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  • More than a decade using YNAB

    What using YNAB has done for my family.
    • Mrs Awesome Budget
    • Entomologist
    • Beige_Falafel.7
    • 1 mth ago
    • 37 replies
    • 526
    • 1
    • Superbone23 hrs ago
    • YNAB Wins
  • First YNAB renewal check-in / brag

    We started out using YNAB 12/2019, but practiced on our own spreadsheets in October & November. First YNAB renewal charge processed this month. We're on track to eliminate the credit card debt a few…
    • Henry Household
    • hibernaculum
    • 2 days ago
    • 47
    • 5
    • YNAB Wins
  • What did you do to improve your finances today?

    This was one of my favourite threads on the old forum, and since there doesn't seem to be one here yet, I thought I'd create one :-)
    • Winterlover
    • Welmoed
    • 2 yrs ago
    • 1,310 replies
    • 28,405
    • 49
    • Powder Blue Pony3 days ago
    • YNAB Wins
  • Outgrown YNAB?

    I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
    • goose61282
    • goose61282
    • 9 mths ago
    • 33 replies
    • 818
    • 1
    • slightlysmall9 days ago
    • YNAB Wins
  • Debt free just in time for 2021 - YNAB saved our financial life

    I just want to post how happy I am about YNAB and figuring it out in 2019. We got about 13000 euros of debt to zero on December 2020. So now this will be first full year without debt and with kinda…
    • Roni Laukkarinen
    • CTO, Entrepreneur, Blogger, Coder
    • rolle
    • 2 wk ago
    • 4 replies
    • 114
    • 9
    • Purple Foal9 days ago
    • YNAB Wins
  • How YNAB changed my life.

    This is the first of the year, and I rarely ever post, but I want to start off the year by celebrating accomplishments and encouraging others. I started using YNAB in February of 2016, when I was 38.…
    • Fribur
    • Fribur
    • 2 wk ago
    • 1 reply
    • 89
    • 10
    • Navy Blue Tape12 days ago
    • YNAB Wins
  • today is the first time in 5 years I've had more than $4 left in my account the day before payday

    I get paid on Wednesdays and no matter what, I always only have $4 or $5 left by the time Tuesday rolls around. Today, at the end of my first week on YNAB, I have $67!!
    • 123rsic
    • 23 yr old new grad tackling debt
    • Cornflower_Blue_Viper.11
    • 2 mths ago
    • 7 replies
    • 245
    • 23
    • Fribur2 wk ago
    • YNAB Wins
  • Today is my last day owing $$$ - I have paid 65K paid in 3.5 years

    I can hardly believe it. After a lifetime of terrible financial habits, being a single parent of two on a tiny income, always spending above my means, borrowing to the edge - then not being able to…
    • YnabLover
    • ynabLover
    • 2 wk ago
    • 3 replies
    • 83
    • 14
    • SheWhoManagesTheFunds2 wk ago
    • YNAB Wins
  • No debt for Christmas!!!!

    I started YNAB last February and have reduced my credit card debt by half. At the same time, I began saving for Christmas. This year, for the first time,…
    • Laurie R
    • Pink_Falafel.9
    • 1 mth ago
    • 3 replies
    • 89
    • 11
    • Orchid Moose1 mth ago
    • YNAB Wins
  • Tracking the ways YNAB pays for itself is no longer an easy feat

    I started YNAB in June this year to help get my my spending and credit cards under control. Since then getting my budget nailed down, I've been able to:…
    • Dave
    • Slate_Gray_Deer.9
    • 2 mths ago
    • 1 reply
    • 173
    • 13
    • Orchid Moose1 mth ago
    • YNAB Wins
  • Small Wins

    I have always struggled with keeping my own budget. I never trusted the budget I had or the process. Over the last four weeks I gave YNAB a real shot. I look at it everyday.…
    • Gray Transistor
    • Gray_Transistor.10
    • 2 mths ago
    • 2 replies
    • 150
    • 10
    • Orchid Moose1 mth ago
    • YNAB Wins
  • Using YNAB for 5 years

    Just want to say YNAB has helped me get a hold and help me visualize my budget and expenses much better. I will admit that when I first joined YNAB in 2015 I did not understand it at all and why my…
    • Slate Blue Pilot (2903ac015cdb)
    • Slate_Blue_Pilot_2903ac
    • 2 mths ago
    • 1 reply
    • 154
    • 5
    • Yes I can2 mths ago
    • YNAB Wins
  • Found my bigger picture

    I you haven't read or listed to the YNAB book yet, do so! I've been on and off ynab for the past couple of years but it never really clicked till I (listened to) the YNAB book and it made me realise…
    • Merel
    • Shopaholic
    • Merel
    • 2 mths ago
    • 84
    • 11
    • YNAB Wins
  • Thank you, YNAB!

