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Setting Up Your Budget

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Reconciling manually
My version of this program does not have a reconcile button. How do I reconcile it manually?
- Spring Green Unicorn
- Spring_Green_Unicorn.12
- 3 mths ago
- 9 replies
- 78
- Spring Green Unicorn3 mths ago
- Setting Up Your Budget
- Answered
- Answered
Budget: Budgeted and Available columns
Why is the amount "Available" in green greater than the "Budgeted" amount if YNAB is meant to be zero-based budgeting?
- jemmeroni
- Digital marketing
- jemmeroni
- 3 mths ago
- 12 replies
- 90
- WordTenor3 mths ago
- Setting Up Your Budget
Political Donations Category?
I'm just curious what category those who make political donations use in their budget. I never donated politically until 2020. I used my Charity category but it's not charity and it's not tax…
- Superbone
- YNAB convert since 2008
- Superbone
- 3 mths ago
- 9 replies
- 106
- Periwinkle Flute3 mths ago
- Setting Up Your Budget
- Answered
- Answered
Variable and Unknown Expenses
How do you budget for the variable and unknown expenses? Variable - how much to set aside for medical, car expenses, home maintenance. Unknown - I was thinking about putting money aside for a new…
- TYA
- Cornflower_Blue_Viper.14
- 3 mths ago
- 6 replies
- 105
- Ceeses3 mths ago
- Setting Up Your Budget
How do you all track religious tithing with variable income?
I do 10% tithing but my income is variable each month, anyone have examples of how they do it? It feels like I cant actually budget it as this month it could be 500 dollars and next 1500...
- DanD
- I do stuff
- Green_Horse.12
- 3 mths ago
- 17 replies
- 156
- TYA3 mths ago
- Setting Up Your Budget
Emergency Fund or Age money?
Do I need to make a separate emergency fund or is just aging your money to start out enough? I am confused on what is best to start.
- SL Bread Girl
- Sky_Blue_Motherboard.14
- 3 mths ago
- 2 replies
- 82
- MatthewYNAB Support3 mths ago
- Setting Up Your Budget
starting balances
Why is YNAB telling me I need to budget my starting balances. I have money in a checking and savings account that were not inflows of money in Jan yet YNAB is asking me to assign a category.
- Ivory Vacuum
- Ivory_Vacuum.14
- 3 mths ago
- 7 replies
- 141
- MatthewYNAB Support3 mths ago
- Setting Up Your Budget
Double-tracking CC spending
Hi all, we're getting set up with our budget, but it looks like we're running into an issue of our credit card spending all being pulled from our budget twice.…
- RachelAKG
- rachelAKg
- 3 mths ago
- 6 replies
- 91
- dakinemaui3 mths ago
- Setting Up Your Budget
What am I doing wrong with Goals?
I have all my annual subscriptions down in a Subscriptions category for monthly instalments. For each one, I set a goal, eg "Club Membership: £120; Needed for Spending; By Date; 31st December 2021;…
- Cornflower Blue Sun
- Cornflower_Blue_Sun.10
- 3 mths ago
- 1 reply
- 84
- dakinemaui3 mths ago
- Setting Up Your Budget
Start Budget on 25th of Each Month?
I am new to YNAB and would like to know how to have my budget start on the 25th of each month (when I get paid). Budgeting by the new month does not work for me and I was upset when I saw my budget…
- Jenna
- jennatx
- 3 mths ago
- 7 replies
- 146
- dakinemaui3 mths ago
- Setting Up Your Budget
How to avoid "double reporting" with loan proceeds and lines of credit
I'm very particular with my budget and expense tracking. But I'm not sure best practice for tracking loan proceeds and lines of credit, how the money was spent, and paying back the loans.…
- Alan
- alanferg
- 3 mths ago
- 3 replies
- 60
- Alan3 mths ago
- Setting Up Your Budget
Fresh Start?
I thought about doing a Fresh Start but when I created it, the money allocated to my credit cards did not follow. Plus the amount TBB (from my paycheck 1/1/2021) doubled.…
- Spring Green Trumpet
- Spring_Green_Trumpet.9
- 3 mths ago
- 1 reply
- 54
- RachelYNAB Support3 mths ago
- Setting Up Your Budget
Brand new to YNAB and struggling with rolling over to January!
I rolled over all my budgeting from December to January successfully, but then realised that my budget has counted the allocations twice for one paycheck.…
- Powder Blue Battery
- Powder_Blue_Battery.13
- 3 mths ago
- 5 replies
- 158
- Powder Blue Battery3 mths ago
- Setting Up Your Budget
Catching Up after 5 months?
