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What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 2 yrs ago
- 1,266 replies
- 27,476
- 48
- tinkerbell8816 min ago
- YNAB Wins
Two Huge Wins!
It finally feels safe to say this: I am a full month ahead! It has been three long years (almost exactly), and we have finally made it to this point of living off of our last month of income.…
- Tobias
- Toviathan
- 6 hrs ago
- 3 replies
- 29
- 6
- Tobias3 hrs ago
- YNAB Wins
An aesthetic win still counts, right?
I just wanted to share, since I am VERY proud of myself and spent a couple hours working on it, that I have added emojis to my budget for the first time.…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 2 days ago
- 1 reply
- 62
- 3
- MatthewYNAB Supportyesterday
- YNAB Wins
I don't hate budgeting anymore
I have been following Dave Ramsey for over a decade. A lot of his advice resonates with me, but I have never been able to stick to his Baby Steps plan because it is so rigid and "life" kept…
- Family Brain
- wife, mama, employee
- family_brain_2020
- 4 mths ago
- 11 replies
- 312
- 12
- Superbone7 days ago
- YNAB Wins
One week in and going better this time
We tried YNAB many, many years ago, but we just played the Rule 3 game all the time and didn’t really get the system. After years of unconscious spending,…
- Mel Ushikubo
- Creative professional
- Japanmel
- 2 mths ago
- 5 replies
- 187
- 10
- CoachVega21411 days ago
- YNAB Wins
Don't forget to budget for your towel!
Nothing to see here, just thought I'd share a little humor :)
- Scott
- In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
- Scottgoeshiking
- 3 wk ago
- 2 replies
- 143
- 9
- MXMOM2 wk ago
- YNAB Wins
I did a thing today!
I paid off my car 22 months early! I've been consistently using YNAB for about 1 year, and it's helped me rebuild my EF and then pay my car off early. Feeling pretty proud right now.…
- Orange Transistor
- Orange_Transistor.6
- 2 wk ago
- 4 replies
- 76
- 10
- MXMOM2 wk ago
- YNAB Wins
Budgeted the entire month...before it even started!
I meant to post this last month when it happened for the very first time in our 29 year marriage, but I forgot. We budgeted our entire month's bills before the month even started!…
- TeamTJ
- TeamTJ
- 1 mth ago
- 9 replies
- 165
- 15
- Powder Blue Pony1 mth ago
- YNAB Wins
Never Overdrafted Again AYNAB
AYNAB = After YNAB Before YNAB, before I knew how to budget, my ex-wife and I had regular overdrafts which resulted in overdrafting fees. Maybe not every month but if I remember right,…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 7 replies
- 127
- 16
- Violet Rain1 mth ago
- YNAB Wins
Learning How To Budget
I was never taught how to budget. It is so excited to see where ever dollar goes and I can control it. Before I felt like it was a crapshoot as to whether or not I would have money to pay the bills.
- Sky Blue Horn
- Sky_Blue_Horn.11
- 1 mth ago
- 5 replies
- 124
- 10
- PhysicsGal1 mth ago
- YNAB Wins
Unexpected bonus
Literally, it was unexpected... I knew that this month the second semi-annual bonus was due at work. We haven't done HORRIBLY as a company, some divisions better than others,…
- Bruce
- Software Engineer
- Bruce
- 1 mth ago
- 5 replies
- 108
- 7
- Navy Blue Pegasus1 mth ago
- YNAB Wins
Fully funded month for the first time EVER!
It's the first week of August, and for the first time, I am fully funded for the rest of the month. That includes monthly bills, true expenses, savings contributions...EVERYTHING.…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 1 mth ago
- 15 replies
- 202
- 17
- JollyB1 mth ago
- YNAB Wins
Loading screen giggles
Just wanted to show my love to the ynab team for the loading screen phrase "Move dollarum leviosa". 😆🧙‍♀️ Do you have a favorite loading screen?
