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Shifting priorities is cool
My friend who is really good with money recommended YNAB and I’m a little over a week in. I was a little worried but after spending time with back to back workshops (all so good!),…
- Coral Pegasus
- Coral_Pegasus.5
- 4 mths ago
- 1 reply
- 102
- 10
- MsTJ4 mths ago
- YNAB Wins
New user getting used to a new way of budgeting
I've been using YNAB for just over a week, and I'm still not totally convinced I can leave behind my extremely well-developed and oh-so-familiar budgeting spreadsheet that I created,…
- AwB
- austinb
- 4 mths ago
- 3 replies
- 175
- 3
- AwB4 mths ago
- YNAB Wins
Austerity October
One of the initial struggles I've had with YNAB is changing how I think about budgeting and spending. We tend to put everything on credit card (racking up the points!…
- Recovering Spendaholic
- verd02
- 4 mths ago
- 2 replies
- 99
- 5
- Recovering Spendaholic4 mths ago
- YNAB Wins
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 4 mths ago
- 8 replies
- 263
- 10
- Chris Jacobie4 mths ago
- YNAB Wins
Spend by Date Goal - ❤️❤️❤️❤️❤️
The new goal types were rolled out to me last night. I immediately experimented with the Spend by Date goal. It solves a problem of transparency for me in a couple of discretionary categories where…
- HappyDance
- YNABing consistently since 2014
- HappyDance
- 5 mths ago
- 7 replies
- 285
- 6
- FanessYNAB Support4 mths ago
- YNAB Wins
Winning in a backwards way!
I had a YNAB sub last year and it helped me to work through my finances but didn't really 'click'. I ended up not renewing (big mistake but I couldn't justify it then as for the last few months I…
- BookCat
- Reader, bookseller
- Tan_Wrench.6
- 6 mths ago
- 4 replies
- 215
- 10
- Mx Emmin5 mths ago
- YNAB Wins
True Expenses Indeed!
I’m a 2 week YNAB user who arrived here after experiencing an avalanche of unplanned for expenses in about a 6 week period. Refrigerator repair: $500; vet bill: $275;…
- Cadet Blue Lightning
- Cadet_Blue_Lightning.5
- 5 mths ago
- 3 replies
- 187
- 8
- Khaki Storm5 mths ago
- YNAB Wins
New member
I just started YNAB 2 weeks ago. I love it. It's helping me a lot! I tried using the actual envelope system, but it was ok, but: 1. I have a debit card that if I use it like a credit card,…
- Catlover
- Independent Contractor
- Catlover3
- 5 mths ago
- 6 replies
- 169
- 5
- Catlover5 mths ago
- YNAB Wins
First win
Hello guys, I'm currently in my second week of YNAB, and I can tell you the thing I've enjoyed the most is rule #2. Embrace your true expenses! With YNAB I have more visibility over them and it gave…
- jserpa
- unus sed leo
- jserpa
- 5 mths ago
- 5 replies
- 131
- 8
- FanessYNAB Support5 mths ago
- YNAB Wins
Dinner win
I left work a little bit late tonight, and driving home, I called my husband to be reminded that he had a vet appointment for the dog and band practice tonight,…
- Stacey K.
- staceychev
- 5 mths ago
- 1 reply
- 97
- 9
- FanessYNAB Support5 mths ago
- YNAB Wins
My little win in the first 10 days
In my first 10 days, YNAB has lessened my anxiety over finances. I now clearly see my income, needs, and have taken control of how I want to use my energy.…
- Cadet Blue Piccolo
- Cadet_Blue_Piccolo.3
- 5 mths ago
- 3 replies
- 110
- 8
- Cadet Blue Piccolo5 mths ago
- YNAB Wins
A slow start but the change has been dramatic
It has been 5 months now, and YNAB has really made me see things in a different light. Most importantly for me, apart from the increased Age of Money, is that now I actually don't mind spending…
- Kiwi
- kiwi
- 5 mths ago
- 2 replies
- 234
- 8
- NicoleYNAB Support5 mths ago
- YNAB Wins
Target win
I walked into Target today and bought only what I went to get - not only that, but I compared prices between the store brand and my typical brand, and chose based on my budget.…
- Stacey K.
