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Retirement looms
My husband is retiring this spring, possibly as early as April 1. I've been going through and making sure our budget is up to snuff so we won't have problems.…
- annaraven
- annaraven
- 4 days ago
- 5 replies
- 71
- 3
- annaraven3 days ago
- YNAB Wins
Less stressful than anticipated! 😨
I confess, I've been neglecting YNAB recently. I used to be an obsessive reconciler - sometimes multiple times a day if I knew the payment would clear instantly,…
- Turquoise Major
- Turquoise_Major.5
- 5 days ago
- 1 reply
- 47
- 3
- RachelYNAB Support4 days ago
- YNAB Wins
Farewell Mighty YNABers!
I just wanted to say that it has been a pleasure interacting with many of you over the years and that I wish you all the very best in your financial journeys going forward.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 23 replies
- 1,138
- 27
- DosBoss575 days ago
- YNAB Wins
I'm back on the horse
I used YNAB for a couple years and then got out of the habit and to say that my finances quickly became a mess is no understatement, then covid happened and I almost lost the roof over my head and…
- Jon
- Network Admin
- lantech19446
- 12 days ago
- 2 replies
- 57
- 2
- MXMOM12 days ago
- YNAB Wins
What did you do to improve your finances today?
This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
- Winterlover
- Welmoed
- 3 yrs ago
- 1,323 replies
- 29,249
- 53
- Purple Foal1 mth ago
- YNAB Wins
Student loans: refinanced!
Just refinanced my student loans through Earnest. I was able to keep the same pay-off date that I had through SoFi, lower my monthly payment by $40, and will save $5500 in interest over the course…
- ClimbingOutOfDebt
- I think I can I think I can
- ClimbingOutOfdebt
- 4 yrs ago
- 18 replies
- 1,507
- 1
- Emma Catherine2 mths ago
- YNAB Wins
Fridge died- buying a new one- not a problem
When I heard that the fridge died, I didn't panic. I knew that I had some money in my "house appliance" fund and even though there wasn't enough in there yet,…
- PacificChiton
- Pacificchiton
- 3 mths ago
- 3 replies
- 84
- 7
- RachelYNAB Support3 mths ago
- YNAB Wins
Stayed within available amount!
So I've worn through the soles of my work shoes. Mostly just the heel in the back, but the front sole is getting thin, too. So I need new shoes. I've been mostly getting my shoes from Zappos,…
- Fuzzball Meows
- fuzzballmeows
- 3 mths ago
- 1 reply
- 83
- 11
- DelaYNAB Support3 mths ago
- YNAB Wins
Getting back into it, canceling subscriptions...the little wins!
I jumped back into my YNAB budget after a year away today! I just started a new job that I think will be a good career move, but pays pennies. When I looked at my financial situation all laid out…
- Bunchberry
- Bunchberry
- 4 mths ago
- 6 replies
- 163
- 2
- farfromtheusual3 mths ago
- YNAB Wins
The YNAB Side Effects
I just wanted to pop in here and say that I've been using this for almost two months, I still don't quite "get" it - although that's coming along with experience!…
- amazingpitbull
- amazingpitbull
- 4 mths ago
- 4 replies
- 155
- 8
- MXMOM4 mths ago
- YNAB Wins
A small reminder of small wins adding up
Hey YNABers, Long time user and lurker, first time poster in the ol' forums. I just wanted to share a bit of a win here, mainly just cause I needed somewhere to talk about it! (My coworkers,…
- ReubenJ86
- ReubenJ86
- 4 mths ago
- 2 replies
- 77
- 6
- MXMOM4 mths ago
- YNAB Wins
My bank account took my breath away and made me giggle at the same time
Due to some retro pay, my paycheque today was quite significant. I logged into the bank to make sure it was real. When I logged in, our balance was $15,000!!!!! I gasped. And then I giggled.…
- MXMOM
- MXMOM
- 4 mths ago
- 7 replies
- 200
- 17
- DelaYNAB Support4 mths ago
- YNAB Wins
Finally saved a 3-month emergency fund!
