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Finding stability
When I left home, nearly two years ago now, I knew (almost) nothing about managing money. I just knew I didn't have enough of it (I had no idea what "enough" would even be!…
- Hila Shahar
- Orange_Android.10
- 4 mths ago
- 3 replies
- 124
- 8
- TechieM23 mths ago
- YNAB Wins
YNAB main website
I wish that the Inspiration section would allow us to "LIKE" or comment on the articles b/c some are truly wonderful.
- Shara
- Budget_master.1
- 4 mths ago
- 1 reply
- 69
- FanessYNAB Team3 mths ago
- YNAB Wins
Punching above our weight with YNAB in our corner!
Just wanted to share our net worth graph from when we started using this version of YNAB. I am the first to admit that this doesn't look as impressive as I would want it to look but what YNAB has…
- Dave
- Web Developer
- dave
- 4 mths ago
- 6 replies
- 193
- 12
- farfromtheusual4 mths ago
- YNAB Wins
Spent over 6 hours setting up my YNAB :) I AM ONE HAPPY CAMPER!
I watched all 19 setup videos and 21 on how to use YNAB to it's fullest capacity. The hubby agreed to take our son out on Saturday so I can dive in fully and I am not sorry.…
- Violet Motherboard
- Violet_Motherboard.11
- 4 mths ago
- 6 replies
- 202
- 12
- PhysicsGal4 mths ago
- YNAB Wins
I can finally breathe ...
Every single idea or thought related to my budget is down on “paper”. This app just makes sense and the videos, those on YouTube as well, are fantastic.…
- Mandra B
- Sea_Green_Commander.10
- 4 mths ago
- 7 replies
- 281
- 10
- Mandra B4 mths ago
- YNAB Wins
My checking account is positive! And I have $120 in savings. I started an ira & 401k.
- Terri Michaloski
- Cyan_Pilot.9
- 4 mths ago
- 4 replies
- 210
- 17
- MXMOM4 mths ago
- YNAB Wins
It clicked - or I understand it finally. Whatever...big win!
I started using YNAB a few days into October. Only a few weeks ago. I obsessively took in as much info as I could and started testing my own budget. I have a fairly good handle on it now.…
- PS
- Maroon_Trombone.16
- 4 mths ago
- 4 replies
- 225
- 19
- PS4 mths ago
- YNAB Wins
Don't forget to budget for your towel!
Nothing to see here, just thought I'd share a little humor :)
- Scott
- In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
- Scottgoeshiking
- 5 mths ago
- 15 replies
- 418
- 14
- FanessYNAB Team4 mths ago
- YNAB Wins
I found some niggling little parasites getting charged every month that I had forgotten about or don't use. I found over $90/mo. Cancelled!
- Powder Blue Lightning
- Powder_Blue_Lightning.11
- 4 mths ago
- 2 replies
- 159
- 10
- HappyDance4 mths ago
- YNAB Wins
Loading screen giggles
Just wanted to show my love to the ynab team for the loading screen phrase "Move dollarum leviosa". 😆🧙‍♀️ Do you have a favorite loading screen?
- The Artist Formerly Known As
- Reformed natural spender
- formerly_Purple_Panther
- 7 mths ago
- 19 replies
- 237
- The Artist Formerly Known As4 mths ago
- YNAB Wins
$82k Swing in Net Worth
So in Sept 2019 we had $27k in credit card debt, as my spouse began a new full-time university job after completing her doctorate. Since that time, we've paid off the entire debt,…
- Rambling Guy
- rambling_guy
- 5 mths ago
- 3 replies
- 112
- 10
- The Artist Formerly Known As5 mths ago
- YNAB Wins
Two Huge Wins!
It finally feels safe to say this: I am a full month ahead! It has been three long years (almost exactly), and we have finally made it to this point of living off of our last month of income.…
- Tobias
- Toviathan
- 5 mths ago
- 7 replies
- 135
- 13
- Tobias5 mths ago
- YNAB Wins
An aesthetic win still counts, right?
