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Setting Up Your Budget

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Brand new to ynab
I’ve seen the vids on getting started. Exciting times hypothetical. I get paid on April 30. And my wife does too. Now we know what’s in accounts to assign to categories.…
- YNAB mj
- Cornflower_Blue_Android.15
- 1 mth ago
- 5 replies
- 116
- Orchid Boa1 mth ago
- Setting Up Your Budget
To Be Budgeted
I have been using YNAB for quite a while and am faithful in entering all of the debits and credits, but my “To Be Budgeted” amount is a fictitious amount. How do I zero this out?
- Magenta Ink (b04bb2cef5c4)
- Magenta_Ink_b04bb2cef5c
- 2 mths ago
- 14 replies
- 167
- Superbone1 mth ago
- Setting Up Your Budget
Income
So. Every time we get paid, we go into chkng account and type new balance? also. Let’s say we’re allocating $100/ mth to an ultimate $1000 furniture purchase.…
- YNAB mj
- Cornflower_Blue_Android.15
- 2 mths ago
- 4 replies
- 150
- Nick1 mth ago
- Setting Up Your Budget
Variable Budget Each Month
My electric bills are about $75 per month in winter and $400 in summer. I want to have changing budget amounts for this category to show predicted spending and then budget against it.…
- Tomato Welder
- Tomato_Welder.12
- 2 mths ago
- 3 replies
- 64
- MatthewYNAB Support1 mth ago
- Setting Up Your Budget
Working with Multiple Accounts the "Right Way"?
Good afternoon everyone! On my sixth month with YNAB and it's been a game changer. So far, all of my budgeting has been with a single checking account at a bank that supports direct-import.…
- Brian
- Magenta_Keyboard.18
- 2 mths ago
- 13 replies
- 227
- Superbone2 mths ago
- Setting Up Your Budget
Holiday funds, goals and all things related
I recently set up a "holidays" Category Group to plan for all our upcoming camping trips (there are quite a few, Year of the Staycation and all that...). It looks a bit like this: 1. Travel 2.…
- Numbers Nerd
- numbers_nerd
- 2 mths ago
- 1 reply
- 75
- Melissa2 mths ago
- Setting Up Your Budget
Can I set 'To be Budgeted' to something other than the balance of a bank account?
I have my income going into multiple accounts and there isn't any account balance that can describe the money I want to budget. I'd like to set the amount to be budgeted to a fixed number per month,…
- Pink Cello
- Pink_Cello.9
- 2 mths ago
- 3 replies
- 129
- MatthewYNAB Support2 mths ago
- Setting Up Your Budget
New Yearly Subscription Fee is Doubled!
Hi Everyone, I have 5 days left of my trial... I've been really liking the program. Received an email to subscribe. I'm ready to subscribe... Then I find out the prices have changed. It has doubled.…
- YNAB_puppup
- Steel_Blue_Sloth.4
- 2 yrs ago
- 82 replies
- 2,905
- 1
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
Savings Account vs. Investment
I am a 27yo who has finally gotten ahead and have a bit of a savings account. That being said, I am also in nurse practitioner grad school and working full time so I do still have student loans that…
- Slate Gray Koala
- Slate_Gray_Koala.11
- 7 mths ago
- 2 replies
- 129
- Island Capture2 mths ago
- Setting Up Your Budget
Bi-Weekly Pay "To be Budgeted"
Hello! I hope someone can give me some tips and tricks about making YNAB work for you when you are paid bi-weekly. I've been using YNAB for about a year now and it has worked great - when I was paid…
- Ashley Diane
- ashleydiane85
- 2 yrs ago
- 33 replies
- 2,104
- 1
- Move Light Sound Life2 mths ago
- Setting Up Your Budget
Bi-Weekly Paycheck
Sorry F.O.B. with YNAB. Still paying off my debt and still living paycheck to paycheck, with the goal of being debt free, and a month ahead. Just can't wrap around the bi-weekly paycheck.…
- Green Guitar
- Green_Guitar.8
- 2 mths ago
- 6 replies
- 119
- Move Light Sound Life2 mths ago
- Setting Up Your Budget
- Answered
- Answered
How Do you Manage Food/Grocery Budget in YNAB via second account?
I am just getting to grips with YNAB and I am on day 2 of the trial. I have manually inputted our main checking/current account into the app/website and inputted the current March balance and…
- Matt. J. 41
- mattj41
- 2 mths ago
- 5 replies
- 95
- Move Light Sound Life2 mths ago
- Setting Up Your Budget
Another newbie budgeting question - when to complete the month and start a new one?
