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What a difference (almost) a year makes!
About 10 months ago, I started using YNAB regularly. My goals were to have more financial awareness (stop being overdrawn!) and begin clawing my way out of the MASSIVE pit of debt I'd fallen in due…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 3 wk ago
- 6 replies
- 166
- 8
- Purple Foal2 days ago
- YNAB Wins
850! It's possible!
My goal was to reach 850- it happened once my kids all left home and graduated- but it happened! I'm sure I 'm not the model YNABER- BUT My spending is under control and my savings is up- and I'm…
- Blue Falcon
- Blue_Falcon.8
- 2 wk ago
- 35 replies
- 297
- 5
- Navy Blue Foal6 days ago
- YNAB Wins
I hope I don't regret this (starts and restarts)
Hey Folks, This is (at least) my third go-around with YNAB. The first one I abandoned because I was depending too much on automatic import and the weekends (when most of my spending occurs),…
- Beige Drill
- orangey_Drill
- 9 days ago
- 4 replies
- 130
- 8
- Beige Drill9 days ago
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 1 yr ago
- 966 replies
- 23,068
- 38
- Purple Foal9 days ago
- YNAB Wins
Christmas win :)
I mentioned this in another thread, but it really is a win for me. I started YNAB last year around the start of September, so last Christmas was the first time I ever actually knew how much…
- lindsay_g
- Beige_Banjo.3
- 12 days ago
- 9 replies
- 139
- 15
- FanessYNAB Support9 days ago
- YNAB Wins
We Unexpectedly Began Using YNAB
Our oldest son has trouble with money. He made a decent salary and bonus at his last job, but never had anything to show for it. When he lost his job and was evicted from his apartment,…
- Jaes Overley
- Business Intelligence Developer
- OpenWaterSwim
- 2 wk ago
- 2 replies
- 152
- 11
- TechieM213 days ago
- YNAB Wins
For the newbies (which I still am)
There are those on this forum that know I've posted a lot, and I've had my struggles. Still struggling. But I just want to put out there---even if you are not anywhere close to getting this whole…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 2 wk ago
- 5 replies
- 148
- 10
- lindsay_g2 wk ago
- YNAB Wins
Celebrating!
I've been a YNABer for just over a year now. And I'm so excited that my spouse just got his annual bonus and for the first time we are putting it all in savings. ALL OF IT.…
- Lavender Nomad
- Lavender_Nomad.2
- 2 wk ago
- 3 replies
- 77
- 12
- Lavender Nomad2 wk ago
- YNAB Wins
Win
- Lavender Welder
- Lavender_Welder.3
- 2 wk ago
- 2 replies
- 59
- FanessYNAB Support2 wk ago
- YNAB Wins
YNAB and Reconciling Reality.
I'm just over 6 months into using YNAB and it's been a huge game changer. It's taken a huge amount of guilt out of money usage and has made managing my money far less stressful (even... FUN...).…
- sgard
- sgard
- 3 wk ago
- 5 replies
- 152
- MatthewYNAB Support2 wk ago
- YNAB Wins
YNAB Progress
2.5 Years on YNAB. First post on the new forums!? edited by @ Dan - YNAB Team so everyone can admire your beautiful graph
- Johnnie5
- j0hnnieb
- 2 yrs ago
- 42 replies
- 2,904
- 30
- Superbone3 wk ago
- YNAB Wins
One click reconciliation
By recording each transaction as it happens and importing daily to make sure nothing slips through the cracks, I just did the reconciliation on our main bank account for July and August with one…
- MXMOM
- MXMOM
- 3 mths ago
- 2 replies
- 110
- 8
- Violet Rain3 wk ago
- YNAB Wins
One week in, and...
Hard to believe what a difference just one week can make in how we (my wife and I) think about our spending. Now rather than thinking, oh we've got the money in the bank,…
- Forest Green Piano
- Forest_Green_Piano.5
- 4 wk ago
- 3 replies
- 115
- 9
- farfromtheusual4 wk ago
- YNAB Wins
Win - paid off our credit card float!