For the last SIX YEARS, I’ve been trying to build an emergency fund, yet somehow could never make a dent. I thought life was getting in the way, but in reality, I wasn’t being intentional.…
- Britnee
- britnee
- 4 mths ago
- 4 replies
- 133
- 11
- Britnee4 mths ago
- YNAB Wins
It just takes time
Posting this for anyone that is feeling frustrated. Look how we were in negative net worth and then just when it looked like it was positive, it bounced back into negative.…
- MXMOM
- MXMOM
- 6 mths ago
- 4 replies
- 311
- 13
- JRoosh324 mths ago
- YNAB Wins
Paid cash for new car!
When they handed me the financing offer it was so satisfying to say “I’m paying in full today”. 😎 For those of you new to YNAB, hang in there through the learning curve. It will change your life.
- CPA Budgeter
- cpabudgeter
- 5 mths ago
- 21 replies
- 312
- 16
- nolesrule4 mths ago
- YNAB Wins
Credit card debt, begone!
I'm so excited to announce that I have finally paid off my credit card debt in full after a decade of carrying it around. I've been chipping away at it,…
- linkhs
- procrastinating artist
- linkhs
- 5 mths ago
- 5 replies
- 91
- 9
- Superbone5 mths ago
- YNAB Wins
Where has 7 months of YNABing taken me?
I've been using YNAB for 7 months now. This is far longer than anything else I've ever tried. But what has happened during these months? 💳 No more credit card debts! Woohoo!…
- Sky Blue Dreamer
- Sky_Blue_Sander.10
- 5 mths ago
- 7 replies
- 189
- 12
- MarisaYNAB Support5 mths ago
- YNAB Wins
Debt free - hurrah
Thanks to the discipline that I learned by getting on board with YNAB, I got my credit cards under control over a year ago, and now pay in full monthly, every month.…
- lindsay_g
- Beige_Banjo.3
- 5 mths ago
- 7 replies
- 92
- 11
- linkhs5 mths ago
- YNAB Wins
My wife got a good job at my work for $19/hr and that means we can finally focus on our debt AND building a baby fund for the future.
I am thrilled at the fact that more money is coming into our life and that we have a plan of sorts to actually get this down. YNAB has helped tremendously with my finances.…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 6 mths ago
- 1 reply
- 71
- 9
- MadDog6 mths ago
- YNAB Wins
A (planned) year off work!
Thanks to YNAB, I've just budgeted for the next year from savings, giving me confidence that I can safely take a career break! Whilst I enjoy my job, and I work for a great company,…
- gemlad
- Orange_Violin.4
- 6 mths ago
- 6 replies
- 157
- 7
- Ivory Storm6 mths ago
- YNAB Wins
Import - Thank you!
So as I've complained about import in the past I wanted to this time give kudos in regard to the changes that were made in the last few months. For the banks that I work with (which I keep to as few…
- Tan Cobra (240143be09df)
- Tan_Cobra_240143be09df
- 7 mths ago
- 1 reply
- 59
- 3
- DelaYNAB Support7 mths ago
- YNAB Wins
Just knocked £1.50 a month off my mobile bill with a phone call.
Sky emailed me to offer 25% off a "second tariff." I already have a second tariff, which I pay full price for. So I rang them and asked them to give me the discount on the tariff I already have.…
- Numbers Nerd
- numbers_nerd
- 7 mths ago
- 33
- 4
- YNAB Wins
Anyone else tired of fixing their account links and doing free work for YNAB?
Today, it's the 2FA codes not showing up. Last time it was account links breaking. I'm tired of constantly having to fix some problem with YNAB's for-profit software, for free.
- Alice Blue Major
- Alice_Blue_Major.1
- 7 mths ago
- 1 reply
- 191
- MatthewYNAB Support7 mths ago
- YNAB Wins
Taxes paid last minute + 1 month ahead thanks to YNAB
I'll admit, this past month has been hectic and I was not as on top of tracking things as I have been. However, after spending today doing my taxes as last minute as I ever have and momentarily…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 8 mths ago
- 3 replies
- 80
- 8
- Pineapple Gal7 mths ago
- YNAB Wins
Instagram account required for YNAB?
In the latest release notes, the link takes me to Instagram. I have no account there and never have an intention of doing so. Why not link (in Instagram) to your own generally accessible blog posts…
- Saish Dawg
- saish_dawg
- 8 mths ago
- 7 replies
- 176
- 2
- Annieland8 mths ago
- YNAB Wins

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