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  • I'm considering combining my 2 small business & personal budget in to 1 budget

    I would love feedback from @Todd @Emily or @Jen and anyone else who is struggling with juggling multiple budgets as to whether or not you think it is a good idea to combine my 2 business and 1…
    • Marilynn Taylor
    • Marilynntaylor
    • 2 yrs ago
    • 11 replies
    • 1,391
    • 1
    • KD603NH1 yr ago
    • Small Business
  • How to handle self employed business expenses (non reimbursable)?

    Hi everyone, My wife currently has a small business & I am struggling on how to manage her business expenses through our personal budget, which is not very much to begin with.…
    • Tan Yearling
    • Tan_Yearling.7
    • 1 yr ago
    • 17 replies
    • 697
    • KD603NH1 yr ago
    • Small Business
  • Closing out the year... 3 months late

    For tax accounting purposes, I'd like to have a record of each budget year separably. With Q1 having just ended, I realize i should have hit "Fresh Start" on Jan 1, 2019 - but didn't.…
    • Tomato Rhythm
    • Tomato_Rhythm.1
    • 1 yr ago
    • 9 replies
    • 118
    • KD603NH1 yr ago
    • Small Business
  • Setting up business - owners equity and draws

    I am attempting to switch over from Quickbooks to YNAB for my business finances. I think I have the hang of things - except owners equity and draws. Having those accounts throw off my "P & L" report…
    • Dan Stratton
    • husband & office manager
    • Navy_Blue_Cleric
    • 1 yr ago
    • 6 replies
    • 214
    • FanessYNAB Support1 yr ago
    • Small Business
  • Move Category Group (small business expenses) to New Budget

    Hi, currently my husband and I have our businesses in our home budget and have realized that we need to make those seperate budgets...its just getting too messy.…
    • Steel Blue Sloth
    • Steel_Blue_Sloth.3
    • 1 yr ago
    • 2 replies
    • 137
    • Steel Blue Sloth1 yr ago
    • Small Business
  • Free CNET magazine

    Has anyone gotten this offer? It came by email and said it was a benefit of subscription to Car and Driver ( which I don't have). When I clicked on the link it went to Mercy Magazines and said…
    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 1 yr ago
    • 31
    • Small Business
  • YNAB & Freshbooks

    Anyone else using Freshbooks along with YNAB? I'd be interested to hear your productive strategies on using them together. We've got a business that came with a legacy investment in Freshbooks.…
    • Beanorama
    • beanorama
    • 1 yr ago
    • 8 replies
    • 200
    • Beanorama1 yr ago
    • Small Business
  • Budgeting as a farmer?

    Hi I am a farmer from from Norway, and I have just started using YNAB today. I need some tips on how to best budget in my situation. I am a grain farmer.…
    • Violet Device
    • Violet_Device.3
    • 1 yr ago
    • 9 replies
    • 219
    • Khaki Storm1 yr ago
    • Small Business
  • Small business or community club website tip

    Between church and personal sites, I have a handful of sites with Weebly. One thing I did for two of my sites is a url redirect. I didn't want to pay weebly for a custom site name,…
    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 1 yr ago
    • 34
    • Small Business
  • Personal Loan to a business

    I have two budgets one for my personal life and one for a business. I need cash in my business right now. I am looking to make a deposit to the business and pay it back over the course of the year.…
    • Pink Stallion
    • Pink_Stallion.3
    • 2 yrs ago
    • 3 replies
    • 151
    • Steel Blue Foal1 yr ago
    • Small Business
  • YNAB for business

    I own a small business and I used to use YNAB 4 for my business. I stopped when the current YNAB was released but recently restarted the budget. I would love to chat with people and see what working…
    • Powder Blue Grizzly
    • Powder_Blue_Grizzly_087
    • 3 yrs ago
    • 21 replies
    • 4,768
    • 3
    • broke ceo1 yr ago
    • Small Business
  • Separate Business Budget for 2018?

    First year of business under my belt (one-woman coffee bar), I used YNAB throughout, recorded all my expenses and income, and have now nearly finished my taxes, yay! I'm a sole proprietorship,…
    • dakota
    • dakota
    • 3 yrs ago
    • 2 replies
    • 987
    • Steel Blue Foal1 yr ago
    • Small Business
  • Reimbursements

    YNAB does not handle reimbursements well. In fact, it used to handle them better when select categories would allow a negative balance to rollover month to month.…
    • Gray Wrench (5493e58daa24)
    • Gray_Wrench_5493e58daa2
    • 3 yrs ago
    • 27 replies
    • 2,976
    • 13
    • mamster1 yr ago
    • Small Business
    • Coral Elk (97982afabb9e)
    • Coral_Elk_97982afabb9e
    • 3 yrs ago
    • 3
    • Best Answer
    • Reported - view
    As a counter-point: If you're seldom reimbursed by the end of the month, you should be budgeting for those expenses. If you used your cash for the reimbursable expense,…
  • Any thought to a YNAB budgeting add-in for QBO?

