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Thank you YNAB!
A mere year ago I was $45k in credit card debt and no buffer. My wife had to shuffle through credit cards to find one that she could put my daughter's high school cheerleader uniforms/school…
- ben_on_the_road
- BEN_ON_THE_ROAD
- 11 hrs ago
- 1 reply
- 32
- 5
- Turquoise Major8 hrs ago
- YNAB Wins
Can you do more with this stimulus check?
I know so many people who are struggling immensely because of the financial impacts of COVID-19. Thankfully, my husband and I are not. With the House passing and President signing a stimulus package,…
- atoznewlyweds
- atoznewlyweds
- 2 days ago
- 2 replies
- 90
- 9
- Superboneyesterday
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 2 yrs ago
- 1,071 replies
- 24,740
- 41
- NicoleYNAB Support4 days ago
- YNAB Wins
Success Stories: Budgeting with Someone Else
Many of us have found ourselves in a relationship with someone that isn’t 100% sold on the excitement of budgeting—a partner, roommate, family member, spouse—at first.…
- NicoleYNAB Support
- nicole_ynab
- 1 mth ago
- 27 replies
- 353
- NicoleYNAB Support2 wk ago
- YNAB Wins
YNAB budget and Murphy's Law - Anyone else relate?
Had been saving up an EF prior to settling on YNAB as a budgeting tool to step up our goals/planning this year and February is our first YNAB budge month (most of January and up until this week…
- Indebted_Dude
- indebted_dude
- 1 mth ago
- 4 replies
- 186
- 6
- Wiecked3 wk ago
- YNAB Wins
Time is money
We’ve been budgeting with pen and paper and actual dollar bills for years, and YNAB saved us so much time! We would literally spend hours every time we sat down for a budget meeting.…
- Silver Camera
- Silver_Camera.5
- 1 mth ago
- 3 replies
- 95
- 5
- Silver Camera4 wk ago
- YNAB Wins
thank you for adding the running balance feature
Thank you, thank you, thank you for adding the running balance feature. This is a feature that I needed to help plan future cash flow in my various accounts.…
- Purple Captain
- Purple_Captain.5
- 2 mths ago
- 8 replies
- 275
- 6
- JoeDid1 mth ago
- YNAB Wins
I needed a Budget...
Exactly a year ago today I started my YNAB Journey. I remember it well. I was sitting at my desk, in the middle of February feeling completely out of control with my money.…
- Turquoise Major
- Turquoise_Major.5
- 1 mth ago
- 2 replies
- 212
- 14
- Turquoise Major1 mth ago
- YNAB Wins
Rolled with the punches: birthday weekend
This weekend, life threw us a curveball. My partner’s daughter had a birthday, and long story short, her mother cooked up a scheme to plan a birthday party on our weekend with the kids,…
- Gold Pilot
- Gold_Pilot.4
- 1 mth ago
- 1 reply
- 70
- 5
- Purple Foal1 mth ago
- YNAB Wins
I have 2!
1) watching the credit card (that I cut up in December) balance drop almost $330. Could be more, but some of my money is going towards a vacation. 2) being able to age my tax return into March…
- Pink Mainframe
- Pink_Mainframe.8
- 1 mth ago
- 51
- 4
- YNAB Wins
Two Months with YNAB - started an RRSP and saved $650!!
I started budgeting a loooooooong time ago with just a notebook and all my rumpled receipts. A few years later I graduated to my own spreadsheet. This worked fine for a long time,…
- G. G.
- Glittering_giraffe
- 1 mth ago
- 83
- 9
- YNAB Wins
YNAB and Reconciling Reality.
I'm just over 6 months into using YNAB and it's been a huge game changer. It's taken a huge amount of guilt out of money usage and has made managing my money far less stressful (even... FUN...).…
- sgard
- sgard
- 4 mths ago
- 6 replies
- 285
- Cirrus1 mth ago
- YNAB Wins
Budgeting like a boss!! 😃🙌🏻
Got myself all set up... been busy, so chunking things. Created groups and categories, added accounts, then linked accounts, and then put my dollars to work!…
- Magenta Router
- Magenta_Router.4
- 1 mth ago
- 2 replies
- 77
- 6
- FanessYNAB Support1 mth ago
- YNAB Wins
Took a big hit at the casino - roll with it
Wanted to share this experience as example of the Roll with it approach of YNAB. Due to poor judgement on our part, we lost more money than we intended at a casino this weekend.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 1 mth ago
- 2 replies
- 107
- 4
- FanessYNAB Support1 mth ago
- YNAB Wins
I'm so excited about budgeting I don't know where to begin!
