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What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 1 yr ago
- 868 replies
- 22,048
- 34
- Mx Emminyesterday
- YNAB Wins
Paying attention caught a possible thief
My husband has one guilty pleasure, he likes to get a sausage biscuit and a Dr. Pepper at Whataburger each morning before work. This is in our budget. Before starting YNAB I admit I didn't look over…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 2 days ago
- 2 replies
- 85
- 4
- NicoleYNAB Support2 days ago
- YNAB Wins
Thanks for great non-US currency support
I've been using YNAB4 for years and, thanks to Apple discontinuing 32-bit apps, made the switch to YNAB5. At the same time, I evaluated several alternatives to see how they stacked up.…
- Lavender Tape
- Lavender_Tape.6
- 3 days ago
- 1 reply
- 40
- 2
- FanessYNAB Support2 days ago
- YNAB Wins
Happy to see 2FA for YNAB
Thank you very much for adding two-factor authentication! Feeling much better about trusting my financial data online with that added level of security.…
- Saish Dawg
- saish_dawg
- 2 wk ago
- 10 replies
- 85
- 2
- FanessYNAB Support3 days ago
- YNAB Wins
Concious spending
I actually looked at my budget before I walked into the grocery store, then I stayed within my budget only purchasing 1 item not on my list (milk).
- Salmon Vacuum
- Salmon_Vacuum.3
- 7 days ago
- 1 reply
- 53
- 8
- FanessYNAB Support5 days ago
- YNAB Wins
Shifting priorities is cool
My friend who is really good with money recommended YNAB and I’m a little over a week in. I was a little worried but after spending time with back to back workshops (all so good!),…
- Coral Pegasus
- Coral_Pegasus.5
- 6 days ago
- 1 reply
- 63
- 7
- MsTJ6 days ago
- YNAB Wins
New user getting used to a new way of budgeting
I've been using YNAB for just over a week, and I'm still not totally convinced I can leave behind my extremely well-developed and oh-so-familiar budgeting spreadsheet that I created,…
- AwB
- austinb
- 2 wk ago
- 3 replies
- 115
- 3
- AwB9 days ago
- YNAB Wins
Austerity October
One of the initial struggles I've had with YNAB is changing how I think about budgeting and spending. We tend to put everything on credit card (racking up the points!…
- Recovering Spendaholic
- verd02
- 11 days ago
- 2 replies
- 69
- 5
- Recovering Spendaholic10 days ago
- YNAB Wins
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 2 wk ago
- 8 replies
- 184
- 8
- Chris Jacobie2 wk ago
- YNAB Wins
Spend by Date Goal - ❤️❤️❤️❤️❤️
The new goal types were rolled out to me last night. I immediately experimented with the Spend by Date goal. It solves a problem of transparency for me in a couple of discretionary categories where…
- HappyDance
- YNABing consistently since 2014
- HappyDance
- 4 wk ago
- 7 replies
- 206
- 5
- FanessYNAB Support3 wk ago
- YNAB Wins
Winning in a backwards way!
I had a YNAB sub last year and it helped me to work through my finances but didn't really 'click'. I ended up not renewing (big mistake but I couldn't justify it then as for the last few months I…
- BookCat
- Reader, bookseller
- Tan_Wrench.6
- 2 mths ago
- 4 replies
- 188
- 10
- Mx Emmin4 wk ago
- YNAB Wins
1st victory = Significant Other on board!
This was the first weekend that involved a payday and YNAB. After telling my wife every dollar is already assigned a task, she's on board with checking the budget rather than seeing what's in our…
- Henry T
- Broke Engineer
- Henry
- 1 mth ago
- 5 replies
- 100
- 8
- Khaki Storm1 mth ago
- YNAB Wins
True Expenses Indeed!
