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Setting Up Your Budget

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Budgeting with Social Security
I am running into an issue that I hope someone can help My husband and I are both on SS. I get paid the 2nd Wed of each month and he gets his check deposited the last Wed of the month.…
- Cornflower Blue Sidewinder
- Cornflower_Blue_Sidewind.10
- 4 mths ago
- 18 replies
- 142
- RachelYNAB Support4 mths ago
- Setting Up Your Budget
Budget “Template” in the new mobile experience
Good day everyone, I used to follow the “budget template” paradigm. I’d go through each category, set goals (targets now), and then look at the Quick Budget amounts for how much it’d take to fund…
- Brian
- Magenta_Keyboard.18
- 5 mths ago
- 10 replies
- 153
- 1
- DexterCat4 mths ago
- Setting Up Your Budget
Over Spent - will not correct?
I have a bill that was .13¢ more than I put in the 'envelope'. It's showing I am -.13¢. I then change the ASSIGNED amount to be $131.13. I feel like it should ask me where I want to take that 13¢…
- Dutch
- Salmon_Cup.12
- 4 mths ago
- 4 replies
- 78
- Dutch4 mths ago
- Setting Up Your Budget
Alternate Reimbursement Method?
Hi Folks, This summer my budget got pretty screwed up as a result of some outstanding reimbursements. I would like to prevent this from happening again.…
- Jim S
- Jiminak
- 4 mths ago
- 1 reply
- 59
- MarisaYNAB Support4 mths ago
- Setting Up Your Budget
Fresh Start or New Budget?
I've been dabbling/learning YNAB this month and want to start on the first of the next month. Way too much experimentation this month to continue but not sure if Fresh Start or just creating a New…
- Scoobie Doo
- Budget Mania
- Budgetmasterwannabe
- 5 mths ago
- 40 replies
- 536
- 2
- Move Light Sound Life4 mths ago
- Setting Up Your Budget
Target at Dollar Amount but still says not fully funded
So I have a vacation fund and I spent just a little over what was available and covered it with my savings category as I always plan in just this case.…
- Tan Cobra (240143be09df)
- Tan_Cobra_240143be09df
- 5 mths ago
- 4 replies
- 76
- Fuzzball Meows5 mths ago
- Setting Up Your Budget
Revamped Wynab: Where have the Total Assigned or Spent gone?
Hello, I opened today YNAB with the new look and renamings. It seems rather nice and clearer. However, I miss a very useful indication which I previously had, at least on my iPad:…
- Salmon Motherboard
- Salmon_Motherboard
- 6 mths ago
- 7 replies
- 254
- 1
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
Savings account understanding
So I have a savings account set up on 'on budget' and I assign so much each month on my budget. When I transfer over to the account there is no category to assign and it shows on the budget as…
- Ivory Mill
- Ivory_Mill
- 5 mths ago
- 7 replies
- 143
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
How to Approach Renovations?
I'm hoping for some advice on how to approach house renovations! We've lived in our house for ten years, and some renovations are direly needed. There's budgetary flexibility,…
- Masha
- masha
- 5 mths ago
- 4 replies
- 103
- Ivory Storm5 mths ago
- Setting Up Your Budget
Setting up budget
I am new to this I tried it 6 months ago and failed but I am really trying to get it now. A little back story, we are in the process of closing on a house.…
- Gonna Need Pi
- Violet_Banjo.11
- 5 mths ago
- 4 replies
- 143
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
Health insurance reimbursement question
hi, still new to this-- Background: I have supplemental health insurance that reimburses me (up to) 80% but I have to pay the provider 100% up front. I batch my insurance claims two or three times a…
- Coral Jackal 18
- Coral_Jackal.18
- 5 mths ago
- 4 replies
- 72
- Coral Jackal 185 mths ago
- Setting Up Your Budget
- Answered
- Answered
Bi-Monthly budget when the month rolls over
Hi, I'm very very new to YNAB, so please explain in layman's terms. I'm trying to understand how to work the month rolling over in my budget. I get paid on the 10th and the 25th.…
- marenanne6
- marenanne6
- 5 mths ago
- 5 replies
- 105
- Bruce5 mths ago
- Setting Up Your Budget
- Answered
- Answered
A small annoyance: "Fix This"
I budget on the first of the month based on the total of two checks with set amounts: one arrives on the first of the month and a second arrives about 2 weeks in.…
- Sea Green Sun (ccf0a561a083)
- Sea_Green_Sun_ccf0a561a
- 5 mths ago
- 32 replies
- 326
- Cash5 mths ago
- Setting Up Your Budget
- Answered
- Answered
advice on Returning to Ynab after a hard few months
Good day! Over the past 2 months, life has been pretty hectic. My wife and I are expecting a baby and we are remodeling our house, and Work has been difficult.…
- underpressure916
- underpressure96
- 6 mths ago
- 5 replies
- 160
- Cirrus5 mths ago
- Setting Up Your Budget
Different default “Cleared” settings on different budgets.
