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Setting Up Your Budget

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Home Improvement/Renovation
For Home Maintenance, it is suggested to budget ~1% of the purchase price per year. Is there also a percentage for home improvement/remodeling? This would cover new paint, furnishings,…
- Magenta Ink (b04bb2cef5c4)
- Magenta_Ink_b04bb2cef5c
- 1 yr ago
- 7 replies
- 311
- 1
- Lasaded2 mths ago
- Setting Up Your Budget
Is this Flexi? Is this even budgeting?
Let's say I have three categories: Groceries, Dining Out, and Fun Money. I fund each of these every month. Normally I try very hard to spend only the money in each that I have given them,…
- Forest Green Rain
- Forest_Green_Rain.6
- 2 mths ago
- 5 replies
- 128
- farfromtheusual2 mths ago
- Setting Up Your Budget
Confused with an automatic adjustment that created a possible SFTF situation.
Hi, So this happened last night and I don’t know how to rectify it. I added a transaction to my CapOne checking account for 155 USD under Entertainment Purchases (which for November) had 0 USD.…
- Primaniac
- furious_falcon
- 2 mths ago
- 6 replies
- 83
- Periwinkle Flute2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Recurring Annual Target Date Goal?
I have several Target Date goals in a Category Group that I call "Annual Expenses." In this group are things like annual insurance premiums, credit card membership fees, Amazon Prime payment,…
- Doctor J
- Doctor_J
- 1 yr ago
- 4 replies
- 248
- 2
- Green Grizzly (1dfde7d3ab44)2 mths ago
- Setting Up Your Budget
Link category to account?
While experimenting with loan accounts, I noticed that they are linked to categories. Can I link any category to any account? My usecase is this: - The laundromat only accepts 1 EUR coins.…
- Blue Wizard
- Blue_Wizard.14
- 2 mths ago
- 1 reply
- 38
- MarisaYNAB Support2 mths ago
- Setting Up Your Budget
Feature Request: Multiple Target Date Balance Goals Per Category
I've mentioned this already in a few other threads but feel it deserves its own thread in the hopes that it becomes a much bigger focus moving forward.…
- 10SNE1
- jagstyles
- 1 yr ago
- 17 replies
- 361
- 9
- Mark2 mths ago
- Setting Up Your Budget
New Yearly Subscription Fee is Doubled!
Hi Everyone, I have 5 days left of my trial... I've been really liking the program. Received an email to subscribe. I'm ready to subscribe... Then I find out the prices have changed. It has doubled.…
- YNAB_puppup
- Steel_Blue_Sloth.4
- 2 yrs ago
- 82 replies
- 3,337
- 1
- RachelYNAB Support9 mths ago
- Setting Up Your Budget
Excluding expenses for big projects that don't represent regular spending habits
The critical function that YNAB provides is the ability to manage a relatively stable inflow/outflow pattern on a monthly basis. At least that's what we want.…
- SmashCrashBoing
- smash_crash_boing
- 2 mths ago
- 6 replies
- 68
- Katejo2 mths ago
- Setting Up Your Budget
Mortgage Payment Savings Target Issue
I have a category set up for my mortgage payment. The payment comes out on the 1st or 2nd of the month. I have a spending target set to be filled by the end of the month.…
- Coral Cup
- Coral_Cup.11
- 2 mths ago
- 4 replies
- 47
- nolesrule2 mths ago
- Setting Up Your Budget
Auto pay vs paying when you get the bill (looking for different thoughts on this topic)
I have been playing around with YNAB for a few months, but just actually got down and dirty with it this week. A move, new job, new house, new bills… I started a brand new budget from scratch.…
- Magenta Transistor
- Magenta_Transistor.10
- 2 mths ago
- 13 replies
- 174
- Yes I can2 mths ago
- Setting Up Your Budget
How to use categories when everything gets paid by credit card
My husband and I buy everything with credit cards...mainly for rewards/points/etc.. The cards are also paid off every month. As a brand new YNAB'er, my question is: Can I track/budget grocery,…
- Salmon Transistor
- Salmon_Transistor.19
- 2 mths ago
- 2 replies
- 80
- MXMOM2 mths ago
- Setting Up Your Budget
Deleting through edit dropdown. Suggestions?
- Beige Cartridge
- Beige_Cartridge.12
- 2 mths ago
- 1 reply
- 41
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
New YNAB Loan: Interest or APR?
When converting a personal loan account into the new YNAB loan framework, should I use interest rate or APR?
