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What Is The Best Way to Transition from Monthly to Semi or Annual Payments?
Afternoon fellow YNABer's, I was wondering if anyone had any thoughts on how to best make a switch from making monthly payments to making either Semi or Annual payments for things like my car…
- Ruff16965 (05bd62cee897)
- Tomato_Mask_05bd62cee89
- 2 yrs ago
- 10 replies
- 1,248
- huskies4all2 yrs ago
- Tips & Tricks
Surrender to the Habit of YNAB
Hello all, I've been using YNAB for 18 months now, and my financial adviser, whom I really couldn't even afford back then (he did it for free for me), has expressed great surprise in how my finances…
- Lavender Moonbeam (459807f8a598)
- Lavender_Moonbeam_45980
- 2 yrs ago
- 11 replies
- 2,306
- 22
- ynaber26132 yrs ago
- Tips & Tricks
THANK YOU FOR DEC 6th 2017 UPDATE!
🏅💯👍👏😀 Oh happy day! Creating categories on the fly has been a long time coming - so excited it is functional! Thank you. https://www.youneedabudget.…
- AMS
- YNAB-ing since YNAB 3.
- Ams
- 2 yrs ago
- 1 reply
- 1,750
- 2
- Rihannsu2 yrs ago
- Tips & Tricks
When to start a new budget?
Hi all, I'm a newbie to YNAB (think: 4 days in!) and wanted to get my budget all set up for when I get paid on December 15. I put all my expenses in and then put a scheduled date for when my pay…
- Katie H
- dangerously_in_debt
- 2 yrs ago
- 1 reply
- 1,165
- nolesrule2 yrs ago
- Tips & Tricks
Prepaid or debit cards for accounts?
Hey guys, I'm just now diving into YNAB and getting smarter about my money/changing my habits. I've set a budget for 3 major categories: food, entertainment and transportation.…
- Purple Wildebeest (931c7bb4999b)
- Purple_Wildebeest_931c7
- 2 yrs ago
- 9 replies
- 1,636
- KAP's grandma2 yrs ago
- Tips & Tricks
Keeping a cash cushion
I was wondering if there is a "best practice" way to keep a cash cushion amount of money in YNAB. For my day to day life, in my checking I like to think of something like $2000 as my $0.…
- Jared
- sabostiff
- 2 yrs ago
- 3 replies
- 1,504
- 1
- jenmas2 yrs ago
- Tips & Tricks
Healthy Budget Breakdown for Any Salary?
Hi guys, So YNAB takes care of all budgeting and tracking mechanics - great! As I started using YNAB, I can now track all my spending, as well as all my passive accounts, very well.…
- Turquoise Pony (da415ea2ba0b)
- Turquoise_Pony_da415ea2
- 2 yrs ago
- 14 replies
- 2,920
- 2
- Turquoise Pony (da415ea2ba0b)2 yrs ago
- Tips & Tricks
Black Friday looming, share your budget or saving tips and tricks!
Black Friday is just around the corner, or some have already seen sales start already. Among the confusion with all the sales locally in stores, we are constantly bombarded with sales ads about…
- Tiffany
- Software Engineer
- Lavender_Moose_fa49b7d9
- 2 yrs ago
- 6 replies
- 1,557
- 2
- Ruff16965 (05bd62cee897)2 yrs ago
- Tips & Tricks
The Power of the Monthly Funding Goal
. New YNABber and new budgeter here. I was having a hard time meshing YNAB's budget-what-you-have approach with my old-school training of entering the full forecasted amount for each month,…
- Forest Green Guitar (09d39a7ed921)
- Drowning in debt, but learning to swim
- Forest_Green_Guitar_09d
- 2 yrs ago
- 8 replies
- 5,086
- 7
- Violet Drill2 yrs ago
- Tips & Tricks
Overspender surrounded by overspenders
I'm new to budgeting this year. I spend too much. My family spends too much. I notice that when we run out of money or if I won't tap into savings to keep the spending going everyone gets angry and…
- Purple Cartridge (530525dedf04)
- Purple_Cartridge_530525
- 2 yrs ago
- 8 replies
- 2,435
- 2
- J. Diamond/Green Harp2 yrs ago
- Tips & Tricks
Would love some tricks people use for reimbursements...
We have several trips per year that get reimbursed after the fact (usually several months later for airline tickets, several weeks for hotels). We have enough flex to use our vacation budget and…
- Blue Chef (cbb3f4fec3f7)
- Blue_Chef_cbb3f4fec3f7
- 2 yrs ago
- 5 replies
- 1,326
- zita2 yrs ago
- Tips & Tricks
New to YNAB
So i am very new to YNAB. Just downloaded yesterday from a recommendation from my cousin. She loves it, and we are all pretty into the dave ramsey debt snowball ideas, so strong financial goals.…
- Gray Drum (1d39fb44f280)
- Gray_Drum_1d39fb44f280
- 2 yrs ago
- 10 replies
- 1,411
- 2
- Matt2 yrs ago
- Tips & Tricks
Need Some Advice on Accomplishing Something
Good afternoon fellow YNABers, I am hoping that one of you might have a tip or trick to help me with something that I can not seem to get to work the way I want it too.…
- Ruff16965 (05bd62cee897)
- Tomato_Mask_05bd62cee89
- 2 yrs ago
- 12 replies
- 2,328
- Ruff16965 (05bd62cee897)2 yrs ago
- Tips & Tricks
Best way to start a new Budget in YNAB
I've had occasion to start new Budgets and don't think I'm doing it very efficiently. I'd appreciate ideas on how best to transition from an in-use budget to a new Budget. i.…
- Steel Blue Piccolo (f7275c30fd78)
- Steel_Blue_Piccolo_f727
- 2 yrs ago
- 8 replies
- 1,399
- 1
- Tomato Sloth (b8c84b13d752)2 yrs ago
- Tips & Tricks

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