How to enable Javascript

Saving & Investing

Follow

What to do with old Roth & 401k’s
I have a question that I have no idea on the answer nor know where to look to get it. I have a 401k from my very first job and a Roth from my second job.…
- flyou10
- flyou10
- 3 yrs ago
- 6 replies
- 1,092
- 1
- WordTenor3 yrs ago
- Saving & Investing
Left over money, Zero Balance
I'm sure this has been asked. I've read a few threads that come close to what I'm looking for, but not exactly. I'm a new YNAB user, this will be my 3rd paycheck using it. I set my budgets.…
- Turquoise Wrench
- Turquoise_Wrench
- 3 yrs ago
- 3 replies
- 1,475
- Orange Wildcat3 yrs ago
- Saving & Investing
A simple strategy that worked for me.
I'm bored, and I haven't seen exactly this tactic in everything I have read so far, so I'm going to share it. I don't currently use this strategy because I am just getting my budget going again.…
- Lucas
- Seed Technician
- lord_Zeus
- 3 yrs ago
- 12 replies
- 1,323
- 2
- MsTJ3 yrs ago
- Saving & Investing
Where to put semi-accessible savings?
Friends, the Almighty Church of Budgeting has brought me to this place I do not understand, and I need your help. I actually have *gasp* (whispers) savings (/whispers) */gasp*,…
- Slugger
- slugger
- 3 yrs ago
- 22 replies
- 2,121
- 2
- Cornflower Blue Filly (35a9d699c640)3 yrs ago
- Saving & Investing
YNAB your retirement - the Canadian Edition 🇨🇦
Sorry! The title isn't meant to exclude people who don't live in igloos and have maple syrup in the veins and compulsively say Sorry! Saving for the future, beyond EFs and epic Disney vacations,…
- MissusTea
- "The future belongs to those who believe in the beauty of their dreams" - Eleanor Roosevelt -
- MissusTea
- 3 yrs ago
- 18 replies
- 2,360
- 7
- Turquoise Trumpet3 yrs ago
- Saving & Investing
Teacher Summer Fund?
So I am a 10 month employee. I have a little bit of income come in July, but for all intents and purposes, I do not get paid July or August. Currently,…
- Sky Blue Cornet
- Sky_Blue_Cornet
- 3 yrs ago
- 4 replies
- 870
- 1
- Flyin'Brian3 yrs ago
- Saving & Investing
How Much Money Should I Save For a Potential Move?
Hi everyone, I have a quick question. I'm looking into moving into an apartment with some roommates in the near future and I've actually never done anything like this before.…
- Kate
- Joyful Technical Writer 🌴
- sweet_sunshine
- 3 yrs ago
- 25 replies
- 1,119
- Kate3 yrs ago
- Saving & Investing
Psychological Nudges for Saving
Have you ever wondered if there were little psychological things you could do to change the way you think about money? Perhaps by changing the way you categorize things in YNAB?…
- IndyHCKM
- IndyHCKM
- 3 yrs ago
- 8 replies
- 1,267
- 4
- kuk3 yrs ago
- Saving & Investing
Savings Fund is being budgeted
Hi everyone, I'm new to YNAB. I linked a savings account that I use for my emergency fund. I want to be able to see this account and it's progress in YNAB,…
- Logan Seger
- Turquoise_Storm.1
- 3 yrs ago
- 10 replies
- 2,415
- Logan Seger3 yrs ago
- Saving & Investing
How much cash do you build up in your HSA?
Hi, I've had an HSA for a few years now. Actually I guess I'm starting my third? Fourth? There were two partial years in there to keep things muddled. Anyway ,…
- TheTabby
- Just a common cat trying to budget uncommonly well.
- TheTabby
- 3 yrs ago
- 5 replies
- 919
- TheTabby3 yrs ago
- Saving & Investing
Your Savings Determines Your Wealth
Hi YNABers, I was this article on CNBC, and thought I'd share it. It talks about wealth as a measure of savings, not assets. Keep give your dollars jobs, and you might just get wealthy! https://a.…
- Money's Boss
- Give dollars jobs, and you're the boss.
- moneysboss
- 3 yrs ago
- 2 replies
- 898
- 3
- Heather3 yrs ago
- Saving & Investing
Saving for the sake of it
Hey fellow ynabers, I've been a long-time user but it's my first time posting. During 2016 I managed to accumulate a bit of money. I put those into two categories: Emergency fund and Life Savings.…
- Tan Flute
- Tan_Flute.1
- 3 yrs ago
- 10 replies
