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Freelance photographer - two budgets? (Personal/business)
Hi all, about to dive into NuYNAB after years with 4, as apple is about to kill 4 dead sadly. TL;DR at the top: If you’re a freelancer with two separate budgets for your personal spending and your…
- Blue Harvest
- Blue_harvest
- 1 yr ago
- 13 replies
- 259
- 1
- TechieM21 yr ago
- Small Business
Save for Taxes vs Net worth
My husband sometimes gets income from freelance jobs. In Holland it is normal that you keep track of your freelance incomes in one year and the next year you pay what you owe (around june 2018 for…
- Marisss
- Pink_Mainframe.1
- 2 yrs ago
- 5 replies
- 1,707
- 3
- Blue Harvest1 yr ago
- Small Business
Good Reads
List the last book you read and would recommend. Harry S. Truman said, “not all readers are leaders, but all leaders are readers.”
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 1 yr ago
- 46 replies
- 416
- ynaber26131 yr ago
- Small Business
YNAB-friendly Financial Planners and CPA recommendations
I'm new to the forums, but I didn't see this information anywhere. I apologize if it is. My family owns a small business (restaurant) and we use Quickbooks for bookkeeping.…
- HBC
- Reluctant Bookkeeper
- Beige_Pegasus.1
- 2 yrs ago
- 11 replies
- 1,012
- 1
- BookCat1 yr ago
- Small Business
accounting for items paid for by cash
I have a budget item that I know how much I will need to budget for but I only pay for it by cash(out of a register and not by getting money through the ATM).…
- Shannon Ruth
- Home Financial Executive
- Violet_Colt
- 1 yr ago
- 6 replies
- 132
- Shannon Ruth1 yr ago
- Small Business
How much is furniture assembly worth?
Hey everyone! I'm thinking about starting a side hustle assembling furniture - IKEA and the like. I'm quite handy with a screwdriver and I'm pretty darn good at deciphering the instructions.…
- TheTabby
- Just a common cat trying to budget uncommonly well.
- TheTabby
- 1 yr ago
- 6 replies
- 143
- 1
- rolltide1 yr ago
- Small Business
YNAB for Church/NonProfit-Tracking Donors
I have been a YNABer since 2009. Recently my husband became pastor of a small church. I have found some nice fund accounting software options, but I am continually frustrated that YNAB style…
- Magenta Cornet
- Magenta_Cornet
- 2 yrs ago
- 16 replies
- 1,114
- FanessYNAB Support1 yr ago
- Small Business
Self employed, large project coming up -- how to budget?
Hello! Long-time YNAB user and just love it. I'm self-employed and have a large project coming up where I'll be given a sum of money to use for the project.…
- ML
- Engineer, baker, writer.
- Steel_Blue_Sound.3
- 1 yr ago
- 3 replies
- 164
- ML1 yr ago
- Small Business
Multiple businesses/1099s: Is it best to have a separate budget for each small business or just ONE "business" budget that holds them all?
Hi all, I have been going through the incredible tutorials and browsing the forum (such great info here!) and I wasn't able to see this question asked and answered yet.…
- Randy R.
- randy_r
- 1 yr ago
- 7 replies
- 161
- Randy R.1 yr ago
- Small Business
Business Budget Categories
I am looking into setting up my business budget with ynab. I was wondering if anyone would be willing to share their business budget's category structure to help give me ideas on what to include in…
- Navy Blue Foal
- Navy_Blue_Foal.5
- 1 yr ago
- 3 replies
- 242
- 1
- Digital Diva1 yr ago
- Small Business
Does anyone do voiceover work?
I am interested in pursuing voiceover work to make extra money. I’ve googled it but I don’t know how to separate the real resources from the fake. Does anyone here know anything about getting…
- MXMOM
- MXMOM
- 1 yr ago
- 43
- Small Business
Handling Reimbursements?
Hello YNABers! I was wondering how you might handle business reimbursements in YNAB. To date, I have used a credit card I have with no personal debt attached to it as my designated "business…
- flame3912
- flame3912
- 1 yr ago
- 10 replies
- 258
- FanessYNAB Support1 yr ago
- Small Business
Supplier invoices
hi how do you track invoices in ynab ? we purchace items for our business and dont pay them for 60 days as this is how we get paid (in the uk) so how do i track these in ynab ?
