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Impression after first month
Enrolled in trial at the beginning of October (after reading the YNAB audiobook), and have already seen some dividends: Finances used to overwhelm me. YNAB makes it easy and even fun.…
- Sara Ivette
- Dreamer
- saraivette
- 1 mth ago
- 6 replies
- 360
- 8
- FanessYNAB Support15 hrs ago
- YNAB Wins
Seasonal win
So I spent quite a lot of today online buying Christmas presents. Normally a process that involves huge amounts of money going out and me feeling increasingly sick and anxious.…
- lindsay_g
- Beige_Banjo.3
- 3 days ago
- 2 replies
- 64
- 5
- tinkerbell882 days ago
- YNAB Wins
Bucket List - What's on yours?
Hi all! People that (want to) work at YNAB have to submit a Bucket List of 50 items. I'm curious to learn what would be on your bucket list? :-)
- Winterlover
- Welmoed
- 5 mths ago
- 21 replies
- 1609
- 1
- lindsay_g3 days ago
- YNAB Wins
Five out of six ain't bad . . .
After a few weeks (make that a month) of some rough stuff and consequently living in budgeting denial, I am happy to say I have crawled out of the hole and faced the music.…
- Dianne
- Editor. Artist. Book fiend.
- bookgirl1010
- 3 days ago
- 42
- 2
- YNAB Wins
Moneywiz, Debit&Credit, Banktivity, Quicken or YNAB
Hey all, I have been using personal finance software for a long time. I used above mentioned brands for years. They all helped me to track my expenses,…
- Blue Filly
- Blue_Filly.2
- 9 days ago
- 2 replies
- 134
- Formal Dribble6 days ago
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 9 mths ago
- 415 replies
- 13104
- 23
- Frugalflamesfan8 days ago
- YNAB Wins
I think its a win......
I started YNAB at the very end of September, October was my first full month. I finally got a handle on things and even though we had a few unexpected expenses we were trotting forward happily.…
- Steel Blue Boat
- Steel_Blue_Beat.3
- 2 wk ago
- 1 reply
- 121
- 5
- FanessYNAB Support2 wk ago
- YNAB Wins
It feels like Financial Invulnerability
Finances and fear have gone hand in hand for my wife and I. We’re in our mid-40’s, single income, decent salary and living on the edge of crushing debt because we impulse buy and don’t pay attention…
- Navy Blue Ink
- Navy_Blue_Ink.1
- 1 mth ago
- 4 replies
- 201
- 11
- Steel Blue Boat2 wk ago
- YNAB Wins
Feeling confident about having money
My fiance and I have an ATV that we use for working in the woods and hauling out our firewood The ATV broke down and could no longer drive in 4x4 - we heat our house exclusively by wood ( ok with…
- Janet
- Pink_Tape.2
- 4 wk ago
- 96
- 4
- YNAB Wins
Staying Disciplined when your money grows, our story.
Hello Everyone, Before I first started using YNAB, my wife and I were incredible indebt. It truly was horrifying. We had about $90k in CC debt and $40k in student loans.…
- BBSACTOWN
- Slate_Gray_Packet
- 1 mth ago
- 132
- 8
- YNAB Wins
No Guilt
Last night I bought a sweater online. I felt no guilt when I bought it and none today. The money was there, no big deal. I am SO not used to this. Years and years of feeling guilty every time I…
- Ivory Panther
- Ivory_Panther
- 1 mth ago
- 1 reply
- 101
- 6
- Formal Dribble1 mth ago
- YNAB Wins
Large purchases are a drop in the bucket
I started using YNAB in January and it was very helpful, but sometimes it felt like all I was doing was tracking my spending and not budgeting. But this month the system proved its worth.…
- Gray Admiral
- Gray_Admiral.1
- 1 mth ago
- 1 reply
- 124
- 6
- FanessYNAB Support1 mth ago
- YNAB Wins
Save Money AND Lose Weight
Silly win but hey...now I'm reluctant to eat lunch out with my coworkers and we tend to stay in and brown-bag it. YNAB makes it obvious how much money I had been spending on lunches at local joints.…
- Navy Blue Ink
- Navy_Blue_Ink.1
- 1 mth ago
- 1 reply
- 112
- 4
- FanessYNAB Support1 mth ago
- YNAB Wins
Panto tickets - small but significant
Christmas is coming and the pantomime tickets are out and so, like every year, I paid up. Only seven weeks into using YNAB and I paid for them with money I had budgeted for 'Fun' (and had budgeted a…
- lindsay_g
- Beige_Banjo.3
- 1 mth ago
- 1 reply
- 61
- 2
- FanessYNAB Support1 mth ago
- YNAB Wins
Paid off the house!
