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Setting Up Your Budget

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Auto Budget Based on Last Month
I used to budget a new mont by using the lightning bolt and selecting “Budgeted Last Month” or something like that. Then I could adjust the categories that needed a little more or less.…
- mgllghr
- mgllghr
- 2 mths ago
- 4 replies
- 136
- 1
- mgllghr2 mths ago
- Setting Up Your Budget
Budget on app
When I look at my app, how can I see what money was used in the current months budget and what money was rolled over to the next month? On the computer I just hover over “all money assigned” but…
- Navy Blue Robot
- Navy_Blue_Robot.16
- 2 mths ago
- 2 replies
- 71
- 1
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
Spending vs income
Let's suppose I have $3,000 a month income and have entered all my bills and all my non monthly bills to my budget. Is there a way to see how much I "budgeted" vs my income?…
- Mr. Ed
- mR_Ed
- 2 mths ago
- 3 replies
- 111
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
Started today...mid-month
I linked my bank accounts, Setup the categories, Have money in "Ready to Assign" So what do I do now? Assign money from "Ready To Assign" into categories that are beyond today's date until the end…
- Blue Captain
- Blue_Captain.3
- 2 mths ago
- 2 replies
- 68
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
RMD and Tax Withholding
I have a traditional IRA that I am taking Required Minimum Distributions from, but instead of receiving the money I am transferring it to a taxable investment account.…
- Satcpl
- Satcpl
- 2 mths ago
- 6 replies
- 56
- Satcpl2 mths ago
- Setting Up Your Budget
Budgeting with a Roommate and Venmo
I am new to YNAB and am still a bit confused on how to set up my budget, and here's why. I live with a roommate in a house that I own, and because of that I am responsible for most of the "immediate…
- Salmon Screwdiver
- Salmon_Screwdiver.20
- 2 mths ago
- 5 replies
- 43
- 1
- farfromtheusual2 mths ago
- Setting Up Your Budget
Confused how to handle goals in certain scenarios - "ghost underfunding"
Hi, Let's say that my income is $1500 monthly. I've just started YNAB and let's say I started with $5000 in my checking account. I have given all of these dollars a job,…
- Coral Unicorn
- Coral_Unicorn.13
- 2 mths ago
- 3 replies
- 54
- MadDog2 mths ago
- Setting Up Your Budget
Question about advice within help article "budgeting with a partner"
https://docs.youneedabudget.com/article/1692-budgeting-with-a-partner#individual-budgets I am interested in the following: "Scenario #3: Some of your accounts are shared accounts,…
- Coral Unicorn
- Coral_Unicorn.13
- 2 mths ago
- 3 replies
- 42
- farfromtheusual2 mths ago
- Setting Up Your Budget
Restarting YNAB after 5 month hiatus. How do I fix my "To be budgeted" which is too high?
I've already reconciled all my accounts so that they match with my online bank accounts. However, my "To be budgeted" is showing I have $19,000 to be budgeted, which is not true.…
- Slate Gray Cello
- Slate_Gray_Cello.14
- 2 mths ago
- 1 reply
- 62
- Fuzzball Meows2 mths ago
- Setting Up Your Budget
Incredibly confusing
I have done 2 online workshops and I'm still hopelessly confused about how to set up the budget and update my balance. This is such a complicated program,…
- Cadet Blue Python
- Cadet_Blue_Python.4
- 2 yrs ago
- 16 replies
- 1,150
- 6
- Fuzzball Meows2 mths ago
- Setting Up Your Budget
Spending by Date Goals not working
So I set a yearly spending goal of $1000 to be ready to spend for November 1, 2020 and then to have it REPEAT. However, when I take the money out to pay the bill and then start saving for it again…
- Fancy Fingers
- Alice_Blue_Welder.4
- 8 mths ago
- 9 replies
- 219
- 1
- Superbone2 mths ago
- Setting Up Your Budget
Still a little confused
I have had YNAB for years now and keep starting over. I have a budget in excel, but would like to use YNAB. I have a roommate that pays bills and the money he pays, I put into savings.…
- Blue Piano
- Blue_Piano.14
- 2 mths ago
- 5 replies
- 148
- Move Light Sound Life2 mths ago
- Setting Up Your Budget
Started a Budget before I had money to use
I know there is no "perfect" day to start a budget (other than "yesterday") but I found myself last month looking at what I had money wise ($0.00) only a day or two after my paycheque came in and…
- JSunsurn
- Corporate Services Assistant
- Jsunsurn
- 2 mths ago
- 6 replies
- 120
- MarisaYNAB Support2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Income Categories/Sub-Categories