- staceychev
- 5 mths ago
- 2 replies
- 66
- 5
- Khaki Storm5 mths ago
- YNAB Wins
Off to a great start
Two weeks ago I was dreading to budget. On a student/intern wage it can be challenging to spend and save, as those impulse buying habits are always tempting!…
- Cadet Blue Beat
- Cadet_Blue_Beat.8
- 5 mths ago
- 4 replies
- 124
- 6
- Cadet Blue Beat5 mths ago
- YNAB Wins
First time budgeting
I took last week's check and started budgeting next month's bills. This was also the week I was going on vacation, so I knew I couldn't be too rigid with what I had budgeted.…
- Hot Yang Stick
- Flowing fluidly frees feelings.
- Purple_Mare.5
- 5 mths ago
- 3 replies
- 88
- 6
- Khaki Storm5 mths ago
- YNAB Wins
So Grateful for YNAB :)
Because of the reminder email today I checked on a credit card transaction I called my credit card company about on 8/20. And I was able to see that the charge for $497 PLUS (not yelling,…
- Magenta Lightning
- Magenta_Lightning.7
- 5 mths ago
- 4 replies
- 107
- 3
- Magenta Lightning5 mths ago
- YNAB Wins
Paycheck Late, bills still got paid
My husband's monthly paycheck is going to be 2 weeks late this month. Thanks to YNAB and being fully buffered, all our bills were paid on time!
- Tiporeo
- Tiporeo
- 5 mths ago
- 3 replies
- 109
- 5
- Technicolor Cheetah5 mths ago
- YNAB Wins
First win 12 days into my free trial
So, now having given every dollar a job, when I think about going to Subway or buying a new book to read or spending hundreds on a new pair of glasses I don't.…
- Forest Green Wildebeest
- Just as confused as you
- Forest_Green_Wildebeest.7
- 6 mths ago
- 4 replies
- 117
- 8
- Violet Pilot6 mths ago
- YNAB Wins
I have money do to the things!
I've been using YNAB for almost exactly one year now (it will be a year at some point later this month) and my experience with it has been fantastic to date.…
- poshcodebear
- poshcodebear
- 6 mths ago
- 6 replies
- 222
- 15
- Turquoise Wildebeest6 mths ago
- YNAB Wins
Back to school WIN with YNAB!
It's back to school time and I have 2 teenagers in high school. In years past, I'd use credit cards and/or be late on bills to get the stuff my kids needed.…
- Gray Cornet
- Gray_Cornet.3
- 6 mths ago
- 4 replies
- 91
- 11
- FanessYNAB Support6 mths ago
- YNAB Wins
Glad to be here - my start of the journey towards debt-free life
Hello! I just wanted to say I'm glad to be here and I hope I can do this little posting... I hope it's okay, it's my first. So, I have listed all my and my wife's debt to YNAB,…
- Roni Laukkarinen
- CTO, Entrepreneur, Blogger, Coder
- rolle
- 6 mths ago
- 8 replies
- 143
- 5
- MXMOM6 mths ago
- YNAB Wins
Finally budgeting properly!
I’ve been “budgeting” for years, but apparently not the way I should be. The four rules were a total revelation and in the few short weeks I have been using YNAB, I am completely won over!…
- Littlemartian
- Sky_Blue_Door.9
- 6 mths ago
- 2 replies
- 185
- 12
- FanessYNAB Support6 mths ago
- YNAB Wins
A big, quick initial YNAB win
We started using YNAB about two weeks ago. We are taking a family vacation in August, and my wife and I were starting to stress about actually paying for it ...…
- Tebedid
- Teachers
- Forest_Green_Nomad.5
- 7 mths ago
- 5 replies
- 251
- 11
- Tebedid6 mths ago
- YNAB Wins
No bank fee’s
For the first time in several months, we did not have a bank overdraft fee from one paycheck to another. We really like YNAB showing exactly where all the money goes.
- Steel Blue Horse
- Steel_Blue_Horse.7
- 6 mths ago
- 6 replies
- 79
- 9
- Turquoise Major6 mths ago
- YNAB Wins
Applying Rule #3 -- And Noticing It!
I started using YNAB a little over a week ago, and I'm already seeing some mindset shifts. I haven't broached the conversation with my husband yet -- things always get a little tense when we talk…
- Michelle
- mscarbro
- 7 mths ago
- 2 replies
- 227
- 10
- NicoleYNAB Support7 mths ago
- YNAB Wins

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