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What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 1 yr ago
- 635 replies
- 18,833
- 30
- lindsay_g1 hr ago
- YNAB Wins
Win! To be Budgeted + ΣAvailable = Σ(Positive Bank Balances)
I just started using YNAB a couple of weeks ago and was extremely frustrated with YNAB because I couldn't figure out why I would budget money to a bill that I've already paid when the money was…
- Aquamarine Case
- Aquamarine_Case.5
- yesterday
- 1 reply
- 50
- FanessYNAB Supportyesterday
- YNAB Wins
Just wanted to say Thanks YNAB!
Used YNAB to manage DD1's finances while she was away at boot camp. Handed her a greeting card while we were there last week for her graduation informing her of all that I managed to do with her…
- rnjenren1
- rnjenren1
- 12 days ago
- 7 replies
- 149
- 19
- AutumnBelle6 days ago
- YNAB Wins
Once I was out of overdraft, YNAB finally clicked into place
Hi everyone, I'm here to encourage everybody who's in overdraft, to hang in there. I've been a YNAB user for five years and I was deep into overdraft (no credit).…
- Peter
- lasty
- 2 wk ago
- 5 replies
- 159
- 11
- NicoleYNAB Support2 wk ago
- YNAB Wins
Marital buy-in!
I loaded YNAB onto my husband's phone and explained how he could check the balances when he was in the store. He was dubious, joking that I was taking away all his excuses.…
- Julie
- sandhills_rider
- 3 wk ago
- 7 replies
- 173
- 15
- Julie2 wk ago
- YNAB Wins
A New Cell Phone
So my cell phone died today. Would not charge, would not even turn on plug into multiple charges and with multiple cords. After double checking that the battery was in firmly and cleaning the…
- Ruff16965 (05bd62cee897)
- Tomato_Mask_05bd62cee89
- 3 wk ago
- 1 reply
- 68
- 2
- Technicolor Cheetah2 wk ago
- YNAB Wins
60 days in, 31 days age of money!!
And zero credit card balances. Our problem has always been that we earn enough money but we would look at the checking account, see money in there and assume it was OK to spend more.…
- Louie
- YNAB Newbie
- Louie
- 3 wk ago
- 5 replies
- 131
- 8
- FanessYNAB Support3 wk ago
- YNAB Wins
1 Year of YNAB = Positive net worth
April 2018: Unemployed with student debt. Got the YNAB trial and paid down debt by $11k once I gave my dollars jobs and knew that no, I was not going to starve.…
- Blue
- Crazy poor asian
- Blue
- 1 mth ago
- 3 replies
- 195
- 11
- Julie3 wk ago
- YNAB Wins
Closing an account
So, my wife and I are loving YNAB. We have been using it for about 4 months and find ourselves consistently budgeting at least one month ahead for our living expenses.…
- Magenta Wrench
- Magenta_Wrench.3
- 4 wk ago
- 6 replies
- 137
- 1
- Bruce4 wk ago
- YNAB Wins
a month ahead, ahead of schedule
I had asked earlier about the process of getting ahead by a month, when paid every other week. Since this month is my 3 paycheck month, I was going to be able to get 1/2 month ahead on my paychecks.…
- Bruce
- Software Engineer
- Bruce
- 4 wk ago
- 4 replies
- 132
- 11
- TheTabby4 wk ago
- YNAB Wins
When re-syncing current cloud budget, the figures round up
Hi, my ios device rounds up all figures when I re-sync my budget!! does anyone knows how to stop it? I am facing inconsistency between my ios and my desktop (YANB 4) devices. Thanks RF
- Alice Blue Guitar
- Alice_Blue_Guitar.2
- 1 mth ago
- 2 replies
- 39
- Alice Blue Guitar1 mth ago
- YNAB Wins
YNAB after a year – a UK story
I’ve got five years left on the mortgage. Not badly paid. Last year I forced myself to take stock of my financial future. I had no debts (other than the mortgage) and yet every month I was juggling…
- Aquamarine Cobra
- Aquamarine_Cobra.1
- 1 mth ago
- 16 replies
- 204
- 7
- Six Hats1 mth ago
- YNAB Wins
A Win & A Question
I've used YNAB since 12/28/18. In that short period, I have increased (decreased?) my Net Worth from -$31,751 to -$17,504. Given no changes, I'll be out of debt by February 2021.…
- Lavender Cobra
- Lavender_Cobra.3
- 1 mth ago
- 4 replies
- 138
- FanessYNAB Support1 mth ago
- YNAB Wins
16 months, 1 week, Trifecta of $0's on credit card balances!
