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YNAB Wins

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What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 3 mths ago
- 198 replies
- 2416
- 13
- Pink Keyboard3 hrs ago
- YNAB Wins
YNAB Wins at 2 weeks
When I first put in my income and transactions I had $300 to put toward future expenses. It scared me. What am I missing? Just got my second pay check and put that in to YNAB.…
- Forest Green Saxophone
- Forest_Green_Saxophone.1
- 1 mth ago
- 3 replies
- 261
- 5
- Lavender Pony5 days ago
- YNAB Wins
Weathering the storm
We recently had a win that I'd like to share. This month we'll be a one-income household because DH is traveling and won't get paid until after he returns.…
- Gold Trombone
- Gold_Trombone
- 7 days ago
- 2 replies
- 65
- 4
- Pikayo6 days ago
- YNAB Wins
Recognition in the elevator
I was wearing my YNAB tee-shirt yesterday. While riding the elevator, a colleague told me she was a YNABber as well. We are taking over the world! I count this as a victory.
- rolltide
- Vita, epulum! Famescenti tamen plurimi miseri!
- rolltide
- 1 mth ago
- 2 replies
- 173
- 8
- vw_bugg12 days ago
- YNAB Wins
Is this freedom?
I’ve been using YNAB for a week. Previously I was an impulse buyer whose money was always frittered away on small stuff. Bills were always paid on time,…
- QC
- HaplessFinanceProfessional
- Queenofcoin
- 2 wk ago
- 1 reply
- 138
- 7
- Pikayo2 wk ago
- YNAB Wins
No new credit debt, not this time!
Hi all, My partner has to travel across the U.S. to visit his mom who has been in the hospital recovering from a stroke. It was a big sudden expense we hadn't planned on.…
- Navy Blue Unicorn
- Science is real.
- Navy_Blue_Unicorn_6d071
- 3 wk ago
- 4 replies
- 101
- 5
- Navy Blue Unicorn2 wk ago
- YNAB Wins
Saved $10K in less than a year
I first tried YNAB almost two years ago but abandoned it because I didn't quite get it. I decided to try it again in August. I don't know if I just hadn't read the guide correctly the last time,…
- Steph B
- If not now, when?
- Powder_Blue_Mask
- 3 wk ago
- 2 replies
- 132
- 7
- Cornflower Blue Filly (35a9d699c640)3 wk ago
- YNAB Wins
How YNAB Saved Me When My Health Let Me Down and Other Short Stories
I'm sitting at my one year anniversary of using YNAB right now. Before I started, I was fortunate not to have anything I considered debt. However, in the past 5 years of trying to save,…
- Soymylk
- soymylk
- 3 wk ago
- 1 reply
- 97
- 9
- FanessYNAB Support3 wk ago
- YNAB Wins
Doesn't look like a win, but it's a win!
I've been actually using (not just playing with) YNAB for a few weeks now and I've got to share with some other YNABers what I'm taking as wins. Today, I noticed that my money has an age now.…
- Lawrence
- lawrence
- 3 wk ago
- 1 reply
- 116
- 5
- FanessYNAB Support3 wk ago
- YNAB Wins
Payed a bill early!
My phone bill is due on the 12th of each month. I don't get paid until the 20th 😉. Due to some issues with running out of money at the end of each summer (we're paid one lump sum in May for the…
- Lovin' it
- Teacher
- Pink_Robot.3
- 1 mth ago
- 4 replies
- 129
- 4
- Lawrence3 wk ago
- YNAB Wins
Early retirement for our second car
Hi there! Our second car was slated for decommissioning by the end of the year. That horizon was pushed forward yesterday when the old girl was diagnosed with a terminal transmission problem.…
- Beige Banjo
- Sailor of topographic oceans
- Beige_Banjo.1
- 1 mth ago
- 2 replies
- 194
- 3
- FanessYNAB Support3 wk ago
- YNAB Wins
Money Stress!
Financial stress has been my long time unwelcome companion for far too long. Win#1: I have finished setting up my budget with all my categories that are important to me and my pay coincidentally…
- YnabLover
- ynabLover
- 1 mth ago
- 2 replies
- 150
- 3
- FanessYNAB Support3 wk ago
- YNAB Wins
We finished our Debt Snowball!
We have been using YNAB for about a year now. Our financial picture has been completely transformed for the better. Went from living paycheck to paycheck,…
- Arizona Family
- Step 3!
- ddeppe
- 1 mth ago
- 1 reply
- 275
- 7
- FanessYNAB Support1 mth ago
- YNAB Wins
First small win!
