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Reopening the business
Hi guys, I run a small web development company having around 30 employees. We have to work from home due to COVID. But we plan to reopen it soon. Initially, we plan for a partial opening.…
- Tomato Beat
- Tomato_Beat.16
- yesterday
- 2 replies
- 26
- DelaYNAB Supportyesterday
- Small Business
Paying myself from my business
Hey there! I've recently separated personal and business into 2 budgets. Stoked about that! I'll try to explain as easily as possible: Wondering how you all pay yourselves from the business.…
- Howi Spangler
- howispangler
- 7 days ago
- 2 replies
- 29
- Howi Spangler7 days ago
- Small Business
Starting a sole proprietorship business
Hi, I was working in an IT company for the past few years. Recently due to COVID, I lost my job. Now, I plan to start a sole proprietorship web development company.…
- Maroon Cello
- Maroon_Cello.11
- 4 wk ago
- 4 replies
- 90
- Black cat10 days ago
- Small Business
Retainers
We have a business that requires a non-refundable retainer up front (long story... several clients who we did work all the way through the project only to have them default on the bill- lessons…
- Persephone's Mom
- Persephones_mom
- 1 mth ago
- 30
- Small Business
Keep emergency fund in business account?
Hi, I work as a self employed IT contractor in the UK. I'm sole director of my limited company. I always leave a few months' worth of running costs and salary in that account,…
- ToTheLighthouse
- Ivory_Battery.8
- 1 mth ago
- 11 replies
- 122
- dakinemaui1 mth ago
- Small Business
Separating Business from Personal Budget
I searched for an answer but couldn't seem to find what I need. I started YNAB with my business and personal combined, but it's getting hard for me to see what's actually where.…
- Duschinka
- duschinka
- 2 mths ago
- 8 replies
- 191
- 1
- PhysicsGal1 mth ago
- Small Business
Using YNAB for personal and business expenses (as LLC Owner)
Hi Everyone! I'm new to YNAB, and any form of properly tracking my finances in a professional, structured way. After always just shoving everything I could to my tax accountant,…
- Sea Green Cheetah
- Sea_Green_Cheetah.9
- 2 mths ago
- 16 replies
- 362
- dakinemaui2 mths ago
- Small Business
Family Child Care Business
I'm getting ready to open a family child care (in-home daycare) business in January and am looking for advice from any current YNAB users who manage their personal and business finances with YNAB.…
- Slate Gray Boa
- Slate_Gray_Boa.8
- 3 mths ago
- 1 reply
- 119
- FanessYNAB Team3 mths ago
- Small Business
Research on Side Hustles (Possibly Based in a Hobby)
I am a doctoral candidate trying to get in contact with people who work several jobs of which one might be based on a hobby. We—a group of researchers at the University of Oregon—want to understand…
- ResearchGig
- Tomato_Sound.7
- 5 mths ago
- 142
- Small Business
Employees & Tracking payroll taxes
Hello brilliant minds, for those that have employees, how do you track payroll taxes. As an example payroll for Employee 1 is Gross $500. Income tax $25, CPP $15,…
- Tami
- Planner
- tami
- 5 mths ago
- 7 replies
- 193
- Oli Summer6 days ago
- Small Business
Profit & Loss for Sole Traders & Limited Companies
Do you offer a full accounting solution? In other words turn those bank spreadsheets into completed profit and loss accounts detailing all sales costs, income & expenditure? Not just for companies,…
- Bowline Pixie
- Tan_Mill.10
- 6 mths ago
- 1 reply
- 85
- Tobias6 mths ago
- Small Business
Partner/Discounts for CPA referring clients to YNAB
I own a CPA/Advisory firm and would like to recommend YNAB to clients for their personal budgeting needs. With some of our other partner SAS programs, we are able to either have a Partner…
- Purple Zebra
- Purple_Zebra.6
- 6 mths ago
- 1 reply
- 76
- NicoleYNAB Support6 mths ago
- Small Business
Is it worth to have a second budget when my business is still in its early days?
Hi, I'm quitting my job next week to work as a freelancer. My current employee will be my main client so I'm on rather firm ground. I thought I might need a second budget to log and plan all…
- Salmon Cup
- Salmon_Cup.5
- 7 mths ago
- 11 replies
- 218
- farfromtheusual7 mths ago
- Small Business
Affiliate partner
Hello, I'm wondering if you've revamped your affiliate partner program yet. If so, where can I apply?
