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A little more debt: vanquished!
It's been a tough year financially, since we went from two incomes to one. But we got a big tax return this year and have been planning carefully what to do with it.…
- ClimbingOutOfDebt
- I think I can I think I can
- ClimbingOutOfdebt
- 2 yrs ago
- 5 replies
- 862
- 5
- ClimbingOutOfDebt2 yrs ago
- YNAB Wins
5 Days
I can't believe I've finally begun to age my money. I've finally aged my money 5 days. It took me almost three weeks to do this but my money is finally starting to last and I'm on my way to breaking…
- Gold Tiger
- Gold_Tiger
- 2 yrs ago
- 7 replies
- 1,310
- 9
- Gold Tiger2 yrs ago
- YNAB Wins
4 credit accounts paid off, two to go!
Hi all, I'm sitting looking here at the credit card and finance accounts I had when I started YNAB a year ago, and 4 of them are sitting at zero. 0. Zilch. Nada. Nothing.…
- Navy Blue Unicorn
- Science is real.
- Navy_Blue_Unicorn_6d071
- 2 yrs ago
- 6 replies
- 744
- 6
- Blue Bird2 yrs ago
- YNAB Wins
Health Savings Account (HSA) Win
I've had lots of wins in the first week including every single one in the email I received, but the one that I enjoy the most was getting my Health Savings Account setup so that I know what the…
- Karl Z
- Software Development
- karlz
- 2 yrs ago
- 10 replies
- 895
- 1
- nolesrule2 yrs ago
- YNAB Wins
2 weeks "Sober"
So one of my biggest struggles when it comes to saving money is impulse buys, many of which are very unhealthy such as energy drinks and fast food. Today,…
- Josh Hatchett
- Maroon_Cleric.1
- 2 yrs ago
- 1 reply
- 838
- 6
- Purple Mermaid2 yrs ago
- YNAB Wins
Student loans: refinanced!
Just refinanced my student loans through Earnest. I was able to keep the same pay-off date that I had through SoFi, lower my monthly payment by $40, and will save $5500 in interest over the course…
- ClimbingOutOfDebt
- I think I can I think I can
- ClimbingOutOfdebt
- 3 yrs ago
- 8 replies
- 1,420
- ClimbingOutOfDebt2 yrs ago
- YNAB Wins
Thank you
Not a question, just a comment. I've made lots of spending errors over the last ten years and most of those decisions have probably prevented us from being in a position to buy a house by now.…
- Purple Mermaid
- Purple_Mermaid
- 2 yrs ago
- 2 replies
- 484
- 8
- FanessYNAB Support2 yrs ago
- YNAB Wins
Messed up my taxes, but Rule 3!
thanks to a bunch of lovely, convoluted laws (thanks, Murica), I didn't properly understand the huge adverse effect taking a capital gain on our car settlement last year would have on our taxes.…
- slightlysmall
- slightlysmall
- 2 yrs ago
- 1 reply
- 1,257
- 4
- BenBYNAB Team2 yrs ago
- YNAB Wins
SO CLOSE TO 30 DAYS!
- wag_2013
- wag_2013
- 2 yrs ago
- 1 reply
- 875
- 3
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
Hit my goal 7 months early!!
YNAB win!! We’d been using YNAB for a couple of months when I realized - thanks to paying more attention to our finances overall - that we were paying $75/mo PMI.…
- robinhbl
- robinhbl
- 3 yrs ago
- 3 replies
- 1,555
- 15
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
Paid a big bill that I was actually prepared to pay
I just wrote a check for $585 for home repairs against money that I had put in that category for that purpose. This has never, ever happened before. I want to do a little dance (even though now I…
- ClimbingOutOfDebt
- I think I can I think I can
- ClimbingOutOfdebt
- 3 yrs ago
- 2 replies
- 1,092
- 9
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
Newbie Wins of the budgeting challenged
Hey all, I just started budgeting and using YNAB in October of this year. It's payday tomorrow, and not only have I doubled the age of my money (started at 4 days, now at 8 days),…
- Forest Green Guitar (09d39a7ed921)
- Drowning in debt, but learning to swim
- Forest_Green_Guitar_09d
- 3 yrs ago
- 2 replies
- 964
- 6
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
Paid off first credit card!
This is a small win, but I'm fairly new to YNAB and it's my first financial victory. I paid off my first credit card, the one with the highest interest! And I did it while budgeting to move,…
- Beige Colt (1e9d5dafa6eb)
- Beige_Colt_1e9d5dafa6eb
- 3 yrs ago
- 10 replies
- 1,319
- 11
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
Thanks to YNAB...