    My wife's business is being run through Quickbooks Online, and unfortunately we're not actively managing it to a budget at this point. The budget stuff built into QBO is terrible.…
    • Shane Longtin
    • slongtin
    • 2 yrs ago
    • 4 replies
    • 630
    • 2
    • Rebekah Zobel Jones2 yrs ago
    • Small Business
  • Splitting transaction with income/outcome

    Hi all, Quick question, my wife is self employed when she receives a pay cheque from a client I typically split the transaction into two separate categories.…
    • Turquoise Display
    • Turquoise_Display.3
    • 2 yrs ago
    • 7 replies
    • 225
    • dakinemaui2 yrs ago
    • Small Business
  • YNAB and Small Business

    Hi, I have a small medical IT consulting company, and I want to run them with YNAB and Profit First, Unfortunately, my accountant thinks I might need to switch to Quickbooks,…
    • Michael L
    • Silver_Captain.5
    • 2 yrs ago
    • 5 replies
    • 366
    • 1
    • Annamarie2 yrs ago
    • Small Business
  • transfer money between budgets?

    Can you transfer money between budget accounts. I need to be able to transfer money from my personal account into my business and the other way around. But, they are in separate budgets.…
    • Purple Captain
    • Purple_Captain.2
    • 2 yrs ago
    • 6 replies
    • 898
    • 1
    • Purple Captain2 yrs ago
    • Small Business
  • YNAB vs. Quickbooks

    Can anyone tell me why I should use one over the other. I will be working with a small online marketing business. Payroll is to independent contractors, not employees.…
    • Turquoise Memory (20e8230556a4)
    • Turquoise_Memory_20e823
    • 2 yrs ago
    • 3 replies
    • 1,826
    • Mike Black2 yrs ago
    • Small Business
  • Interested in a YNAB course for small business owners!?!

    Hey All! I currently manage my small business using YNAB and have for over a year now, every....single...day. It has revolutionized the way I look at our finances.…
    • BudgetYourBiz
    • budget_your_biz
    • 2 yrs ago
    • 7 replies
    • 689
    • Slate Blue Android2 yrs ago
    • Small Business
  • Share Redemptions

    Hey folks! I'm new to YNAB in the last few months. Starting to slowly get the hang of it. My husband and I just recently sold our business. We collected the proceeds and are responsible for paying…
    • Alison Gio
    • clearfootprints
    • 2 yrs ago
    • 2 replies
    • 250
    • FanessYNAB Support2 yrs ago
    • Small Business
  • YNAB consultant looking to hire an assistant to nerd out on budgets and help support my clients.

    Hey YNABers - My name's Mark. I worked at YNAB in 2013/14 and now I'm a full-time budget nerd, managing budgets for 20 small businesses. I'm looking to hire a fellow YNAB lover to help me give great…
    • Mark Butler
    • Pro Budget Nerd
    • budgetnerdy
    • 2 yrs ago
    • 8 replies
    • 1,568
    • 4
    • FanessYNAB Support2 yrs ago
    • Small Business
  • Self Employed Business vs. Personal Budgets

    Hi! I am self-employed and have both business and personal accounts. So my business money is showing up in my budget. Even though there is some crossover,…
    • Heather Ryan
    • heatherryan
    • 2 yrs ago
    • 7 replies
    • 1,503
    • 3
    • FanessYNAB Support2 yrs ago
    • Small Business
  • Freelancer here - How old should my money be?

    Hello, YNABers! I am a freelance musician and have been using YNAB since I became freelance in January to help me see my money clearly with my variable income.…
    • Hot Pink Disk
    • Hot_Pink_Disk.1
    • 2 yrs ago
    • 4 replies
    • 1,080
    • 1
    • Formal Dribble2 yrs ago
    • Small Business
  • 0% APR CC as small business loan

    Hey guys I planned on taking on about 10 to 15,000 for my business as a small business loan. I was thinking of just taking on a 0% apr credit card, because I anticipate being able to pay back the…
    • Spring Green Falcon
    • Spring_Green_Falcon.4
    • 2 yrs ago
    • 3 replies
    • 240
    • FanessYNAB Support2 yrs ago
    • Small Business
  • Deal with Invoices to be Paid

    Hi! I'm starting YNAB for business and had a question with setting up accounts. I have some suppliers that i can pay within month after goods received.…
    • Vladimir
    • vladimir
    • 2 yrs ago
    • 4 replies
    • 692
    • Giddy Digs2 yrs ago
    • Small Business
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  • Q&A
    • Using YNAB
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