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Online clothes shopping
Does anyone have a good suggestion for this? I have a hard time budgeting for clothes. I previously shopped some online, but with covid, I'm shopping 100% online.…
- Crystal Leonard
- crystal_cake
- 5 mths ago
- 2 replies
- 127
- dakinemaui5 mths ago
- Tips & Tricks
Net Worth Debt Ratio in Toolkit Report
As I wrapped up November and updated all my accounts for my net worth report, I noticed a cool new feature of the Toolkit Net Worth report: Debt Ratio.…
- Superbone
- YNAB convert since 2008
- Superbone
- 1 mth ago
- 7 replies
- 139
- 2
- B's Gambit1 mth ago
- Tips & Tricks
Dealing with large overspend in November
I'm a long time YNABer who is up against their first material overspend since buffering themselves out 1 month. Combination of large unexpected home related expenses,…
- jestarr
- jestarr
- 1 mth ago
- 6 replies
- 123
- Ivory Storm1 mth ago
- Tips & Tricks
Tip or Trick Needed: Paying a December Bill Early Puts November Category into the Red
Last week, I paid two bills a few weeks early. They weren't due until the 1st or 2nd week of December, but I already had the money in my account (and they were budgeted in December,…
- Debtectomy
- All Debt Hurts US
- debtectomy
- 1 mth ago
- 18 replies
- 325
- dakinemaui1 mth ago
- Tips & Tricks
Chromebook Desktop Version on Chromebook
Using an Android App, "Crossover", I was able to install desktop version of YNAB for Windows on my Chromebook. I have been using it for a few months now without any major problems.…
- Navy Blue Projector
- Navy_Blue_Projector.1
- 2 yrs ago
- 4 replies
- 1,345
- Cyan Major1 mth ago
- Tips & Tricks
Current year vs prior year income/spending report in Excel
Has anyone set up a current vs prior year report in Excel with exported data? I really think this would be helpful in YNAB itself but they seem to have assumed no one runs reports.…
- MXMOM
- MXMOM
- 1 mth ago
- 2 replies
- 99
- MXMOM1 mth ago
- Tips & Tricks
Where is the free PDF for the YNAB Audiobook?
In the audio book it states to get your free PDF for the audio book from the provider you purchased it from. I purchased from Audible but can find no mention.
- Alice Blue Barnacle
- Alice_Blue_Barnacle
- 3 yrs ago
- 49 replies
- 1,716
- 3
- Lavender Lion1 mth ago
- Tips & Tricks
iOS 14.2 with YNAB 4 (Classic)
Just FYI to anyone who may end up searching the forum - after installing iOS 14.2, the YNAB Classic (for use with the desktop YNAB 4) was crashing on open.…
- a_different_joel
- Amused by the incorrigible nYNAB
- A_different_joel
- 2 mths ago
- 2 replies
- 238
- 7
- Pole Cat2 mths ago
- Tips & Tricks
To Fresh Start or not to Fresh Start...
...that is the question and I know it's been discussed before on the old forum and here. But it seems like a good time of year to start the discussion again.…
- ChicagoFlyer
- chicgoflyr
- 3 yrs ago
- 31 replies
- 6,582
- 2
- Nina Giraffe2 mths ago
- Tips & Tricks
- Answered
- Answered
Budget for "Grooming" or Personal Expenses
So, I know I have a non-trivial amount of money I spend regularly on soap, razors, haircuts, etc. Do many people have a personal or other category named just for such personal grooming items?…
- Slate Blue Pilot (2903ac015cdb)
- Slate_Blue_Pilot_2903ac
- 2 mths ago
- 5 replies
- 248
- FanessYNAB Support2 mths ago
- Tips & Tricks
Budgeting the whole month with money you don’t have
There was recently a question by someone that couldn’t wrap their mind around the “only budget the money you have” philosophy but I can’t find it @Faness maybe you know.…
- MXMOM
- MXMOM
- 2 mths ago
- 130
- Tips & Tricks
What is Your Budget's Name?
