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Outgrown YNAB?
I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
- goose61282
- goose61282
- 1 yr ago
- 33 replies
- 958
- 2
- slightlysmall5 mths ago
- YNAB Wins
How YNAB changed my life.
This is the first of the year, and I rarely ever post, but I want to start off the year by celebrating accomplishments and encouraging others. I started using YNAB in February of 2016, when I was 38.…
- Fribur
- Fribur
- 5 mths ago
- 1 reply
- 217
- 10
- Navy Blue Tape5 mths ago
- YNAB Wins
today is the first time in 5 years I've had more than $4 left in my account the day before payday
I get paid on Wednesdays and no matter what, I always only have $4 or $5 left by the time Tuesday rolls around. Today, at the end of my first week on YNAB, I have $67!!
- 123rsic
- 23 yr old new grad tackling debt
- Cornflower_Blue_Viper.11
- 7 mths ago
- 7 replies
- 459
- 28
- Fribur5 mths ago
- YNAB Wins
Today is my last day owing $$$ - I have paid 65K paid in 3.5 years
I can hardly believe it. After a lifetime of terrible financial habits, being a single parent of two on a tiny income, always spending above my means, borrowing to the edge - then not being able to…
- YnabLover
- ynabLover
- 5 mths ago
- 3 replies
- 143
- 15
- SheWhoManagesTheFunds5 mths ago
- YNAB Wins
No debt for Christmas!!!!
I started YNAB last February and have reduced my credit card debt by half. At the same time, I began saving for Christmas. This year, for the first time,…
- Laurie R
- Pink_Falafel.9
- 6 mths ago
- 3 replies
- 104
- 11
- Orchid Moose6 mths ago
- YNAB Wins
Tracking the ways YNAB pays for itself is no longer an easy feat
I started YNAB in June this year to help get my my spending and credit cards under control. Since then getting my budget nailed down, I've been able to:…
- Dave
- Slate_Gray_Deer.9
- 7 mths ago
- 1 reply
- 207
- 16
- Orchid Moose6 mths ago
- YNAB Wins
Using YNAB for 5 years
Just want to say YNAB has helped me get a hold and help me visualize my budget and expenses much better. I will admit that when I first joined YNAB in 2015 I did not understand it at all and why my…
- Slate Blue Pilot (2903ac015cdb)
- Slate_Blue_Pilot_2903ac
- 7 mths ago
- 1 reply
- 176
- 6
- Yes I can7 mths ago
- YNAB Wins
Found my bigger picture
I you haven't read or listed to the YNAB book yet, do so! I've been on and off ynab for the past couple of years but it never really clicked till I (listened to) the YNAB book and it made me realise…
- Merel
- Shopaholic
- Merel
- 7 mths ago
- 104
- 12
- YNAB Wins
Thank you, YNAB!
Started YNAB in February. Just passed the halfway point on eliminating my credit card debt!
- Laurie R
- Pink_Falafel.9
- 7 mths ago
- 2 replies
- 139
- 6
- TechieM27 mths ago
- YNAB Wins
Buying (and building!) my first PC with cash!
I'm very happy to announce that I will be building a gaming PC for the first time, and this will be the first computer that I have ever purchased without relying on a credit card!…
- linkhs
- procrastinating artist
- linkhs
- 7 mths ago
- 4 replies
- 105
- 9
- TechieM27 mths ago
- YNAB Wins
Finding stability
When I left home, nearly two years ago now, I knew (almost) nothing about managing money. I just knew I didn't have enough of it (I had no idea what "enough" would even be!…
- Hila Shahar
- Orange_Android.10
- 7 mths ago
- 3 replies
- 127
- 8
- TechieM27 mths ago
- YNAB Wins
YNAB main website
I wish that the Inspiration section would allow us to "LIKE" or comment on the articles b/c some are truly wonderful.
- Shara
- Budget_master.1
- 7 mths ago
- 1 reply
- 70
- FanessYNAB Team7 mths ago
- YNAB Wins
Punching above our weight with YNAB in our corner!
