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Budgeted the entire month...before it even started!
I meant to post this last month when it happened for the very first time in our 29 year marriage, but I forgot. We budgeted our entire month's bills before the month even started!…
- TeamTJ
- TeamTJ
- 3 mths ago
- 9 replies
- 192
- 15
- Powder Blue Pony3 mths ago
- YNAB Wins
Never Overdrafted Again AYNAB
AYNAB = After YNAB Before YNAB, before I knew how to budget, my ex-wife and I had regular overdrafts which resulted in overdrafting fees. Maybe not every month but if I remember right,…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 mths ago
- 7 replies
- 140
- 17
- Violet Rain3 mths ago
- YNAB Wins
Learning How To Budget
I was never taught how to budget. It is so excited to see where ever dollar goes and I can control it. Before I felt like it was a crapshoot as to whether or not I would have money to pay the bills.
- Sky Blue Horn
- Sky_Blue_Horn.11
- 3 mths ago
- 5 replies
- 132
- 10
- PhysicsGal3 mths ago
- YNAB Wins
Unexpected bonus
Literally, it was unexpected... I knew that this month the second semi-annual bonus was due at work. We haven't done HORRIBLY as a company, some divisions better than others,…
- Bruce
- Software Engineer
- Bruce
- 3 mths ago
- 5 replies
- 123
- 7
- Navy Blue Pegasus3 mths ago
- YNAB Wins
Fully funded month for the first time EVER!
It's the first week of August, and for the first time, I am fully funded for the rest of the month. That includes monthly bills, true expenses, savings contributions...EVERYTHING.…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 3 mths ago
- 15 replies
- 223
- 17
- JollyB3 mths ago
- YNAB Wins
Cash in the bank
We are redoing our stairs and hubby went to order the treads and they had a pay in cash discount so hubby went to the bank AND WITHDREW $700 CASH without fear of me freaking out that some bill…
- MXMOM
- MXMOM
- 3 mths ago
- 5 replies
- 101
- 10
- Superbone3 mths ago
- YNAB Wins
Lessons From My First 30 Days With YNAB
I started YNAB 34 days ago, and I've become a little obsessed with waiting for payday (in a good way!) Before this, I was paycheck to paycheck, and more often than not I would have to get into debt…
- Alice Blue Mixer
- Alice_Blue_Mixer.11
- 4 mths ago
- 7 replies
- 231
- 6
- Yes I can4 mths ago
- YNAB Wins
No interest charge!
Hi there, I am part of the Debt Snowball Challenge but wanted to share this win here as well. We have an clear plan this year for paying down debt and getting it gone.…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.2
- 4 mths ago
- 2 replies
- 103
- 10
- Navy Blue Pegasus4 mths ago
- YNAB Wins
2-Year YNAB-versary
Hello, It's my 2-year YNAB-versary. While budgeting has become routine, the benefits of YNAB are still astounding to me. In two years: My (small) net worth has doubled.…
- Danny C
- RN
- Sea_Green_Wizard
- 4 mths ago
- 16 replies
- 185
- 11
- Superbone4 mths ago
- YNAB Wins
pending transactions
I'm new to YNAB. What I'm finding frustrating the handling pending transactions. My transactions are pending on my credit card for about three days. Since they are not in YNAB,…
- Julie H
- Steel_Blue_Hammerhead.18
- 4 mths ago
- 2 replies
- 91
- Julie H4 mths ago
- YNAB Wins
New and learning
New user here. I am using various YNAB teaching tools (YouTube, FaceBook, YNAB workshops, videos, and written tutorials), to set up my categories, budget (including goals),…
- Doin' Well
- Doing_Well
- 4 mths ago
- 6 replies
- 168
- 5
- Doin' Well4 mths ago
- YNAB Wins
Bye MS Money - It's been a good ride
I've been using so-called "personal finance software" for years -- decades, actually. Early on, there was Quicken. It had annoying compatibility problems (Mac vs Windows),…
- Walrus 44
- Getting the Hang of it
- walrus44
- 4 mths ago
- 8 replies
- 186
- 6
- JollyB4 mths ago
- YNAB Wins
Gaining Control of CC
So we pay off our credit card each month (never have paid interest since we owned it). However, we never really kept good track of our spending. We have used other means to have a budget (excel,…
- Sea Green Android
- Sea_Green_Android.4
- 4 mths ago
- 2 replies
- 80
- 5
- MatthewYNAB Support4 mths ago
- YNAB Wins
YNAB budget and Murphy's Law - Anyone else relate?