I started using YNAB in July, and at that point we typically spent about $3000 a month on our credit card. My husband would pay us at the end of the month (he has his own business) ,…
- Birdylcc
- Birdylcc
- 1 mth ago
- 4 replies
- 146
- 12
- Anarane1 mth ago
- YNAB Wins
Budgeting as Health Motivator
Hi YNAB Community, I've been loving using YNAB since 2018 to help me build confidence in my financial future while I'm in my mid-20s. Recently I started leveraging my budget in a new way that has…
- Spring Green Tugboat
- Spring_Green_Tugboat.3
- 1 mth ago
- 6 replies
- 152
- 10
- Powder Blue Pony1 mth ago
- YNAB Wins
Less hoarding, more quality of life
I've been using YNAB for around a month. I finally bought an exercise bike (which I had been thinking of doing for months), and I'm exercising more regularly now.…
- Forest Green Cello
- Forest_Green_Cello.3
- 1 mth ago
- 3 replies
- 146
- 6
- NicoleYNAB Support1 mth ago
- YNAB Wins
$1 million in Net Worth!!!
Guys. 11 years ago I was $35K in debt. My husband and I got married, combined our finances, made many many smart financial decisions together, started using YNAB (which ended fighting about money…
- thinkfuture
- thinkfuture
- 11 mths ago
- 6 replies
- 515
- 19
- Mark B.1 mth ago
- YNAB Wins
Happy to see 2FA for YNAB
Thank you very much for adding two-factor authentication! Feeling much better about trusting my financial data online with that added level of security.…
- Saish Dawg
- saish_dawg
- 2 mths ago
- 11 replies
- 134
- 3
- Paris 991 mth ago
- YNAB Wins
A New Wave For Living
I'am just a week into YNAB as you so eloquently stated in your email and I can say without a doubt, it has made a difference. Several of the things you mentioned in your email are on point.…
- Navy Blue Nomad
- Navy_Blue_Nomad.11
- 1 mth ago
- 1 reply
- 75
- 4
- FanessYNAB Support1 mth ago
- YNAB Wins
Paying attention caught a possible thief
My husband has one guilty pleasure, he likes to get a sausage biscuit and a Dr. Pepper at Whataburger each morning before work. This is in our budget. Before starting YNAB I admit I didn't look over…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 mth ago
- 4 replies
- 186
- 5
- TechieM21 mth ago
- YNAB Wins
Thanks for great non-US currency support
I've been using YNAB4 for years and, thanks to Apple discontinuing 32-bit apps, made the switch to YNAB5. At the same time, I evaluated several alternatives to see how they stacked up.…
- Lavender Tape
- Lavender_Tape.6
- 1 mth ago
- 1 reply
- 73
- 2
- FanessYNAB Support1 mth ago
- YNAB Wins
Concious spending
I actually looked at my budget before I walked into the grocery store, then I stayed within my budget only purchasing 1 item not on my list (milk).
- Salmon Vacuum
- Salmon_Vacuum.3
- 1 mth ago
- 1 reply
- 80
- 9
- FanessYNAB Support1 mth ago
- YNAB Wins
Shifting priorities is cool
My friend who is really good with money recommended YNAB and I’m a little over a week in. I was a little worried but after spending time with back to back workshops (all so good!),…
- Coral Pegasus
- Coral_Pegasus.5
- 1 mth ago
- 1 reply
- 93
- 10
- MsTJ1 mth ago
- YNAB Wins
New user getting used to a new way of budgeting
I've been using YNAB for just over a week, and I'm still not totally convinced I can leave behind my extremely well-developed and oh-so-familiar budgeting spreadsheet that I created,…
- AwB
- austinb
- 2 mths ago
- 3 replies
- 159
- 3
- AwB2 mths ago
- YNAB Wins
Austerity October
One of the initial struggles I've had with YNAB is changing how I think about budgeting and spending. We tend to put everything on credit card (racking up the points!…
- Recovering Spendaholic
- verd02
- 2 mths ago
- 2 replies
- 94
- 5
- Recovering Spendaholic2 mths ago
- YNAB Wins

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