- 1,348
- 2
- Tan Flute3 yrs ago
- Saving & Investing
HSA next year, should we spend it as costs are incurred or save it all as a retirement fund?
I was hoping for some advice from people experienced with HSAs and their tax benefits, or just stories about how you use them. I just read a few fascinating opinions on the forum (eg this post ;…
- Orchid Mantis
- Ecologist on hiatus
- Orchid_Jackal_9a45b17ee
- 3 yrs ago
- 10 replies
- 1,377
- Whereforart3 yrs ago
- Saving & Investing
Should this account be on or off budget?
So we've been using YNAB for two months, and while our discipline could be improved I'm pretty happy with our progress so far - especially considering we started just as the holiday season was…
- swduncan
- swduncan
- 3 yrs ago
- 4 replies
- 1,513
- HappyDance3 yrs ago
- Saving & Investing
Finance & Tax Planning
Hello all- Several year user here. Happy with the new updates we're seeing as a whole across the platform. I do feel I've hit a wall and after researching across the web,…
- guywithguitar
- Sea_Green_Stallion_8ac3
- 3 yrs ago
- 4 replies
- 1,673
- 2
- nolesrule3 yrs ago
- Saving & Investing
"Tax Withheld" from checking in tiny denominations
For many months now (thought it was a bank thing and am reallizing I'm wrong), my bank account has been subtracting minimal amounts with the description "tax withheld.…
- Beige Pilot (a01f1337c3b8)
- Beige_Pilot_a01f1337c3b
- 3 yrs ago
- 5 replies
- 1,402
- aurical3 yrs ago
- Saving & Investing
Recording a loss or profit in a tracking account
Hello everyone, This is my first post so I hope i'm in the right place and doing it properly. I would like to ask how you keep track of your investments.…
- Siren Mermaid
- Artist
- Siren_mermaid
- 3 yrs ago
- 5 replies
- 1,775
- Siren Mermaid3 yrs ago
- Saving & Investing
I have saved nearly six figures..
I am in 30s and have saved nearly six figures. Does not include my retirement account. With that said, I'm sure for many it's a bragging right. For me, it's meh.…
- Icecream mochi
- Debt free excluding mortgage
- Orchid_Screwdiver_28481
- 3 yrs ago
- 19 replies
- 2,754
- 7
- Icecream mochi3 yrs ago
- Saving & Investing
Year-End Bonus
Hi Guys, Love the new forum and am eager to participate. I've been a YNAB user for years but used it only as a glorified expense tracker and never really followed the steps.…
- Alice Blue Sidewinder (f43a4106324a)
- Alice_Blue_Sidewinder_f
- 3 yrs ago
- 6 replies
- 2,142
- 1
- negrcian3 yrs ago
- Saving & Investing
What to do next?
So I have managed to pay off my student loans (minus what I owe my parents) and pay off my car. I have also started contributing to my 401K just past what my employer matches.…
- Gray Storm (f81547ac5cb3)
- Gray_Storm_f81547ac5cb3
- 3 yrs ago
- 3 replies
- 953
- nolesrule3 yrs ago
- Saving & Investing
Retirement - Starting from Scratch
I am self employed, with no retirement savings. Hard to swallow at 39yo. I want to get started next year but I don’t really know where to begin. Let’s hear all the recommendations and advice for…
- JenGirl912
- JenGirl912
- 3 yrs ago
- 26 replies
- 2,620
- 7
- JC Webber III3 yrs ago
- Saving & Investing
SEP IRA versus Self-Employed 401(k)
I am trying to get a handle on the best option for my husband's business retirement needs. He is self-employed and we need to start some type of retirement savings for him.…
- Ivory Drill (fa4cb3254249)
- Ivory_Drill_fa4cb325424
- 3 yrs ago
- 9 replies
- 2,503
- nolesrule3 yrs ago
- Saving & Investing
How much to save in medical category (high deductible/HSA)?
My husband has a new job and we’re going to switch to a high deductible health insurance plan for 2018 ($3000 deductible with $6000 out of pocket limit).…
- robinhbl
- robinhbl
- 3 yrs ago
- 11 replies
- 2,226
- nolesrule3 yrs ago
- Saving & Investing

1 9 10 11 12 13 14 15

Start Your Free YNAB Trial

Important Links

Community Guidelines

Report a Bank Importing Issue

Feature Requests

Top contributors

Help Docs

Still have a question? Want to view the official guide on your topic?

Go to Help Docs