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My wife got a good job at my work for $19/hr and that means we can finally focus on our debt AND building a baby fund for the future.
I am thrilled at the fact that more money is coming into our life and that we have a plan of sorts to actually get this down. YNAB has helped tremendously with my finances.…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 3 days ago
- 1 reply
- 36
- 5
- MadDog3 days ago
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 3 yrs ago
- 1,319 replies
- 28,977
- 53
- Royal Blue Cyborg5 days ago
- YNAB Wins
A (planned) year off work!
Thanks to YNAB, I've just budgeted for the next year from savings, giving me confidence that I can safely take a career break! Whilst I enjoy my job, and I work for a great company,…
- gemlad
- Orange_Violin.4
- 2 wk ago
- 6 replies
- 114
- 5
- Ivory Storm12 days ago
- YNAB Wins
It just takes time
Posting this for anyone that is feeling frustrated. Look how we were in negative net worth and then just when it looked like it was positive, it bounced back into negative.…
- MXMOM
- MXMOM
- 3 wk ago
- 3 replies
- 201
- 9
- Turquoise Major2 wk ago
- YNAB Wins
Import - Thank you!
So as I've complained about import in the past I wanted to this time give kudos in regard to the changes that were made in the last few months. For the banks that I work with (which I keep to as few…
- Tan Cobra (240143be09df)
- Tan_Cobra_240143be09df
- 1 mth ago
- 1 reply
- 46
- 3
- DelaYNAB Support1 mth ago
- YNAB Wins
Just knocked £1.50 a month off my mobile bill with a phone call.
Sky emailed me to offer 25% off a "second tariff." I already have a second tariff, which I pay full price for. So I rang them and asked them to give me the discount on the tariff I already have.…
- Numbers Nerd
- numbers_nerd
- 1 mth ago
- 23
- 4
- YNAB Wins
Anyone else tired of fixing their account links and doing free work for YNAB?
Today, it's the 2FA codes not showing up. Last time it was account links breaking. I'm tired of constantly having to fix some problem with YNAB's for-profit software, for free.
- Alice Blue Major
- Alice_Blue_Major.1
- 1 mth ago
- 1 reply
- 160
- MatthewYNAB Support1 mth ago
- YNAB Wins
Taxes paid last minute + 1 month ahead thanks to YNAB
I'll admit, this past month has been hectic and I was not as on top of tracking things as I have been. However, after spending today doing my taxes as last minute as I ever have and momentarily…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 2 mths ago
- 3 replies
- 67
- 8
- Pineapple Gal2 mths ago
- YNAB Wins
Instagram account required for YNAB?
In the latest release notes, the link takes me to Instagram. I have no account there and never have an intention of doing so. Why not link (in Instagram) to your own generally accessible blog posts…
- Saish Dawg
- saish_dawg
- 2 mths ago
- 7 replies
- 153
- 2
- Annieland2 mths ago
- YNAB Wins
Thanks YNAB - we can't afford this now (yet)- but we will soon :-)
Thank you YNAB. After inputting all our current balances, bills, monthly and now annual, considered some of the things that will happen during the year, car repair etc,…
- Matt. J. 41
- mattj41
- 3 mths ago
- 3 replies
- 243
- 8
- Psmith3 mths ago
- YNAB Wins
Woo hoo!! I actually have $$
I went from "OMG, how am I going to pay all my stupid bills AND quit using credit cards?" to "Wow, thanks YNAB, I totally got this."
- Not Creative
- Beige_Snow.13
- 3 mths ago
- 2 replies
- 107
- 7
- RachelYNAB Support3 mths ago
- YNAB Wins
Debt free just in time for 2021 - YNAB saved our financial life
I just want to post how happy I am about YNAB and figuring it out in 2019. We got about 13000 euros of debt to zero on December 2020. So now this will be first full year without debt and with kinda…
- Roni Laukkarinen
- CTO, Entrepreneur, Blogger, Coder
- rolle
- 6 mths ago
- 5 replies
- 316
- 10
- Roni Laukkarinen3 mths ago
- YNAB Wins
Celebrating 34 Days!
My 34-day YNAB free trial ends tomorrow and so begins my first official year. I have never before been so ecstatic to pay for something in my life! In the past month, I have:…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 4 mths ago
- 6 replies
- 104
- 9
- DosBoss574 mths ago
- YNAB Wins
Thank you YNAB!!
