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Just entered Early Retirement?
Well I’ve been using YNAB for just over a week now; it’s coincides with my early retirement actually. I’m an experienced budgeter (I thought) but wanted a better tool to track the ‘drawn down’ phase…
- NettieFIRE
- Early Retiree
- nettieFIre
- 2 mths ago
- 9 replies
- 158
- 9
- NettieFIRE1 mth ago
- YNAB Wins
Wins so far - quite a few
I'm definitely seeing a trend with myself and my growth - in 2019, one of the best books I read was The Life Changing Magic of Tidying Up; earlier this year I started going through David Allen's…
- Tom
- tom
- 1 mth ago
- 9 replies
- 138
- 7
- Tom1 mth ago
- YNAB Wins
Shout out to the YNAB staff ( including those Meecham kids)
This is not my post but I loved it so thought I would share here so the YNAB staff (even the office cleaners who, if I recall correctly, are the Meecham kids) know how much they are appreciated.…
- MXMOM
- MXMOM
- 1 mth ago
- 1 reply
- 146
- NicoleYNAB Support1 mth ago
- YNAB Wins
I don't hate budgeting anymore
I have been following Dave Ramsey for over a decade. A lot of his advice resonates with me, but I have never been able to stick to his Baby Steps plan because it is so rigid and "life" kept…
- Family Brain
- wife, mama, employee
- family_brain_2020
- 2 mths ago
- 5 replies
- 166
- 8
- Gold Yearling1 mth ago
- YNAB Wins
Difference betweeen moving money directly from sourceOfMoney->inflow:TBB versus indirectly via sourceOfMoney->Some-category->inflow:TBB
Wonder which approach to use when some cases where there is inflow of money via refund/reimbursement/CC statement credit/random other income, I have seen sometimes we could either do 1.…
- Sky Blue Harp
- Sky_Blue_Harp.2
- 2 mths ago
- 5 replies
- 81
- Sky Blue Harp2 mths ago
- YNAB Wins
Living on the Float
Reading about this was really eye opening. We pay our credit cards each month, but I had t noticed how almost every expense had slowly migrated from direct withdrawals from our checking account to a…
- Steel Blue Pegasus
- Steel_Blue_Pegasus.15
- 2 mths ago
- 5 replies
- 174
- 2
- Superbone2 mths ago
- YNAB Wins
I'm finally learning HOW to save money
I fell in love the first day I opened the program. Just the clarity of what you reserved your money for, and to see how much there is left for fun stuff/saving after all the obligatory expenses...…
- Lavender Ink
- Lavender_Ink.11
- 2 mths ago
- 6 replies
- 154
- 8
- Bruce2 mths ago
- YNAB Wins
After only 9 days of YNAB...
...I feel much more grown up and responsible already, and for the first time confronted my student loan and other obligations. And the best part: using the website / app is fun!…
- Gold Orca
- Gold_Orca.11
- 2 mths ago
- 3 replies
- 107
- 5
- Superbone2 mths ago
- YNAB Wins
After my first week of YNAB...
I absolutely love this! Had a hard time with "only budget the money you have". I was thinking "what the heck! I am getting paid in just one day and I know exactly how much it will be....…
- Jeanne
- Spiff
- 2 mths ago
- 10 replies
- 244
- 4
- Spring Green Cleric2 mths ago
- YNAB Wins
A greater clarity on my finance
I had the book in my Kindle for more than a year and with the extra time I have home, I read it in one go. I opened a YNAB and added all my accounts, the good the bad and the ugly.…
- Khaki Chef
- Khaki_Chef.6
- 2 mths ago
- 7 replies
- 91
- 5
- NicoleYNAB Support2 mths ago
- YNAB Wins
Budgeting Eye Opener
Im new to this program. I'm an accountant and am very good at budgeting, however never thought of budgeting this way. It's awesome. I can see clearly current expenses and future events or projects.…
- Sinceresmile
- Navy_Blue_Horn.9
- 2 mths ago
- 1 reply
- 107
- 9
- TechieM22 mths ago
- YNAB Wins
First time! Was 7 days when I started!
- Laurie R
- Pink_Falafel.9
- 2 mths ago
- 5 replies
- 96
- 4
- Khaki Chef2 mths ago
- YNAB Wins
Thank you YNAB!
