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I'm considering combining my 2 small business & personal budget in to 1 budget
I would love feedback from @Todd @Emily or @Jen and anyone else who is struggling with juggling multiple budgets as to whether or not you think it is a good idea to combine my 2 business and 1…
- Marilynn Taylor
- Marilynntaylor
- 2 yrs ago
- 11 replies
- 1,391
- 1
- KD603NH1 yr ago
- Small Business
How to handle self employed business expenses (non reimbursable)?
Hi everyone, My wife currently has a small business & I am struggling on how to manage her business expenses through our personal budget, which is not very much to begin with.…
- Tan Yearling
- Tan_Yearling.7
- 1 yr ago
- 17 replies
- 697
- KD603NH1 yr ago
- Small Business
Closing out the year... 3 months late
For tax accounting purposes, I'd like to have a record of each budget year separably. With Q1 having just ended, I realize i should have hit "Fresh Start" on Jan 1, 2019 - but didn't.…
- Tomato Rhythm
- Tomato_Rhythm.1
- 1 yr ago
- 9 replies
- 118
- KD603NH1 yr ago
- Small Business
Setting up business - owners equity and draws
I am attempting to switch over from Quickbooks to YNAB for my business finances. I think I have the hang of things - except owners equity and draws. Having those accounts throw off my "P & L" report…
- Dan Stratton
- husband & office manager
- Navy_Blue_Cleric
- 1 yr ago
- 6 replies
- 214
- FanessYNAB Support1 yr ago
- Small Business
Move Category Group (small business expenses) to New Budget
Hi, currently my husband and I have our businesses in our home budget and have realized that we need to make those seperate budgets...its just getting too messy.…
- Steel Blue Sloth
- Steel_Blue_Sloth.3
- 1 yr ago
- 2 replies
- 137
- Steel Blue Sloth1 yr ago
- Small Business
Free CNET magazine
Has anyone gotten this offer? It came by email and said it was a benefit of subscription to Car and Driver ( which I don't have). When I clicked on the link it went to Mercy Magazines and said…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 1 yr ago
- 31
- Small Business
YNAB & Freshbooks
Anyone else using Freshbooks along with YNAB? I'd be interested to hear your productive strategies on using them together. We've got a business that came with a legacy investment in Freshbooks.…
- Beanorama
- beanorama
- 1 yr ago
- 8 replies
- 200
- Beanorama1 yr ago
- Small Business
Budgeting as a farmer?
Hi I am a farmer from from Norway, and I have just started using YNAB today. I need some tips on how to best budget in my situation. I am a grain farmer.…
- Violet Device
- Violet_Device.3
- 1 yr ago
- 9 replies
- 219
- Khaki Storm1 yr ago
- Small Business
Small business or community club website tip
Between church and personal sites, I have a handful of sites with Weebly. One thing I did for two of my sites is a url redirect. I didn't want to pay weebly for a custom site name,…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 1 yr ago
- 34
- Small Business
Personal Loan to a business
I have two budgets one for my personal life and one for a business. I need cash in my business right now. I am looking to make a deposit to the business and pay it back over the course of the year.…
- Pink Stallion
- Pink_Stallion.3
- 2 yrs ago
- 3 replies
- 151
- Steel Blue Foal1 yr ago
- Small Business
YNAB for business
I own a small business and I used to use YNAB 4 for my business. I stopped when the current YNAB was released but recently restarted the budget. I would love to chat with people and see what working…
- Powder Blue Grizzly
- Powder_Blue_Grizzly_087
- 3 yrs ago
- 21 replies
- 4,768
- 3
- broke ceo1 yr ago
- Small Business
Separate Business Budget for 2018?
First year of business under my belt (one-woman coffee bar), I used YNAB throughout, recorded all my expenses and income, and have now nearly finished my taxes, yay! I'm a sole proprietorship,…
- dakota
- dakota
- 3 yrs ago
- 2 replies
- 987
- Steel Blue Foal1 yr ago
- Small Business
Reimbursements
YNAB does not handle reimbursements well. In fact, it used to handle them better when select categories would allow a negative balance to rollover month to month.…
- Gray Wrench (5493e58daa24)
- Gray_Wrench_5493e58daa2
- 3 yrs ago
- 27 replies
- 2,976
- 13
- mamster1 yr ago
- Small Business
- Coral Elk (97982afabb9e)
- Coral_Elk_97982afabb9e
- 3 yrs ago
- 3
- Best Answer
- Reported - view
As a counter-point: If you're seldom reimbursed by the end of the month, you should be budgeting for those expenses. If you used your cash for the reimbursable expense,…
Any thought to a YNAB budgeting add-in for QBO?