- The Artist Formerly Known As
- Reformed natural spender
- formerly_Purple_Panther
- 2 mths ago
- 16 replies
- 189
- Superbone1 mth ago
- YNAB Wins
Cash in the bank
We are redoing our stairs and hubby went to order the treads and they had a pay in cash discount so hubby went to the bank AND WITHDREW $700 CASH without fear of me freaking out that some bill…
- MXMOM
- MXMOM
- 1 mth ago
- 5 replies
- 94
- 10
- Superbone1 mth ago
- YNAB Wins
Lessons From My First 30 Days With YNAB
I started YNAB 34 days ago, and I've become a little obsessed with waiting for payday (in a good way!) Before this, I was paycheck to paycheck, and more often than not I would have to get into debt…
- Alice Blue Mixer
- Alice_Blue_Mixer.11
- 2 mths ago
- 7 replies
- 216
- 6
- Yes I can1 mth ago
- YNAB Wins
No interest charge!
Hi there, I am part of the Debt Snowball Challenge but wanted to share this win here as well. We have an clear plan this year for paying down debt and getting it gone.…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.2
- 2 mths ago
- 2 replies
- 97
- 10
- Navy Blue Pegasus2 mths ago
- YNAB Wins
2-Year YNAB-versary
Hello, It's my 2-year YNAB-versary. While budgeting has become routine, the benefits of YNAB are still astounding to me. In two years: My (small) net worth has doubled.…
- Danny C
- RN
- Sea_Green_Wizard
- 2 mths ago
- 16 replies
- 168
- 11
- Superbone1 mth ago
- YNAB Wins
pending transactions
I'm new to YNAB. What I'm finding frustrating the handling pending transactions. My transactions are pending on my credit card for about three days. Since they are not in YNAB,…
- Julie H
- Steel_Blue_Hammerhead.18
- 2 mths ago
- 2 replies
- 80
- Julie H2 mths ago
- YNAB Wins
New and learning
New user here. I am using various YNAB teaching tools (YouTube, FaceBook, YNAB workshops, videos, and written tutorials), to set up my categories, budget (including goals),…
- Doin' Well
- Doing_Well
- 2 mths ago
- 6 replies
- 167
- 5
- Doin' Well2 mths ago
- YNAB Wins
Bye MS Money - It's been a good ride
I've been using so-called "personal finance software" for years -- decades, actually. Early on, there was Quicken. It had annoying compatibility problems (Mac vs Windows),…
- Walrus 44
- Getting the Hang of it
- walrus44
- 2 mths ago
- 8 replies
- 135
- 6
- JollyB2 mths ago
- YNAB Wins
Gaining Control of CC
So we pay off our credit card each month (never have paid interest since we owned it). However, we never really kept good track of our spending. We have used other means to have a budget (excel,…
- Sea Green Android
- Sea_Green_Android.4
- 2 mths ago
- 2 replies
- 78
- 5
- MatthewYNAB Support2 mths ago
- YNAB Wins
YNAB budget and Murphy's Law - Anyone else relate?
Had been saving up an EF prior to settling on YNAB as a budgeting tool to step up our goals/planning this year and February is our first YNAB budge month (most of January and up until this week…
- Indebted_Dude
- indebted_dude
- 7 mths ago
- 10 replies
- 386
- 7
- Violet Rain2 mths ago
- YNAB Wins
YNAB Win
I discovered YNAB when searching youtube how to pay off debt. A budget? But I've been budgeting and it doesn't help. I used a spreadsheet in excel to decide how much we could spend for the whole…
- Jessie Madden
- Over Spending is my middle name
- Jessie_Madden45
- 2 mths ago
- 4 replies
- 133
- 10
- Jessie Madden2 mths ago
- YNAB Wins
How did you celebrate being Debt Free?
I wasnt sure if this belonged in YNAB Wins, Debt, or Fun Money... I started the thread in YNAB Wins but open to it being moved if need be 😊 So I expect to become debt free by the end of July!…
- Mx Emmin
- Orchid_Banjo.5
- 3 mths ago
- 21 replies
- 236
- 7
- Foos Roos2 mths ago
- YNAB Wins
Age of Money is 31 Days!
It's taken us about seven months since using the app, but we finally did it - 31 days!
- Purple Saxophone
- Purple_Saxophone.9
- 2 mths ago
- 2 replies
- 77
- 7
- NicoleYNAB Support2 mths ago
- YNAB Wins

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