I wish I had this app 25 years ago...I'd be a millionaire by now! Lol Still, anyone can start getting their finances in "real" order at any age with YNAB.…
- Tomato Admiral
- Tomato_Admiral.6
- 1 mth ago
- 11 replies
- 220
- 9
- PhysicsGal1 mth ago
- YNAB Wins
Some YNAB wins so far for a new user.
Hi, all. I started budgeting with YNAB since Jan. 31st. It has been just over a week since then, and I can definitely say that my life has never been the same.…
- Chi V.
- lifelong learner!
- chiisana
- 1 mth ago
- 1 reply
- 85
- 12
- MatthewYNAB Support1 mth ago
- YNAB Wins
Last CC paid off!! Looking for celebration.... and input
I did it! Started YNAB just over a year ago and followed all the recommendations. Today I found $$ to pay down to the very final penny. The CC that had leftover amounts from long ago purchases is no…
- Hot Pink Yeti
- Hot_Pink_Yeti.2
- 1 mth ago
- 3 replies
- 104
- 13
- Hot Pink Yeti1 mth ago
- YNAB Wins
1st victory = Significant Other on board!
This was the first weekend that involved a payday and YNAB. After telling my wife every dollar is already assigned a task, she's on board with checking the budget rather than seeing what's in our…
- Henry T
- Broke Engineer
- Henry
- 6 mths ago
- 10 replies
- 253
- 10
- NicoleYNAB Support1 mth ago
- YNAB Wins
2 weeks in
I just started with YNAB 2 weeks ago (yay mid-month start). I haven't had any big purchases to make so far this month. I think my big win is that I can see what my money is being used for (yay Rule…
- Nicole Gardner
- I rest in the grace of the world and am free
- rose_gold_kitty
- 1 mth ago
- 1 reply
- 102
- 7
- FanessYNAB Support1 mth ago
- YNAB Wins
Hobby store spree
My daughter and I visited the local AC Moore because of the closing sale. We easily picked up $100 worth of items in a short time. However, I had more items than that and chose to put them back…
- Cadet Blue Cleric
- Cadet_Blue_Cleric.14
- 1 mth ago
- 1 reply
- 53
- 3
- FanessYNAB Support1 mth ago
- YNAB Wins
Planned it. Zero'd it. Spent it. Reduced it. Focused it. Detailing it.
Master Budget For many years now, I would write up my budget in excel. I would sum my total income per week, list out the expenses to come out each week,…
- Green Flute
- Green_Flute.4
- 2 mths ago
- 2 replies
- 198
- 8
- Purple Foal2 mths ago
- YNAB Wins
1. The FIRST Question 2. Using GOALS to Improve Behavior IRL
1. My neighbor is moving and selling her UPS. Should I buy it? Could I use one? Yes! The power here cuts off/on multiple times per week. Is it good quality/price? Yes!…
- Owlette
- owlette
- 2 mths ago
- 2 replies
- 182
- 4
- Annieland2 mths ago
- YNAB Wins
Found a treasure trove of awesome YNAB stuff in the "Open Budget" screen of the web app!
Just tonight I went to delete an extra budget I knew I had, and noticed links to the YNAB podcasts, blog & videos!!! I had no idea this feature existed in YNAB,…
- Silver Inspector
- Silver_Inspector.8
- 2 mths ago
- 2 replies
- 1,209
- 3
- Silver Inspector2 mths ago
- YNAB Wins
Kind of a win??
My goal for the month was to not spend money eating dinner out for the month of January. Well my MIL is losing her memory and sometimes has code RED days we call them where it's best not many people…
- Stacy C
- nursepower
- 2 mths ago
- 2 replies
- 108
- 3
- Purple Foal2 mths ago
- YNAB Wins
Finally reached €2000!🎉
I feel like I'm floating. For the first time since I've opened my bank account, I've reached 2000 euros!🎉 I got my paycheck today, and with a big grin, I started to hand them their jobs.…
- Suzanne
- Poor Student
- suzanne
- 2 mths ago
- 3 replies
- 95
- 8
- Superbone2 mths ago
- YNAB Wins

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