It's a tad early. . . technically it won't be a win until my next paycheque, but I realized it today and I'm happy. The first of our credit cards has a balance of 55$ which I can pay this month!…
- Silver Robot
- Silver_Robot
- 1 mth ago
- 1 reply
- 133
- 4
- FanessYNAB Support1 mth ago
- YNAB Wins
How I Evened-out my Irregular Expenses
Depending on when you start using YNAB you might find yourself initially confronted with fast arriving due dates for irregular expenses you haven't had time to buffer for.…
- Beige Banjo
- Sailor of topographic oceans
- Beige_Banjo.1
- 1 mth ago
- 6 replies
- 327
- 4
- Beige Banjo1 mth ago
- YNAB Wins
No new debt & didn't blow up my budget this weekend!
I started YNAB in Nov 2017 and had a bit of a learning curve the first few months. I was still acquiring debt while also *slowly* paying down my CC because I didn't understand the concept of saving…
- Purple Admiral (654105ab5021)
- Purple_Admiral_654105ab
- 3 mths ago
- 4 replies
- 315
- 12
- Beige Banjo1 mth ago
- YNAB Wins
I finally (FINALLY) have a real buffer. Now... how do I safeguard it?
I've been using YNAB for years, from the spreadsheet days. A couple of times, we just edged into buffer territory, but both times we managed it, a small crisis or a bad day at the office knocked us…
- Dave
- Budgeteer
- HappyDave
- 2 mths ago
- 16 replies
- 473
- Beige Banjo1 mth ago
- YNAB Wins
Paid off a ton of debt- now what
I just paid off 9 of our 10 credit cards, and closed 5 credit card accounts. Next step is to pay off a consolidation loan. In the amount of change made and all the closed accounts,…
- Erica Edwards
- Real Estate Murfreesboro, TN
- Green_Captain
- 1 mth ago
- 15 replies
- 433
- 3
- Beige Banjo1 mth ago
- YNAB Wins
Long term wins and successful transition to nYNAB
After several tries over several years, I've successfully migrated to nYNAB. Why not just do a Fresh Start? Thanks to YNAB I've gone from one month's income of credit card debit to 8 months' income…
- Alice Blue Piccolo
- Alice_Blue_Piccolo.1
- 2 mths ago
- 2 replies
- 216
- 2
- Alice Blue Piccolo2 mths ago
- YNAB Wins
YNAB helped fuel my win
I was a Stay-at-home parent who divorced an abusive (& narcissistic) spouse after being married for a decade. Actually, I was legally separated for a year and then decided I was done playing nice --…
- BlueJhay
- Bluejhay
- 2 mths ago
- 2 replies
- 256
- 5
- Dazed2 mths ago
- YNAB Wins
My 1 month anniversary
YNAB-er for 1 month now. Paid my bills with ease knowing all the money was all ready to go because I gave each $ from the last paycheck a job. Money aged to 28 days.…
- Aquamarine Captain
- Aquamarine_Captain
- 2 mths ago
- 4 replies
- 312
- 1
- Orange Wildcat2 mths ago
- YNAB Wins
2nd week on YNAB
On our 2nd week of nYNAB and we are dropping accounts like crazy. 7 checking accounts have been dropped to $0 and all we have to do now is call the bank and close them.…
- Keith & Kittery Barrows
- Adventure & Tranquility
- bluekies
- 2 mths ago
- 7 replies
- 305
- 4
- Keith & Kittery Barrows2 mths ago
- YNAB Wins
using for a week some big and small wins
I've been using YNAB for a week -- a bit of a learning curve. Love the workshops! We decided to pay off all our debt and are starting with a clean slate.…
- NewYNABer BostonGirl
- Cyan_Viper.1
- 4 mths ago
- 13 replies
- 595
- 6
- Cyan Transistor2 mths ago
- YNAB Wins
Turned the shame into a game
One week and we are transformed. My husband and I have kept meticulous records of our spending for 20 years and have developed a pattern of watching climbing credit card balances then paying them off…
- Tan Moose
- Tan_Moose.2
- 2 mths ago
- 3 replies
- 323
- 7
- Leahbergsma2 mths ago
- YNAB Wins
Raspberries, how I love you! Farm Box!
So happy to report that in less than 2 months I saved up nearly $600 to buy our Community Supported Agriculture Farm Box outright by the first of April,…
- Navy Blue Unicorn
- Science is real.
- Navy_Blue_Unicorn_6d071
- 3 mths ago
- 3 replies
- 306
- 6
- FanessYNAB Support2 mths ago
- YNAB Wins

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