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YNAB Wins

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slow and steady
2nd year of ynab and I have touched 2 of my dreams today. .😍 I was approved for a home loan at twice the amount I asked for.Home ownership will reduce my monthly costs by 40% over renting for…
- Forest Green Wildebeest
- Just as confused as you
- Forest_Green_Wildebeest.7
- 6 mths ago
- 1 reply
- 204
- 9
- DelaYNAB Support6 mths ago
- YNAB Wins
It finally clicked! I'm a YNAB convert.
Hi all, I'm self-employed. I've gotten into debt overtime because, while I know I've got enough money in my bank account to take me into the future, I never know just how far into the future it'd…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 7 mths ago
- 6 replies
- 293
- 9
- Pineapple Gal6 mths ago
- YNAB Wins
Today I was able to avoid a terrible mistake, thanks YNAB
Lately I've been wanting a new phone because my boyfriend needs one and I've been looking for one for him. But I have a spending bug like you wouldn't believe.…
- Space Cadet
- spacecadet007
- 7 mths ago
- 2 replies
- 188
- 16
- Melissa7 mths ago
- YNAB Wins
Victoria's Secret Credit Card
I just wanted to say thank you for adding Victoria's Secret CC (Comenity Bank) linking support. I was not looking forward to another Apple CC manual process.
- Slate Blue Commander
- Slate_Blue_Commander.6
- 7 mths ago
- 51
- 1
- YNAB Wins
Small Wins
I have always struggled with keeping my own budget. I never trusted the budget I had or the process. Over the last four weeks I gave YNAB a real shot. I look at it everyday.…
- Gray Transistor
- Gray_Transistor.10
- 10 mths ago
- 4 replies
- 256
- 14
- Gray Transistor7 mths ago
- YNAB Wins
A Bittersweet win...
Today I paid a large tax bill. I've known about it for 6 months and used YNAB's goals to save the money. I did need to WAM from the pot a few times (especially as the Tax office kept messing up my…
- Turquoise Major
- Turquoise_Major.5
- 7 mths ago
- 6 replies
- 294
- 10
- Turquoise Major7 mths ago
- YNAB Wins
The epiphany of a first month YNABer
Now this is a long post as I have a lot to say... I hear about YNAB year or maybe two ago, downloaded the app just to realize there's a cost (in general I don't pay for apps) and decided to forget…
- Sky Blue Dreamer
- Sky_Blue_Sander.10
- 7 mths ago
- 4 replies
- 202
- 10
- Turquoise Major7 mths ago
- YNAB Wins
YNAB is INCREDIBLE!
Here's the thing. Being able to see on your screen EXACTLY how much money you spent in a month is already LIFE CHANGING. I never EVER got to see it at a glance.…
- Abraham
- Data Analyst, IT
- abraham
- 7 mths ago
- 2 replies
- 164
- 11
- Turquoise Major7 mths ago
- YNAB Wins
Still in the Trial Period and Things Are Already Better
I was afraid of money and budgeting for decades. I would start a budget, realize there wasn't enough money to cover expenses, and give up. I flew by the seat of my pants,…
- Bag of Atoms
- ADHD and Finances are a bad combination
- gjtreat
- 7 mths ago
- 2 replies
- 175
- 19
- Sky Blue Dreamer7 mths ago
- YNAB Wins
Finally broken the paycheque-to-paycheque cycle!
Not sure how long this is going to be, so here goes. I first tried YNAB back in 2011/12 or thereabouts (YNAB3) – the main reason, I loved the concept of the original Rule 1 – live on last month’s…
- Gray Cartridge
- Yeah, I've drunk the YNAB flavoured Kool Aid and it tastes good!
- louloubelle
- 7 mths ago
- 2 replies
- 179
- 13
- MXMOM7 mths ago
- YNAB Wins
And not a sleepless night was had during closing on the house
My wife and I live on just over half our annual income. Pre-YNAB this was true. At the end of the month, pre-YNAB I would go through reports, analyze spending, and try to make sense of the damage.…
- Ivory Python
- Ivory_Python.12
- 7 mths ago
- 1 reply
- 98
- 10
- Superbone7 mths ago
- YNAB Wins
More than a decade using YNAB
What using YNAB has done for my family.