Hi everyone! I've always had a difficult time naming my budget in YNAB and I've been wondering what other people name their budgets. And now I have a place to ask!…
- Kate
- Joyful Technical Writer 🌴
- sweet_sunshine
- 3 yrs ago
- 108 replies
- 10,160
- 7
- Mamba2 mths ago
- Tips & Tricks
Change of Environment
I am starting to realize that the reason Budgeting is so hard and not sticking for me is because my environment is not surrounded with Financially smart decisions/Awareness.…
- Greenpotato
- Just a Boy on a Budget
- devoted2development
- 2 mths ago
- 6 replies
- 272
- MXMOM2 mths ago
- Tips & Tricks
Riding the Float, Smartly? (for 1 month)
I am currently refinancing my house and I've run into a bit of a conundrum. Because my property tax is due in November, and my closing date got pushed into early November, I have to pay my $5,…
- RocketBran
- rocketbran
- 2 mths ago
- 10 replies
- 196
- MXMOM2 mths ago
- Tips & Tricks
My cash balance is off!
Hi all - I am in the Uk and still using YNAB 4 until it falls over... I have a 'cash' budget account which got used alot while I was doing building work (I also use it for the dog walker,…
- Alice Blue Leopard
- Alice_Blue_Leopard.9
- 2 mths ago
- 2 replies
- 97
- dakinemaui2 mths ago
- Tips & Tricks
Great financial book for post secondary students (Canadian)
This is a really great book for parents and students who are approaching the topic of post secondary education. Don't let the title dissuade you. More money for Beer and Textbooks
- MXMOM
- MXMOM
- 3 mths ago
- 60
- Tips & Tricks
Budgeting Per Paycheck
So I usually budget on paper, and I separate it per pay period. My husband I both get paid biweekly. So for example I would pay our first of the month bills with the first paychecks,…
- Violet Ink
- Violet_Ink.10
- 3 mths ago
- 7 replies
- 249
- 1
- MXMOM3 mths ago
- Tips & Tricks
HOW do you get a month ahead? What am I missing?
Is it just spending less than what you make and the rest gets rolled over? I'm a little confused on this. And does anyone have any tips for making this process smoother?
- Stacy C
- nursepower
- 1 yr ago
- 39 replies
- 1,874
- PhysicsGal3 mths ago
- Tips & Tricks
Negative "To be budgeted" after paying budgeted category in APP
Hello, please can you help, I was searching all over the web and YT tutorial videos but still am not sure what the problem is: I have budgeted amount for insurance I need to pay each month (for…
- Tomato Mask
- Tomato_Mask.12
- 3 mths ago
- 4 replies
- 74
- dakinemaui3 mths ago
- Tips & Tricks
Even my goals have goals!
Hello everyone, I recently started a Wish List, and while most of the items on it were one-time purchases to save toward (new mattress, tattoo, etc), I also have a few things that would be monthly…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 3 mths ago
- 1 reply
- 87
- dakinemaui3 mths ago
- Tips & Tricks
Making notes in the Budget
Is there a place to put notes in your budget for the current or future months? For example, a specific thought that I want to revisit or marinate on as I'm considering my spending priorities for the…
- Silver Router
- Silver_Router.12
- 3 mths ago
- 10 replies
- 210
- 1
- Silver Router3 mths ago
- Tips & Tricks
Is it possible to keep a ledger of when / how much money is moved from bucket to bucket
In my budget, we keep unspecified savings goals in large buckets such as Medium term, Short term, and Long term savings. These are for things where we know we will spend but haven't prioritized the…
- Silver Pegasus
- Silver_Pegasus.12
- 4 mths ago
- 63 replies
- 567
- Cirrus3 mths ago
- Tips & Tricks
FREE Canadian Financial Summit (online October 14-17)
https://canadianfinancialsummit.com Some of the best financial resources in Canada including bloggers like Milliondollarjourney and Podcasts Build Wealth Canada.…
- MXMOM
- MXMOM
- 3 mths ago
- 16
- Tips & Tricks
Switching from Mvelopes!
Ok, I have been a long-time Mvelopes user - like 10+ years. I LOVED the methodology. I have tolerated the glitchiness. After being forced to 'upgrade' to Mvelopes 5,…
- Creekside Simplicity
- creeksidesimplicity
- 5 mths ago
- 21 replies
- 390
- 1
- Creekside Simplicity4 mths ago
- Tips & Tricks
Maybe a dumb question, but how do I budget for mortgage?
Basically, it's our largest bill, and takes most of a full paycheck (if it's my spouses payday) or half of mine. Most of our bills are due in the first two weeks of the month.…
- Silver Mare
- Silver_Mare.11
- 4 mths ago
- 6 replies
- 217
- nolesrule4 mths ago
- Tips & Tricks

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