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YNAB for business
I own a small business and I used to use YNAB 4 for my business. I stopped when the current YNAB was released but recently restarted the budget. I would love to chat with people and see what working…
- Powder Blue Grizzly
- Powder_Blue_Grizzly_087
- 3 yrs ago
- 21 replies
- 4,805
- 3
- broke ceo2 yrs ago
- Small Business
Reimbursements
YNAB does not handle reimbursements well. In fact, it used to handle them better when select categories would allow a negative balance to rollover month to month.…
- Gray Wrench (5493e58daa24)
- Gray_Wrench_5493e58daa2
- 3 yrs ago
- 27 replies
- 2,990
- 13
- mamster2 yrs ago
- Small Business
- Coral Elk (97982afabb9e)
- Coral_Elk_97982afabb9e
- 3 yrs ago
- 3
- Best Answer
- Reported - view
As a counter-point: If you're seldom reimbursed by the end of the month, you should be budgeting for those expenses. If you used your cash for the reimbursable expense,…
Profit First
Hi! Has anyone read the book Profit First yet? It advocates some kind of 'envelope' system for different categories of biz income and expenses. It suggests to have multiple bank accounts to make…
- Winterlover
- Welmoed
- 3 yrs ago
- 18 replies
- 2,837
- 3
- Tan Dragon6 mths ago
- Small Business
Side-Hustle
First - I wonder why there isn't an "Income" category in the forums. I mean, one way to make your budgeting easier is to generate more income! That can come in a raise, or investing in education,…
- Ryan Oakley
- Side-Hustler
- oakley
- 3 yrs ago
- 25 replies
- 2,734
- 2
- TechieM22 yrs ago
- Small Business
New Small Home Based Business
I'm am in the process (and have been) of creating a small home-based business. I can't afford new business accounting software so I am hoping YNAB will work.…
- akkoch
- akkoch
- 3 yrs ago
- 23 replies
- 2,479
- 1
- Jen3 yrs ago
- Small Business
YNAB vs. Quickbooks
Can anyone tell me why I should use one over the other. I will be working with a small online marketing business. Payroll is to independent contractors, not employees.…
- Turquoise Memory (20e8230556a4)
- Turquoise_Memory_20e823
- 3 yrs ago
- 3 replies
- 1,871
- Mike Black3 yrs ago
- Small Business
Save for Taxes vs Net worth
My husband sometimes gets income from freelance jobs. In Holland it is normal that you keep track of your freelance incomes in one year and the next year you pay what you owe (around june 2018 for…
- Marisss
- Pink_Mainframe.1
- 3 yrs ago
- 9 replies
- 1,850
- 3
- Annieland5 mths ago
- Small Business
How to budget for costs associated with a rental property that we own?
Suggestions on how to budget for costs associated with a rental property that we own? Do we set that up with a separate YNAB account?
- Mark Richardson
- Ordinary Dude
- Sky_Blue_Device
- 3 yrs ago
- 21 replies
- 1,838
- DelaYNAB Support2 mths ago
- Small Business
Wife is self-employed, do we have to pay quarterly taxes?
My wife works from home as a medical billing processor and receives a 1099-MISC from the woman that owns the business. I believe that technically we are supposed to make quarterly estimated tax…
- Matt Tanner
- Khaki_Sidewinder
- 3 yrs ago
- 6 replies
- 1,628
- nolesrule3 yrs ago
- Small Business
Self Employed Business vs. Personal Budgets
Hi! I am self-employed and have both business and personal accounts. So my business money is showing up in my budget. Even though there is some crossover,…
- Heather Ryan
- heatherryan
- 2 yrs ago
- 7 replies
- 1,579
- 3
- FanessYNAB Team2 yrs ago
- Small Business
YNAB consultant looking to hire an assistant to nerd out on budgets and help support my clients.