I’m a 2 week YNAB user who arrived here after experiencing an avalanche of unplanned for expenses in about a 6 week period. Refrigerator repair: $500; vet bill: $275;…
- Cadet Blue Lightning
- Cadet_Blue_Lightning.5
- 1 mth ago
- 3 replies
- 152
- 7
- Khaki Storm1 mth ago
- YNAB Wins
New member
I just started YNAB 2 weeks ago. I love it. It's helping me a lot! I tried using the actual envelope system, but it was ok, but: 1. I have a debit card that if I use it like a credit card,…
- Catlover
- Independent Contractor
- Catlover3
- 1 mth ago
- 6 replies
- 155
- 5
- Catlover1 mth ago
- YNAB Wins
One click reconciliation
By recording each transaction as it happens and importing daily to make sure nothing slips through the cracks, I just did the reconciliation on our main bank account for July and August with one…
- MXMOM
- MXMOM
- 1 mth ago
- 1 reply
- 56
- 6
- JoeDid1 mth ago
- YNAB Wins
First win
Hello guys, I'm currently in my second week of YNAB, and I can tell you the thing I've enjoyed the most is rule #2. Embrace your true expenses! With YNAB I have more visibility over them and it gave…
- jserpa
- unus sed leo
- jserpa
- 1 mth ago
- 5 replies
- 114
- 7
- FanessYNAB Support1 mth ago
- YNAB Wins
Dinner win
I left work a little bit late tonight, and driving home, I called my husband to be reminded that he had a vet appointment for the dog and band practice tonight,…
- Stacey K.
- staceychev
- 1 mth ago
- 1 reply
- 71
- 8
- FanessYNAB Support1 mth ago
- YNAB Wins
My little win in the first 10 days
In my first 10 days, YNAB has lessened my anxiety over finances. I now clearly see my income, needs, and have taken control of how I want to use my energy.…
- Cadet Blue Piccolo
- Cadet_Blue_Piccolo.3
- 1 mth ago
- 3 replies
- 88
- 7
- Cadet Blue Piccolo1 mth ago
- YNAB Wins
A slow start but the change has been dramatic
It has been 5 months now, and YNAB has really made me see things in a different light. Most importantly for me, apart from the increased Age of Money, is that now I actually don't mind spending…
- Kiwi
- kiwi
- 1 mth ago
- 2 replies
- 184
- 7
- NicoleYNAB Support1 mth ago
- YNAB Wins
Target win
I walked into Target today and bought only what I went to get - not only that, but I compared prices between the store brand and my typical brand, and chose based on my budget.…
- Stacey K.
- staceychev
- 1 mth ago
- 2 replies
- 56
- 4
- Khaki Storm1 mth ago
- YNAB Wins
Off to a great start
Two weeks ago I was dreading to budget. On a student/intern wage it can be challenging to spend and save, as those impulse buying habits are always tempting!…
- Cadet Blue Beat
- Cadet_Blue_Beat.8
- 1 mth ago
- 4 replies
- 107
- 5
- Cadet Blue Beat1 mth ago
- YNAB Wins
First time budgeting
I took last week's check and started budgeting next month's bills. This was also the week I was going on vacation, so I knew I couldn't be too rigid with what I had budgeted.…
- Hot Yang Stick
- Flowing fluidly frees feelings.
- Purple_Mare.5
- 1 mth ago
- 3 replies
- 75
- 5
- Khaki Storm1 mth ago
- YNAB Wins
So Grateful for YNAB :)
Because of the reminder email today I checked on a credit card transaction I called my credit card company about on 8/20. And I was able to see that the charge for $497 PLUS (not yelling,…
- Magenta Lightning
- Magenta_Lightning.7
- 1 mth ago
- 4 replies
- 84
- 3
- Magenta Lightning1 mth ago
- YNAB Wins
Paycheck Late, bills still got paid
My husband's monthly paycheck is going to be 2 weeks late this month. Thanks to YNAB and being fully buffered, all our bills were paid on time!
- Tiporeo
- Tiporeo
- 1 mth ago
- 3 replies
- 93
- 4
- Technicolor Cheetah1 mth ago
- YNAB Wins
First win 12 days into my free trial
So, now having given every dollar a job, when I think about going to Subway or buying a new book to read or spending hundreds on a new pair of glasses I don't.…
- Forest Green Wildebeest
- Forest_Green_Wildebeest.7
- 2 mths ago
- 4 replies
- 104
- 7
- Violet Pilot2 mths ago
- YNAB Wins

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