    Started YNAB in February. Just passed the halfway point on eliminating my credit card debt!
    • Laurie R
    • Pink_Falafel.9
    • 2 mths ago
    • 2 replies
    • 125
    • 6
    • TechieM22 mths ago
    • YNAB Wins
  • Buying (and building!) my first PC with cash!

    I'm very happy to announce that I will be building a gaming PC for the first time, and this will be the first computer that I have ever purchased without relying on a credit card!…
    • linkhs
    • procrastinating artist
    • linkhs
    • 2 mths ago
    • 4 replies
    • 90
    • 9
    • TechieM22 mths ago
    • YNAB Wins
  • Finding stability

    When I left home, nearly two years ago now, I knew (almost) nothing about managing money. I just knew I didn't have enough of it (I had no idea what "enough" would even be!…
    • Hila Shahar
    • Orange_Android.10
    • 2 mths ago
    • 3 replies
    • 110
    • 8
    • TechieM22 mths ago
    • YNAB Wins
  • YNAB main website

    I wish that the Inspiration section would allow us to "LIKE" or comment on the articles b/c some are truly wonderful.
    • Shara F.
    • Budget_master.1
    • 2 mths ago
    • 1 reply
    • 66
    • FanessYNAB Support2 mths ago
    • YNAB Wins
  • Punching above our weight with YNAB in our corner!

    Just wanted to share our net worth graph from when we started using this version of YNAB. I am the first to admit that this doesn't look as impressive as I would want it to look but what YNAB has…
    • Dave
    • Web Developer
    • dave
    • 2 mths ago
    • 6 replies
    • 167
    • 12
    • farfromtheusual2 mths ago
    • YNAB Wins
  • Spent over 6 hours setting up my YNAB :) I AM ONE HAPPY CAMPER!

    I watched all 19 setup videos and 21 on how to use YNAB to it's fullest capacity. The hubby agreed to take our son out on Saturday so I can dive in fully and I am not sorry.…
    • Violet Motherboard
    • Violet_Motherboard.11
    • 2 mths ago
    • 6 replies
    • 193
    • 11
    • PhysicsGal2 mths ago
    • YNAB Wins
  • I can finally breathe ...

    Every single idea or thought related to my budget is down on “paper”. This app just makes sense and the videos, those on YouTube as well, are fantastic.…
    • Mandra B
    • Sea_Green_Commander.10
    • 2 mths ago
    • 7 replies
    • 204
    • 9
    • Mandra B2 mths ago
    • YNAB Wins
  • My checking account is positive! And I have $120 in savings. I started an ira & 401k.

    • Terri Michaloski
    • Cyan_Pilot.9
    • 3 mths ago
    • 4 replies
    • 204
    • 17
    • MXMOM3 mths ago
    • YNAB Wins
  • It clicked - or I understand it finally. Whatever...big win!

    I started using YNAB a few days into October. Only a few weeks ago. I obsessively took in as much info as I could and started testing my own budget. I have a fairly good handle on it now.…
    • PS
    • Maroon_Trombone.16
    • 2 mths ago
    • 4 replies
    • 221
    • 19
    • PS2 mths ago
    • YNAB Wins
  • Don't forget to budget for your towel!

    Nothing to see here, just thought I'd share a little humor :)
    • Scott
    • In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
    • Scottgoeshiking
    • 4 mths ago
    • 15 replies
    • 412
    • 14
    • FanessYNAB Support3 mths ago
    • YNAB Wins
  • I found some niggling little parasites getting charged every month that I had forgotten about or don't use. I found over $90/mo. Cancelled!

    • Powder Blue Lightning
    • Powder_Blue_Lightning.11
    • 3 mths ago
    • 2 replies
    • 129
    • 10
    • HappyDance3 mths ago
    • YNAB Wins
  • Loading screen giggles

    Just wanted to show my love to the ynab team for the loading screen phrase "Move dollarum leviosa". 😆🧙‍♀️ Do you have a favorite loading screen?
    • The Artist Formerly Known As
    • Reformed natural spender
    • formerly_Purple_Panther
    • 6 mths ago
    • 19 replies
    • 233
    • The Artist Formerly Known As3 mths ago
    • YNAB Wins
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
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    • Announcements
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