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Happy with your budget categories? Please share!
I'm curious to know how people organize their budget categories. Thinking of making some changes for 2018 and would love to see what people use (and don't use). What are your budget categories?
- Ryan Oakley
- Side-Hustler
- oakley
- 1 yr ago
- 115 replies
- 19,491
- 18
- Mx Emminyesterday
- Tips & Tricks
Immediate Obligations vs. True Expenses
Hello. I think I understand the difference between these two preset YNAB category groups, but I'm not quite sure what can qualify something as one or the other.…
- ukimagic209
- ukimagic209
- 1 yr ago
- 27 replies
- 12,557
- 5
- Scott1 yr ago
- Tips & Tricks
What is Your Budget's Name?
Hi everyone! I've always had a difficult time naming my budget in YNAB and I've been wondering what other people name their budgets. And now I have a place to ask!…
- Kate
- Joyful Technical Writer 🌴
- sweet_sunshine
- 1 yr ago
- 80 replies
- 9,313
- 3
- Kate1 yr ago
- Tips & Tricks
Bi-weekly Budgeting
How do y'all handle non-monthly budgeting items? I mean, I get the YNAB system when it comes to budgeting stuff like mortgage and energy bills and creating sinking funds and stuff - but for us,…
- Troy Miller
- Budgeter, FPU Leader, Programmer, Dad, Husband
- yort
- 1 yr ago
- 77 replies
- 7,837
- Cornflower Blue Filly (35a9d699c640)1 yr ago
- Tips & Tricks
Negative amount in Budgeted column-Why?
I have been using YNAB for a few months now and have noticed that when I need to move money from one category to another to cover overspending or maybe rethinking my amounts for things,…
- Slate Gray Sound (11dc3b5c9d37)
- Slate_Gray_Sound_11dc3b
- 1 yr ago
- 51 replies
- 6,707
- 6
- WordTenor2 mths ago
- Tips & Tricks
Thinking about leaving YNAB
My husband and I have been active YNAB users for more than five years. We finally switched to the new version after our computer died a couple months ago.…
- JD Gil
- jd_gil
- 1 yr ago
- 70 replies
- 6,470
- 4
- Beige Banjo1 yr ago
- Tips & Tricks
Can we talk about the buffer?
The cash buffer is a huge part of why YNAB is a great way to manage your finances. Reading other posts, I think I see a couple of different ways that people handle that buffer.…
- All About the Numbers
- Hot_Pink_Mill_f9e491b4d
- 1 yr ago
- 69 replies
- 6,384
- 5
- Move Light Sound Life2 mths ago
- Tips & Tricks
One Bank Account to Rule Them All?
I am interested to find out how many bank accounts people maintain once they have been using YNAB for a while. And the reasons why.
- Six Hats
- monkeychicken
- 1 yr ago
- 45 replies
- 5,943
- 2
- MacGsMom1 mth ago
- Tips & Tricks
To Fresh Start or not to Fresh Start...
...that is the question and I know it's been discussed before on the old forum and here. But it seems like a good time of year to start the discussion again.…
- ChicagoFlyer
- Making the best of what's around
- chicgoflyr
- 1 yr ago
- 30 replies
- 5,614
- 2
- Pat C8 mths ago
- Tips & Tricks
- Answered
- Answered
How to budget reimbursed work expenses
I just recently switched over to the new ynab and am struggling with how to get it to work with work expenses which get reimbursed. In the old ynab I would just allow that category to go in the red…
- Coral Memory
- Coral_Memory
- 1 yr ago
- 13 replies
- 5,128
- 4
- Gray Rain7 mths ago
- Tips & Tricks
The Power of the Monthly Funding Goal
. New YNABber and new budgeter here. I was having a hard time meshing YNAB's budget-what-you-have approach with my old-school training of entering the full forecasted amount for each month,…
- Forest Green Guitar (09d39a7ed921)
- Drowning in debt, but learning to swim
- Forest_Green_Guitar_09d
- 1 yr ago
- 8 replies
- 4,900
- 7
- Violet Drill1 yr ago
- Tips & Tricks
Rolling over overspent amounts
Hi, We are wondering if it is possible to roll over the overages in categories vs having it automatically come from To Be Budgeted. Specifically, our electric bill varies greatly month to month,…
- Slate Gray Lion
- Slate_Gray_Lion
- 1 yr ago
- 25 replies
- 4,616
- 1
- Cat Anastasiou5 mths ago
- Tips & Tricks
Trick to "skip" funding a Goal in the Current Month (remove the orange warning while keeping the future goal!)
I recently accidentally stumbled upon this handy trick and posted about it in my journal, and it seems it's likely of use to others, so I figured I'd make a separate post to share! SCENARIO :…
- Resistant Punch Roller
- Back to YNAB 10 years later!
