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Apps that track financial goals?
Hi! Does anyone use an app or spreadsheet that's good for visualizing your financial goals per quarter or year? I'm looking for something like what Cushion app does - https://cushionapp.com/ ...…
- Annie
- Creative
- headexplodie
- 3 wk ago
- 1 reply
- 55
- MatthewYNAB Support3 wk ago
- Small Business
Using YNAB budget for both Personal & Business?
So I have one YNAB Budget for both our business and personal - anyone else going this? If so, any tips on how to best organize categories, groups, etc?…
- Turquoise Hail
- Turquoise_Hail.4
- 1 mth ago
- 6 replies
- 121
- 2
- Sky Blue Tugboat1 mth ago
- Small Business
How to budget
I am using this for business which I know it is not designed for and make it harder. I have alot more transactions to manage. The way I setup the budget was to create a category for each week with…
- Slate Gray Deer
- Slate_Gray_Deer.7
- 1 mth ago
- 2 replies
- 94
- dakinemaui1 mth ago
- Small Business
Creating separate budgets for personal and business
I've been using YNAB for a while but to be honest I've been really bad about looking at the budget instead of the account balances. I'm thinking about making a clean break and starting my budget…
- Jeff Altman
- Jeffycupcake
- 3 mths ago
- 22 replies
- 366
- farfromtheusual1 mth ago
- Small Business
How to Budget Multiple Rental Properties on YNAB?
I buy and sell mobile homes...weird, I know. I hate Quickbooks. It's not user friendly and I've wasted hours of my life trying to problem solve the smallest of issues.…
- Drew
- imthetalent
- 3 mths ago
- 7 replies
- 162
- 1
- NicoleYNAB Support3 mths ago
- Small Business
Rule #1 with a Business Account
I'm a freelance web developer and have 2 budgets set up in YNAB; Family and Business. My business account is strictly business and at the moment is pretty small with 3 Immediate Obligations and 4…
- Lawrence
- lawrence
- 4 mths ago
- 6 replies
- 222
- FanessYNAB Support2 wk ago
- Small Business
Private medical practice
I’ve used YNAB for over a year for our personal budget. I love how I can create categories and predict what real money we have. We are purchasing a small (exsisting) private practice where my…
- Powder Blue Transistor
- Powder_Blue_Transistor.11
- 4 mths ago
- 3 replies
- 103
- nolesrule4 mths ago
- Small Business
A cautionary tale
I just listened to the YNAB podcast 131 My Semi-Annual review from 2014 and as I listened to it, it brought back a lot of (bad) memories of when I had my business.…
- MXMOM
- MXMOM
- 5 mths ago
- 150
- 4
- Small Business
Freelance photographer - two budgets? (Personal/business)
Hi all, about to dive into NuYNAB after years with 4, as apple is about to kill 4 dead sadly. TL;DR at the top: If you’re a freelancer with two separate budgets for your personal spending and your…
- Blue Harvest
- Blue_harvest
- 5 mths ago
- 13 replies
- 156
- TechieM25 mths ago
- Small Business
accounting for items paid for by cash
I have a budget item that I know how much I will need to budget for but I only pay for it by cash(out of a register and not by getting money through the ATM).…
- Shannon Ruth
- Home Financial Executive
- Violet_Colt
- 6 mths ago
- 6 replies
- 115
- Shannon Ruth6 mths ago
- Small Business
How much is furniture assembly worth?
Hey everyone! I'm thinking about starting a side hustle assembling furniture - IKEA and the like. I'm quite handy with a screwdriver and I'm pretty darn good at deciphering the instructions.…
- TheTabby
- Just a common cat trying to budget uncommonly well.
- TheTabby
- 6 mths ago
- 6 replies
- 132
- 1
- rolltide6 mths ago
- Small Business
Does anyone here make money blogging?
I have considered blogging to make extra money but it looks like a lot of work for little reward. Any thoughts? My main “skill” is something I am not allowed to do for money since my job disallows…
- MXMOM
- MXMOM
- 6 mths ago
- 10 replies
- 184
- 1
- Digital Diva6 mths ago
- Small Business
Self employed, large project coming up -- how to budget?