I recently created a new budget to manage a shared account with my GF and in doing so, I’ve noticed that my personal budget has as the default transaction setting as “Cleared”,…
- njwxyz
- Astronaut, Spaceship Earth
- njwxyz
- 5 mths ago
- 1 reply
- 36
- Move Light Sound Life5 mths ago
- Setting Up Your Budget
Not budgeting for something I already paid for puts me in the red? (first time user, first time question)
Hi there! I am on day 4 of building my first budget and I am beyond confused. I think my linked transactions are confusing me even more. I am budgeting for August and have already paid my rent ($833.…
- Hot Pink Horse
- Sad Debtor
- Hot_Pink_Horse.16
- 5 mths ago
- 11 replies
- 142
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
Paralyzed with anxiety trying to get started
I just signed up for a free trial and am absolutely paralyzed with anxiety trying to set up and 'do' YNAB. (YNAB, you probably could get more customers if your opening page wasn't so complicated and…
- Powder Blue Panther
- Powder_Blue_Panther.14
- 6 mths ago
- 81 replies
- 593
- 1
- CPA Budgeter5 mths ago
- Setting Up Your Budget
Savings Target Transaction to Separate Account Shows Up Negative
Hi everyone, I have a question about a savings goal target I set. I want to set aside $50 twice a month to my savings account ($100/month). I set up a bi-monthly savings target to do this,…
- Bradley
- Speech-Language Pathologist
- Gold_Android.8
- 5 mths ago
- 4 replies
- 58
- Bradley5 mths ago
- Setting Up Your Budget
- Answered
- Answered
Tracking if I 'come out ahead' in a category.
I want to track if I "come out ahead" in a certain category. So for example we cancelled Pet Insurance. Let's say $50/month previously that we're now saving.…
- Violet Dragon
- Violet_Dragon.10
- 5 mths ago
- 4 replies
- 105
- nolesrule5 mths ago
- Setting Up Your Budget
Assign Money Already in the Bank
I have both a checking and savings account at my bank. When setting up my budget, how do I assign the money that I already have at my disposal?
- Green Wildcat
- Green_Wildcat.13
- 5 mths ago
- 2 replies
- 75
- Green Wildcat5 mths ago
- Setting Up Your Budget
- Answered
- Answered
'Available' to the next month
I am a bit confused on a couple of things. My available funds in my bank does not match the 'GREEN' available dollar mounts. But my Budget for July says "All Money Assigned" How does the 'available'…
- Dutch
- Salmon_Cup.12
- 5 mths ago
- 3 replies
- 99
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
Vacation expense categorization techniques
Returned from a 2-week vacation - my first while using YNAB and wanted to share. I created a generic payee called #Florida_Mar_2020 that I would use for all the local, one-off merchants (e.g.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 1 yr ago
- 17 replies
- 252
- 3
- lindsay_g5 mths ago
- Setting Up Your Budget
Monthly by date goal/target confusion
I have set a monthly goal/target for 1500 by the 5th of each month. So last month I allocated 1500, and spend 1500 on the 4th of this month on Rent. Now this month, I added 700 to the goal,…
- Green Beat
- Green_Beat.14
- 5 mths ago
- 5 replies
- 150
- 1
- Green Beat5 mths ago
- Setting Up Your Budget
How to handle HELOC checks?
So I am using my HELOC for some projects. I have entered the heloc as a loan in ynab. How should I handle this from a budget point, I want to spend 25 k on the remodel.…
- tgpratt
- Overworked CFO of the family
- Salmon_Filly.4
- 5 mths ago
- 2 replies
- 45
- MarisaYNAB Support5 mths ago
- Setting Up Your Budget
What happened to quick budget??
Part of my workflow previously was to use the quick budget to assign same amounts as used previous month (or averages) and then adjust from there. It was a 2 minute job.…
- Khaki Snow
- Khaki_Snow.6
- 5 mths ago
- 10 replies
- 239
- 3
- Sky Blue Crab5 mths ago
- Setting Up Your Budget

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