- Chappy
- Architectural Designer
- Chappyeight
- 2 mths ago
- 2 replies
- 90
- Chappy2 mths ago
- Setting Up Your Budget
Auto-assign and scheduled transactions
I'm having an issue when auto-assigning funds to a future month, where scheduled transactions aren't accounted for. I'll try to explain with an example!…
- Spring Green Griffin
- Spring_Green_Griffin.13
- 2 mths ago
- 8 replies
- 69
- MarisaYNAB Support2 mths ago
- Setting Up Your Budget
True expense funding limits
Hi everyone! I'm asking for your input on how much to save for each true expense. It seem that as soon as we have some money saved in there, it gets spent.…
- SunflowerChild
- sunflowerchild
- 2 mths ago
- 3 replies
- 82
- 2
- Sky Blue Tugboat2 mths ago
- Setting Up Your Budget
Account hasn't synced for over a week.
Is it normal for an account to not sync for over a week? Just wait it out? anything I can do to force it?
- Dutch
- Salmon_Cup.12
- 2 mths ago
- 6 replies
- 27
- MarisaYNAB Support2 mths ago
- Setting Up Your Budget
Credit Cards and YNAB
I just started using YNAB and I need some advice. I shop for most things online, as it is much more convenient for me, and I subscribe to several streaming services,…
- Orchid Battery
- Orchid_Battery.17
- 2 mths ago
- 3 replies
- 70
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
Best way for two people to use one budget?
Should both spouses just use one email login? I've used ynab4 for a long time and we shared one dropbox account. Didn't know if that's the best way to do both spouses using mobile/online.…
- Hot Pink Cartridge
- Hot_Pink_Cartridge
- 3 yrs ago
- 107 replies
- 15,949
- 22
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Change the available balance without doing math
Let's say I have 345.67 assigned in a category. I want the amount in that category to be 456.73. How can I do this without doing the math to figure out the difference between them and adding it to…
- Cadet Blue Router
- Cadet_Blue_Router.15
- 3 mths ago
- 5 replies
- 140
- Cobalt Blue3 mths ago
- Setting Up Your Budget
- Answered
- Answered
Anyone from Norway here?? Question how to add loan costs in YNAB
trying to set up my budget but unsure how to properly put in the cost of my loans in the right buckets (interest/avdrag). anyone here norwegian and use YNAB? If by any miracle it is,…
- Slate Blue Mare
- Slate_Blue_Mare.15
- 3 mths ago
- 3 replies
- 53
- Spring Unicorn3 mths ago
- Setting Up Your Budget
Confusing transfer
Hi! I made a transfer from my Savings Account (Budget) to my Investments Account (Tracking) of 6k however, now it is showing that I still have the full amount on my Savings and -6k on my Investments…
- cmoncanada
- cmoncanada
- 3 mths ago
- 2 replies
- 71
- MXMOM3 mths ago
- Setting Up Your Budget
I Need So Much Help
Hello, I am trying to work with YNAB and have hit a wall. I need an expert to help me figure things out, perhaps with screen sharing. Are there such people one can hire that won't cost an arm and a…
- Cobalt Blue
- Artist
- cobalt_blue
- 3 mths ago
- 22 replies
- 206
- Saish Dawg3 mths ago
- Setting Up Your Budget
- Answered
- Answered
Mortgage Payment Every Two Weeks
Hey there, I make mortgage payments every two weeks. How do I reflect that in YNAB when my options are weekly or monthly? I'd rather reflect it as something I pay every two weeks since I also…
- Hot Pink Cornet
- Hot_Pink_Cornet.18
- 3 mths ago
- 8 replies
- 136
- Superbone3 mths ago
- Setting Up Your Budget
How Ready to assign money works?
I'm just starting to use YNAB but I noticed a problem (or something I dont understand correctly) in my budget. Here's what i did: imported my last 2 years of transaction from my bank into YNAB and…
- Navy Blue Gazelle
- Navy_Blue_Gazelle.16
- 3 mths ago
- 15 replies
- 299
- MXMOM3 mths ago
- Setting Up Your Budget
Budgeting previous months when signing up a new account?
Hello, I'm inviting my gf to have her own YNAB account, and was wondering if, after connecting her credit cards and bank accounts, it is possible to go to the expenses of the last 3 months and…
- Aquamarine Router
- Aquamarine_Router.16
- 3 mths ago
- 4 replies
- 69
- MarisaYNAB Support3 mths ago
- Setting Up Your Budget

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