I haven't posted on the forums in forever but I'm going to try and be more active from now on. My humble brag YNAB win is that we paid off the house last week!…
- Hannah
- Stay at home parent
- flamingo_25
- 1 mth ago
- 5 replies
- 448
- 11
- nolesrule1 mth ago
- YNAB Wins
First week...
Skipped making a food lychee saying so I really need it. Need to do that a lot more.
- Rutgers
- rutgers
- 1 mth ago
- 295
- YNAB Wins
When I came to YNAB
When I came to YNAB I was good at telling myself no. No, I couldn’t afford that new piece of clothing, not now, not ever. If I need something there’s a thrift store near by.…
- MsTJ
- Working on getting ahead
- Gray_Nomad_f6eeb59e1a1c
- 1 mth ago
- 435
- 4
- YNAB Wins
Excited about dealing with finances...for the first time *ever*
TL;DR: It's early days, but I'm unbelievably glad to have discovered YNAB. 😃 _____________________________________________ I'm just finishing up my second week of serious YNAB use (started in…
- Olive Branch
- Librarian/Info Pro
- olive_branch
- 1 mth ago
- 2 replies
- 387
- 6
- Olive Branch1 mth ago
- YNAB Wins
Breaking the Cycle
I've had YNAB for a few weeks. I haven't gone through all the tutorials and features, but bare bones use has served me well. Last week I had the most money I have ever seen in my account before…
- Aquamarine Piano
- Growing up
- Aquamarine_Piano.5
- 1 mth ago
- 1 reply
- 373
- 3
- Pikayo1 mth ago
- YNAB Wins
With YNAB...automation is less scary!
With the help of YNAB, I got two credit cards to have ZERO balance. I'd always been pretty good about them, but now it is so much better, since the only charges will already fit in my budget.…
- zellie
- zellie
- 1 yr ago
- 6 replies
- 1297
- 9
- casner1 mth ago
- YNAB Wins
YNAB thinks like I do, and other victories
YNAB thinks like I do It was a victory just agreeing to pay for a budgeting tool. I've been spreadsheeting it for the last year and am always missing a transaction here or there...…
- sf2sa
- sf2sa
- 2 mths ago
- 1 reply
- 450
- 4
- Tomato トマト2 mths ago
- YNAB Wins
Never Too Late
Hi all! I am one week into YNAB, and finding that you're never too old to learn. At age 68, I let my finances take a back seat, when I had to become my husband's caretaker following a stroke.…
- Cornflower Blue Rhythm
- Cornflower_Blue_Rhythm.3
- 2 mths ago
- 302
- 3
- YNAB Wins
YNAB Helped Save My Life
I know that sounds a bit dramatic but when I think back to just about a year ago, my life has been changed forever by this service. I earn pretty decent money,…
- Neil Trodden
- cannontrodder
- 2 mths ago
- 4 replies
- 368
- 10
- Frugalflamesfan2 mths ago
- YNAB Wins
I'm a retread on trial
I tried YNAB last summer but since I get paid every 2 weeks, I could never figure out how to do the money in the middle of the month. Both the carryover money and the new money.…
- Violet Beat
- Violet_Beat.1
- 2 mths ago
- 2 replies
- 371
- FanessYNAB Support2 mths ago
- YNAB Wins
3 down, 1 to go!
Today, I am taking time to recognize the fact that I created new debt for myself twice since starting YNAB (because life still happens while you're learning to budget) but I've paid both of those…
- Purple Admiral (654105ab5021)
- Purple_Admiral_654105ab
- 2 mths ago
- 1 reply
- 498
- 5
- spammagnet2 mths ago
- YNAB Wins

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