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One month ahead baby!
We re-committed to YNAB this year after winging it the last few years on our own (bad idea). I mean we did okay, didn't incur any additional debt, contributed heavily to 2 weddings last year 4…
- Whiskey Mama
- Blue_Banjo.3
- 3 hrs ago
- 22
- YNAB Wins
THE END IS NEAR
That feeling when your last credit card to pay off is 3 digits and not 4!!!!!!!
- Purple Admiral (654105ab5021)
- Purple_Admiral_654105ab
- 8 hrs ago
- 2 replies
- 38
- 6
- Whiskey Mama3 hrs ago
- YNAB Wins
1 week in, major wins
I had been using Quicken for years, and every week it was struggle to sit down and do bills, reconcile the bank account. I never knew what I was going to find.…
- Louie
- YNAB Newbie
- Louie
- 8 days ago
- 4 replies
- 104
- 6
- Louie2 days ago
- YNAB Wins
YNAB Wins 2 Months In
Hello! I'm the 2 and a half months I've been using YNAB I have: Saved $3000 toward replacing a car Paid $700 off in credit card Debt Paid for Christmas in cash Paid for two vacations in cash…
- nordstromaddict
- Beige_Wildebeest.2
- 1 mth ago
- 4 replies
- 229
- 7
- Ben K.2 days ago
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 11 mths ago
- 450 replies
- 16827
- 24
- Steel Blue Foal3 days ago
- YNAB Wins
2 weeks with YNAB -- Win
So, I've been with the system since late January, and so far, I'd say it's mostly been good. I asked a couple questions in the forums, and got great and helpful responses back.…
- Bruce
- Software Engineer
- Bruce
- 8 days ago
- 4 replies
- 124
- 4
- Renae3 days ago
- YNAB Wins
Saved 3k this month!
How? Overtime and budgeting! Yes! I went out today to do errands even though I had extra money to spend, I didn't want to spend any of it so I went straight home after doing errands. No coffee.…
- Icecream mochi
- Debt free excluding mortgage
- Orchid_Screwdiver_28481
- 1 yr ago
- 9 replies
- 2377
- 8
- Renae3 days ago
- YNAB Wins
Cash Flowed Car Expenses
We unexpectedly had to put a new engine in my husband's truck and new tires on my car after we hit a rock while driving. In the past I would have just taken this out of our Emergency Fund (and then…
- Orchid Trumpet (4b5b3ad01b58)
- Orchid_Trumpet_4b5b3ad0
- 1 yr ago
- 2 replies
- 1555
- 8
- Ben K.6 days ago
- YNAB Wins
1 Year YNAB reflection
It's been 1 year (well, a bit over a year because of free trial periods) but as I happily paid my yearly (budgeted for!) subscription to YNAB, I reflected a bit on the last 15 months...…
- Purple Admiral (654105ab5021)
- Purple_Admiral_654105ab
- 8 days ago
- 3 replies
- 136
- 7
- Purple Admiral (654105ab5021)7 days ago
- YNAB Wins
Moneywiz, Debit&Credit, Banktivity, Quicken or YNAB
Hey all, I have been using personal finance software for a long time. I used above mentioned brands for years. They all helped me to track my expenses,…
- Blue Filly
- I LOVE YNAB
- Blue_Filly.2
- 2 mths ago
- 8 replies
- 553
- 3
- Blue Filly7 days ago
- YNAB Wins
6 Month Check In
Hello everyone, I've been using YNAB for 6 months now. I am continually amazed at how it transformed my financial existence. Prior to using YNAB, I had extreme difficulty controlling my spending or…
- Danny C
- RN
- Sea_Green_Wizard
- 9 days ago
- 4 replies
- 115
- 6
- Danny C8 days ago
- YNAB Wins
Clearly my way is better...
That was me a few months ago. I was using YNAB to track expenses but I was doing all the real budgeting with spreadsheets that used future money I didn't have to drive my spending decisions at the…
- Tobias
- Toviathan
- 9 days ago
- 6 replies
- 170
- 18
- Violet Wrench8 days ago
- YNAB Wins
Winning Not Wining...