It has been exactly 16 months and 1 week into YNAB and I have eliminated all my credit card debt! My combined CC debt balance when I started YNAB was $7,500 and during the learning process,…
- Purple Admiral
- Purple_Admiral_654105ab
- 1 mth ago
- 1 reply
- 67
- 9
- FanessYNAB Support1 mth ago
- YNAB Wins
First full month - panic averted due to budget being complete
I'm not sure if I'm posting this properly but here goes. I started my budget the last week of February so I've had the first rollover. I'm a contractor so I don't get a regular paycheck.…
- Orange Mask
- Orange_Mask.5
- 1 mth ago
- 2 replies
- 101
- 5
- FanessYNAB Support1 mth ago
- YNAB Wins
YNAB Wins 2 Months In
Hello! I'm the 2 and a half months I've been using YNAB I have: Saved $3000 toward replacing a car Paid $700 off in credit card Debt Paid for Christmas in cash Paid for two vacations in cash…
- nordstromaddict
- Beige_Wildebeest.2
- 3 mths ago
- 5 replies
- 312
- 9
- nordstromaddict1 mth ago
- YNAB Wins
Small Victories...
In the middle of February, whilst realising I really had no control over my money I decided to have a look at changing my budgeting methodology. In the past,…
- Turquoise Major
- Turquoise_Major.5
- 1 mth ago
- 4 replies
- 110
- 4
- Ben Khaki Storm1 mth ago
- YNAB Wins
1 week in, major wins
I had been using Quicken for years, and every week it was struggle to sit down and do bills, reconcile the bank account. I never knew what I was going to find.…
- Louie
- YNAB Newbie
- Louie
- 2 mths ago
- 8 replies
- 240
- 8
- Turquoise Major1 mth ago
- YNAB Wins
Is YNAB worth the $7/mth?
In a word... YES. We've been back on board for 1 month. In that time we've experienced a significant reduction in the money leaking out of our lives, much more deliberate spending of our money,…
- rnjenren1
- rnjenren1
- 1 mth ago
- 5 replies
- 228
- 6
- TechieM21 mth ago
- YNAB Wins
No More Lifestyle Creep
Dear Lifestyle Creep, You're not welcome here! Bye bye! I have a pretty bad (pretty human) habit of focusing on the negative (over there! that's a threat! and that is too!…
- Kombucha Kid
- Slate_Gray_Router.1
- 1 mth ago
- 5 replies
- 172
- 8
- Alia Gee1 mth ago
- YNAB Wins
I built a business around YNAB, and I'm hiring.
Hi all - I wasn't sure where to post this, so I put it in YNAB Wins since I've managed to build a business around my love of YNAB. That seems like a win to me! My name is Mark,…
- Mark Butler
- budgetnerdy.1
- 1 mth ago
- 1 reply
- 160
- 3
- Louie1 mth ago
- YNAB Wins
One month ahead baby!
We re-committed to YNAB this year after winging it the last few years on our own (bad idea). I mean we did okay, didn't incur any additional debt, contributed heavily to 2 weddings last year 4…
- Whiskey Mama
- Blue_Banjo.3
- 2 mths ago
- 2 replies
- 136
- 4
- Louie1 mth ago
- YNAB Wins
THE END IS NEAR
That feeling when your last credit card to pay off is 3 digits and not 4!!!!!!!
- Purple Admiral
- Purple_Admiral_654105ab
- 2 mths ago
- 4 replies
- 115
- 12
- Purple Admiral1 mth ago
- YNAB Wins
I am a fan.
I started using YNAB on January 31 after researching budget apps. I feel so lucky I randomly picked it instead of something else! I love this app and program so much.…
- Julie
- sandhills_rider
- 2 mths ago
- 5 replies
- 102
- 3
- Ben Khaki Storm2 mths ago
- YNAB Wins
2 weeks with YNAB -- Win
So, I've been with the system since late January, and so far, I'd say it's mostly been good. I asked a couple questions in the forums, and got great and helpful responses back.…
- Bruce
- Software Engineer
- Bruce
- 2 mths ago
- 4 replies
- 166
- 5
- Renae2 mths ago
- YNAB Wins

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