- Mrs Awesome Budget
- Entomologist
- Beige_Falafel.7
- 9 mths ago
- 37 replies
- 775
- 1
- Superbone8 mths ago
- YNAB Wins
First YNAB renewal check-in / brag
We started out using YNAB 12/2019, but practiced on our own spreadsheets in October & November. First YNAB renewal charge processed this month. We're on track to eliminate the credit card debt a few…
- Henry Household
- hibernaculum
- 8 mths ago
- 120
- 8
- YNAB Wins
Outgrown YNAB?
I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
- goose61282
- goose61282
- 1 yr ago
- 33 replies
- 977
- 2
- slightlysmall8 mths ago
- YNAB Wins
How YNAB changed my life.
This is the first of the year, and I rarely ever post, but I want to start off the year by celebrating accomplishments and encouraging others. I started using YNAB in February of 2016, when I was 38.…
- Fribur
- Fribur
- 8 mths ago
- 1 reply
- 225
- 10
- Navy Blue Tape8 mths ago
- YNAB Wins
today is the first time in 5 years I've had more than $4 left in my account the day before payday
I get paid on Wednesdays and no matter what, I always only have $4 or $5 left by the time Tuesday rolls around. Today, at the end of my first week on YNAB, I have $67!!
- 123rsic
- 23 yr old new grad tackling debt
- Cornflower_Blue_Viper.11
- 10 mths ago
- 7 replies
- 464
- 28
- Fribur8 mths ago
- YNAB Wins
Today is my last day owing $$$ - I have paid 65K paid in 3.5 years
I can hardly believe it. After a lifetime of terrible financial habits, being a single parent of two on a tiny income, always spending above my means, borrowing to the edge - then not being able to…
- YnabLover
- ynabLover
- 8 mths ago
- 3 replies
- 150
- 15
- SheWhoManagesTheFunds8 mths ago
- YNAB Wins
No debt for Christmas!!!!
I started YNAB last February and have reduced my credit card debt by half. At the same time, I began saving for Christmas. This year, for the first time,…
- Laurie R
- Pink_Falafel.9
- 9 mths ago
- 3 replies
- 107
- 11
- Orchid Moose9 mths ago
- YNAB Wins
Tracking the ways YNAB pays for itself is no longer an easy feat
I started YNAB in June this year to help get my my spending and credit cards under control. Since then getting my budget nailed down, I've been able to:…
- Dave
- Slate_Gray_Deer.9
- 10 mths ago
- 1 reply
- 213
- 16
- Orchid Moose9 mths ago
- YNAB Wins
Using YNAB for 5 years
Just want to say YNAB has helped me get a hold and help me visualize my budget and expenses much better. I will admit that when I first joined YNAB in 2015 I did not understand it at all and why my…
- Slate Blue Pilot (2903ac015cdb)
- Slate_Blue_Pilot_2903ac
- 10 mths ago
- 1 reply
- 182
- 6
- Yes I can10 mths ago
- YNAB Wins
Found my bigger picture
I you haven't read or listed to the YNAB book yet, do so! I've been on and off ynab for the past couple of years but it never really clicked till I (listened to) the YNAB book and it made me realise…
- Merel
- Shopaholic
- Merel
- 10 mths ago
- 106
- 12
- YNAB Wins
Thank you, YNAB!
Started YNAB in February. Just passed the halfway point on eliminating my credit card debt!
- Laurie R
- Pink_Falafel.9
- 10 mths ago
- 2 replies
- 140
- 6
- TechieM210 mths ago
- YNAB Wins
Buying (and building!) my first PC with cash!
I'm very happy to announce that I will be building a gaming PC for the first time, and this will be the first computer that I have ever purchased without relying on a credit card!…
- linkhs
- procrastinating artist
- linkhs
- 10 mths ago
- 4 replies
- 109
- 9
- TechieM210 mths ago
- YNAB Wins
Finding stability
When I left home, nearly two years ago now, I knew (almost) nothing about managing money. I just knew I didn't have enough of it (I had no idea what "enough" would even be!…
- Hila Shahar
- Orange_Android.10
- 10 mths ago
- 3 replies
- 129
- 8
- TechieM210 mths ago
- YNAB Wins
YNAB main website
I wish that the Inspiration section would allow us to "LIKE" or comment on the articles b/c some are truly wonderful.
- Shara
- Budget_master.1
- 10 mths ago
- 1 reply
- 71
- FanessYNAB Team10 mths ago
- YNAB Wins

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