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  • YNAB for business

    I own a small business and I used to use YNAB 4 for my business. I stopped when the current YNAB was released but recently restarted the budget. I would love to chat with people and see what working…
    • Powder Blue Grizzly
    • Powder_Blue_Grizzly_087
    • 3 yrs ago
    • 21 replies
    • 4,778
    • 3
    • broke ceo2 yrs ago
    • Small Business
  • Reimbursements

    YNAB does not handle reimbursements well. In fact, it used to handle them better when select categories would allow a negative balance to rollover month to month.…
    • Gray Wrench (5493e58daa24)
    • Gray_Wrench_5493e58daa2
    • 3 yrs ago
    • 27 replies
    • 2,977
    • 13
    • mamster2 yrs ago
    • Small Business
    • Coral Elk (97982afabb9e)
    • Coral_Elk_97982afabb9e
    • 3 yrs ago
    • 3
    • Best Answer
    • Reported - view
    As a counter-point: If you're seldom reimbursed by the end of the month, you should be budgeting for those expenses. If you used your cash for the reimbursable expense,…
  • Profit First

    Hi! Has anyone read the book Profit First yet? It advocates some kind of 'envelope' system for different categories of biz income and expenses. It suggests to have multiple bank accounts to make…
    • Winterlover
    • Welmoed
    • 3 yrs ago
    • 18 replies
    • 2,760
    • 2
    • Tan Dragon2 mths ago
    • Small Business
  • Side-Hustle

    First - I wonder why there isn't an "Income" category in the forums. I mean, one way to make your budgeting easier is to generate more income! That can come in a raise, or investing in education,…
    • Ryan Oakley
    • Side-Hustler
    • oakley
    • 3 yrs ago
    • 25 replies
    • 2,705
    • 2
    • TechieM21 yr ago
    • Small Business
  • New Small Home Based Business

    I'm am in the process (and have been) of creating a small home-based business. I can't afford new business accounting software so I am hoping YNAB will work.…
    • akkoch
    • akkoch
    • 3 yrs ago
    • 23 replies
    • 2,464
    • 1
    • Jen3 yrs ago
    • Small Business
  • YNAB vs. Quickbooks

    Can anyone tell me why I should use one over the other. I will be working with a small online marketing business. Payroll is to independent contractors, not employees.…
    • Turquoise Memory (20e8230556a4)
    • Turquoise_Memory_20e823
    • 2 yrs ago
    • 3 replies
    • 1,847
    • Mike Black2 yrs ago
    • Small Business
  • Save for Taxes vs Net worth

    My husband sometimes gets income from freelance jobs. In Holland it is normal that you keep track of your freelance incomes in one year and the next year you pay what you owe (around june 2018 for…
    • Marisss
    • Pink_Mainframe.1
    • 3 yrs ago
    • 9 replies
    • 1,808
    • 3
    • Annieland1 mth ago
    • Small Business
  • How to budget for costs associated with a rental property that we own?

    Suggestions on how to budget for costs associated with a rental property that we own? Do we set that up with a separate YNAB account?
    • Mark Richardson
    • Ordinary Dude
    • Sky_Blue_Device
    • 3 yrs ago
    • 19 replies
    • 1,758
    • Khaki Storm1 yr ago
    • Small Business
  • Wife is self-employed, do we have to pay quarterly taxes?

    My wife works from home as a medical billing processor and receives a 1099-MISC from the woman that owns the business. I believe that technically we are supposed to make quarterly estimated tax…
    • Matt Tanner
    • Khaki_Sidewinder
    • 3 yrs ago
    • 6 replies
    • 1,616
    • nolesrule3 yrs ago
    • Small Business
  • YNAB consultant looking to hire an assistant to nerd out on budgets and help support my clients.

    Hey YNABers - My name's Mark. I worked at YNAB in 2013/14 and now I'm a full-time budget nerd, managing budgets for 20 small businesses. I'm looking to hire a fellow YNAB lover to help me give great…
    • Mark Butler
    • Pro Budget Nerd
    • budgetnerdy
    • 2 yrs ago
    • 8 replies
    • 1,568
    • 4
    • FanessYNAB Team2 yrs ago
    • Small Business
  • Self Employed Business vs. Personal Budgets

    Hi! I am self-employed and have both business and personal accounts. So my business money is showing up in my budget. Even though there is some crossover,…
    • Heather Ryan
    • heatherryan
    • 2 yrs ago
    • 7 replies
    • 1,526
    • 3
    • FanessYNAB Team2 yrs ago
    • Small Business
  • Multiple clients, multiple paychecks

    Hello everyone I'm a freelance writer, which means I don't have a single monthly income that arrives on the same, predictable day. For example, at the moment, I am working for five different clients,…
    • Iain Broome
    • iainbroome
    • 2 yrs ago
    • 5 replies
    • 1,497
    • FanessYNAB Team2 yrs ago
    • Small Business
  • I'm considering combining my 2 small business & personal budget in to 1 budget