When do you review, reconcile and close the month to then budget the next month? Sorry if this seems a really dumb question with an obvious answer, but I am trying to get my head around real…
- Matt. J. 41
- mattj41
- 2 mths ago
- 5 replies
- 101
- RachelYNAB Support2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Sorry Newbie Question on Income Later in Month
H Forum, Sorry, this is a real newbie question about budgeting and using YNAB. I am currently testing out/learning the app after using very basic spreadsheets for years.…
- Matt. J. 41
- mattj41
- 2 mths ago
- 7 replies
- 102
- nolesrule2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Budgeting future income
I know a fundamental tenet of YNAB is to only budget the money you actually have. This philosophy doesn't cover my desire to plan ahead. For example, if I receive $3000 income on the 1st of the…
- dg
- dgarvin57
- 9 mths ago
- 44 replies
- 867
- 3
- Superbone2 mths ago
- Setting Up Your Budget
Lump sum expenses
Hi there! New to YNAB, very excited to use it. Hoping to hear some strategies for how to "pay yourself back" for expenses. For example, used my savings to buy a farm share (weekly delivery of…
- Tan Storm
- Tan_Storm.17
- 2 mths ago
- 2 replies
- 100
- farfromtheusual2 mths ago
- Setting Up Your Budget
Handling VAT / Sales tax account
So i am operating a sole proprietor business in the UK. I have to collect sales tax from my customers, and can claim sales tax back from expenses. What is the best way to handle this?…
- Sea Green Commander
- Sea_Green_Commander.11
- 3 mths ago
- 6 replies
- 57
- MatthewYNAB Support2 mths ago
- Setting Up Your Budget
Share a Budget without sharing accounts
My partner and I both use YNAB for our personal budgets and our personal bank accounts, but we also just got a joint bank account. We would like to be able to keep our personal budgets separate and…
- Anais Mayer
- Anais
- 3 mths ago
- 3 replies
- 105
- 1
- Lavender Leopard2 mths ago
- Setting Up Your Budget
Passing through
I sometimes have money coming into my main bank account which I then re-assign right away to other accounts. I would like to enter the transaction in my YNAB account to keep track of it and so that…
- Sky Blue Beat
- Sky_Blue_Beat.7
- 2 mths ago
- 10 replies
- 129
- Sky Blue Beat2 mths ago
- Setting Up Your Budget
- Answered
- Answered
Noob - Account and Available Balance
Hello, i'm in Day 26 of my 34 day free trial, and age of money is 25 days (woot!). So as its end of the month, this is what I've done: 1. I've budgeted my March payroll (received 21 of every month)…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.11
- 2 mths ago
- 2 replies
- 77
- Navy Blue Pegasus2 mths ago
- Setting Up Your Budget
- Answered
- Answered
On-budget or off-budget Savings account
Hey guys I’m torn between using an on-budget account vs an odd-budget savings. It seems like an on-budget savings account isn’t more time consuming and more potential for errors.…
- Purple Vacuum
- Purple_Vacuum.2
- 3 yrs ago
- 45 replies
- 2,960
- Superbone2 mths ago
- Setting Up Your Budget
- Answered
- Answered
How to not have money rollover each month
Hi here! Does anyone know how to not have money rollover each new month in categories where you did not spend the budgeted amount from the previous month? For some reason,…
- EwelinaOlechowska
- Cyan_Hammer.7
- 7 mths ago
- 13 replies
- 320
- Vibrant2 mths ago
- Setting Up Your Budget
Going from unlinked to linked accounts
We started using YNAB in January and set up our accounts as unlinked and manually added everything in. Since we had never used a budgeting platform and not sure if we would find it useful long term,…
- Orchid Robot
- Orchid_Robot.14
- 2 mths ago
- 3 replies
- 114
- DelaYNAB Support2 mths ago
- Setting Up Your Budget
Savings Account
I am confused...literally...confused. why would I budget my savings account. it literally is a savings account. I put money into it not take money out.…
- Violet Cello
- Violet_Cello.12
- 5 mths ago
- 27 replies
- 412
- Orchid Colt2 mths ago
- Setting Up Your Budget
Credit Card category
I like to put my credit cards by date in my budget under monthly expenses. But there is already a credit card category that is built when you add the card.…
- Blue Thunder
- Blue_Thunder.11
- 2 mths ago
- 2 replies
- 39
- Bruce2 mths ago
- Setting Up Your Budget

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