- martin farrow
- martin_farrow
- 1 yr ago
- 6 replies
- 117
- nolesrule1 yr ago
- Small Business
Setting up YNAB for a therapist in private practice
Hi, I've used YNAB in the past before I launched my private practice as a psychotherapist, but for the past few years have used Banktivity to track my finances.…
- Orchid Cyborg
- Orchid_Cyborg.4
- 1 yr ago
- 6 replies
- 162
- Orchid Cyborg1 yr ago
- Small Business
How to set up SUPER SIMPLE business?
First-time YNAB user. I am trying to use it for my business, IN THE MOST SIMPLE WAY POSSIBLE. My greatest need to ensure that I'm setting aside enough cash, monthly,…
- Snerdly Bosco
- snerdly_bosco
- 1 yr ago
- 6 replies
- 198
- martin farrow1 yr ago
- Small Business
Budgeting as an independent contractor with an s-corp
I work as an independent contractor and I have an s-corp. My salary gets deposited in my s-corp's checking account. I am going to have payroll setup so that I get a salary deposited into my personal…
- Hector Puig
- Salmon_Lightning.3
- 1 yr ago
- 5 replies
- 140
- KD603NH1 yr ago
- Small Business
Profit First invoice tracking question for small business
Hi, I've been hearing about the Profit First method which I'm quite interested in using in YNAB. But I have a question about invoicing. I have a service-based business which means that I will…
- Skylark
- skylark
- 1 yr ago
- 6 replies
- 213
- 1
- KD603NH1 yr ago
- Small Business
How to handle In-Kind Donations
How would you handle in-kind donations for your business. Let's say you offered a serviced but you donated it, how do you track that? Would you make an asset account or liability account?…
- jclay12345
- jclay12345
- 1 yr ago
- 12 replies
- 85
- Khaki Storm1 yr ago
- Small Business
How to handle CC reimbursements
I haven't ever found a good method of doing this in YNAB and I consistently have reimbursements for my work and I don't want them tangled up in our other budget line items.…
- Gold Falcon
- Gold_Falcon.1
- 1 yr ago
- 5 replies
- 94
- farfromtheusual1 yr ago
- Small Business
UK Small Business - struggling to know what to transfer from Business to Personal
Hi all - I have a small UK Ltd Company, just me as a share holder and director. As it's just me, my business and personal finances are pretty intermixed,…
- John Smith
- JohnSmith
- 1 yr ago
- 4 replies
- 123
- rehabguy19601 yr ago
- Small Business
I'm considering combining my 2 small business & personal budget in to 1 budget
I would love feedback from @Todd @Emily or @Jen and anyone else who is struggling with juggling multiple budgets as to whether or not you think it is a good idea to combine my 2 business and 1…
- Marilynn Taylor
- Marilynntaylor
- 2 yrs ago
- 11 replies
- 1,372
- 1
- KD603NH1 yr ago
- Small Business
How to handle self employed business expenses (non reimbursable)?
Hi everyone, My wife currently has a small business & I am struggling on how to manage her business expenses through our personal budget, which is not very much to begin with.…
- Tan Yearling
- Tan_Yearling.7
- 1 yr ago
- 17 replies
- 637
- KD603NH1 yr ago
- Small Business
Closing out the year... 3 months late
For tax accounting purposes, I'd like to have a record of each budget year separably. With Q1 having just ended, I realize i should have hit "Fresh Start" on Jan 1, 2019 - but didn't.…
- Tomato Rhythm
- Tomato_Rhythm.1
- 1 yr ago
- 9 replies
- 117
- KD603NH1 yr ago
- Small Business
Setting up business - owners equity and draws
I am attempting to switch over from Quickbooks to YNAB for my business finances. I think I have the hang of things - except owners equity and draws. Having those accounts throw off my "P & L" report…
- Dan Stratton
- husband & office manager
- Navy_Blue_Cleric
- 1 yr ago
- 6 replies
- 186
- FanessYNAB Support1 yr ago
- Small Business
Move Category Group (small business expenses) to New Budget
Hi, currently my husband and I have our businesses in our home budget and have realized that we need to make those seperate budgets...its just getting too messy.…
- Steel Blue Sloth
- Steel_Blue_Sloth.3
- 1 yr ago
- 2 replies
- 132
- Steel Blue Sloth1 yr ago
- Small Business

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