Hey YNABers - My name's Mark. I worked at YNAB in 2013/14 and now I'm a full-time budget nerd, managing budgets for 20 small businesses. I'm looking to hire a fellow YNAB lover to help me give great…
- Mark Butler
- Pro Budget Nerd
- budgetnerdy
- 3 yrs ago
- 8 replies
- 1,570
- 4
- FanessYNAB Team2 yrs ago
- Small Business
Multiple clients, multiple paychecks
Hello everyone I'm a freelance writer, which means I don't have a single monthly income that arrives on the same, predictable day. For example, at the moment, I am working for five different clients,…
- Iain Broome
- iainbroome
- 3 yrs ago
- 5 replies
- 1,498
- FanessYNAB Team3 yrs ago
- Small Business
I'm considering combining my 2 small business & personal budget in to 1 budget
I would love feedback from @Todd @Emily or @Jen and anyone else who is struggling with juggling multiple budgets as to whether or not you think it is a good idea to combine my 2 business and 1…
- Marilynn Taylor
- Marilynntaylor
- 3 yrs ago
- 11 replies
- 1,402
- 1
- KD603NH2 yrs ago
- Small Business
Self-employed with varying monthly income
Hello newbie here. Actually a second time newbie.(if that even makes sense). My wife and I are both self-employed with separate business that we are the process of building.…
- Peter
- petetrainer
- 3 yrs ago
- 6 replies
- 1,219
- FanessYNAB Team3 yrs ago
- Small Business
- Answered
- Answered
YNAB for Church/NonProfit-Tracking Donors
I have been a YNABer since 2009. Recently my husband became pastor of a small church. I have found some nice fund accounting software options, but I am continually frustrated that YNAB style…
- Magenta Cornet
- Magenta_Cornet
- 3 yrs ago
- 17 replies
- 1,196
- Powder Blue Cornet5 mths ago
- Small Business
Year end reports
I’m currently tracking income and expenses for my real estate investing company. My accountant doesn’t use YNAB, so I’m wondering The best way to report and export data for my accountant to file,…
- Sky Blue Wizard (0221c8d5de22)
- Sky_Blue_Wizard_0221c8d
- 3 yrs ago
- 2 replies
- 1,166
- Marilynn Taylor3 yrs ago
- Small Business
transfer money between budgets?
Can you transfer money between budget accounts. I need to be able to transfer money from my personal account into my business and the other way around. But, they are in separate budgets.…
- Purple Captain
- Purple_Captain.2
- 2 yrs ago
- 6 replies
- 1,101
- 1
- Purple Captain2 yrs ago
- Small Business
Freelancer here - How old should my money be?
Hello, YNABers! I am a freelance musician and have been using YNAB since I became freelance in January to help me see my money clearly with my variable income.…
- Hot Pink Disk
- Hot_Pink_Disk.1
- 2 yrs ago
- 4 replies
- 1,081
- 1
- Formal Dribble2 yrs ago
- Small Business
YNAB-friendly Financial Planners and CPA recommendations
I'm new to the forums, but I didn't see this information anywhere. I apologize if it is. My family owns a small business (restaurant) and we use Quickbooks for bookkeeping.…
- HBC
- Reluctant Bookkeeper
- Beige_Pegasus.1
- 3 yrs ago
- 11 replies
- 1,063
- 1
- BookCat1 yr ago
- Small Business
Chase Business Ink
Does anyone have the Chase Business Ink and know how to reconcile it in YNAB? Here is the lowdown. Transactions are either listed online as posted, pending or in between the two- in la la land.…
- Blue Admiral
- Blue_Admiral
- 3 yrs ago
- 8 replies
- 1,059
- Powder Blue Cobra3 yrs ago
- Small Business
Accounts Payable
I have 2 business that I attempt to use YNAB to generally budget. I use Quickbooks for all formal accounting activities such AR, AP, bill pay, P&L, cash flow, balance sheet, etc.…
- Maroon Deer
- Maroon_Deer.1
- 3 yrs ago
- 4 replies
- 1,029
- Maroon Deer3 yrs ago
- Small Business
Re: Inflow: To be Budgeted
As I run a small business my income is all over the place I see clients from week to week so I cannot enter a total amount I will earn in a month or the date it will come in,…
- Rodney Inns
- rodney_inns
- 2 yrs ago
- 3 replies
- 1,023
- FanessYNAB Team2 yrs ago
- Small Business
Moving a credit card to a different budget...
I started tracking my business expenses last year in a separate ynab budget but I had a credit card that was opened before I made the switch. I pay $60 per month out of my personal budget toward…
- Jo
- Coral_Saxophone
- 3 yrs ago
- 5 replies
- 1,000
- Tomato Ink10 mths ago
- Small Business
Separate Business Budget for 2018?
First year of business under my belt (one-woman coffee bar), I used YNAB throughout, recorded all my expenses and income, and have now nearly finished my taxes, yay! I'm a sole proprietorship,…
- dakota
- dakota
- 3 yrs ago
- 2 replies
- 988
- Steel Blue Foal2 yrs ago
- Small Business
"Pre-"categorizing In-Flow
I own a business that buys a lot of Apple products and then laser engraves them. Thus, when I take money in, a large percentage of it is going right back out to Apple.…
- Sara G
- Lasering and printing all the things
- inaflashlaser
- 3 yrs ago
- 3 replies
- 986
- Rebekah Zobel Jones3 yrs ago
- Small Business

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