Hello, I started using YNAB in January 2020 and right when quarantine started I paused and have not touched it for 5 months. I have 2 kids under 5 home full time so my 'computer work' time is…
- Luneta
- Dance
- luneta
- 7 mths ago
- 15 replies
- 247
- dakinemaui3 mths ago
- Setting Up Your Budget
Newbie with set up questions
Payday was today so I decided to start YNAB today because there is money in my account. I realized my mistake halfway into entering budget amounts - it was still set to December,…
- Cheryl
- Cheryl
- 3 mths ago
- 9 replies
- 183
- 1
- Cheryl3 mths ago
- Setting Up Your Budget
A little bit of clarification...
Hi Everyone, This is going to be long, but I have a couple of questions that I can't seem to get my head around. I will try my best to explain... 1) Starting Balance:…
- Andy Perry
- pezza
- 3 mths ago
- 10 replies
- 171
- Andy Perry3 mths ago
- Setting Up Your Budget
- Answered
- Answered
No more red arrow
Is there any decent method for taking money from next months budget for this month. Say I buy groceries on the 30th and I am over budgeted. I have the money in next month budget for groceries and I…
- Turquoise Keyboard
- Turquoise_Keyboard.10
- 8 mths ago
- 16 replies
- 257
- Slate Blue Wildebeest3 mths ago
- Setting Up Your Budget
Help setting up (paid every 2 weeks, I have months of buffer)
I am having a hard time setting this up. I get paid every 2 weeks and I have _months_ of buffer money as well as other savings (both liquid and more solid like investments for retirement).…
- Maroon Commander
- Maroon_Commander.9
- 3 mths ago
- 28 replies
- 275
- Annieland3 mths ago
- Setting Up Your Budget
Is there a better way to do this?
I am trying to reconsider how I think about money. The way YNAB is set up to work, at least the way it works for me, encourages me to spend most or all of the money in a particular category.…
- Powder Blue Trumpet
- Powder_Blue_Trumpet
- 3 mths ago
- 32 replies
- 417
- Annieland3 mths ago
- Setting Up Your Budget
- Answered
- Answered
New Budget Time?
I've been using YNAB for years and it's been a huge boon to our finances. As a retiree on a fixed income, it's important to know just what money we have and how it is allocated.…
- Grandpa KaaPak
- Recent Retiree
- grandpa_kaapak_1
- 3 mths ago
- 6 replies
- 139
- Grandpa KaaPak3 mths ago
- Setting Up Your Budget
Will I have enough money for my bills on the 1st?
I'm brand new to YNAB. In the past, I've had a spreadsheet where I listed upcoming bills as well as salary. It gave me confidence that I'd have sufficient money in my accounts to cover the bills…
- Aquamarine Sidewinder
- Aquamarine_Sidewinder.10
- 3 mths ago
- 36 replies
- 439
- 1
- Powder Blue Pony3 mths ago
- Setting Up Your Budget
How do you plan your invested money for future budgets?
My situation: I'm keeping money for 3 thing in a distant future. I invest all that money. How to keep track of the amount I have for each of these 3 things while using tracking accounts to know that…
- Igorzovisk
- Computer Scientist, Developer, Web Developer
- igorzovisk
- 2 yrs ago
- 21 replies
- 1,326
- Annieland3 mths ago
- Setting Up Your Budget
- Answered
- Answered
Budgeting for the month or one check at a time.
Hello I am new here and I get paid every other Friday. Is it easier or "better"to budget each paycheck or just do it for the whole month? Thank you for the help. I need it
- lj8576
- Steel_Blue_Mermaid.5
- 3 mths ago
- 25 replies
- 231
- Annieland3 mths ago
- Setting Up Your Budget
Keeping track of "moved" money
I'm new and I am under-budgeted in some categories, overspending in some categories, and moving funds around to maintain an even place between income and outgo.…
- Great Expectations
- Life is a garden, plant it!
- Baluz
- 7 mths ago
- 7 replies
- 192
- Herman3 mths ago
- Setting Up Your Budget
Confused- Is it so bad to budget with money I don't have yet but know I'll receive?
Hello, My girlfriend and I budget together on YNAB and this morning we hit point of contention. At the moment I'm the sole earner in the household, and I'm transitioning into a salaried job after…
- Khaki Python
- Khaki_Python.14
- 8 mths ago
- 7 replies
- 323
- MadDog8 mths ago
- Setting Up Your Budget
- Answered
- Answered

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