- resistantpunchroller
- 1 yr ago
- 21 replies
- 4,477
- 17
- ynaber26131 yr ago
- Tips & Tricks
What (in your opinion) is your weirdest/most unique budget category?
I thought of this question last night as I was adding a "$2 Bill" line to my Savings category. I end up with $2 bills more frequently than expected; I don't like to spend them,…
- powerwordbudget
- 4th Level Budget Wizard
- powerwordbudget
- 1 yr ago
- 36 replies
- 3,786
- 4
- pepperpat8 mths ago
- Tips & Tricks
Workaround for lack of "Income for Next Month" in YNAB
Why is this gone?!?! I have a one month buffer. In other words, all of the money I am spending this February, I actually earned in January. But with the latest version of YNAB,…
- Matt Tanner
- Khaki_Sidewinder
- 1 yr ago
- 4 replies
- 3,150
- 6
- Patzer1 yr ago
- Tips & Tricks
My nYNAB feedback
Giving nYNAB a whirl for a second time two years later... With that said, I started using YNAB Pro way back in 2007 when there wasn’t even multiple account registers,…
- Joel
- Joel
- 1 yr ago
- 23 replies
- 3,041
- 25
- Justin7 mths ago
- Tips & Tricks
Keeping track of credit card payment due dates
After forgetting to pay a credit card bill one month 😞 , I first called the company to credit the fee 🙌 and then came up with a system to make sure that I will never forget again.…
- Coral Foal (ff1b63999cea)
- Coral_Foal_ff1b63999cea
- 1 yr ago
- 22 replies
- 3,040
- 2
- rolltide1 yr ago
- Tips & Tricks
Budgeting While Single
I think one of my biggest challenges when it comes to YNAB is accountability. I'm a singleton with no one but my two pets to ever know that I spend too much money on things I don't need and not…
- blondeambition
- damn millennial.
- blondeambition
- 1 yr ago
- 17 replies
- 3,008
- 6
- Magenta Motherboard1 mth ago
- Tips & Tricks
Healthy Budget Breakdown for Any Salary?
Hi guys, So YNAB takes care of all budgeting and tracking mechanics - great! As I started using YNAB, I can now track all my spending, as well as all my passive accounts, very well.…
- Turquoise Pony (da415ea2ba0b)
- Turquoise_Pony_da415ea2
- 1 yr ago
- 14 replies
- 2,792
- 2
- Turquoise Pony (da415ea2ba0b)1 yr ago
- Tips & Tricks
Please explain: $600 savings
"On average, new budgeters save $600 by month two and more than $6,000 the first year!" What does this actually mean? How does YNAB get this data?
- Navy Blue Cyborg
- Navy_Blue_Cyborg.1
- 1 yr ago
- 42 replies
- 2,778
- 1
- Saturna5 mths ago
- Tips & Tricks
Budgeting & Quarterly Taxes
I'm new to YNAB and am in my first month. I own a small business and pay estimated quarterly taxes of around $1000/month. Since they are due quarterly, in one month I will have $3000 come due.…
- Baileys Brew
- baileysbrew
- 1 yr ago
- 26 replies
- 2,633
- Baileys Brew1 yr ago
- Tips & Tricks
Distinguishing categories with emojis
Don't know if this will help anyone, but it is working for me. I have a lot of categories. Some I can draw from if another category is overspent. Others have been carefully calculated so that the…
- doctor_who
- Silver_Boa
- 1 yr ago
- 22 replies
- 2,508
- 9
- FanessYNAB Support1 mth ago
- Tips & Tricks
What workarounds do you use in YNAB?
Some examples of the way I've been tweaking YNAB to suit my situation, in case they help others. If any of these have pitfalls down the road I'm not seeing, I'd like to know.…
- doctor_who
- Silver_Boa
- 1 yr ago
- 18 replies
- 2,504
- 3
- guywithguitar8 mths ago
- Tips & Tricks
Food budgeting
RIght now I have one food category, but I have trouble getting the money to last. Have anyone tried to make four categories, one for each week to make it easier to keep the weekly food budget?…
- Tropico
- tropico
- 1 yr ago
- 26 replies
- 2,428
- 1
- Elle Jay7 mths ago
- Tips & Tricks
Overspender surrounded by overspenders
I'm new to budgeting this year. I spend too much. My family spends too much. I notice that when we run out of money or if I won't tap into savings to keep the spending going everyone gets angry and…
- Purple Cartridge (530525dedf04)
- Purple_Cartridge_530525
- 1 yr ago
- 8 replies
- 2,412
- 2
- J. Diamond/Green Harp1 yr ago
- Tips & Tricks

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