In less than two weeks we have begun to win financially. We used to use Mint as our online budgeting help, but realized it was not working for us. Having everything "too automated" meant that we…
- JT Holderman
- Coral_Mare.2
- 10 days ago
- 3 replies
- 93
- 4
- Nicole at YNABmoderator9 days ago
- YNAB Wins
2 weeks in
I’m not sure what attempt at YNAB this is for me, the first time I tried I was in a toxic relationship and had to budget for the whole family but only using my money my ex would not get on the…
- Gidychi
- Alice_Blue_Welder.5
- 11 days ago
- 4 replies
- 110
- 4
- FanessYNAB Support10 days ago
- YNAB Wins
YNAB Wins - 2 weeks in
Just started on YNAB a couple weeks ago and am getting settled in. This is my first REAL time budgeting - at age 35. Win: I actually know what I have my money for by "giving every dollar a job".…
- RK
- Turquoise_Boa.1
- 2 wk ago
- 1 reply
- 86
- 4
- Formal Dribble12 days ago
- YNAB Wins
I like the concept of letting my money grow old. I also like putting money into a category and letting it wait there for the bill.
- Orchid Cleric
- Orchid_Cleric.7
- 2 wk ago
- 3 replies
- 121
- Ben K.2 wk ago
- YNAB Wins
YNAB Wins
My YNAB Wins over the last couple weeks, since I've started using YNAB: I have started saving to move out of my current apartment into a better one a couple years down the line and have put that…
- Rob Rhine
- Beige_Piano.3
- 2 wk ago
- 1 reply
- 76
- 7
- Nicole at YNABmoderator2 wk ago
- YNAB Wins
2 weeks in
I've been very happy that I started this with the new year, since I've realized several things I don't remember regularly, such as annual professional organization memberships (due in Jan. and Feb.…
- Amy
- Librarian
- Cadet_Blue_Motherboard.4
- 3 wk ago
- 1 reply
- 86
- 1
- FanessYNAB Support3 wk ago
- YNAB Wins
Whittling down the food bills
Sometimes I'm amazed at how much my food bills amount to. And then I realize--I cook and give a lot of food away--and I enjoy it so that's probably not going to change.…
- MacGsMom
- Editor. Artist. Book fiend.
- bookgirl1010
- 3 wk ago
- 2 replies
- 143
- 4
- Kombucha Kid3 wk ago
- YNAB Wins
Getting new teeth!
After 10 years of living paycheck to paycheck with zero in the bank except retirement account, I have saved up the $20K necessary to get implants for my worn down and out front teeth!…
- Forest Green Flute
- Forest_Green_Flute.5
- 1 mth ago
- 4 replies
- 171
- 8
- nolesrule3 wk ago
- YNAB Wins
Feeling at Ease
So my usual money cycle goes something like this: I get paid, and my checking account looks nice and healthy, and I get this feeling of being "flush". So I adopt this relaxed attitude about spending…
- Simon
- Creative Developer
- Turquoise_Falafel
- 4 wk ago
- 1 reply
- 97
- 9
- Nicole at YNABmoderator4 wk ago
- YNAB Wins
Feel like I can breathe.......
I never thought I would post anything like this because I was embarrassed about my lack of money skills. But after reading some of your stories I feel like it is safe to post this here.…
- Green Mask
- Green_Mask.3
- 4 wk ago
- 2 replies
- 108
- 8
- evergrowing4 wk ago
- YNAB Wins
Organized and Talking!
We've been using YNAB for just over a week. Our big wins are finally getting organized so we can plan for our money better and talking about where to use our money.…
- Erin B.
- CFO of Our House and Mommyland
- Powder_Blue_Zebra.4
- 1 mth ago
- 2 replies
- 76
- 2
- Erin B.4 wk ago
- YNAB Wins
I saved the day (and the evening) with the help of YNAB!
Last night my boyfriend and I were getting ready to go out to a big event and he checked his bank account to see how much he had available. To his surprise,…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 1 mth ago
- 4 replies
- 167
- 13
- Violet Rain4 wk ago
- YNAB Wins
It may be small but all of my bills are paid, I have groceries for family of 4, and we paid off one credit card this month, money leftover.
- Cadet Blue Piccolo
- Cadet_Blue_Piccolo.2
- 1 mth ago
- 3 replies
- 164
- 17
- pepperpat4 wk ago
- YNAB Wins

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