Had been saving up an EF prior to settling on YNAB as a budgeting tool to step up our goals/planning this year and February is our first YNAB budge month (most of January and up until this week…
- Indebted_Dude
- indebted_dude
- 9 mths ago
- 10 replies
- 394
- 7
- Violet Rain4 mths ago
- YNAB Wins
YNAB Win
I discovered YNAB when searching youtube how to pay off debt. A budget? But I've been budgeting and it doesn't help. I used a spreadsheet in excel to decide how much we could spend for the whole…
- Jessie Madden
- Over Spending is my middle name
- Jessie_Madden45
- 4 mths ago
- 4 replies
- 138
- 10
- Jessie Madden4 mths ago
- YNAB Wins
How did you celebrate being Debt Free?
I wasnt sure if this belonged in YNAB Wins, Debt, or Fun Money... I started the thread in YNAB Wins but open to it being moved if need be 😊 So I expect to become debt free by the end of July!…
- Mx Emmin
- Orchid_Banjo.5
- 5 mths ago
- 21 replies
- 242
- 7
- Foos Roos4 mths ago
- YNAB Wins
Age of Money is 31 Days!
It's taken us about seven months since using the app, but we finally did it - 31 days!
- Purple Saxophone
- Purple_Saxophone.9
- 4 mths ago
- 2 replies
- 80
- 7
- NicoleYNAB Support4 mths ago
- YNAB Wins
Smart App indeed!
Smart App indeed! I was looking for something like this for a while. I’m still learning the YNAB way and I combined the live sessions with videos from the website (Great Help!).…
- Slate Blue Harp
- PMP certified with over 12 years of experience
- Slate_Blue_Harp.9
- 4 mths ago
- 5 replies
- 118
- 1
- FanessYNAB Support4 mths ago
- YNAB Wins
Solid at Multiple Levels
So, I've been helping some friends/family members use YNAB and the level of confidence with math and understanding of finance has varied widely. Widely.…
- Move Light Sound Life
- move_light_sound_life
- 4 mths ago
- 1 reply
- 100
- 5
- Move Light Sound Life4 mths ago
- YNAB Wins
Two week win
tl;dr Using the rules, I started to switch banks so my dollars can work between jobs... without worry. I started with YNAB about two, almost three weeks ago.…
- Dave
- Slate_Gray_Deer.9
- 5 mths ago
- 18 replies
- 312
- 8
- Richard Holland4 mths ago
- YNAB Wins
It finally clicked
I’m not gonna lie, I tried YNAB before and it was so confusing!!! I decided to try it again and this time I kept it simple. We have a lot of accounts and last time I added them all!!!…
- Sassy Darrow
- Nurse
- sunshine_girl
- 5 mths ago
- 6 replies
- 217
- 12
- farfromtheusual4 mths ago
- YNAB Wins
YNAB Subscription is the only one I actually read
I am still on the trial period for the app and one of the emails said to share a win with the forum. I went out to dinner with a couple of friends and had $85 budgeted towards eating out.…
- Gogi Bear
- gogibear
- 5 mths ago
- 1 reply
- 97
- 9
- NicoleYNAB Support5 mths ago
- YNAB Wins
Anxiety be gone
Only 2.5 weeks in and my anxiety levels have decreased in regards to financial control. I no longer wonder where I’m at. When I do buy something I feel proud I planned for it.…
- Sky Blue Unicorn
- Sky_Blue_Unicorn.9
- 5 mths ago
- 4 replies
- 67
- 8
- PhysicsGal5 mths ago
- YNAB Wins
Wins after 2 weeks
A warm hi from Hungary :) I started to use YNAB since more then 2 weeks. It is very productive (and I thought I am bad with money and budgeting before).…
- Tan Hammer
- Tan_Hammer.10
- 5 mths ago
- 4 replies
- 62
- 7
- NicoleYNAB Support5 mths ago
- YNAB Wins
Saving me from making impulse buys
I have never been one to budget and stick to it. This program is getting me into the habit of entering in my transactions right away. I’m also checking my budget and if I don’t have the money,…
- Purple Pony
- Purple_Pony.7
- 5 mths ago
- 1 reply
- 76
- 11
- NicoleYNAB Support5 mths ago
- YNAB Wins

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