I tried for many years to get a handle on our finances and just couldn't get it. Thanks to a friend that told me about YNAB we got it all under control.…
- I_NAB
- I_NAB
- 2 yrs ago
- 4 replies
- 1,873
- 4
- MyCupOfTea2 yrs ago
- YNAB Wins
Age of money win!
We started our YNAB journey in overdraft. We were really struggling to get ahead at all, so we choose last week to take out a term loan to help us just get a little above water.…
- eloquentz
- Numbers Wizard (Accountant), Acoustic Artist (Musician) and Jill of all Trades (Wife & Mother)
- eloquentz
- 3 yrs ago
- 3 replies
- 1,220
- 12
- MsTJ2 yrs ago
- YNAB Wins
YNAB YARTB!!!
Okay you acronym gurus!!! YNAB = You Need a Budget and YARTB = You are the Best!!! Since I have been using YNAB I have completely rerouted my spending habits.…
- Cadet Blue Screwdiver
- Cadet_Blue_Screwdiver
- 2 yrs ago
- 4 replies
- 789
- 5
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
How old is your money?
I have two Budgets in YNAB: 1. My biz one: 125 days 2. Personal one: 95 days :-)
- Winterlover
- Welmoed
- 2 yrs ago
- 1 reply
- 402
- 1
- Navy Blue Unicorn2 yrs ago
- YNAB Wins
The power of Knowledge makes all the difference!!
I've been YNAB'ing for almost a month now, and all ready I've reach some incredible knowledge about my spending habits, some fantastic insight on how to master impulse buying and the most important…
- YNAB noobie
- I can tackle anything!!
- Maroon_Cleric
- 2 yrs ago
- 1 reply
- 595
- 5
- Janelle2 yrs ago
- YNAB Wins
Teach a man to fish aka teach a kid to budget
I'm a brand new YNABer with 4 young adult children in various stages of "adulting". None have a budget and most need to borrow "a few bucks" on a regular basis.…
- Andi Miller
- Cadet_Blue_Falcon
- 2 yrs ago
- 1 reply
- 450
- 6
- journeymom2 yrs ago
- YNAB Wins
Rolling with the punches... it hurts sometimes.
So, the holidays have been rough for me. I celebrated the 1-year anniversary of my Dad's death on Christmas Day last year. And, though I am happy that my recovery from my recent gastric bypass…
- rolltide
- Vita, epulum! Famescenti tamen plurimi miseri!
- rolltide
- 3 yrs ago
- 10 replies
- 1,397
- 1
- Navy Blue Unicorn3 yrs ago
- YNAB Wins
Paid off student loan & all credit card debt...
We started YNAB right after our wedding in October. We wanted to begin our marriage with a healthy relationship with our finances. Our first financial goal is to get rid of all debt with the…
- Bethany
- Cyan_Orca_d15887a8efff
- 3 yrs ago
- 4 replies
- 1,344
- 5
- Orchid Mantis3 yrs ago
- YNAB Wins
Paid off my mortgage today!
I received my end-of-year bonus today and immediately went to the bank and paid off the remainder of the mortgage (a little over $3000). It was a 10 year loan (refinanced in 2012 from a 30 year) and…
- Whereforart
- Mostly traveled.
- whereforart
- 3 yrs ago
- 15 replies
- 2,130
- 9
- Heather3 yrs ago
- YNAB Wins
I paid off my mortgage!
We paid off our house last month! Rather than paying a monthly mortgage amount, we put $250 towards the house each week (my husband gets paid weekly.) Now I'm doing the same thing to a home equity…
- Coral Lobster (3825ba7ad992)
- Coral_Lobster_3825ba7ad
- 3 yrs ago
- 12 replies
- 2,694
- 25
- Coral Lobster (3825ba7ad992)3 yrs ago
- YNAB Wins
My secret to budgeting fitness goals!
Since starting YNAB two months ago, I began searching for ways to cut costs on my "must-haves", one of them being Fitness. Working out is important to me, and after recovering from a severe injury,…
- g.359
- Gold_Boa_675fa61a67a7
- 3 yrs ago
- 4 replies
- 1,790
- g.3593 yrs ago
- YNAB Wins
No more credit card debt!!!!
My wife and I have successfully paid off all of our credit card debt! The only thing we have left is a car loan that we are aggressively paying down, while balancing building up a house fund.…
- BudgetPenguin
- Budgetpenguin
- 3 yrs ago
- 6 replies
- 1,178
- 4
- BudgetPenguin3 yrs ago
- YNAB Wins

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