My wife's business is being run through Quickbooks Online, and unfortunately we're not actively managing it to a budget at this point. The budget stuff built into QBO is terrible.…
- Shane Longtin
- slongtin
- 2 yrs ago
- 4 replies
- 630
- 2
- Rebekah Zobel Jones2 yrs ago
- Small Business
Splitting transaction with income/outcome
Hi all, Quick question, my wife is self employed when she receives a pay cheque from a client I typically split the transaction into two separate categories.…
- Turquoise Display
- Turquoise_Display.3
- 2 yrs ago
- 7 replies
- 225
- dakinemaui2 yrs ago
- Small Business
YNAB and Small Business
Hi, I have a small medical IT consulting company, and I want to run them with YNAB and Profit First, Unfortunately, my accountant thinks I might need to switch to Quickbooks,…
- Michael L
- Silver_Captain.5
- 2 yrs ago
- 5 replies
- 366
- 1
- Annamarie2 yrs ago
- Small Business
transfer money between budgets?
Can you transfer money between budget accounts. I need to be able to transfer money from my personal account into my business and the other way around. But, they are in separate budgets.…
- Purple Captain
- Purple_Captain.2
- 2 yrs ago
- 6 replies
- 898
- 1
- Purple Captain2 yrs ago
- Small Business
YNAB vs. Quickbooks
Can anyone tell me why I should use one over the other. I will be working with a small online marketing business. Payroll is to independent contractors, not employees.…
- Turquoise Memory (20e8230556a4)
- Turquoise_Memory_20e823
- 2 yrs ago
- 3 replies
- 1,826
- Mike Black2 yrs ago
- Small Business
Interested in a YNAB course for small business owners!?!
Hey All! I currently manage my small business using YNAB and have for over a year now, every....single...day. It has revolutionized the way I look at our finances.…
- BudgetYourBiz
- budget_your_biz
- 2 yrs ago
- 7 replies
- 689
- Slate Blue Android2 yrs ago
- Small Business
Share Redemptions
Hey folks! I'm new to YNAB in the last few months. Starting to slowly get the hang of it. My husband and I just recently sold our business. We collected the proceeds and are responsible for paying…
- Alison Gio
- clearfootprints
- 2 yrs ago
- 2 replies
- 250
- FanessYNAB Support2 yrs ago
- Small Business
YNAB consultant looking to hire an assistant to nerd out on budgets and help support my clients.
Hey YNABers - My name's Mark. I worked at YNAB in 2013/14 and now I'm a full-time budget nerd, managing budgets for 20 small businesses. I'm looking to hire a fellow YNAB lover to help me give great…
- Mark Butler
- Pro Budget Nerd
- budgetnerdy
- 2 yrs ago
- 8 replies
- 1,568
- 4
- FanessYNAB Support2 yrs ago
- Small Business
Self Employed Business vs. Personal Budgets
Hi! I am self-employed and have both business and personal accounts. So my business money is showing up in my budget. Even though there is some crossover,…
- Heather Ryan
- heatherryan
- 2 yrs ago
- 7 replies
- 1,503
- 3
- FanessYNAB Support2 yrs ago
- Small Business
Freelancer here - How old should my money be?
Hello, YNABers! I am a freelance musician and have been using YNAB since I became freelance in January to help me see my money clearly with my variable income.…
- Hot Pink Disk
- Hot_Pink_Disk.1
- 2 yrs ago
- 4 replies
- 1,080
- 1
- Formal Dribble2 yrs ago
- Small Business
0% APR CC as small business loan
Hey guys I planned on taking on about 10 to 15,000 for my business as a small business loan. I was thinking of just taking on a 0% apr credit card, because I anticipate being able to pay back the…
- Spring Green Falcon
- Spring_Green_Falcon.4
- 2 yrs ago
- 3 replies
- 240
- FanessYNAB Support2 yrs ago
- Small Business
Deal with Invoices to be Paid
Hi! I'm starting YNAB for business and had a question with setting up accounts. I have some suppliers that i can pay within month after goods received.…
- Vladimir
- vladimir
- 2 yrs ago
- 4 replies
- 692
- Giddy Digs2 yrs ago
- Small Business

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