Just wanted to share our net worth graph from when we started using this version of YNAB. I am the first to admit that this doesn't look as impressive as I would want it to look but what YNAB has…
- Dave
- Web Developer
- dave
- 7 mths ago
- 6 replies
- 200
- 12
- farfromtheusual7 mths ago
- YNAB Wins
Spent over 6 hours setting up my YNAB :) I AM ONE HAPPY CAMPER!
I watched all 19 setup videos and 21 on how to use YNAB to it's fullest capacity. The hubby agreed to take our son out on Saturday so I can dive in fully and I am not sorry.…
- Violet Motherboard
- Violet_Motherboard.11
- 7 mths ago
- 6 replies
- 205
- 12
- PhysicsGal7 mths ago
- YNAB Wins
I can finally breathe ...
Every single idea or thought related to my budget is down on “paper”. This app just makes sense and the videos, those on YouTube as well, are fantastic.…
- Mandra B
- Sea_Green_Commander.10
- 7 mths ago
- 7 replies
- 289
- 10
- Mandra B7 mths ago
- YNAB Wins
My checking account is positive! And I have $120 in savings. I started an ira & 401k.
- Terri Michaloski
- Cyan_Pilot.9
- 8 mths ago
- 4 replies
- 215
- 17
- MXMOM8 mths ago
- YNAB Wins
It clicked - or I understand it finally. Whatever...big win!
I started using YNAB a few days into October. Only a few weeks ago. I obsessively took in as much info as I could and started testing my own budget. I have a fairly good handle on it now.…
- PS
- Maroon_Trombone.16
- 8 mths ago
- 4 replies
- 309
- 19
- PS7 mths ago
- YNAB Wins
Don't forget to budget for your towel!
Nothing to see here, just thought I'd share a little humor :)
- Scott
- In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
- Scottgoeshiking
- 9 mths ago
- 15 replies
- 423
- 14
- FanessYNAB Team8 mths ago
- YNAB Wins
I found some niggling little parasites getting charged every month that I had forgotten about or don't use. I found over $90/mo. Cancelled!
- Powder Blue Lightning
- Powder_Blue_Lightning.11
- 8 mths ago
- 2 replies
- 161
- 10
- HappyDance8 mths ago
- YNAB Wins
Loading screen giggles
Just wanted to show my love to the ynab team for the loading screen phrase "Move dollarum leviosa". 😆🧙‍♀️ Do you have a favorite loading screen?
- The Artist Formerly Known As
- Reformed natural spender
- formerly_Purple_Panther
- 11 mths ago
- 19 replies
- 240
- The Artist Formerly Known As8 mths ago
- YNAB Wins
$82k Swing in Net Worth
So in Sept 2019 we had $27k in credit card debt, as my spouse began a new full-time university job after completing her doctorate. Since that time, we've paid off the entire debt,…
- Rambling Guy
- rambling_guy
- 8 mths ago
- 3 replies
- 116
- 10
- The Artist Formerly Known As8 mths ago
- YNAB Wins
Two Huge Wins!
It finally feels safe to say this: I am a full month ahead! It has been three long years (almost exactly), and we have finally made it to this point of living off of our last month of income.…
- Tobias
- Toviathan
- 8 mths ago
- 7 replies
- 138
- 13
- Tobias8 mths ago
- YNAB Wins
An aesthetic win still counts, right?
I just wanted to share, since I am VERY proud of myself and spent a couple hours working on it, that I have added emojis to my budget for the first time.…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 8 mths ago
- 1 reply
- 121
- 3
- MatthewYNAB Support8 mths ago
- YNAB Wins
I don't hate budgeting anymore
I have been following Dave Ramsey for over a decade. A lot of his advice resonates with me, but I have never been able to stick to his Baby Steps plan because it is so rigid and "life" kept…
- Family Brain
- wife, mama, employee
- family_brain_2020
- 1 yr ago
- 11 replies
- 360
- 14
- Superbone8 mths ago
- YNAB Wins
One week in and going better this time
We tried YNAB many, many years ago, but we just played the Rule 3 game all the time and didn’t really get the system. After years of unconscious spending,…
- Mel Ushikubo
- Creative professional
- Japanmel
- 11 mths ago
- 5 replies
- 214
- 10
- CoachVega2149 mths ago
- YNAB Wins

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