyone else relate?
Had been saving up an EF prior to settling on YNAB as a budgeting tool to step up our goals/planning this year and February is our first YNAB budge month (most of January and up until this week…
- Indebted_Dude
- indebted_dude
- 1 yr ago
- 10 replies
- 409
- 7
- Violet Rain8 mths ago
- YNAB Wins
YNAB Win
I discovered YNAB when searching youtube how to pay off debt. A budget? But I've been budgeting and it doesn't help. I used a spreadsheet in excel to decide how much we could spend for the whole…
- Jessie Madden
- Over Spending is my middle name
- Jessie_Madden45
- 8 mths ago
- 4 replies
- 148
- 10
- Jessie Madden8 mths ago
- YNAB Wins
How did you celebrate being Debt Free?
I wasnt sure if this belonged in YNAB Wins, Debt, or Fun Money... I started the thread in YNAB Wins but open to it being moved if need be 😊 So I expect to become debt free by the end of July!…
- Mx Emmin
- Orchid_Banjo.5
- 9 mths ago
- 21 replies
- 250
- 7
- Foos Roos8 mths ago
- YNAB Wins
Age of Money is 31 Days!
It's taken us about seven months since using the app, but we finally did it - 31 days!
- Purple Saxophone
- Purple_Saxophone.9
- 8 mths ago
- 2 replies
- 88
- 7
- NicoleYNAB Support8 mths ago
- YNAB Wins
Smart App indeed!
Smart App indeed! I was looking for something like this for a while. I’m still learning the YNAB way and I combined the live sessions with videos from the website (Great Help!).…
- Slate Blue Harp
- PMP certified with over 12 years of experience
- Slate_Blue_Harp.9
- 9 mths ago
- 5 replies
- 121
- 1
- FanessYNAB Team8 mths ago
- YNAB Wins
Solid at Multiple Levels
So, I've been helping some friends/family members use YNAB and the level of confidence with math and understanding of finance has varied widely. Widely.…
- Move Light Sound Life
- move_light_sound_life
- 9 mths ago
- 1 reply
- 105
- 5
- Move Light Sound Life9 mths ago
- YNAB Wins
Two week win
tl;dr Using the rules, I started to switch banks so my dollars can work between jobs... without worry. I started with YNAB about two, almost three weeks ago.…
- Dave
- Slate_Gray_Deer.9
- 9 mths ago
- 18 replies
- 314
- 8
- Richard Holland9 mths ago
- YNAB Wins
It finally clicked
I’m not gonna lie, I tried YNAB before and it was so confusing!!! I decided to try it again and this time I kept it simple. We have a lot of accounts and last time I added them all!!!…
- Sassy Darrow
- Nurse
- sunshine_girl
- 9 mths ago
- 6 replies
- 223
- 12
- farfromtheusual9 mths ago
- YNAB Wins
YNAB Subscription is the only one I actually read
I am still on the trial period for the app and one of the emails said to share a win with the forum. I went out to dinner with a couple of friends and had $85 budgeted towards eating out.…
- Gogi Bear
- gogibear
- 9 mths ago
- 1 reply
- 101
- 9
- NicoleYNAB Support9 mths ago
- YNAB Wins
Anxiety be gone
Only 2.5 weeks in and my anxiety levels have decreased in regards to financial control. I no longer wonder where I’m at. When I do buy something I feel proud I planned for it.…
- Sky Blue Unicorn
- Sky_Blue_Unicorn.9
- 9 mths ago
- 4 replies
- 69
- 8
- PhysicsGal9 mths ago
- YNAB Wins
Wins after 2 weeks
A warm hi from Hungary :) I started to use YNAB since more then 2 weeks. It is very productive (and I thought I am bad with money and budgeting before).…
- Tan Hammer
- Tan_Hammer.10
- 9 mths ago
- 4 replies
- 63
- 7
- NicoleYNAB Support9 mths ago
- YNAB Wins
Saving me from making impulse buys
I have never been one to budget and stick to it. This program is getting me into the habit of entering in my transactions right away. I’m also checking my budget and if I don’t have the money,…
- Purple Pony
- Purple_Pony.7
- 9 mths ago
- 1 reply
- 81
- 11
- NicoleYNAB Support9 mths ago
- YNAB Wins
2 weeks and...
... this is one of the best decisions in my life. 1st) Writing down every single expense, subscription, that I had, made me realize of how little I wanted some of the things I've been expending.…
- Tomato Horn
- Tomato_Horn.12
- 9 mths ago
- 51
- 11
- YNAB Wins
Looking back... and going forward
Looking back Before I start, I would really like to say thank you to all the YNABer's who have shared their 2019 journeys and successes. I am in awe of you.…
- Cadet Blue Stallion
- Cadet_Blue_Stallion.5
- 1 yr ago
- 13 replies
- 226
- 7
- Purple Foal9 mths ago
- YNAB Wins
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 1 yr ago
- 9 replies
- 449
- 12
- Alice Blue Hammer10 mths ago
- YNAB Wins
3rd time’s a Charm
I started and refreshed and then refreshed again... I think this time it worked!!! 2nd win... I set up a budget for my business and its good so far too!
- Slate Blue Harp
- Slate_Blue_Harp.7
- 10 mths ago
- 49
- 2
- YNAB Wins
Found money
I've checked my account registers today vs my registers at my bank. I use file-import for that. And an inflow of $645.20 appeared with the very unpoetic payee name "Rus Ebt/Rbt".…
- Ceeses
- Ceeses
- 10 mths ago
- 74
- 1
- YNAB Wins
Progress after one year
After one year of using YNAB, I've paid off $25,000 in debts, have a pretty good handle on my true expenses, and am on track to have a down payment for a house saved by July.…
- Alemap
- Everything should be made as simple as possible, but not simpler -Albert Einstein
- alemap
- 11 mths ago
- 3 replies
- 208
- 18
- MomonWheels10 mths ago
- YNAB Wins

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