    I would love feedback from @Todd @Emily or @Jen and anyone else who is struggling with juggling multiple budgets as to whether or not you think it is a good idea to combine my 2 business and 1…
    • Marilynn Taylor
    • Marilynntaylor
    • 3 yrs ago
    • 11 replies
    • 1,395
    • 1
    • KD603NH1 yr ago
    • Small Business
  • Self-employed with varying monthly income

    Hello newbie here. Actually a second time newbie.(if that even makes sense). My wife and I are both self-employed with separate business that we are the process of building.…
    • Peter
    • petetrainer
    • 2 yrs ago
    • 6 replies
    • 1,201
    • FanessYNAB Team2 yrs ago
    • Small Business
    • Answered
    • Answered
  • YNAB for Church/NonProfit-Tracking Donors

    I have been a YNABer since 2009. Recently my husband became pastor of a small church. I have found some nice fund accounting software options, but I am continually frustrated that YNAB style…
    • Magenta Cornet
    • Magenta_Cornet
    • 2 yrs ago
    • 17 replies
    • 1,177
    • Powder Blue Cornet1 mth ago
    • Small Business
  • Year end reports

    I’m currently tracking income and expenses for my real estate investing company. My accountant doesn’t use YNAB, so I’m wondering The best way to report and export data for my accountant to file,…
    • Sky Blue Wizard (0221c8d5de22)
    • Sky_Blue_Wizard_0221c8d
    • 3 yrs ago
    • 2 replies
    • 1,164
    • Marilynn Taylor3 yrs ago
    • Small Business
  • Freelancer here - How old should my money be?

    Hello, YNABers! I am a freelance musician and have been using YNAB since I became freelance in January to help me see my money clearly with my variable income.…
    • Hot Pink Disk
    • Hot_Pink_Disk.1
    • 2 yrs ago
    • 4 replies
    • 1,080
    • 1
    • Formal Dribble2 yrs ago
    • Small Business
  • Chase Business Ink

    Does anyone have the Chase Business Ink and know how to reconcile it in YNAB? Here is the lowdown. Transactions are either listed online as posted, pending or in between the two- in la la land.…
    • Blue Admiral
    • Blue_Admiral
    • 3 yrs ago
    • 8 replies
    • 1,055
    • Powder Blue Cobra2 yrs ago
    • Small Business
  • YNAB-friendly Financial Planners and CPA recommendations

    I'm new to the forums, but I didn't see this information anywhere. I apologize if it is. My family owns a small business (restaurant) and we use Quickbooks for bookkeeping.…
    • HBC
    • Reluctant Bookkeeper
    • Beige_Pegasus.1
    • 2 yrs ago
    • 11 replies
    • 1,043
    • 1
    • BookCat1 yr ago
    • Small Business
  • Re: Inflow: To be Budgeted

    As I run a small business my income is all over the place I see clients from week to week so I cannot enter a total amount I will earn in a month or the date it will come in,…
    • Rodney Inns
    • rodney_inns
    • 2 yrs ago
    • 3 replies
    • 1,023
    • FanessYNAB Team2 yrs ago
    • Small Business
  • Accounts Payable

    I have 2 business that I attempt to use YNAB to generally budget. I use Quickbooks for all formal accounting activities such AR, AP, bill pay, P&L, cash flow, balance sheet, etc.…
    • Maroon Deer
    • Maroon_Deer.1
    • 2 yrs ago
    • 4 replies
    • 1,021
    • Maroon Deer2 yrs ago
    • Small Business
  • Separate Business Budget for 2018?

    First year of business under my belt (one-woman coffee bar), I used YNAB throughout, recorded all my expenses and income, and have now nearly finished my taxes, yay! I'm a sole proprietorship,…
    • dakota
    • dakota
    • 3 yrs ago
    • 2 replies
    • 987
    • Steel Blue Foal2 yrs ago
    • Small Business
  • Moving a credit card to a different budget...

    I started tracking my business expenses last year in a separate ynab budget but I had a credit card that was opened before I made the switch. I pay $60 per month out of my personal budget toward…
    • Jo
    • Coral_Saxophone
    • 3 yrs ago
    • 5 replies
    • 985
    • Tomato Ink6 mths ago
    • Small Business
  • "Pre-"categorizing In-Flow

    I own a business that buys a lot of Apple products and then laser engraves them. Thus, when I take money in, a large percentage of it is going right back out to Apple.…
    • Sara G
    • Lasering and printing all the things
    • inaflashlaser
    • 3 yrs ago
    • 3 replies
    • 981
    • Rebekah Zobel Jones3 yrs ago
    • Small Business
  • How To for 1) Business Payroll Deductions 2) GST 3) SquareUp

    Can someone please take me through the steps for setting up and editing transactions for business? 1) Here in Canada, we have to pay premiums on top of the wages (CPP and EI) to the government.…
    • Cyan Guitar
    • Cyan_Guitar
    • 2 yrs ago
    • 3 replies
    • 954
    • 1
    • JanelleYNAB Team2 yrs ago
    • Small Business
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  • Q&A
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