My daughters 16th birthday is April 1st... we were talking the other day and she mentioned signing up for driving lessons. ... que panic..... ack I completely forgot I said 1.…
- Nicellla
- Nicellla
- 4 mths ago
- 4 replies
- 149
- 16
- Nicellla4 mths ago
- YNAB Wins
A milestone and renewed optimism
We started using YNAB principles in October 2019 and the software in December 2019. As of today we are clear of credit card debt - any balance on a credit card we have now is swept up in the autopay…
- Henry Household
- hibernaculum
- 4 mths ago
- 5 replies
- 98
- 10
- Henry Household4 mths ago
- YNAB Wins
slow and steady
2nd year of ynab and I have touched 2 of my dreams today. .😍 I was approved for a home loan at twice the amount I asked for.Home ownership will reduce my monthly costs by 40% over renting for…
- Forest Green Wildebeest
- Just as confused as you
- Forest_Green_Wildebeest.7
- 5 mths ago
- 1 reply
- 193
- 8
- DelaYNAB Support4 mths ago
- YNAB Wins
It finally clicked! I'm a YNAB convert.
Hi all, I'm self-employed. I've gotten into debt overtime because, while I know I've got enough money in my bank account to take me into the future, I never know just how far into the future it'd…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 5 mths ago
- 6 replies
- 282
- 9
- Pineapple Gal5 mths ago
- YNAB Wins
Today I was able to avoid a terrible mistake, thanks YNAB
Lately I've been wanting a new phone because my boyfriend needs one and I've been looking for one for him. But I have a spending bug like you wouldn't believe.…
- Space Cadet
- spacecadet007
- 5 mths ago
- 2 replies
- 176
- 16
- Melissa5 mths ago
- YNAB Wins
Victoria's Secret Credit Card
I just wanted to say thank you for adding Victoria's Secret CC (Comenity Bank) linking support. I was not looking forward to another Apple CC manual process.
- Slate Blue Commander
- Slate_Blue_Commander.6
- 5 mths ago
- 45
- 1
- YNAB Wins
Small Wins
I have always struggled with keeping my own budget. I never trusted the budget I had or the process. Over the last four weeks I gave YNAB a real shot. I look at it everyday.…
- Gray Transistor
- Gray_Transistor.10
- 8 mths ago
- 4 replies
- 248
- 14
- Gray Transistor5 mths ago
- YNAB Wins
A Bittersweet win...
Today I paid a large tax bill. I've known about it for 6 months and used YNAB's goals to save the money. I did need to WAM from the pot a few times (especially as the Tax office kept messing up my…
- Turquoise Major
- Turquoise_Major.5
- 5 mths ago
- 6 replies
- 285
- 10
- Turquoise Major5 mths ago
- YNAB Wins
The epiphany of a first month YNABer
Now this is a long post as I have a lot to say... I hear about YNAB year or maybe two ago, downloaded the app just to realize there's a cost (in general I don't pay for apps) and decided to forget…
- Sky Blue Dreamer
- Sky_Blue_Sander.10
- 5 mths ago
- 4 replies
- 195
- 10
- Turquoise Major5 mths ago
- YNAB Wins
YNAB is INCREDIBLE!
Here's the thing. Being able to see on your screen EXACTLY how much money you spent in a month is already LIFE CHANGING. I never EVER got to see it at a glance.…
- Abraham
- Data Analyst, IT
- abraham
- 5 mths ago
- 2 replies
- 162
- 11
- Turquoise Major5 mths ago
- YNAB Wins
Still in the Trial Period and Things Are Already Better
I was afraid of money and budgeting for decades. I would start a budget, realize there wasn't enough money to cover expenses, and give up. I flew by the seat of my pants,…
- Bag of Atoms
- ADHD and Finances are a bad combination
- gjtreat
- 5 mths ago
- 2 replies
- 172
- 19
- Sky Blue Dreamer5 mths ago
- YNAB Wins
Finally broken the paycheque-to-paycheque cycle!
Not sure how long this is going to be, so here goes. I first tried YNAB back in 2011/12 or thereabouts (YNAB3) – the main reason, I loved the concept of the original Rule 1 – live on last month’s…
- Gray Cartridge
- Yeah, I've drunk the YNAB flavoured Kool Aid and it tastes good!
- louloubelle
- 5 mths ago
- 2 replies
- 175
- 13
- MXMOM5 mths ago
- YNAB Wins

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