A mere year ago I was $45k in credit card debt and no buffer. My wife had to shuffle through credit cards to find one that she could put my daughter's high school cheerleader uniforms/school…
- ben_on_the_road
- BEN_ON_THE_ROAD
- 3 mths ago
- 4 replies
- 197
- 16
- ben_on_the_road2 mths ago
- YNAB Wins
My wins after the first week using YNAB
Today, for the first time, I shared with my husband my enthusiasm for YNAB. Since I have installed it I think twice before buying online things that are not necessary and I plan to spend the money…
- Carmela Greco
- Technical support specialist
- carmelag
- 2 mths ago
- 2 replies
- 81
- 7
- FanessYNAB Support2 mths ago
- YNAB Wins
I funded next month with today's pay!
Technically it's cheating as it's my last pay of April but with the $400 I had leftover from this month, I covered all necessary categories for May! That includes unexpected costs,…
- dangerosity
- Aquamarine_Piranha.9
- 2 mths ago
- 25 replies
- 296
- 8
- Superbone2 mths ago
- YNAB Wins
Rolled with the punches: birthday weekend
This weekend, life threw us a curveball. My partner’s daughter had a birthday, and long story short, her mother cooked up a scheme to plan a birthday party on our weekend with the kids,…
- Gold Pilot
- Gold_Pilot.4
- 4 mths ago
- 2 replies
- 122
- 7
- dangerosity2 mths ago
- YNAB Wins
I just downloaded YNAB, and I love it!
I have a clear vision of my money and it feels so good to see where my money is going! I knew exactly how much to spend on groceries and even got a new top because I knew I had money for it!…
- Navy Blue Cartridge
- Navy_Blue_Cartridge.9
- 2 mths ago
- 3 replies
- 60
- 4
- NicoleYNAB Support2 mths ago
- YNAB Wins
I bought something!
I wanted to purchase something for myself and actually had money in my "blow money" category to buy it with. Without guilt. Without worry. Without needing my husband to validate my decision.…
- Christina Slachter
- Teacher
- Green_Harp.11
- 2 mths ago
- 5 replies
- 62
- 10
- farfromtheusual2 mths ago
- YNAB Wins
Soooo DAMN CLOSE!!
Yesterday I was at 29 days Age of Money....today I'm at 23......SO close!!!! I know this is still a win, but DAMN!! You know? LOL.
- Stacy C
- nursepower
- 2 mths ago
- 1 reply
- 79
- 1
- Peripherie2 mths ago
- YNAB Wins
YNAB win!
Budgeted for the first part of May today - first time I've budgeted into the next month! Age of $ has gone from 7 days to 25 days and I've only been using a few months.…
- Laurie R
- Pink_Falafel.9
- 2 mths ago
- 3 replies
- 77
- 7
- Laurie R2 mths ago
- YNAB Wins
Wow! I'm so all of a sudden aware of where my money is going!
We only started YNAB a week ago and it's been a HUGE eye opener. I feel like my win is that I realize how much money we actually need for "real life". Now I'm pausing before making any purchase to…
- Angie C.
- BA BSN RN
- angie
- 2 mths ago
- 3 replies
- 68
- 9
- NicoleYNAB Support2 mths ago
- YNAB Wins
YNAB budget and Murphy's Law - Anyone else relate?
Had been saving up an EF prior to settling on YNAB as a budgeting tool to step up our goals/planning this year and February is our first YNAB budge month (most of January and up until this week…
- Indebted_Dude
- indebted_dude
- 4 mths ago
- 9 replies
- 316
- 6
- Cory and Carrie2 mths ago
- YNAB Wins
Tell me what I don't know, YNAB
THANX to the always excellent YNAB support. I learned something about myself. I have always looked at saving & paying down debt as pretty much the same thing.…
- Forest Green Wildebeest
- Just as confused as you
- Forest_Green_Wildebeest.7
- 2 mths ago
- 4 replies
- 144
- 10
- Forest Green Wildebeest2 mths ago
- YNAB Wins
It was not easy at first, but I have leveled up my life with YNAB
I have been using YNAB for six months now and I am getting pretty good at it. It has already forced several good habits on me such as saving for large purchases before buying even when I buy…
- jacobacro
- When you budget you tell your money where to go. When you do not budget you wonder where it went.
- Cornflower_Blue_Cleric.5
- 2 mths ago
- 2 replies
- 128
- 4
- jacobacro2 mths ago
- YNAB Wins
Outgrown YNAB?
I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
- goose61282
- goose61282
- 2 mths ago
- 16 replies
- 356
- 1
- Superbone2 mths ago
- YNAB Wins

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