Hello! Long-time YNAB user and just love it. I'm self-employed and have a large project coming up where I'll be given a sum of money to use for the project.…
- ML
- Engineer, baker, writer.
- Steel_Blue_Sound.3
- 7 mths ago
- 3 replies
- 85
- ML7 mths ago
- Small Business
Multiple businesses/1099s: Is it best to have a separate budget for each small business or just ONE "business" budget that holds them all?
Hi all, I have been going through the incredible tutorials and browsing the forum (such great info here!) and I wasn't able to see this question asked and answered yet.…
- Randy R.
- randy_r
- 7 mths ago
- 7 replies
- 138
- Randy R.7 mths ago
- Small Business
Business Budget Categories
I am looking into setting up my business budget with ynab. I was wondering if anyone would be willing to share their business budget's category structure to help give me ideas on what to include in…
- Navy Blue Foal
- Navy_Blue_Foal.5
- 7 mths ago
- 3 replies
- 192
- 1
- Digital Diva7 mths ago
- Small Business
Does anyone do voiceover work?
I am interested in pursuing voiceover work to make extra money. I’ve googled it but I don’t know how to separate the real resources from the fake. Does anyone here know anything about getting…
- MXMOM
- MXMOM
- 7 mths ago
- 40
- Small Business
Supplier invoices
hi how do you track invoices in ynab ? we purchace items for our business and dont pay them for 60 days as this is how we get paid (in the uk) so how do i track these in ynab ?
- martin farrow
- martin_farrow
- 8 mths ago
- 6 replies
- 109
- nolesrule8 mths ago
- Small Business
Setting up YNAB for a therapist in private practice
Hi, I've used YNAB in the past before I launched my private practice as a psychotherapist, but for the past few years have used Banktivity to track my finances.…
- Orchid Cyborg
- Orchid_Cyborg.4
- 8 mths ago
- 6 replies
- 154
- Orchid Cyborg8 mths ago
- Small Business
Handling Reimbursements?
Hello YNABers! I was wondering how you might handle business reimbursements in YNAB. To date, I have used a credit card I have with no personal debt attached to it as my designated "business…
- flame3912
- flame3912
- 9 mths ago
- 10 replies
- 232
- FanessYNAB Support7 mths ago
- Small Business
How to handle In-Kind Donations
How would you handle in-kind donations for your business. Let's say you offered a serviced but you donated it, how do you track that? Would you make an asset account or liability account?…
- jclay12345
- jclay12345
- 10 mths ago
- 12 replies
- 81
- Khaki Storm10 mths ago
- Small Business
How to handle CC reimbursements
I haven't ever found a good method of doing this in YNAB and I consistently have reimbursements for my work and I don't want them tangled up in our other budget line items.…
- Gold Falcon
- Gold_Falcon.1
- 10 mths ago
- 5 replies
- 91
- farfromtheusual10 mths ago
- Small Business
Budgeting as an independent contractor with an s-corp
I work as an independent contractor and I have an s-corp. My salary gets deposited in my s-corp's checking account. I am going to have payroll setup so that I get a salary deposited into my personal…
- Hector Puig
- Salmon_Lightning.3
- 10 mths ago
- 5 replies
- 124
- KD603NH9 mths ago
- Small Business
UK Small Business - struggling to know what to transfer from Business to Personal
Hi all - I have a small UK Ltd Company, just me as a share holder and director. As it's just me, my business and personal finances are pretty intermixed,…
- John Smith
- JohnSmith
- 10 mths ago
- 4 replies
- 115
- rehabguy196010 mths ago
- Small Business
Profit First invoice tracking question for small business
Hi, I've been hearing about the Profit First method which I'm quite interested in using in YNAB. But I have a question about invoicing. I have a service-based business which means that I will…
- Skylark
- skylark
- 10 mths ago
- 6 replies
- 194
- 1
- KD603NH9 mths ago
- Small Business
Setting up business - owners equity and draws
I am attempting to switch over from Quickbooks to YNAB for my business finances. I think I have the hang of things - except owners equity and draws. Having those accounts throw off my "P & L" report…
- Dan Stratton
- husband & office manager
- Navy_Blue_Cleric
- 10 mths ago
- 6 replies
- 142
- FanessYNAB Support10 mths ago
- Small Business

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