- Alice Blue Hammerhead
- Alice_Blue_Hammerhead.12
- 8 mths ago
- 3 replies
- 157
- NicoleYNAB Support7 mths ago
- Small Business
Financial Wellness by YNAB
As YNABers, we know the positive impact of a budget on reducing money stress. Did you know the #1 cause of employee stress is personal finances? For businesses,…
- NicoleYNAB Support
- Support Manager
- nicole_ynab
- 8 mths ago
- 8 replies
- 195
- NicoleYNAB Support7 mths ago
- Small Business
PPP Money
Anyone have ideas about how to handle PPP loan money? According to the rules, 75% has to be used for payroll. I'm at a loss as to how to track the money using categories.
- Violet Elk
- Violet_Elk.5
- 9 mths ago
- 4 replies
- 315
- Sky Blue Tugboat7 mths ago
- Small Business
Advice for Volatile Cashflow Salary/Draws using Biz and Personal Budgets
Hello all! I own a small business. I'm using YNAB for personal (Still learning), and I've now set up a separate YNAB business budget. I have questions that are both 'philosophical' and 'how-to-YNAB.…
- Ivory Cheetah
- Ivory_Cheetah.8
- 9 mths ago
- 6 replies
- 148
- Alice Blue Yeti9 mths ago
- Small Business
Canada COVID19 wage subsidy for employers
I am just writing this in case there are any Canadian business owners (or influencers) on here. The application for the Canada Employment Wage Subsidy (CEWS) is launching on Monday April 27.…
- MXMOM
- MXMOM
- 10 mths ago
- 1 reply
- 137
- MXMOM9 mths ago
- Small Business
Extend Trial
I need an additional 60 days on my trial to make sure it is all going to work with my work and expense accounts. So far it it looking good but I am running dual systems right now and need more time.
- Hot Pink Wizard
- Hot_Pink_Wizard.8
- 11 mths ago
- 4 replies
- 336
- NicoleYNAB Support11 mths ago
- Small Business
Balance Sheet for Business
I am beginning to use YNAB for our small construction business. I am a contractor with no employees, just myself, my wife and subcontractors. We are an S-corp.…
- Bachi
- Sustainability Consultant
- Ivory_Dragon.6
- 11 mths ago
- 1 reply
- 272
- FanessYNAB Team11 mths ago
- Small Business
Apps that track financial goals?
Hi! Does anyone use an app or spreadsheet that's good for visualizing your financial goals per quarter or year? I'm looking for something like what Cushion app does - https://cushionapp.com/ ...…
- Annie
- Creative
- headexplodie
- 1 yr ago
- 1 reply
- 90
- MatthewYNAB Support1 yr ago
- Small Business
Using YNAB budget for both Personal & Business?
So I have one YNAB Budget for both our business and personal - anyone else going this? If so, any tips on how to best organize categories, groups, etc?…
- Turquoise Hail
- Turquoise_Hail.4
- 1 yr ago
- 11 replies
- 625
- 2
- SDSwmr7 mths ago
- Small Business
How to budget
I am using this for business which I know it is not designed for and make it harder. I have alot more transactions to manage. The way I setup the budget was to create a category for each week with…
- Slate Gray Deer
- Slate_Gray_Deer.7
- 1 yr ago
- 2 replies
- 188
- dakinemaui1 yr ago
- Small Business
Creating separate budgets for personal and business
I've been using YNAB for a while but to be honest I've been really bad about looking at the budget instead of the account balances. I'm thinking about making a clean break and starting my budget…
- Jeff Altman
- Jeffycupcake
- 1 yr ago
- 22 replies
- 794
- farfromtheusual1 yr ago
- Small Business
How to Budget Multiple Rental Properties on YNAB?
I buy and sell mobile homes...weird, I know. I hate Quickbooks. It's not user friendly and I've wasted hours of my life trying to problem solve the smallest of issues.…
- Drew
- imthetalent
- 1 yr ago
- 17 replies
- 647
- 5
- Charles1 mth ago
- Small Business

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