What I Want! What I’d Like I would really love to have the ability to categorise my inflows, this would be extremely insightful for me and I think it can be done without breaking the sacred YNAB…
- Falco Lombardi
- Green_Piranha.6
- 2 yrs ago
- 23 replies
- 1,499
- 13
- Granny Bogle2 mths ago
- Setting Up Your Budget
How to handle Health Savings Accounts
I would like suggestions on how to handle Health Savings Accounts in YNAB. I contribute to the HSA twice monthly. Money in the account must be used only for qualified medical expenses.…
- J Phillips
- Quicken user since 1990 ... making the move to YNAB
- blue_green
- 3 yrs ago
- 10 replies
- 2,189
- 3
- DelaYNAB Support2 mths ago
- Setting Up Your Budget
- Answered
- Answered
How to categorize a transfer as an income
I receive rent from my building and I allocated it as "income: to be budgeted" to one of my Bank accounts that is also a "Budget account". I then transfer a fixed amount to wife's bank account for…
- Slate Blue Major
- Slate_Blue_Major.11
- 2 mths ago
- 4 replies
- 102
- Fuzzball Meows2 mths ago
- Setting Up Your Budget
Budgeted amount changing in new month
Hi I have just came across from the desktop YNAB. I am having a problem in that some of my budget amounts, going from January to February are changing without me inputting any data.…
- Lavender Mainframe
- Lavender_Mainframe
- 3 yrs ago
- 12 replies
- 1,143
- DelaYNAB Support2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Question about amazon gift card balance
Hello! New YNAB user. I have a couple hundred dollars on my amazon gift card balance. This is money that can be spent on a wide range of things (so I don't just want to put it in one category,…
- Eucalyptus forest
- eucalyptus_forest
- 1 yr ago
- 10 replies
- 303
- Spring Green Tugboat2 mths ago
- Setting Up Your Budget
- Answered
- Answered
What are your opinions on both my categories and goals? Looking to improve my perspective AND my budget.
Curious to think what you guys think of my setup. I use goals to remind myself how much I need to budget each month specifically instead of using the quick budget buttons.…
- theBrokeCarpenter
- Carpenter
- Gray_Piranha.17
- 2 mths ago
- 18 replies
- 195
- MarisaYNAB Support2 mths ago
- Setting Up Your Budget
Pay day 26th of the month
Hi, I have used YNAB now for a couple of months and I love it, I'm really struggling with being paid on the 26th of the month, I am trying to get a month ahead but at the minute I'm not,…
- Orange Captain
- Orange_Captain.10
- 2 mths ago
- 4 replies
- 89
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
Allocation vs. Forecasting Budgeting
I have been using the EveryDollar application from Dave Ramsey for the past couple of years. However, there are some things about that app which I have to take some issue with.…
- Hot Pink Welder
- Hot_Pink_Welder.6
- 11 mths ago
- 21 replies
- 320
- 2
- Gold Panther2 mths ago
- Setting Up Your Budget
Help! I did something wrong and YNAB is saying I have a lot more to budget than I do.
I thought I set up everything correctly and things were going great for a week. then after reconciling my accounts, all of a sudden YNAB is saying I have $1686 to budget when I know in reality I…
- Sea Green Viper
- Sea_Green_Viper.9
- 3 mths ago
- 1 reply
- 51
- WordTenor3 mths ago
- Setting Up Your Budget
Variable Income, Dreaded Red "Overspent"
Hey all, I'm really struggling to feel good about my budget when my income is so incredibly variable and I seem to always be in the dreaded "Overspent" red when I try to anticipate expenses.…
- Orange Zebra
- Orange_Zebra.12
- 3 mths ago
- 8 replies
- 141
- Bad Mister Frosty3 mths ago
- Setting Up Your Budget
Scheduling & bills with unknown amount
Here is the scenario. Say I have an upcoming medical bill but have no idea how much it will be. My insurance is a bit weird. When I go to a doctor, I have no idea what I will owe until the insurance…
- Random Username
- I do stuff. Sometimes I do things too.
- Random_username
- 3 mths ago
- 2 replies
- 59
- HedgeMage3 mths ago
- Setting Up Your Budget
When you cash an income check, do you immediately allocate? If not, how do you budget in the new month?
I got my income check on the 22nd of June, this month. It's the second to last Tuesday of the month, and right now, it's all in my "To Be Budgeted" box. I could do a few different things with it.…
- theBrokeCarpenter
- Carpenter
- Gray_Piranha.17
- 3 mths ago
- 3 replies
- 102
- nolesrule3 mths ago
- Setting Up Your Budget

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