I just wanted to share, since I am VERY proud of myself and spent a couple hours working on it, that I have added emojis to my budget for the first time.…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 5 mths ago
- 1 reply
- 117
- 3
- MatthewYNAB Support5 mths ago
- YNAB Wins
I don't hate budgeting anymore
I have been following Dave Ramsey for over a decade. A lot of his advice resonates with me, but I have never been able to stick to his Baby Steps plan because it is so rigid and "life" kept…
- Family Brain
- wife, mama, employee
- family_brain_2020
- 10 mths ago
- 11 replies
- 353
- 13
- Superbone5 mths ago
- YNAB Wins
One week in and going better this time
We tried YNAB many, many years ago, but we just played the Rule 3 game all the time and didn’t really get the system. After years of unconscious spending,…
- Mel Ushikubo
- Creative professional
- Japanmel
- 7 mths ago
- 5 replies
- 211
- 10
- CoachVega2145 mths ago
- YNAB Wins
I did a thing today!
I paid off my car 22 months early! I've been consistently using YNAB for about 1 year, and it's helped me rebuild my EF and then pay my car off early. Feeling pretty proud right now.…
- Orange Transistor
- Orange_Transistor.6
- 5 mths ago
- 4 replies
- 104
- 11
- MXMOM5 mths ago
- YNAB Wins
Budgeted the entire month...before it even started!
I meant to post this last month when it happened for the very first time in our 29 year marriage, but I forgot. We budgeted our entire month's bills before the month even started!…
- TeamTJ
- TeamTJ
- 6 mths ago
- 9 replies
- 203
- 16
- Powder Blue Pony6 mths ago
- YNAB Wins
Never Overdrafted Again AYNAB
AYNAB = After YNAB Before YNAB, before I knew how to budget, my ex-wife and I had regular overdrafts which resulted in overdrafting fees. Maybe not every month but if I remember right,…
- Superbone
- YNAB convert since 2008
- Superbone
- 6 mths ago
- 7 replies
- 145
- 17
- Violet Rain6 mths ago
- YNAB Wins
Learning How To Budget
I was never taught how to budget. It is so excited to see where ever dollar goes and I can control it. Before I felt like it was a crapshoot as to whether or not I would have money to pay the bills.
- Sky Blue Horn
- Sky_Blue_Horn.11
- 6 mths ago
- 5 replies
- 137
- 10
- PhysicsGal6 mths ago
- YNAB Wins
Unexpected bonus
Literally, it was unexpected... I knew that this month the second semi-annual bonus was due at work. We haven't done HORRIBLY as a company, some divisions better than others,…
- Bruce
- Software Engineer
- Bruce
- 6 mths ago
- 5 replies
- 136
- 7
- Navy Blue Pegasus6 mths ago
- YNAB Wins
Fully funded month for the first time EVER!
It's the first week of August, and for the first time, I am fully funded for the rest of the month. That includes monthly bills, true expenses, savings contributions...EVERYTHING.…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 7 mths ago
- 15 replies
- 238
- 19
- JollyB6 mths ago
- YNAB Wins
Cash in the bank
We are redoing our stairs and hubby went to order the treads and they had a pay in cash discount so hubby went to the bank AND WITHDREW $700 CASH without fear of me freaking out that some bill…
- MXMOM
- MXMOM
- 6 mths ago
- 5 replies
- 102
- 10
- Superbone6 mths ago
- YNAB Wins
Lessons From My First 30 Days With YNAB
I started YNAB 34 days ago, and I've become a little obsessed with waiting for payday (in a good way!) Before this, I was paycheck to paycheck, and more often than not I would have to get into debt…
- Alice Blue Mixer
- Alice_Blue_Mixer.11
- 7 mths ago
- 7 replies
- 243
- 6
- Yes I can7 mths ago
- YNAB Wins
No interest charge!
Hi there, I am part of the Debt Snowball Challenge but wanted to share this win here as well. We have an clear plan this year for paying down debt and getting it gone.…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.2
- 7 mths ago
- 2 replies
- 103
- 10
- Navy Blue Pegasus7 mths ago
- YNAB Wins
2-Year YNAB-versary
Hello, It's my 2-year YNAB-versary. While budgeting has become routine, the benefits of YNAB are still astounding to me. In two years: My (small) net worth has doubled.…
- Danny C
- RN
- Sea_Green_Wizard
- 7 mths ago
- 16 replies
- 217
- 11
- Superbone7 mths ago
- YNAB Wins

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